The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   1,785,568 5,974 SH   SOLE   5,474 0 500
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   149,445 500 SH   OTR   500 0 0
LINDE PLC SHS G54950103   779,777 1,662 SH   SOLE   1,662 0 0
AFLAC INC COM 001055102   452,739 4,293 SH   SOLE   4,293 0 0
AFLAC INC COM 001055102   60,639 575 SH   OTR   575 0 0
AT&T INC COM 00206R102   629,705 21,759 SH   SOLE   21,759 0 0
AT&T INC COM 00206R102   76,691 2,650 SH   OTR   2,650 0 0
ABBOTT LABS COM 002824100   649,855 4,778 SH   SOLE   4,778 0 0
ABBOTT LABS COM 002824100   42,435 312 SH   OTR   312 0 0
ABBVIE INC COM 00287Y109   2,500,672 13,472 SH   SOLE   13,472 0 0
ABBVIE INC COM 00287Y109   174,668 941 SH   OTR   941 0 0
ADOBE INC COM 00724F101   863,903 2,233 SH   SOLE   2,233 0 0
ADOBE INC COM 00724F101   19,344 50 SH   OTR   50 0 0
AIR PRODS & CHEMS INC COM 009158106   529,426 1,877 SH   SOLE   1,877 0 0
AIR PRODS & CHEMS INC COM 009158106   67,412 239 SH   OTR   239 0 0
ALLSTATE CORP COM 020002101   272,372 1,353 SH   SOLE   1,353 0 0
ALPHABET INC CAP STK CL C 02079K107   345,910 1,950 SH   SOLE   1,950 0 0
ALPHABET INC CAP STK CL A 02079K305   4,258,774 24,166 SH   SOLE   24,166 0 0
ALPHABET INC CAP STK CL A 02079K305   191,209 1,085 SH   OTR   1,085 0 0
AMAZON COM INC COM 023135106   4,510,439 20,559 SH   SOLE   20,559 0 0
AMAZON COM INC COM 023135106   87,756 400 SH   OTR   400 0 0
AMERICAN EXPRESS CO COM 025816109   1,812,125 5,681 SH   SOLE   5,681 0 0
AMERIPRISE FINL INC COM 03076C106   306,894 575 SH   SOLE   575 0 0
AMERIPRISE FINL INC COM 03076C106   21,349 40 SH   OTR   40 0 0
AMGEN INC COM 031162100   837,350 2,999 SH   SOLE   2,699 0 300
AMGEN INC COM 031162100   118,664 425 SH   OTR   425 0 0
APPLE INC COM 037833100   9,351,033 45,577 SH   SOLE   45,552 0 25
APPLE INC COM 037833100   339,556 1,655 SH   OTR   1,655 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   103,930 337 SH   SOLE   337 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   118,734 385 SH   OTR   385 0 0
AUTOZONE INC COM 053332102   456,604 123 SH   SOLE   123 0 0
AUTOZONE INC COM 053332102   18,561 5 SH   OTR   5 0 0
BANK AMERICA CORP COM 060505104   1,376,065 29,080 SH   SOLE   28,680 0 400
BANK AMERICA CORP COM 060505104   60,333 1,275 SH   OTR   1,275 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,810,665 5,786 SH   SOLE   5,786 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   324,494 668 SH   OTR   668 0 0
BLACKSTONE INC COM 09260D107   238,280 1,593 SH   SOLE   1,593 0 0
BLACKROCK INC COM 09290D101   914,946 872 SH   SOLE   872 0 0
BLACKROCK INC COM 09290D101   103,875 99 SH   OTR   99 0 0
BOEING CO COM 097023105   209,530 1,000 SH   SOLE   1,000 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   247,679 5,350 SH   SOLE   5,350 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   87,951 1,900 SH   OTR   1,900 0 0
BROADCOM INC COM 11135F101   3,878,395 14,070 SH   SOLE   14,070 0 0
CAPITAL ONE FINL CORP COM 14040H105   259,567 1,220 SH   SOLE   1,220 0 0
CATERPILLAR INC COM 149123101   1,192,969 3,073 SH   SOLE   3,073 0 0
CHEVRON CORP NEW COM 166764100   2,027,427 14,159 SH   SOLE   14,159 0 0
CHEVRON CORP NEW COM 166764100   92,357 645 SH   OTR   645 0 0
CISCO SYS INC COM 17275R102   1,333,981 19,227 SH   SOLE   17,377 0 1,850
CISCO SYS INC COM 17275R102   101,641 1,465 SH   OTR   1,465 0 0
CINTAS CORP COM 172908105   340,322 1,527 SH   SOLE   1,527 0 0
COCA COLA CO COM 191216100   1,541,996 21,795 SH   SOLE   21,795 0 0
COCA COLA CO COM 191216100   66,151 935 SH   OTR   935 0 0
COLGATE PALMOLIVE CO COM 194162103   407,050 4,478 SH   SOLE   4,478 0 0
COLGATE PALMOLIVE CO COM 194162103   34,905 384 SH   OTR   384 0 0
CONOCOPHILLIPS COM 20825C104   642,717 7,162 SH   SOLE   7,162 0 0
COSTCO WHSL CORP NEW COM 22160K105   616,732 623 SH   SOLE   623 0 0
DBX ETF TR XTRACK MSCI EAFE 233051200   4,353,343 99,505 SH   SOLE   99,295 210 0
DISNEY WALT CO COM 254687106   399,560 3,222 SH   SOLE   3,222 0 0
DISNEY WALT CO COM 254687106   12,401 100 SH   OTR   100 0 0
DOMINION ENERGY INC COM 25746U109   244,888 4,332 SH   SOLE   4,332 0 0
DOMINION ENERGY INC COM 25746U109   3,899 69 SH   OTR   69 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   206,264 1,748 SH   SOLE   1,748 0 0
EMERSON ELEC CO COM 291011104   195,995 1,470 SH   SOLE   1,470 0 0
EMERSON ELEC CO COM 291011104   13,333 100 SH   OTR   100 0 0
EXXON MOBIL CORP COM 30231G102   1,409,882 13,078 SH   SOLE   12,878 0 200
EXXON MOBIL CORP COM 30231G102   259,798 2,410 SH   OTR   2,410 0 0
META PLATFORMS INC CL A 30303M102   3,355,357 4,546 SH   SOLE   4,546 0 0
META PLATFORMS INC CL A 30303M102   59,047 80 SH   OTR   80 0 0
FISERV INC COM 337738108   680,157 3,945 SH   SOLE   3,945 0 0
FISERV INC COM 337738108   18,965 110 SH   OTR   110 0 0
FLEXSHARES TR IBOXX 5YR TRGT 33939L605   1,502,519 62,397 SH   SOLE   61,572 825 0
FLEXSHARES TR IBOXX 5YR TRGT 33939L605   10,113 420 SH   OTR   420 0 0
GENERAL DYNAMICS CORP COM 369550108   627,652 2,152 SH   SOLE   1,752 0 400
GENERAL DYNAMICS CORP COM 369550108   367,491 1,260 SH   OTR   1,260 0 0
GE AEROSPACE COM NEW 369604301   85,968 334 SH   SOLE   334 0 0
GE AEROSPACE COM NEW 369604301   160,868 625 SH   OTR   625 0 0
GILEAD SCIENCES INC COM 375558103   259,214 2,338 SH   SOLE   2,338 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   231,434 327 SH   SOLE   327 0 0
HOME DEPOT INC COM 437076102   2,088,748 5,697 SH   SOLE   5,197 0 500
HOME DEPOT INC COM 437076102   450,967 1,230 SH   OTR   1,230 0 0
HONEYWELL INTL INC COM 438516106   238,469 1,024 SH   SOLE   1,024 0 0
HONEYWELL INTL INC COM 438516106   34,932 150 SH   OTR   150 0 0
ILLINOIS TOOL WKS INC COM 452308109   261,096 1,056 SH   SOLE   341 0 715
ILLINOIS TOOL WKS INC COM 452308109   176,783 715 SH   OTR   715 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104   736,632 4,015 SH   SOLE   4,015 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   587,791 1,994 SH   SOLE   1,994 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   73,695 250 SH   OTR   250 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602   1,271,579 2,340 SH   SOLE   2,340 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602   40,755 75 SH   OTR   75 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   265,158 1,459 SH   SOLE   1,459 0 0
ISHARES TR CORE S&P500 ETF 464287200   7,037,901 11,335 SH   SOLE   11,335 0 0
ISHARES TR CORE US AGGBD ET 464287226   15,433,337 155,578 SH   SOLE   155,328 250 0
ISHARES TR CORE US AGGBD ET 464287226   527,248 5,315 SH   OTR   5,315 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   691,423 14,333 SH   SOLE   14,333 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   27,738 575 SH   OTR   575 0 0
ISHARES TR IBOXX INV CP ETF 464287242   6,658,149 60,744 SH   SOLE   60,524 220 0
ISHARES TR IBOXX INV CP ETF 464287242   150,165 1,370 SH   OTR   1,370 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   307,179 2,790 SH   SOLE   2,790 0 0
ISHARES TR S&P 500 VAL ETF 464287408   266,748 1,365 SH   SOLE   1,365 0 0
ISHARES TR MSCI EAFE ETF 464287465   6,293,681 70,407 SH   SOLE   70,187 110 110
ISHARES TR MSCI EAFE ETF 464287465   408,691 4,572 SH   OTR   4,572 0 0
ISHARES TR RUS MID CAP ETF 464287499   6,058,891 65,879 SH   SOLE   65,781 50 48
ISHARES TR RUS MID CAP ETF 464287499   114,686 1,247 SH   OTR   1,247 0 0
ISHARES TR US CONSUM DISCRE 464287580   214,724 2,155 SH   SOLE   2,155 0 0
ISHARES TR US CONSUM DISCRE 464287580   106,116 1,065 SH   OTR   1,065 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   230,971 544 SH   SOLE   544 0 0
ISHARES TR RUS 1000 ETF 464287622   375,903 1,107 SH   SOLE   1,107 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   2,483,311 11,508 SH   SOLE   11,488 0 20
ISHARES TR RUSSELL 2000 ETF 464287655   123,000 570 SH   OTR   570 0 0
ISHARES TR RUSSELL 3000 ETF 464287689   3,901,014 11,114 SH   SOLE   11,114 0 0
ISHARES TR RUSSELL 3000 ETF 464287689   10,530 30 SH   OTR   30 0 0
ISHARES TR U.S. TECH ETF 464287721   445,996 2,574 SH   SOLE   2,574 0 0
ISHARES TR U.S. TECH ETF 464287721   155,076 895 SH   OTR   895 0 0
ISHARES TR US INDUSTRIALS 464287754   217,591 1,529 SH   SOLE   1,529 0 0
ISHARES TR US INDUSTRIALS 464287754   70,016 492 SH   OTR   492 0 0
ISHARES TR U.S. FINLS ETF 464287788   1,006,273 8,317 SH   SOLE   8,317 0 0
ISHARES TR U.S. FINLS ETF 464287788   119,054 984 SH   OTR   984 0 0
ISHARES TR SHRT NAT MUN ETF 464288158   526,383 4,950 SH   SOLE   4,950 0 0
ISHARES TR NATIONAL MUN ETF 464288414   430,980 4,125 SH   SOLE   4,125 0 0
ISHARES TR IBOXX HI YD ETF 464288513   306,873 3,805 SH   SOLE   3,805 0 0
ISHARES TR CORE 60/40 BALAN 464289867   286,300 4,650 SH   SOLE   4,650 0 0
ISHARES TR US TREAS BD ETF 46429B267   203,648 8,862 SH   SOLE   8,862 0 0
ISHARES TR ESG AWR MSCI USA 46435G425   259,099 1,915 SH   SOLE   1,915 0 0
ISHARES TR BROAD USD HIGH 46435U853   4,536,646 120,945 SH   SOLE   120,805 140 0
ISHARES TR BROAD USD HIGH 46435U853   277,011 7,385 SH   OTR   7,385 0 0
JPMORGAN CHASE & CO. COM 46625H100   2,592,375 8,942 SH   SOLE   8,942 0 0
JPMORGAN CHASE & CO. COM 46625H100   242,074 835 SH   OTR   835 0 0
JOHNSON & JOHNSON COM 478160104   1,072,152 7,019 SH   SOLE   7,019 0 0
JOHNSON & JOHNSON COM 478160104   94,705 620 SH   OTR   620 0 0
KIMBERLY-CLARK CORP COM 494368103   43,446 337 SH   SOLE   337 0 0
KIMBERLY-CLARK CORP COM 494368103   193,380 1,500 SH   OTR   1,500 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109   1,050,267 4,187 SH   SOLE   4,187 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109   110,369 440 SH   OTR   440 0 0
LABCORP HOLDINGS INC COM SHS 504922105   236,259 900 SH   SOLE   900 0 0
LABCORP HOLDINGS INC COM SHS 504922105   9,187 35 SH   OTR   35 0 0
ELI LILLY & CO COM 532457108   2,165,534 2,778 SH   SOLE   2,778 0 0
ELI LILLY & CO COM 532457108   247,111 317 SH   OTR   317 0 0
LOWES COS INC COM 548661107   505,641 2,279 SH   SOLE   2,279 0 0
MARATHON PETE CORP COM 56585A102   313,283 1,886 SH   SOLE   1,886 0 0
MARATHON PETE CORP COM 56585A102   33,222 200 SH   OTR   200 0 0
MASTERCARD INCORPORATED CL A 57636Q104   1,435,756 2,555 SH   SOLE   2,555 0 0
MCDONALDS CORP COM 580135101   2,913,811 9,973 SH   SOLE   9,973 0 0
MCDONALDS CORP COM 580135101   128,554 440 SH   OTR   440 0 0
MERCK & CO INC COM 58933Y105   1,190,487 15,039 SH   SOLE   15,039 0 0
MICROSOFT CORP COM 594918104   13,041,941 26,219 SH   SOLE   25,704 0 515
MICROSOFT CORP COM 594918104   1,155,483 2,323 SH   OTR   2,323 0 0
MONDELEZ INTL INC CL A 609207105   316,226 4,689 SH   SOLE   4,689 0 0
MONDELEZ INTL INC CL A 609207105   9,441 140 SH   OTR   140 0 0
MOODYS CORP COM 615369105   225,715 450 SH   SOLE   450 0 0
MORGAN STANLEY COM NEW 617446448   1,887,664 13,401 SH   SOLE   13,401 0 0
MORGAN STANLEY COM NEW 617446448   93,671 665 SH   OTR   665 0 0
NEXTERA ENERGY INC COM 65339F101   1,623,039 23,380 SH   SOLE   22,780 0 600
NEXTERA ENERGY INC COM 65339F101   345,364 4,975 SH   OTR   4,975 0 0
NORFOLK SOUTHN CORP COM 655844108   713,388 2,787 SH   SOLE   1,837 0 950
NORFOLK SOUTHN CORP COM 655844108   23,037 90 SH   OTR   90 0 0
NVIDIA CORPORATION COM 67066G104   9,121,394 57,734 SH   SOLE   57,734 0 0
NVIDIA CORPORATION COM 67066G104   150,090 950 SH   OTR   950 0 0
ORACLE CORP COM 68389X105   2,848,967 13,031 SH   SOLE   11,993 0 1,038
ORACLE CORP COM 68389X105   377,136 1,725 SH   OTR   1,725 0 0
PNC FINL SVCS GROUP INC COM 693475105   263,038 1,411 SH   SOLE   1,411 0 0
PEPSICO INC COM 713448108   369,809 2,800 SH   SOLE   2,800 0 0
PEPSICO INC COM 713448108   250,083 1,894 SH   OTR   1,894 0 0
PHILIP MORRIS INTL INC COM 718172109   730,523 4,011 SH   SOLE   4,011 0 0
PHILIP MORRIS INTL INC COM 718172109   36,426 200 SH   OTR   200 0 0
PROCTER AND GAMBLE CO COM 742718109   2,225,694 13,969 SH   SOLE   13,669 0 300
PROCTER AND GAMBLE CO COM 742718109   159,320 1,000 SH   OTR   1,000 0 0
PROGRESSIVE CORP COM 743315103   240,974 903 SH   SOLE   903 0 0
PROGRESSIVE CORP COM 743315103   46,700 175 SH   OTR   175 0 0
PROLOGIS INC. COM 74340W103   393,884 3,747 SH   SOLE   3,747 0 0
PROLOGIS INC. COM 74340W103   23,336 222 SH   OTR   222 0 0
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   288,063 3,422 SH   SOLE   3,422 0 0
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   10,522 125 SH   OTR   125 0 0
PUBLIC STORAGE OPER CO COM 74460D109   557,791 1,901 SH   SOLE   1,901 0 0
PUBLIC STORAGE OPER CO COM 74460D109   14,964 51 SH   OTR   51 0 0
RTX CORPORATION COM 75513E101   1,772,098 12,136 SH   SOLE   12,136 0 0
RTX CORPORATION COM 75513E101   137,988 945 SH   OTR   945 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   4,476,323 7,245 SH   SOLE   7,245 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   33,981 55 SH   OTR   55 0 0
SPDR GOLD TR GOLD SHS 78463V107   723,361 2,373 SH   SOLE   2,373 0 0
SPDR GOLD TR GOLD SHS 78463V107   9,144 30 SH   OTR   30 0 0
SPDR SERIES TRUST PORT MTG BK ETF 78464A383   5,834,311 263,996 SH   SOLE   263,601 395 0
SPDR SERIES TRUST PORT MTG BK ETF 78464A383   159,451 7,215 SH   OTR   7,215 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   4,830,031 202,687 SH   SOLE   202,687 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   769,860 31,500 SH   SOLE   31,500 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   4,743,674 162,399 SH   SOLE   161,374 1,025 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   309,333 10,590 SH   OTR   10,590 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   906,469 32,760 SH   SOLE   31,845 915 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   984,442 35,096 SH   SOLE   35,096 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   4,184,038 165,377 SH   SOLE   165,197 180 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   36,432 1,440 SH   OTR   1,440 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   2,172,641 72,085 SH   SOLE   72,015 70 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   40,990 1,360 SH   OTR   1,360 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   2,851,691 107,611 SH   SOLE   107,611 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   8,402,022 380,182 SH   SOLE   380,182 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   29,393 1,330 SH   OTR   1,330 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   3,230,313 138,998 SH   SOLE   138,998 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   854,830 9,735 SH   SOLE   9,735 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   18,966 216 SH   OTR   216 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   2,586,754 19,191 SH   SOLE   19,191 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   1,457,621 18,002 SH   SOLE   18,002 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   2,561,668 11,787 SH   SOLE   11,787 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   1,027,133 12,111 SH   SOLE   12,111 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   18,827 222 SH   OTR   222 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   3,327,851 63,545 SH   SOLE   63,545 0 0
SELECT SECTOR SPDR TR INDL 81369Y704   2,712,302 18,386 SH   SOLE   18,386 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   9,285,184 36,667 SH   SOLE   36,667 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   39,250 155 SH   OTR   155 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   2,988,265 27,534 SH   SOLE   27,534 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   5,426 50 SH   OTR   50 0 0
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   763,950 18,444 SH   SOLE   18,444 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   872,373 10,683 SH   SOLE   10,683 0 0
SERVICENOW INC COM 81762P102   281,693 274 SH   SOLE   274 0 0
SHERWIN WILLIAMS CO COM 824348106   997,460 2,905 SH   SOLE   2,905 0 0
SHERWIN WILLIAMS CO COM 824348106   44,293 129 SH   OTR   129 0 0
SOUTHERN CO COM 842587107   679,633 7,401 SH   SOLE   7,401 0 0
SOUTHERN CO COM 842587107   36,732 400 SH   OTR   400 0 0
STRYKER CORPORATION COM 863667101   519,066 1,312 SH   SOLE   1,312 0 0
SYNOPSYS INC COM 871607107   736,208 1,436 SH   SOLE   1,436 0 0
TJX COS INC NEW COM 872540109   1,434,953 11,620 SH   SOLE   11,620 0 0
T-MOBILE US INC COM 872590104   1,353,555 5,681 SH   SOLE   5,681 0 0
T-MOBILE US INC COM 872590104   4,765 20 SH   OTR   20 0 0
TESLA INC COM 88160R101   894,530 2,816 SH   SOLE   2,816 0 0
TEXAS INSTRS INC COM 882508104   1,399,358 6,740 SH   SOLE   6,740 0 0
TEXAS INSTRS INC COM 882508104   30,104 145 SH   OTR   145 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   1,526,962 3,766 SH   SOLE   3,166 0 600
THERMO FISHER SCIENTIFIC INC COM 883556102   32,436 80 SH   OTR   80 0 0
3M CO COM 88579Y101   411,048 2,700 SH   SOLE   2,700 0 0
3M CO COM 88579Y101   30,448 200 SH   OTR   200 0 0
UDR INC COM 902653104   106,852 2,617 SH   SOLE   457 0 2,160
UDR INC COM 902653104   132,289 3,240 SH   OTR   3,240 0 0
UNION PAC CORP COM 907818108   1,711,104 7,437 SH   SOLE   7,437 0 0
UNION PAC CORP COM 907818108   46,016 200 SH   OTR   200 0 0
UNITEDHEALTH GROUP INC COM 91324P102   1,255,367 4,024 SH   SOLE   4,024 0 0
UNITEDHEALTH GROUP INC COM 91324P102   14,038 45 SH   OTR   45 0 0
VALERO ENERGY CORP COM 91913Y100   625,725 4,655 SH   SOLE   4,655 0 0
VALERO ENERGY CORP COM 91913Y100   12,501 93 SH   OTR   93 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   493,164 7,138 SH   SOLE   7,138 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   14,163 205 SH   OTR   205 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   991,427 13,465 SH   SOLE   13,465 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   5,612,206 113,355 SH   SOLE   113,250 105 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   284,088 5,738 SH   OTR   5,738 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702   890,121 1,342 SH   SOLE   1,342 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702   129,339 195 SH   OTR   195 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   10,096,261 126,997 SH   SOLE   126,687 310 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   281,668 3,543 SH   OTR   3,543 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   976,443 1,719 SH   SOLE   1,719 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   818,906 9,195 SH   SOLE   9,175 0 20
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   19,147 215 SH   OTR   215 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   336,252 767 SH   SOLE   767 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,155,845 3,803 SH   SOLE   3,803 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   690,113 15,949 SH   SOLE   15,949 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   31,370 725 SH   OTR   725 0 0
VISA INC COM CL A 92826C839   451,978 1,273 SH   SOLE   1,273 0 0
VISA INC COM CL A 92826C839   63,909 180 SH   OTR   180 0 0
WALMART INC COM 931142103   2,336,159 23,892 SH   SOLE   23,892 0 0
WALMART INC COM 931142103   141,292 1,445 SH   OTR   1,445 0 0
WASTE MGMT INC DEL COM 94106L109   294,033 1,285 SH   SOLE   1,285 0 0
WELLS FARGO CO NEW COM 949746101   227,540 2,840 SH   SOLE   2,240 0 600
WELLS FARGO CO NEW COM 949746101   112,168 1,400 SH   OTR   1,400 0 0