MANAGING PARTNER

0000950123-24-003754.txt : 20240503 0000950123-24-003754.hdr.sgml : 20240503 20240503083017 ACCESSION NUMBER: 0000950123-24-003754 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20240331 FILED AS OF DATE: 20240503 DATE AS OF CHANGE: 20240503 EFFECTIVENESS DATE: 20240503 FILER: COMPANY DATA: COMPANY CONFORMED NAME: RETIREMENT INCOME SOLUTIONS, INC CENTRAL INDEX KEY: 0001730386 ORGANIZATION NAME: IRS NUMBER: 383143018 STATE OF INCORPORATION: MI FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-18271 FILM NUMBER: 24910900 BUSINESS ADDRESS: STREET 1: 2301 PLATT ROAD STREET 2: SUITE 300 CITY: ANN ARBOR STATE: MI ZIP: 48104 BUSINESS PHONE: 734-769-7727 MAIL ADDRESS: STREET 1: 2301 PLATT ROAD STREET 2: SUITE 300 CITY: ANN ARBOR STATE: MI ZIP: 48104 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE 0001730386 XXXXXXXX 03-31-2024 03-31-2024 false Retirement Income Solutions, Inc

2301 Platt Road Suite 300 Ann Arbor MI 48104

13F HOLDINGS REPORT 028-18271 000110145 801-71319 N BROCK E. HASTIE MANAGING PARTNER 734-769-7727 BROCK E. HASTIE ANN ARBOR MI 05-03-2024 0 156 440988619 false INFORMATION TABLE 2 32109.xml INFORMATION TABLE FOR FORM 13F ABBVIE INC COM 00287Y109 215971 1186 SH SOLE 0 0 1186 Alliant Energy COM 018802108 327701 6502 SH SOLE 0 0 6502 Alphabet Inc Cap Stk Class A CAP STK CL A 02079K305 1195969 7924 SH SOLE 0 0 7924 Alphabet Inc Cap Stk Class C CAP STK CL C 02079K107 1050594 6900 SH SOLE 0 0 6900 Amazon Com Inc COM 023135106 3499552 19401 SH SOLE 0 0 19401 American Centy TR Avantis Intl Equity ETF INTL EQT ETF 025072703 323098 5069 SH SOLE 0 0 5069 Amgen COM 031162100 446667 1571 SH SOLE 0 0 1571 Amplify Video Game Tech ETF WEDBUSH VID GAME 032108615 249616 4286 SH SOLE 0 0 4286 Apple Inc COM 037833100 3407175 19869 SH SOLE 0 0 19869 Berkshire Hathaway B CL B NEW 084670702 2378461 5656 SH SOLE 0 0 5656 BNY Mellon US Large Cap Core Equity ETF US LRG CP CORE 09661T107 951393 9533 SH SOLE 0 0 9533 Boeing Co COM 097023105 212289 1100 SH SOLE 0 0 1100 CATERPILLAR INS COM 149123101 207399 566 SH SOLE 0 0 566 CF Bankshares Inc COM 12520L109 367967 18426 SH SOLE 0 0 18426 Chipotle Mexican Grill COM 169656105 296491 102 SH SOLE 0 0 102 Cincinnati Finl Corp COM 172062101 242132 1950 SH SOLE 0 0 1950 COCA COLA CO COM 191216100 726757 11879 SH SOLE 0 0 11879 Colgate-Palmolive COM 194162103 487711 5416 SH SOLE 0 0 5416 Comcast Corp A CL A 20030N101 378619 8734 SH SOLE 0 0 8734 CONOCOPHILLIPS COM COM 20825C104 229740 1805 SH SOLE 0 0 1805 Costco Wholesale Corp COM 22160K105 268875 367 SH SOLE 0 0 367 DBX XTRACKERS MSCI EAFE Hedged Equity ETF XTRACK MSCI EAFE 233051200 665235 16253 SH SOLE 0 0 16253 Dimensional ETF TR U S Core Equity 2 ETF US CORE EQUITY 2 25434V708 484394 15161 SH SOLE 0 0 15161 Dimensional ETF TR World EX U S Core Equity 2 ETF WORLD EX US CORE 25434V880 348299 13691 SH SOLE 0 0 13691 DTE Energy Co. COM 233331107 305787 2727 SH SOLE 0 0 2727 Eaton Corporation PLC SHS G29183103 460578 1473 SH SOLE 0 0 1473 Ecolab COM 278865100 635206 2751 SH SOLE 0 0 2751 Exxon Mobil Corp COM 30231G102 706972 6082 SH SOLE 0 0 6082 FIRST TR LOW DURATION OPPOR ETF FST LOW OPPT EFT 33739Q200 856148 17744 SH SOLE 0 0 17744 FORD MTR CO COM 345370860 133092 10022 SH SOLE 0 0 10022 Home Depot Inc. COM 437076102 349076 910 SH SOLE 0 0 910 Honeywell Intl Inc COM 438516106 371503 1810 SH SOLE 0 0 1810 Innovator ETFS Equity Buffer ETF January US EQTY BUFR JAN 45782C409 294200 6757 SH SOLE 0 0 6757 Innovator ETFS S&P 500 Buffer - Jan S&P 500 Power 45782C508 744615 19039 SH SOLE 0 0 19039 Innovator ETFS TR S&P 500 Power Buffer ETF S&P 500 PWRETF 45782C797 1590851 42434 SH SOLE 0 0 42434 Innovator S&P 500 Buffer S&P 500 BUFFER 45782C755 566996 15080 SH SOLE 0 0 15080 Innovator S&P 500 Buffer ETF Jul US EQTY BUFR JUL 45782C789 216491 5368 SH SOLE 0 0 5368 Innovator S&P 500 Buffer ETF Nov US EQTY BUF NOV 45782C581 235657 6459 SH SOLE 0 0 6459 Innovator S&P 500 Power Buffer ETF Aug COM 45782C680 333704 9432 SH SOLE 0 0 9432 Innovator S&P 500 Pwr Buffer S&P 500 POWER 45782C573 1464233 41188 SH SOLE 0 0 41188 Innovator S&P 500 PWR Buffer Apr COM 45782C870 454977 13545 SH SOLE 0 0 13545 Innovator S&P 500 PWR Buffer ETF May COM 45782C318 430037 13244 SH SOLE 0 0 13244 Innovator S&P 500 Pwr ETF-June COM 45782C748 274020 7938 SH SOLE 0 0 7938 Innovator S&P 500 PwrBuff Dec S&P 500 PWR BU 45782C540 1876442 51272 SH SOLE 0 0 51272 Innovator TR Equity Pwr Buffer July US EQTY PWR BUF 45782C813 412805 10869 SH SOLE 0 0 10869 Innovator TR Equity Pwr Buffer Sept US EQTY PWR BUF 45782C656 322113 8825 SH SOLE 0 0 8825 Intel Crop COM 458140100 239446 5421 SH SOLE 0 0 5421 International Business Machines COM 459200101 420303 2201 SH SOLE 0 0 2201 Invesco BulletShares 2030 Corp Bd ETF INVSCO 30 CORP 46138J460 195713 11941 SH SOLE 0 0 11941 INVESCO EXCHANGE-TRADED FD TR FTSE RAFI US 1000 ETF FTSE RAFI 1000 46137V613 210239 5465 SH SOLE 0 0 5465 Invesco QQQ ETF UNIT SER 1 46090E103 7200655 16217 SH SOLE 0 0 16217 Invesco S&P 500 Equal Weight ETF GUG S&P 500 EQ WT 46137V357 7446303 43965 SH SOLE 0 0 43965 Invesco Water Resources ETF WATER RES PORT 46137V142 1338323 20104 SH SOLE 0 0 20104 Invesco WilderHill Clean Energy ETF WILDERHIL CLAN 46137V134 249863 10840 SH SOLE 0 0 10840 Iron Mtn Inc COM 46284V101 268704 3350 SH SOLE 0 0 3350 ISHARES 1-3 R TREAS BD ETF 1 3 YR TREAS BD 464287457 2226624 27227 SH SOLE 0 0 27227 iShares 3-7 Year Treasury Bond ETF 3 7 YR Treas BD 464288661 5409022 46706 SH SOLE 0 0 46706 iShares 7-10 Year Treasury Bond ETF 7-10 YR TRSY BD 464287440 3280253 34653 SH SOLE 0 0 34653 iShares Core MSCI EAFE ETF CORE MSCI EAFE 46432F842 249453 3361 SH SOLE 0 0 3361 iShares Core S&P 500 ETF CORE S&P500 ETF 464287200 114138845 217105 SH SOLE 0 0 217105 iShares Core S&P Mid-Cap ETF CORE S&P MCP ETF 464287507 42619375 701669 SH SOLE 0 0 701669 iShares Core S&P US Growth ETF CORE S&P US GWT 464287671 468840 4000 SH SOLE 0 0 4000 ISHARES INC ESG AWARE MSCI EM ET ESG AWR MSCI EM 46434G863 206723 6414 SH SOLE 0 0 6414 ISHARES INC MSCI EMERGING MKTS EX CHINA ETF MSCI EMRG CHN 46434G764 356013 6184 SH SOLE 0 0 6184 ISHARES INC MSCI WORLD INDEX FD MSCI WORLD ETF 464286392 577466 3985 SH SOLE 0 0 3985 IShares MSCI 400 Social ETF COM 464288570 1347729 13369 SH SOLE 0 0 13369 iShares MSCI ACWI Index ETF MSCI ACWI ETF 464288257 4546717 41285 SH SOLE 0 0 41285 iShares MSCI EAFE ETF MSCI EAFE ETF 464287465 3156387 39524 SH SOLE 0 0 39524 iShares MSCI Emerging Markets ETF MSCI EMG MKT ETF 464287234 1181338 28757 SH SOLE 0 0 28757 iShares Nasdaq Biotechnology ETF ISHARES BIOTECH 464287556 286378 2087 SH SOLE 0 0 2087 Ishares Russell 1000 ETF RUS 1000 ETF 464287622 6198406 21520 SH SOLE 0 0 21520 iShares Russell 1000 Growth ETF RUS 1000 GRW ETF 464287614 18882215 56022 SH SOLE 0 0 56022 iShares Russell 1000 Value ETF RUS 1000 VAL ETF 464287598 10837409 60507 SH SOLE 0 0 60507 iShares Russell Mid-Cap ETF RUS MID CP ETF 464287499 2417672 28751 SH SOLE 0 0 28751 iShares Russell Mid-Cap Growth ETF RUS MD CP GR ETF 464287481 674111 5906 SH SOLE 0 0 5906 iShares S&P 500 Growth S&P 500 GRWT ETF 464287309 2183450 25858 SH SOLE 0 0 25858 iShares S&P 500 Value ETF S&P 500 VAL ETF 464287408 2618703 14018 SH SOLE 0 0 14018 ISHARES TR ESG 1-5 YR CORPORATE BD ETF ESG AWRE 1 5 YR 46435G243 210185 8586 SH SOLE 0 0 8586 ISHARES TR ESG AWARE MSCI USA ETF COM 46435G425 1621856 14108 SH SOLE 0 0 14108 ISHARES TR ESG AWARE U S AGGREGATE BD ETF ESG AWR US AGRGT 46435U549 1385493 29441 SH SOLE 0 0 29441 ISHARES TR ESG AWARE USD CORPORATE BD ETF ESG AWRE USD ETF 46435G193 478606 20818 SH SOLE 0 0 20818 ISHARES TR MSCI ACWI LOW CARBON TARGET ETF MSCI LW CRB TG 46434V464 245006 1365 SH SOLE 0 0 1365 IShares TR Russell 2000 RUSSELL 2000 ETF 464287655 348677 1658 SH SOLE 0 0 1658 ISHARES TR RUSSELL 2000 VALUE ETF RUS 2000 VAL ETF 464287630 303168 1909 SH SOLE 0 0 1909 iShares Tr Russell 3000 Index ETF RUSSELL 3000 ETF 464287689 277274 924 SH SOLE 0 0 924 Ishares TR Russell Mid Cap Value RUS MDCP VAL ETF 464287473 945991 7548 SH SOLE 0 0 7548 IsharesMSCI USA ESG Select ETF MSCI USA ESG SLC 464288802 701745 6428 SH SOLE 0 0 6428 Johnson & Johnson COM 478160104 734634 4644 SH SOLE 0 0 4644 JP Morgan Chase COM 46625H100 906558 4526 SH SOLE 0 0 4526 Lam Research Corp COM 512807108 453723 467 SH SOLE 0 0 467 Lilly Eli & Co COM 532457108 1861658 2393 SH SOLE 0 0 2393 McDonalds Corp COM 580135101 469165 1664 SH SOLE 0 0 1664 Merck & Co COM 58933Y105 1263421 9575 SH SOLE 0 0 9575 Microsoft Corp COM 594918104 2760765 6562 SH SOLE 0 0 6562 NOVO NORDISK A.S. ADR ADR 670100205 256800 2000 SH SOLE 0 0 2000 Nushares ESG Mid Cap Value NUVEEN ESG MIDVL 67092P508 528414 15451 SH SOLE 0 0 15451 NUVEEN CR STRATEGIES INCOME FD COM SHS 67073D102 84943 15250 SH SOLE 0 0 15250 Nuveen ESG Mid-Cap Growth ETF NUVEEN ESG MIDCP 67092P409 212926 4787 SH SOLE 0 0 4787 NVIDIA CORP COM 67066G104 910788 1008 SH SOLE 0 0 1008 Oracle Corp COM 68389X105 540249 4301 SH SOLE 0 0 4301 OWENS CORNING COM 690742101 214004 1283 SH SOLE 0 0 1283 PepsiCo COM 713448108 591315 3379 SH SOLE 0 0 3379 Proctor & Gamble COM 742718109 907951 5596 SH SOLE 0 0 5596 SALESFORCE INC COM 79466L302 454782 1510 SH SOLE 0 0 1510 Schwab Strategic Large Cap Gwth US LCAP GR ETF 808524300 1302716 14050 SH SOLE 0 0 14050 Schwab Strategic TR US Small Cap ETF US SML CAP ETF 808524607 226406 4598 SH SOLE 0 0 4598 Schwab Strategic US Large Cap US LRG CAP ETF 808524201 756263 12186 SH SOLE 0 0 12186 Select Sector SPDR TR TECHNOLOGY 81369Y803 2642530 12688 SH SOLE 0 0 12688 Select Sector SPDR TR Energy ENERGY 81369Y506 1212130 12839 SH SOLE 0 0 12839 Select Sector SPDR TR Financial FINANCIAL 81369Y605 229006 5437 SH SOLE 0 0 5437 SELECT SECTOR SPDR TR HEALTH CARE SBI HEALTHCARE 81369Y209 409655 2773 SH SOLE 0 0 2773 Southern Co Com COM 842587107 277849 3873 SH SOLE 0 0 3873 SPDR Gold ETF GOLD SHS 78463V107 1127346 5480 SH SOLE 0 0 5480 SPDR Index S&P Emerging Mkts ETF PORTFOLIO EMG MK 78463X509 938262 25926 SH SOLE 0 0 25926 SPDR INDEX SHS FDS SPDR S&P EMERGING MARKETS DIVID S&P EM MKT DIV 78463X533 246701 7362 SH SOLE 0 0 7362 SPDR S&P 400 MID CAP PORTFOLIO MD ETF 78464A847 13393674 251100 SH SOLE 0 0 251100 SPDR S&P 500 ETF TR UNIT 78462F103 42855870 81931 SH SOLE 0 0 81931 SPDR S&P 500 ETF PORTFOLIO LR ETF 78464A854 25726098 418107 SH SOLE 0 0 418107 SPDR S&P 500 FOSSIL SPDR S&P500 ETF 78468R796 12354862 288665 SH SOLE 0 0 288665 SPDR S&P 500 VALUE ETF PRTFLO S&P500 VL 78464A508 4631727 92450 SH SOLE 0 0 92450 SPDR S&P Mid-Cap 400 ETF UTSER1 S&PDCRP 78467Y107 6330163 11377 SH SOLE 0 0 11377 SPDR SER TR S&P 400 MID CAP GROWTH ETF S&P 400 MDCP GRW 78464A821 307697 3525 SH SOLE 0 0 3525 SPDR SER TR S&P 500 ESG ETF S&P 500 ESG ETF 78468R531 979732 19347 SH SOLE 0 0 19347 SPDR SER TR S&P COMPUTER SOFTWARE ETF COMP SOFTWARE 78464A599 265809 1704 SH SOLE 0 0 1704 SPDR SER TR S&P METALS & MNG ETF S&P METALS MNG 78464A755 697560 11572 SH SOLE 0 0 11572 SPDR SER TR S&P TRANSN ETF S&P TRANSN ETF 78464A532 235406 2777 SH SOLE 0 0 2777 SPDR TR S&P 500 Growth PRTFLO S&P500 GW 78464A409 4277154 58471 SH SOLE 0 0 58471 Standard Lithium CP COM 853606101 74554 62650 SH SOLE 0 0 62650 STRYKER CORP COM 863667101 203628 569 SH SOLE 0 0 569 SUNOCO LP COM UT REP LP 86765K109 211015 3500 SH SOLE 0 0 3500 Thermo Fisher Scientific COM 883556102 243527 419 SH SOLE 0 0 419 TRANE TECHNOLOGIES PLC SHS G8994E103 224550 748 SH SOLE 0 0 748 Vaneck ETF TR Semiconductor ETF COM 92189F676 939108 4174 SH SOLE 0 0 4174 Vanguard Growth ETF GROWTH ETF 922908736 1955400 5681 SH SOLE 0 0 5681 Vanguard Index FDS Extended Mkt ETF EXTEND MKT ETF 922908652 352117 2009 SH SOLE 0 0 2009 VANGUARD INDEX FDS MID-CAP GROWTH ETF MCAP GR IDXVIP 922908538 505534 2144 SH SOLE 0 0 2144 Vanguard Index FDS Small Cap ETF SMALL CP ETF 922908751 219675 961 SH SOLE 0 0 961 Vanguard Index FDS Total Stk Mtk ETF TOTAL STK MKT 922908769 1632952 6283 SH SOLE 0 0 6283 Vanguard Intl Equity Emerging Mkts ETF FTSE EMR MKT ETF 922042858 226602 5425 SH SOLE 0 0 5425 VANGUARD INTL EQUITY INDEX FDS ALL WORLD EX US ETF ALLWRLD EX US 922042775 256594 4375 SH SOLE 0 0 4375 Vanguard Intl FD FTSE Developed Mkts ETF VAN FTSE DEV MKT 921943858 304532 6070 SH SOLE 0 0 6070 Vanguard Large Cap ETF LARGE CAP ETF 922908637 790249 3296 SH SOLE 0 0 3296 Vanguard Mega Cap Growth ETF MEGA GRWTH IND 921910816 345365 1205 SH SOLE 0 0 1205 Vanguard Mega Cap Value ETF MEGA CAP VAL ETF 921910840 372871 3120 SH SOLE 0 0 3120 Vanguard Mid-Cap ETF MID CAP ETF 922908629 5485926 21956 SH SOLE 0 0 21956 Vanguard Russell 1000 Index VNG RUS1000IDX 92206C730 683978 2870 SH SOLE 0 0 2870 Vanguard S&P 500 ETF S&P500 ETF SHS 922908363 2161227 4496 SH SOLE 0 0 4496 Vanguard Specialized FDS Divid Appreciation ETF COM 921908844 264054 1446 SH SOLE 0 0 1446 Vanguard Value ETF VALUE ETF 922908744 1103539 6776 SH SOLE 0 0 6776 Vanguard Whitehall High Div Yld ETF HIGH DIV YLD 921946406 553771 4577 SH SOLE 0 0 4577 Visa Inc COM 92826C839 277126 993 SH SOLE 0 0 993 WALMART INC. COM 931142103 203014 3374 SH SOLE 0 0 3374 Walt Disney Company COM 254687106 587206 4799 SH SOLE 0 0 4799 WISDOMTREE TR U S MIDCAP FD US MIDCAP FUND 97717W570 200817 3291 SH SOLE 0 0 3291 World Gold TR Minishares ETF SWPD GLD MINIS 98149E303 6081719 138064 SH SOLE 0 0 138064 Zomedica Corp COM 98980M109 2970 20353 SH SOLE 0 0 20353