The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ETF SER SOLUTIONS APTUS DEFINED 26922A388 873 31,075 SH   SOLE   0 0 31,075
FIDELITY COVINGTON TR MSCI RL EST ETF 316092857 569 27,350 SH   SOLE   0 0 27,350
INDEXIQ ETF TR IQ MRGR ARB ETF 45409B800 267 8,867 SH   SOLE   0 0 8,867
INVESCO ACTIVELY MANAGED ETF TOTAL RETURN 46090A804 361 6,795 SH   SOLE   0 0 6,795
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887 7,297 147,981 SH   SOLE   0 0 147,981
INVESCO EXCHANGE-TRADED FD T S&P INTL QULTY 46138E214 449 21,529 SH   SOLE   0 0 21,529
ISHARES TR CORE S&P MCP ETF 464287507 3,792 26,357 SH   SOLE   0 0 26,357
ISHARES TR CORE S&P SCP ETF 464287804 2,374 42,312 SH   SOLE   0 0 42,312
ISHARES TR EAFE SML CP ETF 464288273 2,080 46,395 SH   SOLE   0 0 46,395
ISHARES TR MRGSTR MD CP GRW 464288307 638 2,925 SH   SOLE   0 0 2,925
ISHARES TR EAFE GRWTH ETF 464288885 209 2,934 SH   SOLE   0 0 2,934
ISHARES TR CORE MSCI EAFE 46432F842 502 10,069 SH   SOLE   0 0 10,069
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 1,128 53,668 SH   SOLE   0 0 53,668
SCHWAB STRATEGIC TR US TIPS ETF 808524870 1,279 22,236 SH   SOLE   0 0 22,236
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 432 9,597 SH   SOLE   0 0 9,597
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 3,630 127,547 SH   SOLE   0 0 127,546
SPDR S&P 500 ETF TR TR UNIT 78462F103 5,590 21,685 SH   SOLE   0 0 21,685
SSGA ACTIVE ETF TR BLKSTN GSOSRLN 78467V608 213 5,320 SH   SOLE   0 0 5,320
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 200 3,557 SH   SOLE   0 0 3,557
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,689 7,129 SH   SOLE   0 0 7,129
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 724 8,901 SH   SOLE   0 0 8,901
VANGUARD INDEX FDS SML CP GRW ETF 922908595 304 2,025 SH   SOLE   0 0 2,025
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,125 12,677 SH   SOLE   0 0 12,677
VANGUARD INDEX FDS MID CAP ETF 922908629 633 4,809 SH   SOLE   0 0 4,809
VANGUARD INDEX FDS GROWTH ETF 922908736 13,807 88,120 SH   SOLE   0 0 88,120
VANGUARD INDEX FDS VALUE ETF 922908744 12,378 138,987 SH   SOLE   0 0 138,987
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,675 14,513 SH   SOLE   0 0 14,513
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 7,443 94,086 SH   SOLE   0 0 94,085
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 289 2,789 SH   SOLE   0 0 2,789
VANGUARD WORLD FDS MATERIALS ETF 92204A801 3,933 40,876 SH   SOLE   0 0 40,876
WISDOMTREE TR US MIDCAP DIVID 97717W505 2,094 86,643 SH   SOLE   0 0 86,643
WISDOMTREE TR US SMALLCAP DIVD 97717W604 1,798 99,748 SH   SOLE   0 0 99,748