Chief Compliance Officer

0001765380-24-000039.txt : 20240208 0001765380-24-000039.hdr.sgml : 20240208 20240208132106 ACCESSION NUMBER: 0001765380-24-000039 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20231231 FILED AS OF DATE: 20240208 DATE AS OF CHANGE: 20240208 EFFECTIVENESS DATE: 20240208 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Bedel Financial Consulting, Inc. CENTRAL INDEX KEY: 0001730511 ORGANIZATION NAME: IRS NUMBER: 000000000 STATE OF INCORPORATION: IN FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-18265 FILM NUMBER: 24608105 BUSINESS ADDRESS: STREET 1: 8940 RIVER CROSSING BOULEVARD STREET 2: SUITE 120 CITY: INDIANAPOLIS STATE: IN ZIP: 46240 BUSINESS PHONE: 317-843-1358 MAIL ADDRESS: STREET 1: 8940 RIVER CROSSING BOULEVARD STREET 2: SUITE 120 CITY: INDIANAPOLIS STATE: IN ZIP: 46240 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false true false 0001730511 XXXXXXXX 12-31-2023 12-31-2023 Bedel Financial Consulting, Inc.

8940 RIVER CROSSING BOULEVARD SUITE 120 INDIANAPOLIS IN 46240

13F HOLDINGS REPORT 028-18265 N Lonny Elfenbein Chief Compliance Officer 513-977-8330 Lonny Elfenbein Cincinnati OH 02-08-2024 0 246 545676593 false INFORMATION TABLE 2 bedelq42023.xml 3M CO COM 88579Y101 421800 3858 SH SOLE 0 0 0 3858 ABBOTT LABS COM 002824100 218709 1987 SH SOLE 0 1000 0 987 ABBVIE INC COM 00287Y109 1908480 12315 SH SOLE 0 750 0 11565 ACCENTURE PLC IRELAND SHS CLASS A G1151C101 436532 1244 SH SOLE 0 0 0 1244 ADOBE INC COM 00724F101 846874 1420 SH SOLE 0 0 0 1420 ADVANCED MICRO DEVICES INC COM 007903107 332115 2253 SH SOLE 0 0 0 2253 ALPHABET INC CAP STK CL A 02079K305 2656205 19015 SH SOLE 0 0 0 19015 ALPHABET INC CAP STK CL C 02079K107 2137908 15170 SH SOLE 0 0 0 15170 ALTRIA GROUP INC COM 02209S103 380852 9441 SH SOLE 0 0 0 9441 AMAZON COM INC COM 023135106 1898861 12497 SH SOLE 0 0 0 12497 AMERICAN CENTY ETF TR FOCUSED LRG CAP 025072794 3890117 63638 SH SOLE 0 0 0 63638 AMERICAN CENTY ETF TR US QUALITY GROW 025072307 1564890 20569 SH SOLE 0 470 0 20099 AMERICAN ELEC PWR CO INC COM 025537101 289712 3567 SH SOLE 0 0 0 3567 AMERICAN EXPRESS CO COM 025816109 843339 4502 SH SOLE 0 0 0 4502 AMGEN INC COM 031162100 418205 1452 SH SOLE 0 0 0 1452 APPLE INC COM 037833100 15793515 82031 SH SOLE 0 1610 0 80421 APPLIED MATLS INC COM 038222105 1534956 9471 SH SOLE 0 0 0 9471 AT&T INC COM 00206R102 261110 15561 SH SOLE 0 0 0 15561 AUTOMATIC DATA PROCESSING IN COM 053015103 1224115 5254 SH SOLE 0 0 0 5254 BALL CORP COM 058498106 552192 9600 SH SOLE 0 0 0 9600 BANK AMERICA CORP COM 060505104 472125 14022 SH SOLE 0 0 0 14022 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 6694906 18771 SH SOLE 0 0 0 18771 BOSTON SCIENTIFIC CORP COM 101137107 754594 13053 SH SOLE 0 0 0 13053 BRISTOL-MYERS SQUIBB CO COM 110122108 301236 5871 SH SOLE 0 0 0 5871 BROADCOM INC COM 11135F101 360782 323 SH SOLE 0 0 0 323 CAMPBELL SOUP CO COM 134429109 240359 5560 SH SOLE 0 0 0 5560 CAMPING WORLD HLDGS INC CL A 13462K109 254985 9710 SH SOLE 0 0 0 9710 CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101 7623847 270062 SH SOLE 0 3651 0 266411 CATERPILLAR INC COM 149123101 537466 1818 SH SOLE 0 0 0 1818 CHEVRON CORP NEW COM 166764100 1230025 8246 SH SOLE 0 0 0 8246 CHIPOTLE MEXICAN GRILL INC COM 169656105 203539 89 SH SOLE 0 0 0 89 CINTAS CORP COM 172908105 574335 953 SH SOLE 0 0 0 953 CISCO SYS INC COM 17275R102 1594947 31571 SH SOLE 0 0 0 31571 CLOROX CO DEL COM 189054109 336234 2358 SH SOLE 0 280 0 2078 COCA COLA CO COM 191216100 1379588 23411 SH SOLE 0 0 0 23411 COMCAST CORP NEW CL A 20030N101 251950 5746 SH SOLE 0 0 0 5746 CONAGRA BRANDS INC COM 205887102 286743 10005 SH SOLE 0 0 0 10005 CONOCOPHILLIPS COM 20825C104 443852 3824 SH SOLE 0 0 0 3824 COOPER COS INC COM NEW 216648402 378440 1000 SH SOLE 0 0 0 1000 COSTCO WHSL CORP NEW COM 22160K105 647896 982 SH SOLE 0 0 0 982 CSX CORP COM 126408103 614699 17730 SH SOLE 0 0 0 17730 CUMMINS INC COM 231021106 1698292 7089 SH SOLE 0 0 0 7089 CUSTOM TRUCK ONE SOURCE INC COM CL A 23204X103 279503 45227 SH SOLE 0 0 0 45227 DANAHER CORPORATION COM 235851102 911091 3938 SH SOLE 0 0 0 3938 DEERE & CO COM 244199105 256434 641 SH SOLE 0 0 0 641 DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781 412715 16006 SH SOLE 0 0 0 16006 DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 2783145 81000 SH SOLE 0 339 0 80661 DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765 237427 9253 SH SOLE 0 0 0 9253 DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 12821244 531781 SH SOLE 0 5707 0 526074 DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 865898 14524 SH SOLE 0 0 0 14524 DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 1152556 22025 SH SOLE 0 249 0 21776 DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 30291228 1057655 SH SOLE 0 15815 0 1041840 DISCOVER FINL SVCS COM 254709108 246616 2194 SH SOLE 0 0 0 2194 DISNEY WALT CO COM 254687106 1532743 16976 SH SOLE 0 0 0 16976 DOW INC COM 260557103 307446 5606 SH SOLE 0 0 0 5606 DUKE ENERGY CORP NEW COM NEW 26441C204 381471 3931 SH SOLE 0 0 0 3931 DUPONT DE NEMOURS INC COM 26614N102 442508 5752 SH SOLE 0 0 0 5752 EATON CORP PLC SHS G29183103 352560 1464 SH SOLE 0 0 0 1464 EATON VANCE SR INCOME TR SH BEN INT 27826S103 75480 11962 SH SOLE 0 0 0 11962 ELEVANCE HEALTH INC COM 036752103 578604 1227 SH SOLE 0 0 0 1227 ELI LILLY & CO COM 532457108 42984 1000 SH Put SOLE 0 0 0 1000 ELI LILLY & CO COM 532457108 192662588 330513 SH SOLE 0 280 0 330233 ELI LILLY & CO COM 532457108 478331 14200 SH Put SOLE 0 0 0 14200 EMERSON ELEC CO COM 291011104 291485 2995 SH SOLE 0 0 0 2995 EXLSERVICE HOLDINGS INC COM 302081104 699061 22660 SH SOLE 0 0 0 22660 EXXON MOBIL CORP COM 30231G102 2443552 24440 SH SOLE 0 0 0 24440 FEDEX CORP COM 31428X106 291777 1153 SH SOLE 0 0 0 1153 FIRST FINL BANCORP OH COM 320209109 651035 27412 SH SOLE 0 0 0 27412 FIRST TR EXCHANGE-TRADED ALP SML CP GRW ALP 33737M300 2836811 45086 SH SOLE 0 726 0 44360 FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302 909431 4875 SH SOLE 0 0 0 4875 FIRST TR MID CAP CORE ALPHAD COM SHS 33735B108 1765205 16900 SH SOLE 0 0 0 16900 FIRSTENERGY CORP COM 337932107 278564 7599 SH SOLE 0 0 0 7599 GENERAL DYNAMICS CORP COM 369550108 575600 2217 SH SOLE 0 508 0 1709 GENERAL ELECTRIC CO COM NEW 369604301 215475 1688 SH SOLE 0 0 0 1688 GENTEX CORP COM 371901109 260066 7963 SH SOLE 0 0 0 7963 GLOBAL X FDS RATE PREFERRED 37954Y376 5901467 254813 SH SOLE 0 1980 0 252833 GRAINGER W W INC COM 384802104 273468 330 SH SOLE 0 0 0 330 GSK PLC SPONSORED ADR 37733W204 280248 7562 SH SOLE 0 0 0 7562 HASHICORP INC COM CL A 418100103 244910 10360 SH SOLE 0 0 0 10360 HOME DEPOT INC COM 437076102 1804352 5207 SH SOLE 0 0 0 5207 HONEYWELL INTL INC COM 438516106 1416558 6755 SH SOLE 0 0 0 6755 HORIZON BANCORP INC COM 440407104 185128 12937 SH SOLE 0 0 0 12937 HUNTINGTON BANCSHARES INC COM 446150104 870511 68436 SH SOLE 0 0 0 68436 ILLINOIS TOOL WKS INC COM 452308109 1084901 4142 SH SOLE 0 2155 0 1987 INNOVATOR ETFS TR US EQT BUFR APR 45782C888 756911 19807 SH SOLE 0 0 0 19807 INNOVATOR ETFS TR US EQTY PWR BUF 45782C540 243945 6950 SH SOLE 0 0 0 6950 INNOVATOR ETFS TR US EQT PWR BUF 45782C870 8188891 250501 SH SOLE 0 0 0 250501 INNOVATOR ETFS TR US EQT ULTRA BF 45782C839 417625 13783 SH SOLE 0 0 0 13783 INNOVATOR ETFS TR US EQTY ULTRA B 45782C649 456989 14593 SH SOLE 0 2675 0 11918 INNOVATOR ETFS TR US EQTY PWR BUF 45782C318 456632 14508 SH SOLE 0 0 0 14508 INNOVATOR ETFS TR LADDERED ALC BFR 45783Y756 1204227 43384 SH SOLE 0 0 0 43384 INNOVATOR ETFS TR BUFFER STEP UP S 45783Y731 442350 15544 SH SOLE 0 0 0 15544 INNOVATOR ETFS TR US EQTY PWR BUF 45782C656 865549 24899 SH SOLE 0 1693 0 23206 INNOVATOR ETFS TR US EQTY BUFR JAN 45782C409 322929 7904 SH SOLE 0 0 0 7904 INNOVATOR ETFS TR US EQTY ULTRA B 45782C821 1514215 46779 SH SOLE 0 0 0 46779 INNOVATOR ETFS TR US EQTY PWR BF 45782C680 260820 7816 SH SOLE 0 0 0 7816 INNOVATOR ETFS TR US EQTY PWR BUF 45782C417 605951 18559 SH SOLE 0 0 0 18559 INNOVATOR ETFS TR US EQT ULTRA BF 45782C300 334246 9708 SH SOLE 0 0 0 9708 INNOVATOR ETFS TR US EQTY PWR BUF 45782C573 800730 23250 SH SOLE 0 0 0 23250 INNOVATOR ETFS TR US EQTY PWR BUF 45782C813 473884 13094 SH SOLE 0 0 0 13094 INNOVATOR ETFS TR US EQTY BUF OCT 45782C771 633250 16461 SH SOLE 0 0 0 16461 INNOVATOR ETFS TR US EQTY PWR BUF 45782C383 341453 9586 SH SOLE 0 0 0 9586 INNOVATOR ETFS TR US EQTY PWR BUF 45782C797 1505915 41692 SH SOLE 0 2795 0 38897 INNOVATOR ETFS TR US EQTY PWR BUF 45782C508 846093 22720 SH SOLE 0 0 0 22720 INTEL CORP COM 458140100 1624674 32332 SH SOLE 0 0 0 32332 INTERCONTINENTAL EXCHANGE IN COM 45866F104 243246 1894 SH SOLE 0 0 0 1894 INTERNATIONAL BUSINESS MACHS COM 459200101 571409 3494 SH SOLE 0 590 0 2904 INTERNATIONAL TOWER HILL MIN COM 46050R102 15091 25797 SH SOLE 0 0 0 25797 INTUITIVE SURGICAL INC COM NEW 46120E602 1161868 3444 SH SOLE 0 1979 0 1465 INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 714436 11402 SH SOLE 0 0 0 11402 INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 276354 1751 SH SOLE 0 0 0 1751 INVESCO EXCHANGE TRADED FD T LARGE CAP VALUE 46137V738 448136 8832 SH SOLE 0 0 0 8832 INVESCO QQQ TR UNIT SER 1 46090E103 210656 514 SH SOLE 0 0 0 514 ISHARES TR MRGSTR MD CP GRW 464288307 5111143 79304 SH SOLE 0 1157 0 78147 ISHARES TR MRGSTR MD CP VAL 464288406 4039297 59647 SH SOLE 0 540 0 59107 ISHARES TR MSCI EMG MKT ETF 464287234 340150 8459 SH SOLE 0 0 0 8459 ISHARES TR RUSSELL 2000 ETF 464287655 2301923 11469 SH SOLE 0 0 0 11469 ISHARES TR RUS 1000 ETF 464287622 284290 1084 SH SOLE 0 0 0 1084 ISHARES TR RUS MID CAP ETF 464287499 1630950 20982 SH SOLE 0 0 0 20982 ISHARES TR CORE S&P MCP ETF 464287507 1789558 6457 SH SOLE 0 0 0 6457 ISHARES TR RUS 1000 GRW ETF 464287614 1359967 4486 SH SOLE 0 14 0 4472 ISHARES TR MSCI EAFE ETF 464287465 1501986 19933 SH SOLE 0 167 0 19766 ISHARES TR CORE S&P500 ETF 464287200 5726797 11990 SH SOLE 0 0 0 11990 ISHARES TR RUS MD CP GR ETF 464287481 787628 7540 SH SOLE 0 0 0 7540 ISHARES TR INTERNATIONAL SL 46434V266 3231700 100582 SH SOLE 0 1627 0 98955 ISHARES TR EAFE GRWTH ETF 464288885 12074992 124677 SH SOLE 0 2583 0 122094 ISHARES TR S&P SML 600 GWT 464287887 431232 3446 SH SOLE 0 0 0 3446 ISHARES TR SELECT DIVID ETF 464287168 498654 4254 SH SOLE 0 0 0 4254 ISHARES TR TIPS BD ETF 464287176 230066 2140 SH SOLE 0 0 0 2140 ISHARES TR MSCI ACWI EX US 464288240 1282941 25136 SH SOLE 0 1897 0 23239 ISHARES TR RUS 2000 VAL ETF 464287630 675238 4347 SH SOLE 0 36 0 4311 ISHARES TR MSCI USA QLT FCT 46432F339 3009196 20451 SH SOLE 0 20 0 20431 ISHARES TR RUS 1000 VAL ETF 464287598 743359 4498 SH SOLE 0 62 0 4436 ISHARES TR MRGSTR MD CP ETF 464288208 1425438 21234 SH SOLE 0 8 0 21226 ISHARES TR RUS MDCP VAL ETF 464287473 1176506 10117 SH SOLE 0 0 0 10117 ISHARES TR CORE DIV GRWTH 46434V621 339819 6314 SH SOLE 0 0 0 6314 ISHARES TR CORE S&P US VLU 464287663 337067 3997 SH SOLE 0 0 0 3997 ISHARES TR RUS 2000 GRW ETF 464287648 660060 2617 SH SOLE 0 22 0 2595 ISHARES TR CORE S&P US GWT 464287671 570468 5480 SH SOLE 0 0 0 5480 JANUS DETROIT STR TR HENDRSN SHRT ETF 47103U886 2209360 45724 SH SOLE 0 1098 0 44626 JOHNSON & JOHNSON COM 478160104 2266738 14462 SH SOLE 0 0 0 14462 JPMORGAN CHASE & CO COM 46625H100 5253019 30882 SH SOLE 0 0 0 30882 KIMBERLY-CLARK CORP COM 494368103 602933 4962 SH SOLE 0 0 0 4962 KROGER CO COM 501044101 296475 6486 SH SOLE 0 0 0 6486 LAKELAND FINL CORP COM 511656100 420282 6450 SH SOLE 0 0 0 6450 LAZYDAYS HLDGS INC COM 52110H100 107780 15288 SH SOLE 0 0 0 15288 LOWES COS INC COM 548661107 1166949 5244 SH SOLE 0 0 0 5244 LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 258088 2714 SH SOLE 0 0 0 2714 MASTERCARD INCORPORATED CL A 57636Q104 441844 1036 SH SOLE 0 0 0 1036 MATERION CORP COM 576690101 260260 2000 SH SOLE 0 0 0 2000 MATTHEWS ASIA FDS EMER MKTS EQUITY 577125818 417698 14776 SH SOLE 0 0 0 14776 MCDONALDS CORP COM 580135101 1565458 5280 SH SOLE 0 0 0 5280 MERCK & CO INC COM 58933Y105 691145 6340 SH SOLE 0 0 0 6340 META PLATFORMS INC CL A 30303M102 1017281 2874 SH SOLE 0 0 0 2874 MICROSOFT CORP COM 594918104 12835877 34134 SH SOLE 0 0 0 34134 MONDELEZ INTL INC CL A 609207105 334691 4621 SH SOLE 0 0 0 4621 MORGAN STANLEY COM NEW 617446448 314743 3375 SH SOLE 0 0 0 3375 NETFLIX INC COM 64110L106 223965 460 SH SOLE 0 0 0 460 NEW JERSEY RES CORP COM 646025106 262888 5897 SH SOLE 0 0 0 5897 NEXTERA ENERGY INC COM 65339F101 672407 11070 SH SOLE 0 0 0 11070 NIKE INC CL B 654106103 765885 7054 SH SOLE 0 0 0 7054 NISOURCE INC COM 65473P105 216399 8151 SH SOLE 0 0 0 8151 NORTHERN LTS FD TR IV INSPIRE 100 ETF 66538H534 212157 6079 SH SOLE 0 0 0 6079 NOVARTIS AG SPONSORED ADR 66987V109 448843 4445 SH SOLE 0 0 0 4445 NUVEEN MUNICIPAL CREDIT INC COM SH BEN INT 67070X101 139511 11803 SH SOLE 0 0 0 11803 NUVEEN QUALITY MUNCP INCOME COM 67066V101 170548 14895 SH SOLE 0 0 0 14895 NVIDIA CORPORATION COM 67066G104 1120176 2262 SH SOLE 0 0 0 2262 OCUPHIRE PHARMA INC COM 67577R102 45150 15000 SH SOLE 0 0 0 15000 ONEOK INC NEW COM 682680103 304839 4341 SH SOLE 0 0 0 4341 ORACLE CORP COM 68389X105 1531517 14526 SH SOLE 0 0 0 14526 OREILLY AUTOMOTIVE INC COM 67103H107 921578 970 SH SOLE 0 0 0 970 PACER FDS TR PACER US SMALL 69374H857 2083585 43381 SH SOLE 0 897 0 42484 PACER FDS TR US CASH COWS 100 69374H881 2419934 46546 SH SOLE 0 1164 0 45382 PEPSICO INC COM 713448108 2066726 12169 SH SOLE 0 0 0 12169 PFIZER INC COM 717081103 802489 27874 SH SOLE 0 0 0 27874 PHILIP MORRIS INTL INC COM 718172109 510760 5429 SH SOLE 0 0 0 5429 PIMCO ETF TR SHTRM MUN BD ACT 72201R874 659551 13184 SH SOLE 0 0 0 13184 PIMCO ETF TR INTER MUN BD ACT 72201R866 673094 12748 SH SOLE 0 0 0 12748 PIMCO ETF TR ENHAN SHRT MA AC 72201R833 1389105 13920 SH SOLE 0 0 0 13920 PIMCO ETF TR ENHNCD LW DUR AC 72201R718 288165 3041 SH SOLE 0 0 0 3041 PINNACLE WEST CAP CORP COM 723484101 265090 3690 SH SOLE 0 0 0 3690 PROCTER AND GAMBLE CO COM 742718109 1860573 12697 SH SOLE 0 2000 0 10697 PROLOGIS INC. COM 74340W103 260115 1951 SH SOLE 0 1226 0 725 QUAKER HOUGHTON COM 747316107 213420 1000 SH SOLE 0 0 0 1000 QUALCOMM INC COM 747525103 477146 3299 SH SOLE 0 0 0 3299 RELMADA THERAPEUTICS INC COM 75955J402 41400 10000 SH SOLE 0 0 0 10000 RESMED INC COM 761152107 361242 2100 SH SOLE 0 0 0 2100 RTX CORPORATION COM 75513E101 435256 5173 SH SOLE 0 0 0 5173 SALESFORCE INC COM 79466L302 319452 1214 SH SOLE 0 0 0 1214 SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 658497 11829 SH SOLE 0 0 0 11829 SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 396461 5208 SH SOLE 0 0 0 5208 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 343901 7280 SH SOLE 0 0 0 7280 SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 598573 10613 SH SOLE 0 0 0 10613 SELECT SECTOR SPDR TR FINANCIAL 81369Y605 375916 9998 SH SOLE 0 0 0 9998 SIMON PPTY GROUP INC NEW COM 828806109 1098706 7703 SH SOLE 0 1648 0 6055 SIRIUS XM HOLDINGS INC COM 82968B103 87684 16030 SH SOLE 0 0 0 16030 SOUTHERN CO COM 842587107 326724 4660 SH SOLE 0 0 0 4660 SPDR GOLD TR GOLD SHS 78463V107 629140 3291 SH SOLE 0 64 0 3227 SPDR S&P 500 ETF TR TR UNIT 78462F103 7634724 16063 SH SOLE 0 220 0 15843 SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 333349 657 SH SOLE 0 0 0 657 SPDR SER TR PORTFOLIO S&P600 78468R853 891812 21143 SH SOLE 0 0 0 21143 SPDR SER TR S&P DIVID ETF 78464A763 214300 1715 SH SOLE 0 0 0 1715 SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 7836666 194700 SH SOLE 0 5223 0 189477 STARBUCKS CORP COM 855244109 616658 6423 SH SOLE 0 0 0 6423 STRYKER CORPORATION COM 863667101 519096 1733 SH SOLE 0 0 0 1733 T ROWE PRICE ETF INC PRICE BLUE CHIP 87283Q107 723797 23386 SH SOLE 0 0 0 23386 T-MOBILE US INC COM 872590104 218930 1365 SH SOLE 0 0 0 1365 TARGET CORP COM 87612E106 261208 1834 SH SOLE 0 0 0 1834 TESLA INC COM 88160R101 992006 3992 SH SOLE 0 108 0 3884 THE TRADE DESK INC COM CL A 88339J105 210771 2929 SH SOLE 0 0 0 2929 THOR INDS INC COM 885160101 362082 3062 SH SOLE 0 2364 0 698 TIDAL ETF TR GOTHAM ENHNCD 886364835 941701 36122 SH SOLE 0 734 0 35388 TJX COS INC NEW COM 872540109 299224 3190 SH SOLE 0 0 0 3190 TRX GOLD CORPORATION COM 87283P109 38015 100000 SH SOLE 0 0 0 100000 UNILEVER PLC SPON ADR NEW 904767704 314635 6490 SH SOLE 0 0 0 6490 UNION PAC CORP COM 907818108 444821 1811 SH SOLE 0 0 0 1811 UNITED PARCEL SERVICE INC CL B 911312106 229871 1462 SH SOLE 0 0 0 1462 UNITEDHEALTH GROUP INC COM 91324P102 534894 1016 SH SOLE 0 0 0 1016 US BANCORP DEL COM NEW 902973304 582575 13461 SH SOLE 0 4364 0 9097 VALERO ENERGY CORP COM 91913Y100 205140 1578 SH SOLE 0 0 0 1578 VANGUARD BD INDEX FDS INTERMED TERM 921937819 219690 2876 SH SOLE 0 0 0 2876 VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 434681 5910 SH SOLE 0 0 0 5910 VANGUARD INDEX FDS TOTAL STK MKT 922908769 2635951 11112 SH SOLE 0 154 0 10958 VANGUARD INDEX FDS SMALL CP ETF 922908751 480696 2253 SH SOLE 0 0 0 2253 VANGUARD INDEX FDS VALUE ETF 922908744 779377 5213 SH SOLE 0 0 0 5213 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 786582 8902 SH SOLE 0 0 0 8902 VANGUARD INDEX FDS GROWTH ETF 922908736 1407354 4527 SH SOLE 0 0 0 4527 VANGUARD INDEX FDS SM CP VAL ETF 922908611 560604 3115 SH SOLE 0 0 0 3115 VANGUARD INDEX FDS EXTEND MKT ETF 922908652 305328 1857 SH SOLE 0 0 0 1857 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1254967 2873 SH SOLE 0 1907 0 966 VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 217260 1889 SH SOLE 0 0 0 1889 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 505680 12304 SH SOLE 0 0 0 12304 VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 220163 2140 SH SOLE 0 0 0 2140 VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 344924 6144 SH SOLE 0 464 0 5680 VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 31967644 626203 SH SOLE 0 15211 0 610992 VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 343411 4225 SH SOLE 0 0 0 4225 VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 3993298 51613 SH SOLE 0 33 0 51580 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 392450 2303 SH SOLE 0 0 0 2303 VANGUARD STAR FDS VG TL INTL STK F 921909768 1159129 19999 SH SOLE 0 0 0 19999 VANGUARD WORLD FDS INF TECH ETF 92204A702 395428 817 SH SOLE 0 0 0 817 VERIZON COMMUNICATIONS INC COM 92343V104 286944 7611 SH SOLE 0 0 0 7611 VISA INC COM CL A 92826C839 670386 2575 SH SOLE 0 0 0 2575 WALMART INC COM 931142103 1414535 8973 SH SOLE 0 1 0 8972 WATSCO INC COM 942622200 214235 500 SH SOLE 0 0 0 500 WELLS FARGO CO NEW COM 949746101 483277 9819 SH SOLE 0 0 0 9819 WEYERHAEUSER CO MTN BE COM NEW 962166104 274731 7901 SH SOLE 0 4918 0 2983