The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   1,173,083 5,916 SH   SOLE   5,416 0 500
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   99,145 500 SH   OTR   500 0 0
LINDE PLC SHS G54950103   814,533 1,643 SH   SOLE   1,643 0 0
AFLAC INC COM 001055102   417,885 3,809 SH   SOLE   3,809 0 0
AFLAC INC COM 001055102   57,597 525 SH   OTR   525 0 0
AT&T INC COM 00206R102   619,574 21,372 SH   SOLE   21,372 0 0
AT&T INC COM 00206R102   76,823 2,650 SH   OTR   2,650 0 0
ABBOTT LABORATORIES COM 002824100   471,563 4,593 SH   SOLE   4,593 0 0
ABBOTT LABORATORIES COM 002824100   26,899 262 SH   OTR   262 0 0
ABBVIE INC COM 00287Y109   3,171,656 14,583 SH   SOLE   14,583 0 0
ABBVIE INC COM 00287Y109   136,583 628 SH   OTR   628 0 0
ALLIANT ENERGY CORP COM 018802108   209,539 2,920 SH   SOLE   2,920 0 0
ALLIANT ENERGY CORP COM 018802108   21,528 300 SH   OTR   300 0 0
ALLSTATE CORP COM 020002101   264,151 1,274 SH   SOLE   1,274 0 0
ALPHABET INC CAP STK CL C 02079K107   592,365 2,065 SH   SOLE   2,065 0 0
ALPHABET INC CAP STK CL A 02079K305   6,278,297 21,833 SH   SOLE   21,833 0 0
ALPHABET INC CAP STK CL A 02079K305   235,799 820 SH   OTR   820 0 0
ALTRIA GROUP INC COM 02209S103   224,366 3,400 SH   SOLE   3,400 0 0
ALTRIA GROUP INC COM 02209S103   11,548 175 SH   OTR   175 0 0
AMAZON COM INC COM 023135106   4,132,285 19,841 SH   SOLE   19,841 0 0
AMAZON COM INC COM 023135106   83,308 400 SH   OTR   400 0 0
AMERICAN EXPRESS CO COM 025816109   1,548,697 5,120 SH   SOLE   5,120 0 0
AMERIPRISE FINL INC COM 03076C106   239,976 540 SH   SOLE   540 0 0
AMERIPRISE FINL INC COM 03076C106   17,776 40 SH   OTR   40 0 0
AMGEN INC COM 031162100   1,035,846 2,944 SH   SOLE   2,644 0 300
AMGEN INC COM 031162100   137,221 390 SH   OTR   390 0 0
APPLE INC COM 037833100   10,954,083 43,162 SH   SOLE   43,137 0 25
APPLE INC COM 037833100   359,112 1,415 SH   OTR   1,415 0 0
APPLIED MATLS INC COM 038222105   265,570 777 SH   SOLE   777 0 0
AUTOZONE INC COM 053332102   385,066 114 SH   SOLE   114 0 0
AUTOZONE INC COM 053332102   16,888 5 SH   OTR   5 0 0
BANK OF AMER CORP COM 060505104   1,370,216 28,107 SH   SOLE   27,707 0 400
BANK OF AMER CORP COM 060505104   62,156 1,275 SH   OTR   1,275 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,751,566 5,742 SH   SOLE   5,742 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   284,165 593 SH   OTR   593 0 0
BLACKROCK INC COM 09290D101   808,798 841 SH   SOLE   841 0 0
BLACKROCK INC COM 09290D101   66,357 69 SH   OTR   69 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   280,081 4,618 SH   SOLE   4,618 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   106,137 1,750 SH   OTR   1,750 0 0
BROADCOM INC COM 11135F101   4,178,694 13,501 SH   SOLE   13,501 0 0
CATERPILLAR INC COM 149123101   1,999,274 2,822 SH   SOLE   2,822 0 0
CHEVRON CORPORATION COM 166764100   2,966,532 14,338 SH   SOLE   14,338 0 0
CHEVRON CORPORATION COM 166764100   123,105 595 SH   OTR   595 0 0
CISCO SYS INC COM 17275R102   1,782,707 22,976 SH   SOLE   21,126 0 1,850
CISCO SYS INC COM 17275R102   113,669 1,465 SH   OTR   1,465 0 0
CINTAS CORP COM 172908105   210,071 1,242 SH   SOLE   1,242 0 0
COCA COLA CO COM 191216100   1,629,219 21,423 SH   SOLE   21,423 0 0
COCA COLA CO COM 191216100   64,642 850 SH   OTR   850 0 0
COLGATE PALMOLIVE CO COM 194162103   314,839 3,694 SH   SOLE   3,694 0 0
COLGATE PALMOLIVE CO COM 194162103   32,728 384 SH   OTR   384 0 0
CONOCOPHILLIPS COM 20825C104   915,816 6,938 SH   SOLE   6,938 0 0
CORNING INC COM 219350105   101,977 750 SH   SOLE   750 0 0
CORNING INC COM 219350105   98,578 725 SH   OTR   725 0 0
COSTCO WHOLESALE CORPORATION COM 22160K105   667,608 670 SH   SOLE   670 0 0
DBX ETF TR XTRACK MSCI EAFE 233051200   5,569,454 112,742 SH   SOLE   112,532 210 0
DBX ETF TR XTRACK MSCI EAFE 233051200   49,894 1,010 SH   OTR   1,010 0 0
DISNEY WALT CO COM 254687106   320,270 3,323 SH   SOLE   3,323 0 0
DISNEY WALT CO COM 254687106   9,638 100 SH   OTR   100 0 0
DOMINION ENERGY INC COM 25746U109   326,302 5,278 SH   SOLE   5,278 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   258,868 1,977 SH   SOLE   1,977 0 0
ECOLAB INC COM 278865100   407,276 1,531 SH   SOLE   1,531 0 0
EXXON MOBIL CORP COM 30231G102   2,206,428 13,005 SH   SOLE   12,805 0 200
EXXON MOBIL CORP COM 30231G102   408,880 2,410 SH   OTR   2,410 0 0
META PLATFORMS INC CL A 30303M102   2,764,532 4,832 SH   SOLE   4,832 0 0
META PLATFORMS INC CL A 30303M102   45,770 80 SH   OTR   80 0 0
FLEXSHARES TR IBOXX 5YR TRGT 33939L605   1,605,533 66,592 SH   SOLE   65,767 825 0
FLEXSHARES TR IBOXX 5YR TRGT 33939L605   16,756 695 SH   OTR   695 0 0
GE VERNOVA INC COM 36828A101   71,577 82 SH   SOLE   82 0 0
GE VERNOVA INC COM 36828A101   135,299 155 SH   OTR   155 0 0
GENERAL DYNAMICS CORP COM 369550108   688,156 2,005 SH   SOLE   1,605 0 400
GENERAL DYNAMICS CORP COM 369550108   429,025 1,250 SH   OTR   1,250 0 0
GE AEROSPACE COM NEW 369604301   99,319 350 SH   SOLE   350 0 0
GE AEROSPACE COM NEW 369604301   177,356 625 SH   OTR   625 0 0
GILEAD SCIENCES INC COM 375558103   404,869 2,905 SH   SOLE   2,905 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   247,875 293 SH   SOLE   293 0 0
HOME DEPOT INC COM 437076102   1,900,655 5,779 SH   SOLE   5,279 0 500
HOME DEPOT INC COM 437076102   374,934 1,140 SH   OTR   1,140 0 0
HONEYWELL INTL INC COM 438516106   201,618 892 SH   SOLE   892 0 0
HONEYWELL INTL INC COM 438516106   33,904 150 SH   OTR   150 0 0
ILLINOIS TOOL WKS INC COM 452308109   300,895 1,156 SH   SOLE   441 0 715
ILLINOIS TOOL WKS INC COM 452308109   186,107 715 SH   OTR   715 0 0
TIDAL TRUST III NAACP MINO ETF 45259A209   219,163 4,532 SH   SOLE   4,532 0 0
INTEL CORP COM 458140100   272,811 6,182 SH   SOLE   6,182 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104   574,858 3,655 SH   SOLE   3,655 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   636,516 2,626 SH   SOLE   2,626 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   60,597 250 SH   OTR   250 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   244,147 423 SH   SOLE   423 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602   1,109,141 2,406 SH   SOLE   2,406 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602   34,574 75 SH   OTR   75 0 0
ISHARES GOLD TR ISHARES NEW 464285204   215,374 2,443 SH   SOLE   2,443 0 0
ISHARES TR CORE S&P500 ETF 464287200   10,763,594 16,478 SH   SOLE   16,478 0 0
ISHARES TR CORE US AGGBD ET 464287226   18,668,815 188,061 SH   SOLE   187,811 250 0
ISHARES TR CORE US AGGBD ET 464287226   584,700 5,890 SH   OTR   5,890 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   844,580 14,872 SH   SOLE   14,872 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   32,654 575 SH   OTR   575 0 0
ISHARES TR IBOXX INV CP ETF 464287242   8,004,552 73,443 SH   SOLE   73,223 220 0
ISHARES TR IBOXX INV CP ETF 464287242   163,485 1,500 SH   OTR   1,500 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   264,790 2,341 SH   SOLE   2,341 0 0
ISHARES TR S&P 500 VAL ETF 464287408   277,239 1,313 SH   SOLE   1,313 0 0
ISHARES TR MSCI EAFE ETF 464287465   6,852,715 70,552 SH   SOLE   70,332 110 110
ISHARES TR MSCI EAFE ETF 464287465   381,915 3,932 SH   OTR   3,932 0 0
ISHARES TR RUS MID CAP ETF 464287499   6,622,335 68,110 SH   SOLE   68,012 50 48
ISHARES TR RUS MID CAP ETF 464287499   110,064 1,132 SH   OTR   1,132 0 0
ISHARES TR US CONSUM DISCRE 464287580   199,655 2,060 SH   SOLE   2,060 0 0
ISHARES TR US CONSUM DISCRE 464287580   90,232 931 SH   OTR   931 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   231,961 544 SH   SOLE   544 0 0
ISHARES TR RUS 1000 ETF 464287622   356,560 1,000 SH   SOLE   1,000 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   2,675,920 10,790 SH   SOLE   10,770 0 20
ISHARES TR RUSSELL 2000 ETF 464287655   129,704 523 SH   OTR   523 0 0
ISHARES TR RUSSELL 3000 ETF 464287689   3,819,116 10,303 SH   SOLE   10,303 0 0
ISHARES TR RUSSELL 3000 ETF 464287689   6,301 17 SH   OTR   17 0 0
ISHARES TR U.S. TECH ETF 464287721   412,186 2,272 SH   SOLE   2,272 0 0
ISHARES TR U.S. TECH ETF 464287721   200,287 1,104 SH   OTR   1,104 0 0
ISHARES TR US INDUSTRIALS 464287754   226,768 1,537 SH   SOLE   1,537 0 0
ISHARES TR US INDUSTRIALS 464287754   58,720 398 SH   OTR   398 0 0
ISHARES TR U.S. FINLS ETF 464287788   832,326 7,074 SH   SOLE   7,074 0 0
ISHARES TR U.S. FINLS ETF 464287788   123,307 1,048 SH   OTR   1,048 0 0
ISHARES TR SHRT NAT MUN ETF 464288158   641,982 6,028 SH   SOLE   6,028 0 0
ISHARES TR NATIONAL MUN ETF 464288414   542,426 5,110 SH   SOLE   5,110 0 0
ISHARES TR IBOXX HI YD ETF 464288513   314,659 3,955 SH   SOLE   3,955 0 0
ISHARES TR TRUST ISHARE 0-1 464288679   542,456 4,914 SH   SOLE   4,914 0 0
ISHARES TR TRUST ISHARE 0-1 464288679   27,597 250 SH   OTR   250 0 0
ISHARES TR CORE 60/40 BALAN 464289867   299,227 4,650 SH   SOLE   4,650 0 0
ISHARES TR CORE MSCI EAFE 46432F842   227,954 2,518 SH   SOLE   2,518 0 0
ISHARES TR ESG AWR MSCI USA 46435G425   263,748 1,865 SH   SOLE   1,865 0 0
ISHARES TR BROAD USD HIGH 46435U853   4,991,930 135,503 SH   SOLE   135,363 140 0
ISHARES TR BROAD USD HIGH 46435U853   333,954 9,065 SH   OTR   9,065 0 0
JPMORGAN CHASE & CO COM 46625H100   2,640,674 8,977 SH   SOLE   8,977 0 0
JPMORGAN CHASE & CO COM 46625H100   155,316 528 SH   OTR   528 0 0
JOHNSON & JOHNSON COM 478160104   1,907,854 7,805 SH   SOLE   7,805 0 0
JOHNSON & JOHNSON COM 478160104   118,553 485 SH   OTR   485 0 0
KLA CORP COM NEW 482480100   499,146 339 SH   SOLE   339 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109   1,418,911 4,111 SH   SOLE   4,111 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109   151,866 440 SH   OTR   440 0 0
ELI LILLY & CO COM 532457108   2,607,547 2,835 SH   SOLE   2,835 0 0
ELI LILLY & CO COM 532457108   282,369 307 SH   OTR   307 0 0
LOCKHEED MARTIN CORP COM 539830109   209,723 347 SH   SOLE   347 0 0
LOWES COS INC COM 548661107   471,142 1,994 SH   SOLE   1,994 0 0
MARATHON PETE CORP COM 56585A102   430,733 1,764 SH   SOLE   1,764 0 0
MARATHON PETE CORP COM 56585A102   42,731 175 SH   OTR   175 0 0
MARVELL TECHNOLOGY INC COM 573874104   236,234 2,385 SH   SOLE   2,385 0 0
MASTERCARD INCORPORATED CL A 57636Q104   1,156,712 2,315 SH   SOLE   2,315 0 0
MCDONALDS CORP COM 580135101   3,211,703 10,334 SH   SOLE   10,334 0 0
MCDONALDS CORP COM 580135101   105,668 340 SH   OTR   340 0 0
MERCK & CO INC COM 58933Y105   1,774,878 14,755 SH   SOLE   14,755 0 0
MICROSOFT CORP COM 594918104   9,619,977 25,988 SH   SOLE   25,473 0 515
MICROSOFT CORP COM 594918104   819,926 2,215 SH   OTR   2,215 0 0
MORGAN STANLEY COM NEW 617446448   2,002,158 12,166 SH   SOLE   12,166 0 0
MORGAN STANLEY COM NEW 617446448   109,439 665 SH   OTR   665 0 0
NEXTERA ENERGY INC COM 65339F101   2,188,902 23,567 SH   SOLE   22,967 0 600
NEXTERA ENERGY INC COM 65339F101   462,078 4,975 SH   OTR   4,975 0 0
NORFOLK SOUTHN CORP COM 655844108   733,285 2,555 SH   SOLE   1,605 0 950
NVIDIA CORPORATION COM 67066G104   8,985,436 51,522 SH   SOLE   51,522 0 0
NVIDIA CORPORATION COM 67066G104   115,104 660 SH   OTR   660 0 0
ORACLE CORP COM 68389X105   2,223,126 15,112 SH   SOLE   14,074 0 1,038
ORACLE CORP COM 68389X105   231,698 1,575 SH   OTR   1,575 0 0
PNC FINL SVCS GROUP INC COM 693475105   367,695 1,767 SH   SOLE   1,767 0 0
PEPSICO INC COM 713448108   483,417 3,113 SH   SOLE   3,113 0 0
PEPSICO INC COM 713448108   288,684 1,859 SH   OTR   1,859 0 0
PHILIP MORRIS INTL INC COM 718172109   735,432 4,448 SH   SOLE   4,448 0 0
PROCTER & GAMBLE CO COM 742718109   1,999,338 13,842 SH   SOLE   13,542 0 300
PROCTER & GAMBLE CO COM 742718109   144,440 1,000 SH   OTR   1,000 0 0
PROGRESSIVE CORP COM 743315103   172,667 871 SH   SOLE   871 0 0
PROGRESSIVE CORP COM 743315103   34,692 175 SH   OTR   175 0 0
PROLOGIS INC. COM 74340W103   449,015 3,397 SH   SOLE   3,397 0 0
PROLOGIS INC. COM 74340W103   19,033 144 SH   OTR   144 0 0
PUBLIC SVC ENTERPRISE GROUP COM 744573106   207,474 2,563 SH   SOLE   2,563 0 0
PUBLIC SVC ENTERPRISE GROUP COM 744573106   10,118 125 SH   OTR   125 0 0
PUBLIC STORAGE OPER CO COM 74460D109   515,755 1,904 SH   SOLE   1,904 0 0
PUBLIC STORAGE OPER CO COM 74460D109   13,814 51 SH   OTR   51 0 0
RTX CORPORATION COM 75513E101   2,171,475 11,257 SH   SOLE   11,257 0 0
RTX CORPORATION COM 75513E101   163,000 845 SH   OTR   845 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103   4,756,586 7,314 SH   SOLE   7,314 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103   33,817 52 SH   OTR   52 0 0
SPDR GOLD TR GOLD SHS 78463V107   1,021,078 2,373 SH   SOLE   2,373 0 0
SPDR GOLD TR GOLD SHS 78463V107   12,908 30 SH   OTR   30 0 0
SPDR SERIES TRUST STATE STREET SPD 78464A383   6,712,275 299,789 SH   SOLE   299,394 395 0
SPDR SERIES TRUST STATE STREET SPD 78464A383   380,630 17,000 SH   OTR   17,000 0 0
SALESFORCE INC COM 79466L302   308,938 1,655 SH   SOLE   1,655 0 0
SALESFORCE INC COM 79466L302   12,880 69 SH   OTR   69 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   4,818,597 191,976 SH   SOLE   191,976 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   794,199 30,975 SH   SOLE   30,975 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   5,054,258 173,507 SH   SOLE   172,582 925 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   322,323 11,065 SH   OTR   11,065 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   1,070,550 35,100 SH   SOLE   34,285 815 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   1,072,082 34,628 SH   SOLE   34,628 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   5,136,778 176,643 SH   SOLE   176,463 180 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   44,783 1,540 SH   OTR   1,540 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   2,554,547 77,528 SH   SOLE   77,458 70 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   41,187 1,250 SH   OTR   1,250 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   3,369,799 109,837 SH   SOLE   109,837 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   9,904,306 400,174 SH   SOLE   400,174 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   67,443 2,725 SH   OTR   2,725 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   3,130,450 134,817 SH   SOLE   134,817 0 0
SELECT SECTOR SPDR TR STATE STREET MAT 81369Y100   935,988 18,731 SH   SOLE   18,731 0 0
SELECT SECTOR SPDR TR STATE STREET MAT 81369Y100   25,334 507 SH   OTR   507 0 0
SELECT SECTOR SPDR TR STATE STREET HEA 81369Y209   2,648,656 18,066 SH   SOLE   18,066 0 0
SELECT SECTOR SPDR TR STATE STREET HEA 81369Y209   5,131 35 SH   OTR   35 0 0
SELECT SECTOR SPDR TR STATE STREET CON 81369Y308   1,454,981 17,748 SH   SOLE   17,748 0 0
SELECT SECTOR SPDR TR STATE STREET CON 81369Y308   2,869 35 SH   OTR   35 0 0
SELECT SECTOR SPDR TR STATE STREET CON 81369Y407   2,696,928 24,747 SH   SOLE   24,747 0 0
SELECT SECTOR SPDR TR STATE STREET CON 81369Y407   5,993 55 SH   OTR   55 0 0
SELECT SECTOR SPDR TR STATE STREET ENE 81369Y506   1,504,300 24,556 SH   SOLE   24,556 0 0
SELECT SECTOR SPDR TR STATE STREET ENE 81369Y506   25,790 421 SH   OTR   421 0 0
SELECT SECTOR SPDR TR STATE STREET FIN 81369Y605   3,095,647 62,703 SH   SOLE   62,703 0 0
SELECT SECTOR SPDR TR STATE STREET FIN 81369Y605   6,911 140 SH   OTR   140 0 0
SELECT SECTOR SPDR TR STATE STREET IND 81369Y704   2,802,942 17,331 SH   SOLE   17,331 0 0
SELECT SECTOR SPDR TR STATE STREET IND 81369Y704   4,851 30 SH   OTR   30 0 0
SELECT SECTOR SPDR TR STATE STREET TEC 81369Y803   10,580,301 79,611 SH   SOLE   79,611 0 0
SELECT SECTOR SPDR TR STATE STREET TEC 81369Y803   65,121 490 SH   OTR   490 0 0
SELECT SECTOR SPDR TR STATE STREET COM 81369Y852   3,245,426 29,275 SH   SOLE   29,275 0 0
SELECT SECTOR SPDR TR STATE STREET COM 81369Y852   15,187 137 SH   OTR   137 0 0
SELECT SECTOR SPDR TR STATE STREET REA 81369Y860   646,338 15,830 SH   SOLE   15,830 0 0
SELECT SECTOR SPDR TR STATE STREET REA 81369Y860   1,306 32 SH   OTR   32 0 0
SELECT SECTOR SPDR TR STATE STREET UTI 81369Y886   1,026,146 22,361 SH   SOLE   22,361 0 0
SELECT SECTOR SPDR TR STATE STREET UTI 81369Y886   6,654 145 SH   OTR   145 0 0
SHERWIN WILLIAMS CO COM 824348106   946,904 2,954 SH   SOLE   2,954 0 0
SHERWIN WILLIAMS CO COM 824348106   36,222 113 SH   OTR   113 0 0
SOUTHERN CO COM 842587107   831,133 8,611 SH   SOLE   8,611 0 0
SOUTHERN CO COM 842587107   38,608 400 SH   OTR   400 0 0
STRYKER CORPORATION COM 863667101   475,469 1,447 SH   SOLE   1,447 0 0
SYNOPSYS INC COM 871607107   458,727 1,157 SH   SOLE   1,157 0 0
TJX COS INC NEW COM 872540109   1,795,666 11,244 SH   SOLE   11,244 0 0
T-MOBILE US INC COM 872590104   1,300,085 6,190 SH   SOLE   6,190 0 0
T-MOBILE US INC COM 872590104   8,401 40 SH   OTR   40 0 0
TESLA INC COM 88160R101   1,037,554 2,791 SH   SOLE   2,791 0 0
TEXAS INSTRS INC COM 882508104   1,264,822 6,515 SH   SOLE   6,515 0 0
TEXAS INSTRS INC COM 882508104   28,150 145 SH   OTR   145 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   1,780,813 3,623 SH   SOLE   3,023 0 600
THERMO FISHER SCIENTIFIC INC COM 883556102   39,322 80 SH   OTR   80 0 0
3M CO COM 88579Y101   392,121 2,700 SH   SOLE   2,700 0 0
3M CO COM 88579Y101   29,046 200 SH   OTR   200 0 0
UNION PAC CORP COM 907818108   1,521,227 6,270 SH   SOLE   6,270 0 0
UNION PAC CORP COM 907818108   33,966 140 SH   OTR   140 0 0
UNITEDHEALTH GROUP INC COM 91324P102   671,604 2,482 SH   SOLE   2,482 0 0
UNITEDHEALTH GROUP INC COM 91324P102   12,176 45 SH   OTR   45 0 0
VALERO ENERGY CORP COM 91913Y100   941,127 3,809 SH   SOLE   3,809 0 0
VALERO ENERGY CORP COM 91913Y100   15,071 61 SH   OTR   61 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   207,532 965 SH   SOLE   965 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   543,239 7,045 SH   SOLE   7,045 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   15,036 195 SH   OTR   195 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   1,277,433 17,347 SH   SOLE   17,347 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   5,899,050 122,769 SH   SOLE   122,664 105 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   342,980 7,138 SH   OTR   7,138 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702   1,089,838 1,562 SH   SOLE   1,562 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702   136,055 195 SH   OTR   195 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   11,050,872 139,408 SH   SOLE   139,098 310 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   302,256 3,813 SH   OTR   3,813 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   957,275 1,602 SH   SOLE   1,602 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   845,399 9,531 SH   SOLE   9,511 0 20
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   20,401 230 SH   OTR   230 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   336,328 770 SH   SOLE   770 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,476,367 4,602 SH   SOLE   4,602 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   677,700 13,500 SH   SOLE   13,500 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   21,335 425 SH   OTR   425 0 0
VISA INC COM CL A 92826C839   367,826 1,217 SH   SOLE   1,217 0 0
VISA INC COM CL A 92826C839   54,403 180 SH   OTR   180 0 0
WALMART INC COM 931142103   2,677,239 21,542 SH   SOLE   21,542 0 0
WALMART INC COM 931142103   177,099 1,425 SH   OTR   1,425 0 0
WASTE MGMT INC DEL COM 94106L109   377,774 1,644 SH   SOLE   1,644 0 0
WELLS FARGO & CO COM 949746101   227,206 2,854 SH   SOLE   2,254 0 600
WELLS FARGO & CO COM 949746101   111,454 1,400 SH   OTR   1,400 0 0