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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BROOKFIELD RENEWABLE CORP CL A SUB VTG 11284V105   1,934 55,328 SH   SOLE   0 0 55,328
VANGUARD INTL EQUITY INDEX F TT WRLD ST EFT 922042742   14,804 160,759 SH   SOLE   0 0 160,759
SPDR GLD MINIS WORLD GOLD TR 98149E303   147 3,764 SH   SOLE   0 0 3,764
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541   75 1,313 SH   SOLE   0 0 1,313
ISHARES INC MSCI GBL ETF NEW 46434G848   247 5,773 SH   SOLE   0 0 5,773
BROOKFIELD RENEWABLE CORP CL A SUB VTG 11284V105   482 13,800 SH   SOLE   0 0 13,800
VANGUARD INTL EQUITY INDEX F TT WRLD ST EFT 922042742   3,833 41,622 SH   SOLE   0 0 41,622
ISHARES INC MSCI GBL ETF NEW 46434G848   239 5,600 SH   SOLE   0 0 5,600
SPDR GLD MINIS WORLD GOLD TR 98149E303   266 6,800 SH   SOLE   0 0 6,800
SPDR GLD MINIS WORLD GOLD TR 98149E303   148 3,793 SH   SOLE   0 0 3,793
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541   67 1,176 SH   SOLE   0 0 1,176
ISHARES INC MSCI GBL ETF NEW 46434G848   191 4,478 SH   SOLE   0 0 4,478
Schwab Strategic TR US REIT ETF 808524847   58 2,968 SH   SOLE   0 0 2,968
SPDR GLD MINIS WORLD GOLD TR 98149E303   114 2,905 SH   SOLE   0 0 2,905
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541   59 1,025 SH   SOLE   0 0 1,025
ISHARES INC MSCI GBL ETF NEW 46434G848   195 4,567 SH   SOLE   0 0 4,567
SPDR GLD MINIS WORLD GOLD TR 98149E303   81 2,059 SH   SOLE   0 0 2,059
ISHARES TR GLB INFRASTR ETF 464288372   116 2,432 SH   SOLE   0 0 2,432
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541   37 653 SH   SOLE   0 0 653
ISHARES INC CORE MSCI EMKT 46434G103   134 2,746 SH   SOLE   0 0 2,746
ISHARES TR CORE S&P SCP ETF 464287804   182 1,882 SH   SOLE   0 0 1,882
ISHARES INC MSCI GBL ETF NEW 46434G848   113 2,641 SH   SOLE   0 0 2,641
Schwab Strategic TR US REIT ETF 808524847   38 1,927 SH   SOLE   0 0 1,927
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858   406 8,982 SH   SOLE   0 0 8,982
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   39 527 SH   SOLE   0 0 527
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   539 7,067 SH   SOLE   0 0 7,067
VANGUARD INDEX FDS MID CAP ETF 922908629   331 1,567 SH   SOLE   0 0 1,567
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,225 3,257 SH   SOLE   0 0 3,257
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703   401 2,734 SH   SOLE   0 0 2,734
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   11,948 31,771 SH   SOLE   31,771 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   7,195 52,094 SH   SOLE   52,094 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   2,527 6,719 SH   SOLE   6,719 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   8,422 84,853 SH   SOLE   0 0 84,853
SPDR GLD MINIS WORLD GOLD TR 98149E303   449 11,484 SH   SOLE   0 0 11,484
ISHARES INC MSCI GBL ETF NEW 46434G848   487 11,403 SH   SOLE   0 0 11,403
ISHARES INC MSCI GBL ETF NEW 46434G848   258 6,033 SH   SOLE   0 0 6,033
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   631 8,253 SH   SOLE   0 0 8,253
SPDR GOLD TR GOLD SHS 78463V107   143 782 SH   SOLE   0 0 782
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541   63 1,098 SH   SOLE   0 0 1,098
ISHARES INC MSCI GBL ETF NEW 46434G848   180 4,208 SH   SOLE   0 0 4,208
Schwab Strategic TR US REIT ETF 808524847   53 2,720 SH   SOLE   0 0 2,720
SPDR GOLD TR GOLD SHS 78463V107   423 2,306 SH   SOLE   0 0 2,306
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541   197 3,448 SH   SOLE   0 0 3,448
ISHARES INC MSCI GBL ETF NEW 46434G848   695 16,278 SH   SOLE   0 0 16,278
Schwab Strategic TR US REIT ETF 808524847   163 8,376 SH   SOLE   0 0 8,376
ISHARES TR CORE S&P SCP ETF 464287804   604 6,246 SH   SOLE   0 0 6,246
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   87 1,143 SH   SOLE   0 0 1,143
VANGUARD INDEX FDS VALUE ETF 922908744   201 1,457 SH   SOLE   0 0 1,457
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   78 1,016 SH   SOLE   0 0 1,016
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   123 1,613 SH   SOLE   0 0 1,613
VANGUARD INDEX FDS VALUE ETF 922908744   322 2,330 SH   SOLE   0 0 2,330
ISHARES TR CORE S&P SCP ETF 464287804   1,414 14,624 SH   SOLE   0 0 14,624