0000950123-23-006416.txt : 20230728
0000950123-23-006416.hdr.sgml : 20230728
20230728130434
ACCESSION NUMBER: 0000950123-23-006416
CONFORMED SUBMISSION TYPE: 13F-HR
PUBLIC DOCUMENT COUNT: 2
CONFORMED PERIOD OF REPORT: 20230630
FILED AS OF DATE: 20230728
DATE AS OF CHANGE: 20230728
EFFECTIVENESS DATE: 20230728
FILER:
COMPANY DATA:
COMPANY CONFORMED NAME: RETIREMENT INCOME SOLUTIONS, INC
CENTRAL INDEX KEY: 0001730386
IRS NUMBER: 383143018
STATE OF INCORPORATION: MI
FISCAL YEAR END: 1231
FILING VALUES:
FORM TYPE: 13F-HR
SEC ACT: 1934 Act
SEC FILE NUMBER: 028-18271
FILM NUMBER: 231121839
BUSINESS ADDRESS:
STREET 1: 2301 PLATT ROAD
STREET 2: SUITE 300
CITY: ANN ARBOR
STATE: MI
ZIP: 48104
BUSINESS PHONE: 734-769-7727
MAIL ADDRESS:
STREET 1: 2301 PLATT ROAD
STREET 2: SUITE 300
CITY: ANN ARBOR
STATE: MI
ZIP: 48104
13F-HR
1
primary_doc.xml
X0202
13F-HR
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0001730386
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06-30-2023
06-30-2023
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Retirement Income Solutions, Inc
2301 Platt Road
Suite 300
Ann Arbor
MI
48104
13F HOLDINGS REPORT
028-18271
000110145
801-71319
N
JOHN B. GOFF
MANAGING PARTNER AND CCO
734-769-7727
JOHN B. GOFF
ANN ARBOR
MI
07-28-2023
0
139
373597961
false
INFORMATION TABLE
2
24957.xml
INFORMATION TABLE FOR FORM 13F
3M Co
COM
88579Y101
283255
2830
SH
SOLE
0
0
2830
ABBOTT LABS COM
COM
002824100
680721
6244
SH
SOLE
0
0
6244
ABBVIE INC COM
COM
00287Y109
871434
6468
SH
SOLE
0
0
6468
Alliant Energy
COM
018802108
341225
6502
SH
SOLE
0
0
6502
Alphabet Inc Cap Stk Class A
CAP STK CL A
02079K305
907925
7585
SH
SOLE
0
0
7585
Alphabet Inc Cap Stk Class C
CAP STK CL C
02079K107
797192
6590
SH
SOLE
0
0
6590
Amazon Com Inc
COM
023135106
2457156
18849
SH
SOLE
0
0
18849
Amgen
COM
031162100
382096
1721
SH
SOLE
0
0
1721
Apple Inc
COM
037833100
3686630
19006
SH
SOLE
0
0
19006
Berkshire Hathaway B
CL B NEW
084670702
1890504
5544
SH
SOLE
0
0
5544
BNY MELLON US LARGE CAP CORE EQUITY ETF
US LRG CP CORE
09661T107
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SH
SOLE
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0
9587
BOEING CO
COM
097023105
221718
1050
SH
SOLE
0
0
1050
CF BANKSHARES INC
COM
12520L109
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18426
SH
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18426
CHIPOTLE MEXICAN GRIL
COM
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218178
102
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SOLE
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COCA COLA CO
COM
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SH
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Colgate-Palmolive
COM
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509697
6616
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SOLE
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6616
Comcast Corp A
CL A
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12936
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12936
COMMUNITIES FIRST FINL CORP
COM
20344D104
234952
3858
SH
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0
3858
COSTCO WHOLESALE CORP
COM
22160K105
204584
380
SH
SOLE
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380
Deutsche MSCI EAFE Hedged Equity ETF
XTRACK MSCI EAFE
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602457
17033
SH
SOLE
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17033
Dimensional ETF TR U S Core Equity 2 ETF
US CORE EQUITY 2
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SH
SOLE
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15161
Dimensional ETF TR World EX U S Core Equity 2 ETF
WORLD EX US CORE
25434V880
319137
13691
SH
SOLE
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DTE Energy Co
COM
233331107
223837
2035
SH
SOLE
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0
2035
EATON CORPORATION PLC
SHS
G29183103
361578
1798
SH
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Ecolab
COM
278865100
522919
2801
SH
SOLE
0
0
2801
Exxon Mobil Corp
COM
30231G102
671063
6257
SH
SOLE
0
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6257
FIRST TR LOW DURATION OPPOR ETF
FST LOW OPPT EFT
33739Q200
845189
17730
SH
SOLE
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0
17730
GLOBAL X FDS ROBOTICS & ARTIFICIAL INTELL ETF
RBTCS ARTFL INTE
37954Y715
435957
15169
SH
SOLE
0
0
15169
Home Depot Inc.
COM
437076102
282682
910
SH
SOLE
0
0
910
Honeywell Intl Inc
COM
438516106
614200
2960
SH
SOLE
0
0
2960
Innovator ETFS Equity Buffer ETF January
US EQTY BUFR JAN
45782C409
254873
6757
SH
SOLE
0
0
6757
Innovator ETFS S&P 500 Buffer - Jan
S&P 500 Power
45782C508
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SH
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18993
Innovator ETFS TR S&P 500 Power Buffer ETF
S&P 500 PWRETF
45782C797
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SH
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40213
INNOVATOR ETFS TR U S EQUITY BUFFER ETF NOV
US EQTY BUF NOV
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Innovator S&P 500 Buffer
S&P 500 BUFFER
45782C755
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SH
SOLE
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15184
Innovator S&P 500 PWR Buffer
COM
45782C870
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13545
SH
SOLE
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13545
Innovator S&P 500 Pwr Buffer
S&P 500 POWER
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SH
SOLE
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Innovator S&P 500 PWR Buffer ETF Mary
COM
45782C318
395333
13244
SH
SOLE
0
0
13244
Innovator S&P 500 Pwr ETF-June
COM
45782C748
302639
9556
SH
SOLE
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9556
Innovator S&P 500 PwrBuff Dec
S&P 500 PWR BU
45782C540
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Innovator TR Equity Pwr Buffer July
US EQTY PWR BUF
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SH
SOLE
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10869
Innovator TR Equity Pwr Buffer Sept
US EQTY PWR BUF
45782C656
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SH
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International Business Machines
COM
459200101
1085199
8110
SH
SOLE
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Invesco Clean Energy
WILDERHIL CLAN
46137V134
509525
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SH
SOLE
0
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12700
IRON MTN INC
COM
46284V101
227280
4000
SH
SOLE
0
0
4000
ISHARES 1-3 R TREAS BD ETF
1 3 YR TREAS BD
464287457
3419630
42176
SH
SOLE
0
0
42176
iShares Core S&P 500 ETF
CORE S&P500 ETF
464287200
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SH
SOLE
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203288
iShares Core S&P Mid-Cap ETF
CORE S&P MCP ETF
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SH
SOLE
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126132
ISHARES INC ESG AWARE MSCI EM ETF
ESG AWR MSCI EM
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SH
SOLE
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ISHARES INC MSCI EMERGING MKTS ASIA ETF
MSCI EM ASIA ETF
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SH
SOLE
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ISHARES INC MSCI EMERGING MKTS EX CHINA ETF
MSCI EMRG CHN
46434G764
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SH
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6184
ISHARES INC MSCI WORLD INDEX FD
MSCI WORLD ETF
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3985
SH
SOLE
0
0
3985
IShares MSCI 400 Social ETF
COM
464288570
1125269
13369
SH
SOLE
0
0
13369
iShares MSCI ACWI Index ETF
MSCI ACWI ETF
464288257
3522149
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SH
SOLE
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iShares MSCI EAFE ETF
MSCI EAFE ETF
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SH
SOLE
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iShares MSCI Emerging Markets ETF
MSCI EMG MKT ETF
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SH
SOLE
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Ishares Russell 1000 ETF
RUS 1000 ETF
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22051
SH
SOLE
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iShares Russell 1000 Growth ETF
RUS 1000 GRW ETF
464287614
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SH
SOLE
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iShares Russell 1000 Value ETF
RUS 1000 VAL ETF
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SH
SOLE
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iShares Russell Mid-Cap ETF
RUS MID CP ETF
464287499
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27426
SH
SOLE
0
0
27426
iShares Russell Mid-Cap Growth ETF
RUS MD CP GR ETF
464287481
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SH
SOLE
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iShares S&P 500 Growth
S&P 500 GRWT ETF
464287309
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26467
SH
SOLE
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0
26467
iShares S&P 500 Value ETF
S&P 500 VAL ETF
464287408
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SH
SOLE
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15403
ISHARES TR 3 7 YR TREAS BD ETF
3 7 YR Treas BD
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SH
SOLE
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ISHARES TR 7-10 YR TREAS BD ETF
7-10 YR TRSY BD
464287440
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SH
SOLE
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0
51056
ISHARES TR BARCLAYS 20 YR TREAS BD ETF
20 YR TR BD ETF
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SH
SOLE
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ISHARES TR BIOTECHNOLOGY ETF
ISHARES BIOTECH
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SH
SOLE
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ISHARES TR CORE MSCI EAFE ETF
CORE MSCI EAFE
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SOLE
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ISHARES TR CORE S&P U S GROWTH ETF
CORE S&P US GWT
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SH
SOLE
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ISHARES TR ESG 1-5 YR CORPORATE BD ETF
ESG AWRE 1 5 YR
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SH
SOLE
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ISHARES TR ESG AWARE U S AGGREGATE BD ETF
ESG AWR US AGRGT
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SH
SOLE
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32113
ISHARES TR ESG AWARE USD CORPORATE BD ETF
ESG AWRE USD ETF
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SOLE
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IShares TR Russell 2000
RUSSELL 2000 ETF
464287655
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SH
SOLE
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1383
Ishares TR Russell Mid Cap Value
RUS MDCP VAL ETF
464287473
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SH
SOLE
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7786
IsharesMSCI USA ESG Select ETF
MSCI USA ESG SLC
464288802
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SH
SOLE
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0
6763
Johnson & Johnson
COM
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5116
SH
SOLE
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JP Morgan Chase
COM
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SH
SOLE
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4490
Lam Research Corp
COM
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618
SH
SOLE
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618
Lilly Eli & Co
COM
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1064
SH
SOLE
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MASTERCARD INC CL A
COM
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552
SH
SOLE
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0
552
McDonalds Corp
COM
580135101
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SH
SOLE
0
0
1768
Merck & Co
COM
58933Y105
1255905
10884
SH
SOLE
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0
10884
Microsoft Corp
COM
594918104
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6681
SH
SOLE
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6681
Nushares ESG Mid Cap Value
NUVEEN ESG MIDVL
67092P508
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SH
SOLE
0
0
17751
NUSHARES ETF TR ESG MID-CAP GROWTH ETF
NUVEEN ESG MIDCP
67092P409
200653
5141
SH
SOLE
0
0
5141
NVIDIA CORP
COM
67066G104
355337
840
SH
SOLE
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0
840
Oracle Corp
COM
68389X105
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4301
SH
SOLE
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0
4301
PepsiCo
COM
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825399
4456
SH
SOLE
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4456
PFIZER INC COM
COM
717081103
318859
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SH
SOLE
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PowerShares QQQ ETF
UNIT SER 1
73935A104
5249566
14210
SH
SOLE
0
0
14210
PowerShares Water Resources ETF
WATER RES PORT
73935X575
1133665
20104
SH
SOLE
0
0
20104
Proctor & Gamble
COM
742718109
1021969
6735
SH
SOLE
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0
6735
RAYTHEON TECHNOLOGIES CORP COM
COM
75513E101
320917
3276
SH
SOLE
0
0
3276
Rydex Guggenheim S&P 500 Equal Weight ETF
GUG S&P 500 EQ WT
78355W106
7677686
51308
SH
SOLE
0
0
51308
SALESFORCE INC
COM
79466L302
319003
1510
SH
SOLE
0
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1510
Schwab Strategic Large Cap Gwth
US LCAP GR ETF
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14050
SH
SOLE
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14050
SCHWAB STRATEGIC TR US SMALL-CAP ETF
US SML CAP ETF
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201392
4598
SH
SOLE
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0
4598
Schwab Strategic US Large Cap
US LRG CAP ETF
808524201
272115
5196
SH
SOLE
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0
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Select Sector SPDR TR
TECHNOLOGY
81369Y803
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SOLE
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Select Sector SPDR TR Energy
ENERGY
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SELECT SECTOR SPDR TR UTILS
SBI INT-UTILS
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SOLE
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3132
SOUTHERN CO COM
COM
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364879
5194
SH
SOLE
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5194
SPDR Gold ETF
GOLD SHS
78463V107
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5550
SH
SOLE
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0
5550
SPDR Index S&P Emerging Mkts ETF
PORTFOLIO EMG MK
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SH
SOLE
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0
29730
SPDR S&P 400 MID CAP
PORTFOLIO MD ETF
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SOLE
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SPDR S&P 500 ETF
TR UNIT
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SOLE
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SPDR S&P 500 ETF
PORTFOLIO LR ETF
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SH
SOLE
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SPDR S&P 500 FOSSIL
SPDR S&P500 ETF
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SH
SOLE
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SPDR S&P 500 VALUE ETF
PRTFLO S&P500 VL
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SOLE
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98309
SPDR S&P Mid-Cap 400 ETF
UTSER1 S&PDCRP
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SOLE
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SPDR SER TR S&P 400 MID CAP GROWTH ETF
S&P 400 MDCP GRW
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SH
SOLE
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0
3065
SPDR SER TR S&P 500 ESG ETF
S&P 500 ESG ETF
78468R531
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16966
SH
SOLE
0
0
16966
SPDR SER TR S&P COMPUTER SOFTWARE ETF
COMP SOFTWARE
78464A599
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1704
SH
SOLE
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0
1704
SPDR SER TR S&P METALS & MNG ETF
S&P METALS MNG
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15229
SH
SOLE
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0
15229
SPDR SER TR S&P TRANSN ETF
S&P TRANSN ETF
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2777
SH
SOLE
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0
2777
SPDR TR S&P 500 Growth
PRTFLO S&P500 GW
78464A409
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SH
SOLE
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0
55830
STANDARD LITHIUM CP
COM
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280760
62650
SH
SOLE
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0
62650
Thermo Fisher Scientific
COM
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442
SH
SOLE
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0
442
TRI CONTL CORP COM
COM
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475134
17328
SH
SOLE
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17328
UNION PAC CORP COM
COM
907818108
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SH
SOLE
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VANECK ETF TR AMT-FREE LONG MUN INDEX ETF
LONG MUNI ETF
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12850
SH
SOLE
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12850
Vanguard Growth ETF
GROWTH ETF
922908736
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SH
SOLE
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0
4954
VANGUARD INDEX FDS MID-CAP VALUE ETF
MCAP VL IDXVIP
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SH
SOLE
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0
2709
VANGUARD INDEX FDS VANGUARD EXTENDED MKT ETF
EXTEND MKT ETF
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SH
SOLE
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0
2009
VANGUARD INDEX FDS VANGUARD TOTAL STK MKT ETF
TOTAL STK MKT
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SH
SOLE
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0
5659
Vanguard Intl Equity Emerging Mkts ETF
FTSE EMR MKT ETF
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5236
SH
SOLE
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0
5236
VANGUARD INTL FD FTSE DEVELOPED MKTS ETF
VAN FTSE DEV MKT
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4421
SH
SOLE
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4421
VANGUARD LARGE CAP ETF
LARGE CAP ETF
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SH
SOLE
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3296
Vanguard Mid-Cap ETF
MID CAP ETF
922908629
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SH
SOLE
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20750
Vanguard Russell 1000 Index
VNG RUS1000IDX
92206C730
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SH
SOLE
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0
2926
Vanguard S&P 500 ETF
S&P500 ETF SHS
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SOLE
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4145
Vanguard Value ETF
VALUE ETF
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SH
SOLE
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0
6776
Vanguard Whitehall High Div Yld ETF
HIGH DIV YLD
921946406
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SH
SOLE
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0
5081
VANGUARD WORLD VANGUARD CON STAPLES ETF
CONSUM STP ETF
92204A207
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1213
SH
SOLE
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0
1213
VISA INC
COM
92826C839
378306
1593
SH
SOLE
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0
1593
Walt Disney Company
COM
254687106
413099
4627
SH
SOLE
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0
4627
Wedbush Video Game Tech ETF
WEDBUSH VID GAME
26924G706
260415
4286
SH
SOLE
0
0
4286
World Gold TR Minishares ETF
SWPD GLD MINIS
98149E204
5496654
144307
SH
SOLE
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0
144307
Zomedica Corp
COM
98980M109
8229
41143
SH
SOLE
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41143