0001765380-23-000029.txt : 20230207 0001765380-23-000029.hdr.sgml : 20230207 20230207161748 ACCESSION NUMBER: 0001765380-23-000029 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20221231 FILED AS OF DATE: 20230207 DATE AS OF CHANGE: 20230207 EFFECTIVENESS DATE: 20230207 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Bedel Financial Consulting, Inc. CENTRAL INDEX KEY: 0001730511 IRS NUMBER: 000000000 STATE OF INCORPORATION: IN FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-18265 FILM NUMBER: 23595320 BUSINESS ADDRESS: STREET 1: 8940 RIVER CROSSING BOULEVARD STREET 2: SUITE 120 CITY: INDIANAPOLIS STATE: IN ZIP: 46240 BUSINESS PHONE: 317-843-1358 MAIL ADDRESS: STREET 1: 8940 RIVER CROSSING BOULEVARD STREET 2: SUITE 120 CITY: INDIANAPOLIS STATE: IN ZIP: 46240 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false true false 0001730511 XXXXXXXX 12-31-2022 12-31-2022 Bedel Financial Consulting, Inc.

8940 RIVER CROSSING BOULEVARD SUITE 120 INDIANAPOLIS IN 46240

13F HOLDINGS REPORT 028-18265 N Kevin Patton 5139778305 Kevin Patton Cincinnati OH 02-07-2023 0 226 402148485 false INFORMATION TABLE 2 bedelfinancialconsulting_13f.xml 3M CO COM 88579Y101 489896 4085 SH SOLE 0 0 0 4085 ABBOTT LABS COM 002824100 216177 1969 SH SOLE 0 0 0 1969 ABBVIE INC COM 00287Y109 2017852 12486 SH SOLE 0 0 0 12486 ACCENTURE PLC IRELAND SHS CLASS A G1151C101 331949 1244 SH SOLE 0 0 0 1244 ADOBE SYSTEMS INCORPORATED COM 00724F101 570082 1694 SH SOLE 0 0 0 1694 ALPHABET INC CAP STK CL A 02079K305 1683958 19086 SH SOLE 0 0 0 19086 ALPHABET INC CAP STK CL C 02079K107 1341953 15124 SH SOLE 0 0 0 15124 ALTRIA GROUP INC COM 02209S103 430591 9420 SH SOLE 0 0 0 9420 AMAZON COM INC COM 023135106 1026409 12219 SH SOLE 0 0 0 12219 AMERICAN CENTY ETF TR FOCUSED LRG CAP 025072794 2095279 35634 SH SOLE 0 0 0 35634 AMERICAN CENTY ETF TR STOXX US QLTY 025072307 841962 14587 SH SOLE 0 0 0 14587 AMERICAN ELEC PWR CO INC COM 025537101 322165 3393 SH SOLE 0 0 0 3393 AMERICAN EXPRESS CO 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1449924 6766 SH SOLE 0 0 0 6766 HORIZON BANCORP INC COM 440407104 195090 12937 SH SOLE 0 0 0 12937 HUNTINGTON BANCSHARES INC COM 446150104 845949 59996 SH SOLE 0 0 0 59996 ILLINOIS TOOL WKS INC COM 452308109 918904 4171 SH SOLE 0 0 0 4171 ILLUMINA INC COM 452327109 252143 1247 SH SOLE 0 0 0 1247 INNOVATOR ETFS TR US EQTY PWR BUF 45782C656 273161 9338 SH SOLE 0 0 0 9338 INNOVATOR ETFS TR US EQTY PWR BUF 45782C318 407530 14508 SH SOLE 0 0 0 14508 INNOVATOR ETFS TR BUFFER STEP UP S 45783Y731 460573 19121 SH SOLE 0 0 0 19121 INNOVATOR ETFS TR US EQTY BUF DEC 45782C557 205256 6432 SH SOLE 0 0 0 6432 INNOVATOR ETFS TR LADDERED ALC BFR 45783Y756 256086 11117 SH SOLE 0 0 0 11117 INNOVATOR ETFS TR US EQTY BUFR JAN 45782C409 271820 8227 SH SOLE 0 0 0 8227 INNOVATOR ETFS TR US EQTY ULTRA B 45782C821 1392661 51051 SH SOLE 0 0 0 51051 INNOVATOR ETFS TR US EQTY PWR BUF 45782C573 712997 23617 SH SOLE 0 0 0 23617 INNOVATOR ETFS TR US EQT ULTRA BF 45782C375 251525 8932 SH SOLE 0 0 0 8932 INNOVATOR ETFS TR US EQT BUFR APR 45782C888 631531 20353 SH SOLE 0 0 0 20353 INNOVATOR ETFS TR US EQT ULTRA BF 45782C839 575255 22336 SH SOLE 0 0 0 22336 INNOVATOR ETFS TR US EQTY ULTRA B 45782C649 385255 14593 SH SOLE 0 0 0 14593 INNOVATOR ETFS TR US EQTY PWR BUF 45782C540 239210 8003 SH SOLE 0 0 0 8003 INNOVATOR ETFS TR US EQT PWR BUF 45782C870 7105848 253138 SH SOLE 0 0 0 253138 INNOVATOR ETFS TR US EQTY PWR BUF 45782C417 540566 19034 SH SOLE 0 0 0 19034 INNOVATOR ETFS TR US EQT ULTRA BF 45782C300 348855 11742 SH SOLE 0 0 0 11742 INNOVATOR ETFS TR US EQTY PWR BF 45782C680 205849 7261 SH SOLE 0 0 0 7261 INNOVATOR ETFS TR US EQTY PWR BUF 45782C797 1264113 42039 SH SOLE 0 0 0 42039 INNOVATOR ETFS TR US EQTY PWR BUF 45782C508 751135 23838 SH SOLE 0 0 0 23838 INNOVATOR ETFS TR US EQTY PWR BUF 45782C813 389280 12894 SH SOLE 0 0 0 12894 INNOVATOR ETFS TR US EQTY PWR BUF 45782C383 294484 9586 SH SOLE 0 0 0 9586 INNOVATOR ETFS TR US EQTY BUF OCT 45782C771 611093 19241 SH SOLE 0 0 0 19241 INTEL CORP COM 458140100 857096 32429 SH SOLE 0 0 0 32429 INTERNATIONAL BUSINESS MACHS COM 459200101 600830 4265 SH SOLE 0 0 0 4265 INTUITIVE SURGICAL INC COM NEW 46120E602 959506 3616 SH SOLE 0 0 0 3616 INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 680249 10646 SH SOLE 0 0 0 10646 INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 243079 1721 SH SOLE 0 0 0 1721 INVESCO EXCHANGE TRADED FD T DYNMC LRG VALU 46137V738 505424 10740 SH SOLE 0 0 0 10740 INVESCO QQQ TR UNIT SER 1 46090E103 205186 771 SH SOLE 0 0 0 771 ISHARES TR MRGSTR MD CP VAL 464288406 3333485 53723 SH SOLE 0 0 0 53723 ISHARES TR MRGSTR MD CP GRW 464288307 3739541 69405 SH SOLE 0 0 0 69405 ISHARES TR RUS MDCP VAL ETF 464287473 732218 6951 SH SOLE 0 0 0 6951 ISHARES TR CORE DIV GRWTH 46434V621 233950 4679 SH SOLE 0 0 0 4679 ISHARES TR RUS 1000 VAL ETF 464287598 383732 2530 SH SOLE 0 0 0 2530 ISHARES TR CORE S&P US VLU 464287663 283791 4018 SH SOLE 0 0 0 4018 ISHARES TR CORE S&P US GWT 464287671 441431 5415 SH SOLE 0 0 0 5415 ISHARES TR RUS 2000 GRW ETF 464287648 388496 1811 SH SOLE 0 0 0 1811 ISHARES TR CORE S&P SCP ETF 464287804 205633 2173 SH SOLE 0 0 0 2173 ISHARES TR US TREAS BD ETF 46429B267 219041 9641 SH SOLE 0 0 0 9641 ISHARES TR MSCI ACWI EX US 464288240 1151502 25308 SH SOLE 0 0 0 25308 ISHARES TR MSCI USA QLT FCT 46432F339 2369743 20795 SH SOLE 0 0 0 20795 ISHARES TR MSCI INTL SML CP 46434V266 2883345 96111 SH SOLE 0 0 0 96111 ISHARES TR SELECT DIVID ETF 464287168 513032 4254 SH SOLE 0 0 0 4254 ISHARES TR TIPS BD ETF 464287176 221633 2082 SH SOLE 0 0 0 2082 ISHARES TR MSCI EMG MKT ETF 464287234 407773 10759 SH SOLE 0 0 0 10759 ISHARES TR CORE S&P MCP ETF 464287507 1572043 6499 SH SOLE 0 0 0 6499 ISHARES TR RUS 1000 GRW ETF 464287614 735161 3431 SH SOLE 0 0 0 3431 ISHARES TR RUS 1000 ETF 464287622 275150 1307 SH SOLE 0 0 0 1307 ISHARES TR RUSSELL 2000 ETF 464287655 1189762 6824 SH SOLE 0 0 0 6824 ISHARES TR RUS MID CAP ETF 464287499 990477 14685 SH SOLE 0 0 0 14685 ISHARES TR CORE S&P500 ETF 464287200 3370516 8773 SH SOLE 0 0 0 8773 ISHARES TR MSCI EAFE ETF 464287465 1181263 17996 SH SOLE 0 0 0 17996 ISHARES TR RUS MD CP GR ETF 464287481 462145 5528 SH SOLE 0 0 0 5528 ISHARES TR EAFE GRWTH ETF 464288885 8332724 99483 SH SOLE 0 0 0 99483 ISHARES TR S&P SML 600 GWT 464287887 372409 3446 SH SOLE 0 0 0 3446 JANUS DETROIT STR TR HENDRSN SHRT ETF 47103U886 21478917 453142 SH SOLE 0 0 0 453142 JOHNSON & JOHNSON COM 478160104 2579374 14602 SH SOLE 0 0 0 14602 JPMORGAN CHASE & CO COM 46625H100 4273871 31871 SH SOLE 0 0 0 31871 KIMBERLY-CLARK CORP COM 494368103 761150 5607 SH SOLE 0 0 0 5607 KROGER CO COM 501044101 299221 6712 SH SOLE 0 0 0 6712 LAKELAND FINL CORP COM 511656100 470657 6450 SH SOLE 0 0 0 6450 LILLY ELI & CO COM 532457108 118170616 323012 SH SOLE 0 0 0 323012 LOWES COS INC COM 548661107 1034818 5194 SH SOLE 0 0 0 5194 LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 268036 3228 SH SOLE 0 0 0 3228 MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 200840 4000 SH SOLE 0 0 0 4000 MASTEC INC COM 576323109 301556 3534 SH SOLE 0 0 0 3534 MASTERCARD INCORPORATED CL A 57636Q104 352188 1013 SH SOLE 0 0 0 1013 MATTHEWS ASIA FDS EMER MKTS EQUITY 577125818 393292 14874 SH SOLE 0 0 0 14874 MCDONALDS CORP COM 580135101 1352948 5134 SH SOLE 0 0 0 5134 MERCK & CO INC COM 58933Y105 708971 6390 SH SOLE 0 0 0 6390 META PLATFORMS INC CL A 30303M102 339118 2818 SH SOLE 0 0 0 2818 MICROSOFT CORP COM 594918104 8422686 35121 SH SOLE 0 0 0 35121 MONDELEZ INTL INC CL A 609207105 314242 4715 SH SOLE 0 0 0 4715 MORGAN STANLEY COM NEW 617446448 244680 2878 SH SOLE 0 0 0 2878 NEW JERSEY RES CORP COM 646025106 251077 5060 SH SOLE 0 0 0 5060 NEXTERA ENERGY INC COM 65339F101 971474 11620 SH SOLE 0 0 0 11620 NIKE INC CL B 654106103 853831 7297 SH SOLE 0 0 0 7297 NISOURCE INC COM 65473P105 223490 8151 SH SOLE 0 0 0 8151 NOVARTIS AG SPONSORED ADR 66987V109 359098 3958 SH SOLE 0 0 0 3958 NUVEEN MUNICIPAL CREDIT INC COM SH BEN INT 67070X101 142580 11803 SH SOLE 0 0 0 11803 NUVEEN QUALITY MUNCP INCOME COM 67066V101 215881 18295 SH SOLE 0 0 0 18295 NVIDIA CORPORATION COM 67066G104 316065 2163 SH SOLE 0 0 0 2163 OCUPHIRE PHARMA INC COM 67577R102 52950 15000 SH SOLE 0 0 0 15000 ORACLE CORP COM 68389X105 1229304 15039 SH SOLE 0 0 0 15039 OREILLY AUTOMOTIVE INC COM 67103H107 1221311 1447 SH SOLE 0 0 0 1447 PACER FDS TR PACER US SMALL 69374H857 1182066 32881 SH SOLE 0 0 0 32881 PACER FDS TR US CASH COWS 100 69374H881 1423863 30786 SH SOLE 0 0 0 30786 PEPSICO INC COM 713448108 2304401 12755 SH SOLE 0 0 0 12755 PFIZER INC COM 717081103 1465796 28606 SH SOLE 0 0 0 28606 PHILIP MORRIS INTL INC COM 718172109 549469 5429 SH SOLE 0 0 0 5429 PIMCO ETF TR SHTRM MUN BD ACT 72201R874 649905 13184 SH SOLE 0 0 0 13184 PIMCO ETF TR ENHNCD LW DUR AC 72201R718 296071 3141 SH SOLE 0 0 0 3141 PIMCO ETF TR INTER MUN BD ACT 72201R866 654992 12748 SH SOLE 0 0 0 12748 PIMCO ETF TR ENHAN SHRT MA AC 72201R833 1471614 14918 SH SOLE 0 0 0 14918 PINNACLE WEST CAP CORP COM 723484101 236560 3111 SH SOLE 0 0 0 3111 PROCTER AND GAMBLE CO COM 742718109 1899578 12534 SH SOLE 0 0 0 12534 PRUDENTIAL FINL INC COM 744320102 232537 2338 SH SOLE 0 0 0 2338 QUALCOMM INC COM 747525103 354337 3223 SH SOLE 0 0 0 3223 RAYTHEON TECHNOLOGIES CORP COM 75513E101 491783 4873 SH SOLE 0 0 0 4873 RESMED INC COM 761152107 437073 2100 SH SOLE 0 0 0 2100 SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 527067 11762 SH SOLE 0 0 0 11762 SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 415219 5497 SH SOLE 0 0 0 5497 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 297051 7333 SH SOLE 0 0 0 7333 SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 440980 9767 SH SOLE 0 0 0 9767 SELECT SECTOR SPDR TR FINANCIAL 81369Y605 341764 9993 SH SOLE 0 0 0 9993 SIMON PPTY GROUP INC NEW COM 828806109 960791 8178 SH SOLE 0 0 0 8178 SIRIUS XM HOLDINGS INC COM 82968B103 93615 16030 SH SOLE 0 0 0 16030 SOUTHERN CO COM 842587107 323380 4529 SH SOLE 0 0 0 4529 SPDR GOLD TR GOLD SHS 78463V107 537250 3167 SH SOLE 0 0 0 3167 SPDR S&P 500 ETF TR TR UNIT 78462F103 5873523 15358 SH SOLE 0 0 0 15358 SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 290913 657 SH SOLE 0 0 0 657 SPDR SER TR S&P DIVID ETF 78464A763 213117 1703 SH SOLE 0 0 0 1703 SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 10633991 265584 SH SOLE 0 0 0 265584 STARBUCKS CORP COM 855244109 615173 6201 SH SOLE 0 0 0 6201 STEEL DYNAMICS INC COM 858119100 221773 2270 SH SOLE 0 0 0 2270 STRYKER CORPORATION COM 863667101 423809 1733 SH SOLE 0 0 0 1733 T ROWE PRICE ETF INC PRICE BLUE CHIP 87283Q107 723989 35111 SH SOLE 0 0 0 35111 TARGET CORP COM 87612E106 328793 2206 SH SOLE 0 0 0 2206 TESLA INC COM 88160R101 408166 3314 SH SOLE 0 0 0 3314 THOR INDS INC COM 885160101 210617 2790 SH SOLE 0 0 0 2790 TIDAL ETF TR GOTHAM ENHNCD 886364835 499321 23881 SH SOLE 0 0 0 23881 TJX COS INC NEW COM 872540109 247006 3103 SH SOLE 0 0 0 3103 UNILEVER PLC SPON ADR NEW 904767704 284125 5643 SH SOLE 0 0 0 5643 UNION PAC CORP COM 907818108 393433 1900 SH SOLE 0 0 0 1900 UNITED PARCEL SERVICE INC CL B 911312106 247027 1421 SH SOLE 0 0 0 1421 UNITEDHEALTH GROUP INC COM 91324P102 522757 986 SH SOLE 0 0 0 986 US BANCORP DEL COM NEW 902973304 508300 11656 SH SOLE 0 0 0 11656 VALERO ENERGY CORP COM 91913Y100 204498 1612 SH SOLE 0 0 0 1612 VANGUARD BD INDEX FDS INTERMED TERM 921937819 207158 2787 SH SOLE 0 0 0 2787 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 880623 2506 SH SOLE 0 0 0 2506 VANGUARD INDEX FDS SM CP VAL ETF 922908611 479288 3018 SH SOLE 0 0 0 3018 VANGUARD INDEX FDS GROWTH ETF 922908736 839227 3938 SH SOLE 0 0 0 3938 VANGUARD INDEX FDS TOTAL STK MKT 922908769 1774108 9279 SH SOLE 0 0 0 9279 VANGUARD INDEX FDS SMALL CP ETF 922908751 396892 2162 SH SOLE 0 0 0 2162 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 744264 9024 SH SOLE 0 0 0 9024 VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 308060 6144 SH SOLE 0 0 0 6144 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 495057 12700 SH SOLE 0 0 0 12700 VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 30172964 609678 SH SOLE 0 0 0 609678 VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 3599796 47876 SH SOLE 0 0 0 47876 VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 294603 3801 SH SOLE 0 0 0 3801 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 339081 2233 SH SOLE 0 0 0 2233 VANGUARD STAR FDS VG TL INTL STK F 921909768 781955 15119 SH SOLE 0 0 0 15119 VANGUARD WORLD FDS INF TECH ETF 92204A702 256806 804 SH SOLE 0 0 0 804 VERIZON COMMUNICATIONS INC COM 92343V104 309150 7846 SH SOLE 0 0 0 7846 VISA INC COM CL A 92826C839 528772 2545 SH SOLE 0 0 0 2545 WALMART INC COM 931142103 1310800 9245 SH SOLE 0 0 0 9245 WATERS CORP COM 941848103 205548 600 SH SOLE 0 0 0 600 WELLS FARGO CO NEW COM 949746101 407309 9865 SH SOLE 0 0 0 9865 WEYERHAEUSER CO MTN BE COM NEW 962166104 258459 8337 SH SOLE 0 0 0 8337