Chief Compliance Officer

0001765380-23-000169.txt : 20230810 0001765380-23-000169.hdr.sgml : 20230810 20230810110122 ACCESSION NUMBER: 0001765380-23-000169 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20230630 FILED AS OF DATE: 20230810 DATE AS OF CHANGE: 20230810 EFFECTIVENESS DATE: 20230810 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Bedel Financial Consulting, Inc. CENTRAL INDEX KEY: 0001730511 IRS NUMBER: 000000000 STATE OF INCORPORATION: IN FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-18265 FILM NUMBER: 231157833 BUSINESS ADDRESS: STREET 1: 8940 RIVER CROSSING BOULEVARD STREET 2: SUITE 120 CITY: INDIANAPOLIS STATE: IN ZIP: 46240 BUSINESS PHONE: 317-843-1358 MAIL ADDRESS: STREET 1: 8940 RIVER CROSSING BOULEVARD STREET 2: SUITE 120 CITY: INDIANAPOLIS STATE: IN ZIP: 46240 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false true false 0001730511 XXXXXXXX 06-30-2023 06-30-2023 Bedel Financial Consulting, Inc.

8940 RIVER CROSSING BOULEVARD SUITE 120 INDIANAPOLIS IN 46240

13F HOLDINGS REPORT 028-18265 N Lonny Elfenbein Chief Compliance Officer 5139778330 Lonny Elfenbein Cincinnati OH 08-10-2023 0 240 478668773 false INFORMATION TABLE 2 bedelfinancialconsulting13f.xml 3M CO COM 88579Y101 394845 3945 SH SOLE 0 0 0 3945 ABBOTT LABS COM 002824100 214660 1969 SH SOLE 0 0 0 1969 ABBVIE INC COM 00287Y109 1688814 12535 SH SOLE 0 0 0 12535 ACCENTURE PLC IRELAND SHS CLASS A G1151C101 383874 1244 SH SOLE 0 0 0 1244 ADOBE SYSTEMS INCORPORATED COM 00724F101 828349 1694 SH SOLE 0 0 0 1694 ADVANCED MICRO DEVICES INC COM 007903107 242970 2133 SH SOLE 0 0 0 2133 ALPHABET INC CAP STK CL A 02079K305 2269632 18961 SH SOLE 0 0 0 18961 ALPHABET INC CAP STK CL C 02079K107 1832333 15147 SH SOLE 0 0 0 15147 ALTRIA GROUP INC COM 02209S103 426728 9420 SH SOLE 0 0 0 9420 AMAZON COM INC COM 023135106 1653828 12687 SH SOLE 0 0 0 12687 AMERICAN CENTY ETF TR FOCUSED LRG CAP 025072794 3613738 60503 SH SOLE 0 0 0 60503 AMERICAN CENTY ETF TR US QUALITY GROW 025072307 1426569 20642 SH SOLE 0 0 0 20642 AMERICAN ELEC PWR CO INC COM 025537101 285691 3393 SH SOLE 0 0 0 3393 AMERICAN EXPRESS CO COM 025816109 901958 5178 SH SOLE 0 0 0 5178 AMGEN INC COM 031162100 321263 1447 SH SOLE 0 0 0 1447 APPLE INC COM 037833100 15925940 82105 SH SOLE 0 0 0 82105 APPLIED MATLS INC COM 038222105 1337861 9256 SH SOLE 0 0 0 9256 AT&T INC COM 00206R102 239913 15042 SH SOLE 0 0 0 15042 AUTOMATIC DATA PROCESSING IN COM 053015103 1145343 5211 SH SOLE 0 0 0 5211 BALL CORP COM 058498106 558816 9600 SH SOLE 0 0 0 9600 BANK AMERICA CORP COM 060505104 372037 12967 SH SOLE 0 0 0 12967 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 6336502 18582 SH SOLE 0 0 0 18582 BOEING CO COM 097023105 206417 978 SH SOLE 0 0 0 978 BOSTON SCIENTIFIC CORP COM 101137107 706037 13053 SH SOLE 0 0 0 13053 BRISTOL-MYERS SQUIBB CO COM 110122108 374420 5855 SH SOLE 0 0 0 5855 BROADCOM INC COM 11135F101 233339 269 SH SOLE 0 0 0 269 CAMPBELL SOUP CO COM 134429109 227727 4982 SH SOLE 0 0 0 4982 CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101 6574699 260591 SH SOLE 0 0 0 260591 CATERPILLAR INC COM 149123101 447218 1818 SH SOLE 0 0 0 1818 CHEVRON CORP NEW COM 166764100 1301187 8269 SH SOLE 0 0 0 8269 CHIPOTLE MEXICAN GRILL INC COM 169656105 216039 101 SH SOLE 0 0 0 101 CINTAS CORP COM 172908105 574127 1155 SH SOLE 0 0 0 1155 CISCO SYS INC COM 17275R102 1720586 33254 SH SOLE 0 0 0 33254 CLOROX CO DEL COM 189054109 374585 2355 SH SOLE 0 0 0 2355 COCA COLA CO COM 191216100 1425889 23678 SH SOLE 0 0 0 23678 COMCAST CORP NEW CL A 20030N101 240404 5786 SH SOLE 0 0 0 5786 CONAGRA BRANDS INC COM 205887102 308032 9135 SH SOLE 0 0 0 9135 CONOCOPHILLIPS COM 20825C104 396205 3824 SH SOLE 0 0 0 3824 COOPER COS INC COM NEW 216648402 383430 1000 SH SOLE 0 0 0 1000 CORTEVA INC COM 22052L104 225962 3943 SH SOLE 0 0 0 3943 COSTCO WHSL CORP NEW COM 22160K105 488603 908 SH SOLE 0 0 0 908 CSX CORP COM 126408103 604593 17730 SH SOLE 0 0 0 17730 CUMMINS INC COM 231021106 1743718 7113 SH SOLE 0 0 0 7113 CUSTOM TRUCK ONE SOURCE INC COM CL A 23204X103 408120 60552 SH SOLE 0 0 0 60552 DANAHER CORPORATION COM 235851102 984773 4103 SH SOLE 0 0 0 4103 DEERE & CO COM 244199105 263337 650 SH SOLE 0 0 0 650 DENTSPLY SIRONA INC COM 24906P109 250285 6254 SH SOLE 0 0 0 6254 DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 616388 11248 SH SOLE 0 0 0 11248 DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 2378475 72404 SH SOLE 0 0 0 72404 DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765 206603 8440 SH SOLE 0 0 0 8440 DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 12113703 516356 SH SOLE 0 0 0 516356 DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 684368 14752 SH SOLE 0 0 0 14752 DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 26351242 964540 SH SOLE 0 0 0 964540 DISCOVER FINL SVCS COM 254709108 322271 2758 SH SOLE 0 0 0 2758 DISNEY WALT CO COM 254687106 1592103 17833 SH SOLE 0 0 0 17833 DOW INC COM 260557103 316449 5942 SH SOLE 0 0 0 5942 DUKE ENERGY CORP NEW COM NEW 26441C204 430848 4801 SH SOLE 0 0 0 4801 DUPONT DE NEMOURS INC COM 26614N102 421983 5907 SH SOLE 0 0 0 5907 EATON CORP PLC SHS G29183103 294209 1463 SH SOLE 0 0 0 1463 EATON VANCE SR INCOME TR SH BEN INT 27826S103 65313 11962 SH SOLE 0 0 0 11962 ELEVANCE HEALTH INC COM 036752103 545144 1227 SH SOLE 0 0 0 1227 EMERSON ELEC CO COM 291011104 273045 3021 SH SOLE 0 0 0 3021 EXLSERVICE HOLDINGS INC COM 302081104 684604 4532 SH SOLE 0 0 0 4532 EXXON MOBIL CORP COM 30231G102 2580078 24057 SH SOLE 0 0 0 24057 FEDEX CORP COM 31428X106 318869 1286 SH SOLE 0 0 0 1286 FIRST FINL BANCORP OH COM 320209109 560301 27412 SH SOLE 0 0 0 27412 FIRST TR EXCHANGE-TRADED ALP SML CP GRW ALP 33737M300 2635715 43779 SH SOLE 0 0 0 43779 FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302 794576 4875 SH SOLE 0 0 0 4875 FIRST TR MID CAP CORE ALPHAD COM SHS 33735B108 1627808 16900 SH SOLE 0 0 0 16900 FIRSTENERGY CORP COM 337932107 294852 7584 SH SOLE 0 0 0 7584 GENERAL DYNAMICS CORP COM 369550108 494901 2300 SH SOLE 0 0 0 2300 GENERAL ELECTRIC CO COM NEW 369604301 224854 2047 SH SOLE 0 0 0 2047 GENTEX CORP COM 371901109 236217 8073 SH SOLE 0 0 0 8073 GENUINE PARTS CO COM 372460105 233368 1379 SH SOLE 0 0 0 1379 GLOBAL X FDS RATE PREFERRED 37954Y376 5785926 259110 SH SOLE 0 0 0 259110 GRAINGER W W INC COM 384802104 260235 330 SH SOLE 0 0 0 330 GSK PLC SPONSORED ADR 37733W204 245417 6886 SH SOLE 0 0 0 6886 HASHICORP INC COM CL A 418100103 271225 10360 SH SOLE 0 0 0 10360 HOME DEPOT INC COM 437076102 1612197 5190 SH SOLE 0 0 0 5190 HONEYWELL INTL INC COM 438516106 1399543 6745 SH SOLE 0 0 0 6745 HORIZON BANCORP INC COM 440407104 134674 12937 SH SOLE 0 0 0 12937 HUNTINGTON BANCSHARES INC COM 446150104 702571 65174 SH SOLE 0 0 0 65174 ILLINOIS TOOL WKS INC COM 452308109 1045456 4179 SH SOLE 0 0 0 4179 ILLUMINA INC COM 452327109 233800 1247 SH SOLE 0 0 0 1247 INNOVATOR ETFS TR US EQTY PWR BUF 45782C656 293474 8972 SH SOLE 0 0 0 8972 INNOVATOR ETFS TR BUFFER STEP UP S 45783Y731 540170 19941 SH SOLE 0 0 0 19941 INNOVATOR ETFS TR LADDERED ALC BFR 45783Y756 380106 14545 SH SOLE 0 0 0 14545 INNOVATOR ETFS TR US EQTY BUFR JAN 45782C409 368674 9774 SH SOLE 0 0 0 9774 INNOVATOR ETFS TR US EQTY ULTRA B 45782C821 1498925 50182 SH SOLE 0 0 0 50182 INNOVATOR ETFS TR US EQT BUFR APR 45782C888 708914 19807 SH SOLE 0 0 0 19807 INNOVATOR ETFS TR US EQT ULTRA BF 45782C375 293055 9749 SH SOLE 0 0 0 9749 INNOVATOR ETFS TR US EQT ULTRA BF 45782C839 643277 22336 SH SOLE 0 0 0 22336 INNOVATOR ETFS TR US EQTY ULTRA B 45782C649 427670 14593 SH SOLE 0 0 0 14593 INNOVATOR ETFS TR US EQTY PWR BUF 45782C540 225106 6764 SH SOLE 0 0 0 6764 INNOVATOR ETFS TR US EQT PWR BUF 45782C870 7746920 250709 SH SOLE 0 0 0 250709 INNOVATOR ETFS TR US EQTY PWR BUF 45782C318 433064 14508 SH SOLE 0 0 0 14508 INNOVATOR ETFS TR US EQTY PWR BUF 45782C573 788408 23250 SH SOLE 0 0 0 23250 INNOVATOR ETFS TR US EQTY PWR BUF 45782C813 448088 13094 SH SOLE 0 0 0 13094 INNOVATOR ETFS TR US EQTY PWR BF 45782C680 232939 7466 SH SOLE 0 0 0 7466 INNOVATOR ETFS TR US EQTY PWR BUF 45782C417 573741 18634 SH SOLE 0 0 0 18634 INNOVATOR ETFS TR US EQT ULTRA BF 45782C300 320852 9803 SH SOLE 0 0 0 9803 INNOVATOR ETFS TR US EQTY PWR BUF 45782C383 323719 9586 SH SOLE 0 0 0 9586 INNOVATOR ETFS TR US EQTY BUF OCT 45782C771 635404 17461 SH SOLE 0 0 0 17461 INNOVATOR ETFS TR US EQTY PWR BUF 45782C797 1395431 41692 SH SOLE 0 0 0 41692 INNOVATOR ETFS TR US EQTY PWR BUF 45782C508 833441 23738 SH SOLE 0 0 0 23738 INTEL CORP COM 458140100 1110619 33212 SH SOLE 0 0 0 33212 INTERCONTINENTAL EXCHANGE IN COM 45866F104 214174 1894 SH SOLE 0 0 0 1894 INTERNATIONAL BUSINESS MACHS COM 459200101 466062 3483 SH SOLE 0 0 0 3483 INTERNATIONAL TOWER HILL MIN COM 46050R102 10809 25797 SH SOLE 0 0 0 25797 INTUITIVE SURGICAL INC COM NEW 46120E602 1190293 3481 SH SOLE 0 0 0 3481 INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 669115 10653 SH SOLE 0 0 0 10653 INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 259924 1737 SH SOLE 0 0 0 1737 INVESCO EXCHANGE TRADED FD T DYNMC LRG VALU 46137V738 411836 8832 SH SOLE 0 0 0 8832 INVESCO QQQ TR UNIT SER 1 46090E103 255691 692 SH SOLE 0 0 0 692 ISHARES TR MRGSTR MD CP VAL 464288406 3638381 57117 SH SOLE 0 0 0 57117 ISHARES TR MSCI EMG MKT ETF 464287234 575453 14546 SH SOLE 0 0 0 14546 ISHARES TR RUS 1000 ETF 464287622 307844 1263 SH SOLE 0 0 0 1263 ISHARES TR RUSSELL 2000 ETF 464287655 1663728 8884 SH SOLE 0 0 0 8884 ISHARES TR RUS 1000 GRW ETF 464287614 1189234 4322 SH SOLE 0 0 0 4322 ISHARES TR RUS MID CAP ETF 464287499 1126807 15429 SH SOLE 0 0 0 15429 ISHARES TR CORE S&P MCP ETF 464287507 1689945 6463 SH SOLE 0 0 0 6463 ISHARES TR MSCI EAFE ETF 464287465 1357841 18729 SH SOLE 0 0 0 18729 ISHARES TR RUS MD CP GR ETF 464287481 578432 5986 SH SOLE 0 0 0 5986 ISHARES TR INTERNATIONAL SL 46434V266 3207924 103985 SH SOLE 0 0 0 103985 ISHARES TR CORE S&P500 ETF 464287200 4239861 9513 SH SOLE 0 0 0 9513 ISHARES TR EAFE GRWTH ETF 464288885 12346898 129409 SH SOLE 0 0 0 129409 ISHARES TR S&P SML 600 GWT 464287887 396049 3446 SH SOLE 0 0 0 3446 ISHARES TR RUS 2000 VAL ETF 464287630 343092 2437 SH SOLE 0 0 0 2437 ISHARES TR MSCI ACWI EX US 464288240 1138846 23138 SH SOLE 0 0 0 23138 ISHARES TR MSCI USA QLT FCT 46432F339 2772175 20554 SH SOLE 0 0 0 20554 ISHARES TR SELECT DIVID ETF 464287168 481978 4254 SH SOLE 0 0 0 4254 ISHARES TR TIPS BD ETF 464287176 226170 2102 SH SOLE 0 0 0 2102 ISHARES TR MRGSTR MD CP GRW 464288307 4643506 76198 SH SOLE 0 0 0 76198 ISHARES TR RUS MDCP VAL ETF 464287473 1101695 10030 SH SOLE 0 0 0 10030 ISHARES TR RUS 1000 VAL ETF 464287598 493122 3124 SH SOLE 0 0 0 3124 ISHARES TR CORE DIV GRWTH 46434V621 241109 4679 SH SOLE 0 0 0 4679 ISHARES TR MRGSTR MD CP ETF 464288208 721696 11403 SH SOLE 0 0 0 11403 ISHARES TR RUS 2000 GRW ETF 464287648 583355 2404 SH SOLE 0 0 0 2404 ISHARES TR CORE S&P US GWT 464287671 535067 5480 SH SOLE 0 0 0 5480 ISHARES TR CORE S&P US VLU 464287663 312805 3997 SH SOLE 0 0 0 3997 JANUS DETROIT STR TR HENDRSN SHRT ETF 47103U886 2278196 47671 SH SOLE 0 0 0 47671 JOHNSON & JOHNSON COM 478160104 2461861 14873 SH SOLE 0 0 0 14873 JPMORGAN CHASE & CO COM 46625H100 4550845 31290 SH SOLE 0 0 0 31290 KIMBERLY-CLARK CORP COM 494368103 766785 5554 SH SOLE 0 0 0 5554 KROGER CO COM 501044101 304842 6486 SH SOLE 0 0 0 6486 LAKELAND FINL CORP COM 511656100 312954 6450 SH SOLE 0 0 0 6450 LILLY ELI & CO COM 532457108 151089082 322165 SH SOLE 0 0 0 322165 LOWES COS INC COM 548661107 1203508 5332 SH SOLE 0 0 0 5332 LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 307955 3354 SH SOLE 0 0 0 3354 MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 249280 4000 SH SOLE 0 0 0 4000 MASTERCARD INCORPORATED CL A 57636Q104 402385 1023 SH SOLE 0 0 0 1023 MATERION CORP COM 576690101 228400 2000 SH SOLE 0 0 0 2000 MATTHEWS ASIA FDS EMER MKTS EQUITY 577125818 416557 14945 SH SOLE 0 0 0 14945 MCDONALDS CORP COM 580135101 1550941 5197 SH SOLE 0 0 0 5197 MERCK & CO INC COM 58933Y105 712533 6175 SH SOLE 0 0 0 6175 META PLATFORMS INC CL A 30303M102 792065 2760 SH SOLE 0 0 0 2760 MICROSOFT CORP COM 594918104 11940272 35063 SH SOLE 0 0 0 35063 MONDELEZ INTL INC CL A 609207105 318768 4370 SH SOLE 0 0 0 4370 MORGAN STANLEY COM NEW 617446448 298785 3499 SH SOLE 0 0 0 3499 NEW JERSEY RES CORP COM 646025106 278338 5897 SH SOLE 0 0 0 5897 NEXTERA ENERGY INC COM 65339F101 847085 11416 SH SOLE 0 0 0 11416 NIKE INC CL B 654106103 800978 7257 SH SOLE 0 0 0 7257 NISOURCE INC COM 65473P105 222920 8151 SH SOLE 0 0 0 8151 NOVARTIS AG SPONSORED ADR 66987V109 448577 4445 SH SOLE 0 0 0 4445 NUVEEN MUNICIPAL CREDIT INC COM SH BEN INT 67070X101 137623 11803 SH SOLE 0 0 0 11803 NUVEEN QUALITY MUNCP INCOME COM 67066V101 167867 14895 SH SOLE 0 0 0 14895 NVIDIA CORPORATION COM 67066G104 837089 1979 SH SOLE 0 0 0 1979 OCUPHIRE PHARMA INC COM 67577R102 65100 15000 SH SOLE 0 0 0 15000 ORACLE CORP COM 68389X105 1784945 14988 SH SOLE 0 0 0 14988 OREILLY AUTOMOTIVE INC COM 67103H107 926641 970 SH SOLE 0 0 0 970 PACER FDS TR PACER US SMALL 69374H857 1640748 40313 SH SOLE 0 0 0 40313 PACER FDS TR US CASH COWS 100 69374H881 1867422 39010 SH SOLE 0 0 0 39010 PEPSICO INC COM 713448108 2374975 12822 SH SOLE 0 0 0 12822 PFIZER INC COM 717081103 1090816 29739 SH SOLE 0 0 0 29739 PHILIP MORRIS INTL INC COM 718172109 529979 5429 SH SOLE 0 0 0 5429 PIMCO ETF TR SHTRM MUN BD ACT 72201R874 653004 13184 SH SOLE 0 0 0 13184 PIMCO ETF TR ENHAN SHRT MA AC 72201R833 1414091 14175 SH SOLE 0 0 0 14175 PIMCO ETF TR ENHNCD LW DUR AC 72201R718 294440 3141 SH SOLE 0 0 0 3141 PIMCO ETF TR INTER MUN BD ACT 72201R866 660856 12748 SH SOLE 0 0 0 12748 PINNACLE WEST CAP CORP COM 723484101 300587 3690 SH SOLE 0 0 0 3690 PROCTER AND GAMBLE CO COM 742718109 1897163 12503 SH SOLE 0 0 0 12503 PROLOGIS INC. COM 74340W103 245994 2006 SH SOLE 0 0 0 2006 PRUDENTIAL FINL INC COM 744320102 207276 2350 SH SOLE 0 0 0 2350 QUALCOMM INC COM 747525103 384080 3226 SH SOLE 0 0 0 3226 RAYTHEON TECHNOLOGIES CORP COM 75513E101 469130 4789 SH SOLE 0 0 0 4789 RELMADA THERAPEUTICS INC COM 75955J402 24600 10000 SH SOLE 0 0 0 10000 RESMED INC COM 761152107 458850 2100 SH SOLE 0 0 0 2100 SALESFORCE INC COM 79466L302 257737 1220 SH SOLE 0 0 0 1220 SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 609546 11790 SH SOLE 0 0 0 11790 SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 390481 5377 SH SOLE 0 0 0 5377 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 329927 7533 SH SOLE 0 0 0 7533 SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 595080 11363 SH SOLE 0 0 0 11363 SELECT SECTOR SPDR TR FINANCIAL 81369Y605 337592 10015 SH SOLE 0 0 0 10015 SIMON PPTY GROUP INC NEW COM 828806109 927866 8035 SH SOLE 0 0 0 8035 SIRIUS XM HOLDINGS INC COM 82968B103 72616 16030 SH SOLE 0 0 0 16030 SOUTHERN CO COM 842587107 318127 4529 SH SOLE 0 0 0 4529 SPDR GOLD TR GOLD SHS 78463V107 586687 3291 SH SOLE 0 0 0 3291 SPDR S&P 500 ETF TR TR UNIT 78462F103 6828503 15404 SH SOLE 0 0 0 15404 SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 314644 657 SH SOLE 0 0 0 657 SPDR SER TR PORTFOLIO S&P600 78468R853 352240 9069 SH SOLE 0 0 0 9069 SPDR SER TR S&P DIVID ETF 78464A763 209453 1709 SH SOLE 0 0 0 1709 SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 10118746 249538 SH SOLE 0 0 0 249538 STARBUCKS CORP COM 855244109 622980 6289 SH SOLE 0 0 0 6289 STRYKER CORPORATION COM 863667101 528856 1733 SH SOLE 0 0 0 1733 T ROWE PRICE ETF INC PRICE BLUE CHIP 87283Q107 644418 23114 SH SOLE 0 0 0 23114 TARGET CORP COM 87612E106 242705 1840 SH SOLE 0 0 0 1840 TESLA INC COM 88160R101 1037996 3965 SH SOLE 0 0 0 3965 THE CIGNA GROUP COM 125523100 211262 753 SH SOLE 0 0 0 753 THE TRADE DESK INC COM CL A 88339J105 226177 2929 SH SOLE 0 0 0 2929 THOR INDS INC COM 885160101 288765 2790 SH SOLE 0 0 0 2790 TIDAL ETF TR GOTHAM ENHNCD 886364835 655726 26927 SH SOLE 0 0 0 26927 TJX COS INC NEW COM 872540109 261348 3082 SH SOLE 0 0 0 3082 TRX GOLD CORPORATION COM 87283P109 44300 100000 SH SOLE 0 0 0 100000 UNILEVER PLC SPON ADR NEW 904767704 338324 6490 SH SOLE 0 0 0 6490 UNION PAC CORP COM 907818108 370158 1809 SH SOLE 0 0 0 1809 UNITED PARCEL SERVICE INC CL B 911312106 250390 1397 SH SOLE 0 0 0 1397 UNITEDHEALTH GROUP INC COM 91324P102 480640 1000 SH SOLE 0 0 0 1000 US BANCORP DEL COM NEW 902973304 377157 11415 SH SOLE 0 0 0 11415 VANGUARD BD INDEX FDS INTERMED TERM 921937819 212178 2820 SH SOLE 0 0 0 2820 VANGUARD INDEX FDS SM CP VAL ETF 922908611 508128 3072 SH SOLE 0 0 0 3072 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1110650 2727 SH SOLE 0 0 0 2727 VANGUARD INDEX FDS TOTAL STK MKT 922908769 2041024 9266 SH SOLE 0 0 0 9266 VANGUARD INDEX FDS SMALL CP ETF 922908751 412145 2072 SH SOLE 0 0 0 2072 VANGUARD INDEX FDS VALUE ETF 922908744 688542 4845 SH SOLE 0 0 0 4845 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 733982 8784 SH SOLE 0 0 0 8784 VANGUARD INDEX FDS GROWTH ETF 922908736 1229178 4344 SH SOLE 0 0 0 4344 VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 334295 6144 SH SOLE 0 0 0 6144 VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 202575 1834 SH SOLE 0 0 0 1834 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 496921 12215 SH SOLE 0 0 0 12215 VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 30364418 604628 SH SOLE 0 0 0 604628 VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 327936 4150 SH SOLE 0 0 0 4150 VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 3664138 48429 SH SOLE 0 0 0 48429 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 373922 2302 SH SOLE 0 0 0 2302 VANGUARD STAR FDS VG TL INTL STK F 921909768 846762 15099 SH SOLE 0 0 0 15099 VANGUARD WORLD FDS INF TECH ETF 92204A702 361245 817 SH SOLE 0 0 0 817 VERIZON COMMUNICATIONS INC COM 92343V104 297131 7990 SH SOLE 0 0 0 7990 VISA INC COM CL A 92826C839 605089 2548 SH SOLE 0 0 0 2548 WALMART INC COM 931142103 1430947 9104 SH SOLE 0 0 0 9104 WELLS FARGO CO NEW COM 949746101 416905 9768 SH SOLE 0 0 0 9768 WEYERHAEUSER CO MTN BE COM NEW 962166104 279386 8337 SH SOLE 0 0 0 8337