The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ETF SER SOLUTIONS APTUS DEFINED 26922A388 1,984 67,596 SH   SOLE   0 0 67,596
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857 2,013 79,316 SH   SOLE   0 0 79,316
FIRST TR EXCHANGE TRADED FD INTL EQUITY OPP 33734X853 1,432 20,821 SH   SOLE   0 0 20,821
FS KKR CAP CORP II COM 35952V303 1,482 90,361 SH   SOLE   0 0 90,361
INVESCO ACTIVELY MANAGED ETF TOTAL RETURN 46090A804 1,129 19,575 SH   SOLE   0 0 19,575
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887 8,827 174,519 SH   SOLE   0 0 174,519
ISHARES INC CORE MSCI EMKT 46434G103 362 5,827 SH   SOLE   0 0 5,827
ISHARES TR CONV BD ETF 46435G102 276 2,858 SH   SOLE   0 0 2,858
ISHARES TR CORE MSCI EAFE 46432F842 1,438 20,816 SH   SOLE   0 0 20,816
ISHARES TR CORE S&P MCP ETF 464287507 5,143 22,376 SH   SOLE   0 0 22,376
ISHARES TR CORE S&P SCP ETF 464287804 2,969 32,303 SH   SOLE   0 0 32,303
ISHARES TR CORE S&P TTL STK 464287150 512 5,938 SH   SOLE   0 0 5,938
ISHARES TR EAFE SML CP ETF 464288273 2,094 30,642 SH   SOLE   0 0 30,642
ISHARES TR MRGSTR MD CP GRW 464288307 2,533 6,622 SH   SOLE   0 0 6,622
ISHARES TR MSCI EAFE SMCP 46435G839 230 7,151 SH   SOLE   0 0 7,151
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 2,581 88,163 SH   SOLE   0 0 88,163
SCHWAB STRATEGIC TR US TIPS ETF 808524870 1,529 24,631 SH   SOLE   0 0 24,631
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 584 8,067 SH   SOLE   0 0 8,067
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 5,376 127,512 SH   SOLE   0 0 127,512
SPDR S&P 500 ETF TR TR UNIT 78462F103 7,275 19,459 SH   SOLE   0 0 19,459
SSGA ACTIVE ETF TR BLKSTN GSOSRLN 78467V608 2,031 44,496 SH   SOLE   0 0 44,496
VANECK VECTORS ETF TR FALLEN ANGEL HG 92189F437 413 12,862 SH   SOLE   0 0 12,862
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 498 8,510 SH   SOLE   0 0 8,510
VANGUARD INDEX FDS GROWTH ETF 922908736 18,000 71,050 SH   SOLE   0 0 71,050
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 2,063 17,340 SH   SOLE   0 0 17,340
VANGUARD INDEX FDS MID CAP ETF 922908629 1,779 8,605 SH   SOLE   0 0 8,605
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,977 5,751 SH   SOLE   0 0 5,751
VANGUARD INDEX FDS SM CP VAL ETF 922908611 5,395 37,939 SH   SOLE   0 0 37,939
VANGUARD INDEX FDS SMALL CP ETF 922908751 3,482 17,887 SH   SOLE   0 0 17,887
VANGUARD INDEX FDS SML CP GRW ETF 922908595 339 1,268 SH   SOLE   0 0 1,268
VANGUARD INDEX FDS VALUE ETF 922908744 15,846 133,204 SH   SOLE   0 0 133,204
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 8,191 98,395 SH   SOLE   0 0 98,395
VANGUARD WORLD FDS MATERIALS ETF 92204A801 6,052 38,552 SH   SOLE   0 0 38,552