The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Apple Inc COM 037833100   3,650,795 18,962 SH   SOLE   0 0 18,962
iShares MSCI ACWI Index ETF MSCI ACWI ETF 464288257   3,979,716 39,105 SH   SOLE   0 0 39,105
Amgen COM 031162100   452,479 1,571 SH   SOLE   0 0 1,571
Amazon Com Inc COM 023135106   2,911,930 19,165 SH   SOLE   0 0 19,165
American Centy TR Avantis Intl Equity ETF INTL EQT ETF 025072703   306,320 5,069 SH   SOLE   0 0 5,069
Boeing Co COM 097023105   273,693 1,050 SH   SOLE   0 0 1,050
Innovator ETFS Equity Buffer ETF January US EQTY BUFR JAN 45782C409   276,067 6,757 SH   SOLE   0 0 6,757
Innovator S&P 500 Buffer ETF Jul US EQTY BUFR JUL 45782C789   201,998 5,368 SH   SOLE   0 0 5,368
Innovator S&P 500 Buffer S&P 500 BUFFER 45782C755   542,019 15,184 SH   SOLE   0 0 15,184
BNY Mellon US Large Cap Core Equity ETF US LRG CP CORE 09661T107   866,665 9,587 SH   SOLE   0 0 9,587
Innovator S&P 500 Buffer ETF Nov US EQTY BUF NOV 45782C581   225,477 6,459 SH   SOLE   0 0 6,459
Berkshire Hathaway B CL B NEW 084670702   2,017,269 5,656 SH   SOLE   0 0 5,656
Invesco BulletShares 2030 Corp Bd ETF INVSCO 30 CORP 46138J460   198,639 11,941 SH   SOLE   0 0 11,941
CF Bankshares Inc COM 12520L109   359,307 18,426 SH   SOLE   0 0 18,426
Cincinnati Finl Corp COM 172062101   201,747 1,950 SH   SOLE   0 0 1,950
Colgate-Palmolive COM 194162103   527,361 6,616 SH   SOLE   0 0 6,616
Comcast Corp A CL A 20030N101   476,386 10,864 SH   SOLE   0 0 10,864
Chipotle Mexican Grill COM 169656105   233,270 102 SH   SOLE   0 0 102
CONOCOPHILLIPS COM COM 20825C104   202,542 1,745 SH   SOLE   0 0 1,745
Costco Wholesale Corp COM 22160K105   252,151 382 SH   SOLE   0 0 382
ISHARES TR MSCI ACWI LOW CARBON TARGET ETF MSCI LW CRB TG 46434V464   202,542 1,224 SH   SOLE   0 0 1,224
SALESFORCE INC COM 79466L302   397,341 1,510 SH   SOLE   0 0 1,510
DBX XTRACKERS MSCI EAFE Hedged Equity ETF XTRACK MSCI EAFE 233051200   601,036 16,253 SH   SOLE   0 0 16,253
Dimensional ETF TR U S Core Equity 2 ETF US CORE EQUITY 2 25434V708   443,156 15,161 SH   SOLE   0 0 15,161
Dimensional ETF TR World EX U S Core Equity 2 ETF WORLD EX US CORE 25434V880   334,334 13,691 SH   SOLE   0 0 13,691
Walt Disney Company COM 254687106   427,252 4,732 SH   SOLE   0 0 4,732
IShares MSCI 400 Social ETF COM 464288570   1,217,247 13,369 SH   SOLE   0 0 13,369
DTE Energy Co COM 233331107   304,690 2,763 SH   SOLE   0 0 2,763
ISHARES TR ESG AWARE U S AGGREGATE BD ETF ESG AWR US AGRGT 46435U549   1,420,742 29,760 SH   SOLE   0 0 29,760
Ecolab COM 278865100   545,661 2,751 SH   SOLE   0 0 2,751
iShares MSCI Emerging Markets ETF MSCI EMG MKT ETF 464287234   1,506,588 37,468 SH   SOLE   0 0 37,468
ISHARES INC MSCI EMERGING MKTS ASIA ETF MSCI EM ASIA ETF 464286426   281,959 4,265 SH   SOLE   0 0 4,265
iShares MSCI EAFE ETF MSCI EAFE ETF 464287465   3,338,532 44,307 SH   SOLE   0 0 44,307
SPDR SER TR S&P 500 ESG ETF S&P 500 ESG ETF 78468R531   940,724 20,362 SH   SOLE   0 0 20,362
ISHARES INC MSCI EMERGING MKTS EX CHINA ETF MSCI EMRG CHN 46434G764   342,655 6,184 SH   SOLE   0 0 6,184
ISHARES INC ESG AWARE MSCI EM ET ESG AWR MSCI EM 46434G863   205,633 6,414 SH   SOLE   0 0 6,414
ISHARES TR ESG AWARE MSCI USA ETF COM 46435G425   1,429,850 13,628 SH   SOLE   0 0 13,628
Eaton Corporation PLC SHS G29183103   354,728 1,473 SH   SOLE   0 0 1,473
Amplify Video Game Tech ETF WEDBUSH VID GAME 032108615   253,747 4,286 SH   SOLE   0 0 4,286
SPDR Gold ETF GOLD SHS 78463V107   1,052,773 5,507 SH   SOLE   0 0 5,507
World Gold TR Minishares ETF SWPD GLD MINIS 98149E303   5,706,986 139,501 SH   SOLE   0 0 139,501
Alphabet Inc Cap Stk Class C CAP STK CL C 02079K107   924,501 6,560 SH   SOLE   0 0 6,560
Alphabet Inc Cap Stk Class A CAP STK CL A 02079K305   1,106,904 7,924 SH   SOLE   0 0 7,924
Home Depot Inc. COM 437076102   315,361 910 SH   SOLE   0 0 910
Honeywell Intl Inc COM 438516106   400,756 1,911 SH   SOLE   0 0 1,911
iShares Nasdaq Biotechnology ETF ISHARES BIOTECH 464287556   277,949 2,046 SH   SOLE   0 0 2,046
International Business Machines COM 459200101   384,506 2,351 SH   SOLE   0 0 2,351
iShares 7-10 Year Treasury Bond ETF 7-10 YR TRSY BD 464287440   3,693,376 38,317 SH   SOLE   0 0 38,317
iShares Core MSCI EAFE ETF CORE MSCI EAFE 46432F842   236,446 3,361 SH   SOLE   0 0 3,361
iShares 3-7 Year Treasury Bond ETF 3 7 YR Treas BD 464288661   6,688,006 57,099 SH   SOLE   0 0 57,099
iShares Core S&P Mid-Cap ETF CORE S&P MCP ETF 464287507   37,911,071 136,789 SH   SOLE   0 0 136,789
Intel Crop COM 458140100   296,726 5,905 SH   SOLE   0 0 5,905
Iron Mtn Inc COM 46284V101   234,433 3,350 SH   SOLE   0 0 3,350
iShares Core S&P US Growth ETF CORE S&P US GWT 464287671   416,400 4,000 SH   SOLE   0 0 4,000
iShares S&P 500 Value ETF S&P 500 VAL ETF 464287408   2,445,589 14,064 SH   SOLE   0 0 14,064
iShares Core S&P 500 ETF CORE S&P500 ETF 464287200   101,913,081 213,372 SH   SOLE   0 0 213,372
iShares S&P 500 Growth S&P 500 GRWT ETF 464287309   1,947,719 25,935 SH   SOLE   0 0 25,935
Ishares Russell 1000 ETF RUS 1000 ETF 464287622   5,662,718 21,592 SH   SOLE   0 0 21,592
iShares Russell 1000 Value ETF RUS 1000 VAL ETF 464287598   10,433,059 63,135 SH   SOLE   0 0 63,135
iShares Russell 1000 Growth ETF RUS 1000 GRW ETF 464287614   17,020,570 56,142 SH   SOLE   0 0 56,142
IShares TR Russell 2000 RUSSELL 2000 ETF 464287655   302,671 1,508 SH   SOLE   0 0 1,508
iShares Russell Mid-Cap Growth ETF RUS MD CP GR ETF 464287481   616,941 5,906 SH   SOLE   0 0 5,906
iShares Russell Mid-Cap ETF RUS MID CP ETF 464287499   2,247,641 28,916 SH   SOLE   0 0 28,916
Ishares TR Russell Mid Cap Value RUS MDCP VAL ETF 464287473   901,713 7,754 SH   SOLE   0 0 7,754
iShares Tr Russell 3000 Index ETF RUSSELL 3000 ETF 464287689   252,936 924 SH   SOLE   0 0 924
Johnson & Johnson COM 478160104   766,615 4,891 SH   SOLE   0 0 4,891
JP Morgan Chase COM 46625H100   769,873 4,526 SH   SOLE   0 0 4,526
COCA COLA CO COM 191216100   694,136 11,779 SH   SOLE   0 0 11,779
Lilly Eli & Co COM 532457108   520,548 893 SH   SOLE   0 0 893
FIRST TR LOW DURATION OPPOR ETF FST LOW OPPT EFT 33739Q200   865,943 17,921 SH   SOLE   0 0 17,921
Alliant Energy COM 018802108   333,553 6,502 SH   SOLE   0 0 6,502
Lam Research Corp COM 512807108   432,360 552 SH   SOLE   0 0 552
McDonalds Corp COM 580135101   493,393 1,664 SH   SOLE   0 0 1,664
SPDR S&P Mid-Cap 400 ETF UTSER1 S&PDCRP 78467Y107   5,793,772 11,419 SH   SOLE   0 0 11,419
SPDR SER TR S&P 400 MID CAP GROWTH ETF S&P 400 MDCP GRW 78464A821   278,995 3,687 SH   SOLE   0 0 3,687
Vanguard Mega Cap Growth ETF MEGA GRWTH IND 921910816   254,320 980 SH   SOLE   0 0 980
Vanguard Mega Cap Value ETF MEGA CAP VAL ETF 921910840   341,234 3,120 SH   SOLE   0 0 3,120
Merck & Co COM 58933Y105   1,043,867 9,575 SH   SOLE   0 0 9,575
Microsoft Corp COM 594918104   2,470,959 6,571 SH   SOLE   0 0 6,571
Nuveen ESG Mid-Cap Growth ETF NUVEEN ESG MIDCP 67092P409   217,619 5,141 SH   SOLE   0 0 5,141
Nushares ESG Mid Cap Value NUVEEN ESG MIDVL 67092P508   487,315 15,451 SH   SOLE   0 0 15,451
NVIDIA CORP COM 67066G104   512,057 1,034 SH   SOLE   0 0 1,034
NOVO NORDISK A.S. ADR ADR 670100205   206,900 2,000 SH   SOLE   0 0 2,000
Oracle Corp COM 68389X105   453,454 4,301 SH   SOLE   0 0 4,301
Innovator S&P 500 PWR Buffer Apr COM 45782C870   442,786 13,545 SH   SOLE   0 0 13,545
Innovator S&P 500 Power Buffer ETF Aug COM 45782C680   314,746 9,432 SH   SOLE   0 0 9,432
Invesco WilderHill Clean Energy ETF WILDERHIL CLAN 46137V134   323,325 10,879 SH   SOLE   0 0 10,879
Innovator S&P 500 PwrBuff Dec S&P 500 PWR BU 45782C540   1,799,647 51,272 SH   SOLE   0 0 51,272
PepsiCo COM 713448108   573,641 3,378 SH   SOLE   0 0 3,378
Proctor & Gamble COM 742718109   808,315 5,516 SH   SOLE   0 0 5,516
Invesco Water Resources ETF WATER RES PORT 46137V142   1,223,529 20,104 SH   SOLE   0 0 20,104
Innovator ETFS S&P 500 Buffer - Jan S&P 500 Power 45782C508   910,481 24,449 SH   SOLE   0 0 24,449
Innovator TR Equity Pwr Buffer July US EQTY PWR BUF 45782C813   393,349 10,869 SH   SOLE   0 0 10,869
Innovator S&P 500 Pwr ETF-June COM 45782C748   264,970 7,938 SH   SOLE   0 0 7,938
Innovator S&P 500 PWR Buffer ETF May COM 45782C318   416,848 13,244 SH   SOLE   0 0 13,244
Innovator S&P 500 Pwr Buffer S&P 500 POWER 45782C573   1,418,515 41,188 SH   SOLE   0 0 41,188
Innovator ETFS TR S&P 500 Power Buffer ETF S&P 500 PWRETF 45782C797   1,580,575 43,759 SH   SOLE   0 0 43,759
Innovator TR Equity Pwr Buffer Sept US EQTY PWR BUF 45782C656   306,778 8,825 SH   SOLE   0 0 8,825
Invesco QQQ ETF UNIT SER 1 46090E103   6,538,898 15,967 SH   SOLE   0 0 15,967
Invesco S&P 500 Equal Weight ETF GUG S&P 500 EQ WT 46137V357   7,802,375 49,445 SH   SOLE   0 0 49,445
Schwab Strategic TR US Small Cap ETF US SML CAP ETF 808524607   217,210 4,598 SH   SOLE   0 0 4,598
Schwab Strategic Large Cap Gwth US LCAP GR ETF 808524300   1,165,588 14,050 SH   SOLE   0 0 14,050
Schwab Strategic US Large Cap US LRG CAP ETF 808524201   687,290 12,186 SH   SOLE   0 0 12,186
ISHARES 1-3 R TREAS BD ETF 1 3 YR TREAS BD 464287457   2,915,620 35,539 SH   SOLE   0 0 35,539
Standard Lithium CP COM 853606101   136,521 62,650 SH   SOLE   0 0 62,650
Vaneck ETF TR Semiconductor ETF COM 92189F676   545,594 3,120 SH   SOLE   0 0 3,120
Southern Co Com COM 842587107   271,575 3,873 SH   SOLE   0 0 3,873
SPDR Index S&P Emerging Mkts ETF PORTFOLIO EMG MK 78463X509   987,585 27,890 SH   SOLE   0 0 27,890
SPDR S&P 500 ETF PORTFOLIO LR ETF 78464A854   22,588,908 404,095 SH   SOLE   0 0 404,095
SPDR S&P 400 MID CAP PORTFOLIO MD ETF 78464A847   11,978,639 245,867 SH   SOLE   0 0 245,867
SPDR S&P 500 ETF TR UNIT 78462F103   39,561,682 83,233 SH   SOLE   0 0 83,233
SPDR TR S&P 500 Growth PRTFLO S&P500 GW 78464A409   3,822,991 58,761 SH   SOLE   0 0 58,761
SPDR S&P 500 VALUE ETF PRTFLO S&P500 VL 78464A508   4,457,846 95,600 SH   SOLE   0 0 95,600
SPDR S&P 500 FOSSIL SPDR S&P500 ETF 78468R796   11,420,890 294,277 SH   SOLE   0 0 294,277
SUNOCO LP COM UT REP LP 86765K109   209,755 3,500 SH   SOLE   0 0 3,500
IsharesMSCI USA ESG Select ETF MSCI USA ESG SLC 464288802   646,078 6,428 SH   SOLE   0 0 6,428
ISHARES TR ESG 1-5 YR CORPORATE BD ETF ESG AWRE 1 5 YR 46435G243   210,185 8,586 SH   SOLE   0 0 8,586
ISHARES TR ESG AWARE USD CORPORATE BD ETF ESG AWRE USD ETF 46435G193   484,435 20,818 SH   SOLE   0 0 20,818
Thermo Fisher Scientific COM 883556102   233,017 439 SH   SOLE   0 0 439
ISHARES INC MSCI WORLD INDEX FD MSCI WORLD ETF 464286392   530,085 3,985 SH   SOLE   0 0 3,985
Visa Inc COM 92826C839   258,528 993 SH   SOLE   0 0 993
Vanguard Index FDS Small Cap ETF SMALL CP ETF 922908751   205,010 961 SH   SOLE   0 0 961
Vanguard Index FDS Small Cap Value ETF SM CP VAL ETF 922908611   248,719 1,382 SH   SOLE   0 0 1,382
Vanguard Intl FD FTSE Developed Mkts ETF VAN FTSE DEV MKT 921943858   262,827 5,487 SH   SOLE   0 0 5,487
Vanguard Specialized FDS Divid Appreciation ETF COM 921908844   246,398 1,446 SH   SOLE   0 0 1,446
Vanguard Mid-Cap ETF MID CAP ETF 922908629   5,222,768 22,450 SH   SOLE   0 0 22,450
Vanguard Russell 1000 Index VNG RUS1000IDX 92206C730   634,766 2,926 SH   SOLE   0 0 2,926
Vanguard S&P 500 ETF S&P500 ETF SHS 922908363   1,810,536 4,145 SH   SOLE   0 0 4,145
Vanguard Index FDS Total Stk Mtk ETF TOTAL STK MKT 922908769   1,555,214 6,556 SH   SOLE   0 0 6,556
Vanguard Value ETF VALUE ETF 922908744   1,018,245 6,811 SH   SOLE   0 0 6,811
Vanguard Growth ETF GROWTH ETF 922908736   1,787,249 5,749 SH   SOLE   0 0 5,749
Vanguard Large Cap ETF LARGE CAP ETF 922908637   719,022 3,296 SH   SOLE   0 0 3,296
Vanguard Intl Equity Emerging Mkts ETF FTSE EMR MKT ETF 922042858   215,200 5,236 SH   SOLE   0 0 5,236
Vanguard Index FDS Extended Mkt ETF EXTEND MKT ETF 922908652   330,320 2,009 SH   SOLE   0 0 2,009
Vanguard Whitehall High Div Yld ETF HIGH DIV YLD 921946406   481,237 4,311 SH   SOLE   0 0 4,311
Select Sector SPDR TR Energy ENERGY 81369Y506   1,068,122 12,740 SH   SOLE   0 0 12,740
Select Sector SPDR TR Financial FINANCIAL 81369Y605   204,431 5,437 SH   SOLE   0 0 5,437
Select Sector SPDR TR TECHNOLOGY 81369Y803   2,820,024 14,651 SH   SOLE   0 0 14,651
SPDR SER TR S&P METALS & MNG ETF S&P METALS MNG 78464A755   870,766 14,554 SH   SOLE   0 0 14,554
Exxon Mobil Corp COM 30231G102   608,078 6,082 SH   SOLE   0 0 6,082
SPDR SER TR S&P COMPUTER SOFTWARE ETF COMP SOFTWARE 78464A599   256,162 1,704 SH   SOLE   0 0 1,704
SPDR SER TR S&P TRANSN ETF S&P TRANSN ETF 78464A532   231,852 2,777 SH   SOLE   0 0 2,777
Zomedica Corp COM 98980M109   8,237 41,143 SH   SOLE   0 0 41,143