The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD INTL EQUITY INDEX F TT WRLD ST EFT 922042742 13,719 160,759 SH   SOLE   0 0 160,759
VANGUARD INTL EQUITY INDEX F TT WRLD ST EFT 922042742 3,410 40,991 SH   SOLE   0 0 40,991
ISHARES INC MSCI GBL ETF NEW 46434G848 155 4,364 SH   SOLE   0 0 4,364
SCHWAB STRATEGIC TR US REIT ETF 808524847 61 2,902 SH   SOLE   0 0 2,902
SPDR GOLD TR GOLD SHS 78463V107 136 809 SH   SOLE   0 0 809
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 60 1,149 SH   SOLE   0 0 1,149
ISHARES INC CORE MSCI EMKT 46434G103 128 2,617 SH   SOLE   0 0 2,617
ISHARES TR CORE S&P SCP ETF 464287804 176 1,904 SH   SOLE   0 0 1,904
ISHARES TR GLB INFRASTR ETF 464288372 119 2,551 SH   SOLE   0 0 2,551
ISHARES INC MSCI GBL ETF NEW 46434G848 91 2,544 SH   SOLE   0 0 2,544
SCHWAB STRATEGIC TR US REIT ETF 808524847 36 1,728 SH   SOLE   0 0 1,728
SPDR GOLD TR GOLD SHS 78463V107 77 456 SH   SOLE   0 0 456
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 35 673 SH   SOLE   0 0 673
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 372 9,118 SH   SOLE   0 0 9,118
VANGUARD INDEX FDS MID CAP ETF 922908629 310 1,574 SH   SOLE   0 0 1,574
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,094 3,153 SH   SOLE   0 0 3,153
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 387 2,909 SH   SOLE   0 0 2,909
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 405 5,307 SH   SOLE   0 0 5,307
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 79 1,045 SH   SOLE   0 0 1,045
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 117 2,359 SH   SOLE   0 0 2,359
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 19,509 56,242 SH   SOLE   56,242 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 9,874 74,872 SH   SOLE   74,872 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 10,104 29,130 SH   SOLE   29,130 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 29,303 295,662 SH   SOLE   0 0 295,662
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 78 1,020 SH   SOLE   0 0 1,020
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 43 557 SH   SOLE   0 0 557
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 64 831 SH   SOLE   0 0 831
SCHWAB STRATEGIC TR US REIT ETF 808524847 57 2,720 SH   SOLE   0 0 2,720
SPDR GOLD TR GOLD SHS 78463V107 132 782 SH   SOLE   0 0 782
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 57 1,098 SH   SOLE   0 0 1,098
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 694 9,041 SH   SOLE   0 0 9,041
ISHARES INC MSCI GBL ETF NEW 46434G848 469 13,181 SH   SOLE   0 0 13,181
SCHWAB STRATEGIC TR US REIT ETF 808524847 173 8,191 SH   SOLE   0 0 8,191
SPDR GOLD TR GOLD SHS 78463V107 388 2,306 SH   SOLE   0 0 2,306
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 176 3,369 SH   SOLE   0 0 3,369
BROOKFIELD RENEWABLE CORP CL A SUB VTG 11284V105 1,496 42,000 SH   SOLE   0 0 42,000
BROOKFIELD RENEWABLE CORP CL A SUB VTG 11284V105 491 13,800 SH   SOLE   0 0 13,800