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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMPLIFY ETF TR CWP ENHANCED DIV 032108409 BBG00FJ5P854 325,287 9,071 SH   SOLE   0 0 9,071
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 BBG0078X1341 5,746,398 127,641 SH   SOLE   0 0 127,641
FIRST TR EXCHANGE TRADED FD INTL EQUITY OPP 33734X853 BBG007DJGS45 1,563,804 40,242 SH   SOLE   0 0 40,242
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309 BBG004HQLXB7 1,035,826 23,230 SH   SOLE   0 0 23,230
FLEXSHARES TR MORNSTAR UPSTR 33939L407 BBG00243P8S9 1,238,113 28,482 SH   SOLE   0 0 28,482
FRANKLIN TEMPLETON ETF TR INTL COR DIV TIL 35473P108 BBG00D0YL0Y5 323,762 12,127 SH   SOLE   0 0 12,127
GRANITESHARES ETF TR BBG COMMD K 1 38747R108 BBG00GQVSFK1 2,042,295 90,809 SH   SOLE   0 0 90,809
INNOVATOR ETFS TR LADDERED ALC BFR 45783Y756 BBG0154NXX67 718,454 31,189 SH   SOLE   0 0 31,189
INNOVATOR ETFS TR US EQTY BUF SEP 45782C664 BBG00Q4023H0 1,446,074 47,678 SH   SOLE   0 0 47,678
ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 1,527,137 32,701 SH   SOLE   0 0 32,701
ISHARES INC JP MRG EM CRP BD 464286251 BBG002WGKJD6 1,537,051 35,946 SH   SOLE   0 0 35,946
ISHARES TR BLACKROCK ULTRA 46434V878 BBG005PCDCZ5 309,948 6,194 SH   SOLE   0 0 6,194
ISHARES TR COHEN STEER REIT 464287564 BBG001SDX760 278,533 5,079 SH   SOLE   0 0 5,079
ISHARES TR CONV BD ETF 46435G102 BBG009BKDMM6 1,244,486 17,914 SH   SOLE   0 0 17,914
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 2,566,875 41,643 SH   SOLE   0 0 41,643
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 4,757,734 19,669 SH   SOLE   0 0 19,669
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 3,223,627 34,062 SH   SOLE   0 0 34,062
ISHARES TR FALN ANGLS USD 46435G474 BBG00D332C84 704,978 28,646 SH   SOLE   0 0 28,646
ISHARES TR MRGSTR MD CP GRW 464288307 BBG001SBRK44 5,562,895 103,246 SH   SOLE   0 0 103,246
ISHARES TR MSCI EAFE SMCP 46435G839 BBG009HYWS37 4,597,162 178,090 SH   SOLE   0 0 178,090
ISHARES TR MSCI INTL SML CP 46434V266 BBG008LP7B65 2,030,250 67,675 SH   SOLE   0 0 67,675
ISHARES U S ETF TR BLOOMBERG ROLL 46431W598 BBG00KHT04L1 267,099 4,900 SH   SOLE   0 0 4,900
NATIXIS ETF TR LOOMIS SAYLES 63873X208 BBG00JM7QWH1 736,527 31,222 SH   SOLE   0 0 31,222
PRINCIPAL EXCHANGE TRADED FD PRNCPL VLU ETF 74255Y300 BBG00CGY1JL5 1,964,983 48,045 SH   SOLE   0 0 48,045
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 BBG0051K49J8 5,178,966 178,155 SH   SOLE   0 0 178,155
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 1,946,941 25,774 SH   SOLE   0 0 25,774
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 BBG001T66WN0 1,900,652 34,209 SH   SOLE   0 0 34,209
SCHWAB STRATEGIC TR US TIPS ETF 808524870 BBG001T9F777 852,256 16,456 SH   SOLE   0 0 16,456
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 BBG00B597137 3,565,665 96,552 SH   SOLE   0 0 96,552
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 BBG001S7R733 339,384 4,369 SH   SOLE   0 0 4,369
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 BBG001SRXRD7 9,199,202 279,102 SH   SOLE   0 0 279,102
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 5,797,639 15,160 SH   SOLE   0 0 15,160
SPDR SER TR BLOOMBERG 1 10 Y 78468R861 BBG004MKB438 447,080 24,232 SH   SOLE   0 0 24,232
SPDR SER TR PORTFOLIO SHORT 78464A474 BBG001T6B0P2 9,770,230 332,547 SH   SOLE   0 0 332,547
SPDR SER TR S&P 400 MDCP VAL 78464A839 BBG001SPTBM1 1,891,895 29,232 SH   SOLE   0 0 29,232
SPDR SER TR S&P 600 SMCP VAL 78464A300 BBG001SG3JV2 220,211 2,967 SH   SOLE   0 0 2,967
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 BBG004DF1DW8 2,601,976 63,618 SH   SOLE   0 0 63,618
VANECK ETF TRUST FALLEN ANGEL HG 92189F437 BBG002VZY7Y3 837,485 30,995 SH   SOLE   0 0 30,995
VANGUARD ADMIRAL FDS INC SMLCP 600 GRTH 921932794 BBG001TC6MT3 1,335,111 7,163 SH   SOLE   0 0 7,163
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 BBG001SK7DK4 229,672 3,197 SH   SOLE   0 0 3,197
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 17,190,731 80,666 SH   SOLE   0 0 80,666
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 2,973,384 14,589 SH   SOLE   0 0 14,589
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 3,727,149 10,608 SH   SOLE   0 0 10,608
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 4,589,797 28,903 SH   SOLE   0 0 28,903
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 2,907,641 15,842 SH   SOLE   0 0 15,842
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 15,792,748 112,508 SH   SOLE   0 0 112,508
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 BBG001T62M38 291,515 3,761 SH   SOLE   0 0 3,761
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 4,389,516 104,587 SH   SOLE   0 0 104,587
VANGUARD WORLD FDS MATERIALS ETF 92204A801 BBG001SHTTP7 548,384 3,222 SH   SOLE   0 0 3,222
VICTORY PORTFOLIOS II VCTRYSHS USAA CR 92647N535 BBG00HZ6R974 399,431 8,212 SH   SOLE   0 0 8,212
WHEELS UP EXPERIENCE INC COM CL A 96328L106 BBG00XTV85M3 17,553 17,042 SH   SOLE   0 0 17,042
WISDOMTREE TR GLB US QTLY DIV 97717W844 BBG001SHL791 507,737 15,756 SH   SOLE   0 0 15,756
WISDOMTREE TR ITL HDG QTLY DIV 97717X594 BBG006G0J5J6 2,626,110 73,705 SH   SOLE   0 0 73,705