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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD INTL EQUITY INDEX F TT WRLD ST EFT 922042742 16,283 160,759 SH   SOLE   0 0 160,759
BROOKFIELD RENEWABLE CORP CL A SUB VTG 11284V105 1,840 42,000 SH   SOLE   0 0 42,000
VANGUARD INTL EQUITY INDEX F TT WRLD ST EFT 922042742 4,123 40,704 SH   SOLE   0 0 40,704
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 35,129 84,614 SH   SOLE   84,614 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 14,473 34,861 SH   SOLE   34,861 0 0
ISHARES INC CORE MSCI EMKT 46434G103 1,887 33,978 SH   SOLE   33,978 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 696 9,041 SH   SOLE   0 0 9,041
SPDR SER TR S&P METALS MNG 78464A755 186 3,312 SH   SOLE   0 0 3,312
SPDR GOLD TR GOLD SHS 78463V107 138 782 SH   SOLE   0 0 782
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 66 1,098 SH   SOLE   0 0 1,098
Schwab Strategic TR US REIT ETF 808524847 65 2,720 SH   SOLE   0 0 2,720
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 85 1,098 SH   SOLE   0 0 1,098
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 43 557 SH   SOLE   0 0 557
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 64 831 SH   SOLE   0 0 831
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 29,532 294,849 SH   SOLE   0 0 294,849
Schwab Strategic TR US REIT ETF 808524847 72 2,883 SH   SOLE   0 0 2,883
SPDR GOLD TR GOLD SHS 78463V107 146 809 SH   SOLE   0 0 809
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 71 1,128 SH   SOLE   0 0 1,128
SPDR SER TR S&P METALS MNG 78464A755 219 3,566 SH   SOLE   0 0 3,566
Schwab Strategic TR US REIT ETF 808524847 103 4,131 SH   SOLE   0 0 4,131
SPDR GOLD TR GOLD SHS 78463V107 199 1,104 SH   SOLE   0 0 1,104
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 105 1,666 SH   SOLE   0 0 1,666
SPDR SER TR S&P METALS MNG 78464A755 338 5,522 SH   SOLE   0 0 5,522