The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   1,942,449 6,225 SH   SOLE   5,725 0 500
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   156,020 500 SH   OTR   500 0 0
LINDE PLC SHS G54950103   783,206 1,682 SH   SOLE   1,682 0 0
AFLAC INC COM 001055102   478,450 4,303 SH   SOLE   4,303 0 0
AFLAC INC COM 001055102   69,493 625 SH   OTR   625 0 0
AT&T INC COM 00206R102   615,344 21,759 SH   SOLE   21,759 0 0
AT&T INC COM 00206R102   74,942 2,650 SH   OTR   2,650 0 0
ABBOTT LABS COM 002824100   647,066 4,878 SH   SOLE   4,878 0 0
ABBOTT LABS COM 002824100   41,386 312 SH   OTR   312 0 0
ABBVIE INC COM 00287Y109   2,669,703 12,742 SH   SOLE   12,742 0 0
ABBVIE INC COM 00287Y109   207,634 991 SH   OTR   991 0 0
ADOBE INC COM 00724F101   840,314 2,191 SH   SOLE   2,191 0 0
ADOBE INC COM 00724F101   19,176 50 SH   OTR   50 0 0
AIR PRODS & CHEMS INC COM 009158106   552,385 1,873 SH   SOLE   1,873 0 0
AIR PRODS & CHEMS INC COM 009158106   70,485 239 SH   OTR   239 0 0
ALLIANT ENERGY CORP COM 018802108   193,693 3,010 SH   SOLE   3,010 0 0
ALLIANT ENERGY CORP COM 018802108   19,305 300 SH   OTR   300 0 0
ALLSTATE CORP COM 020002101   280,165 1,353 SH   SOLE   1,353 0 0
ALPHABET INC CAP STK CL C 02079K107   328,083 2,100 SH   SOLE   2,100 0 0
ALPHABET INC CAP STK CL A 02079K305   3,831,051 24,774 SH   SOLE   24,774 0 0
ALPHABET INC CAP STK CL A 02079K305   167,784 1,085 SH   OTR   1,085 0 0
AMAZON COM INC COM 023135106   3,898,046 20,488 SH   SOLE   20,488 0 0
AMAZON COM INC COM 023135106   76,104 400 SH   OTR   400 0 0
AMERICAN EXPRESS CO COM 025816109   1,624,254 6,037 SH   SOLE   6,037 0 0
AMERIPRISE FINL INC COM 03076C106   283,204 585 SH   SOLE   585 0 0
AMERIPRISE FINL INC COM 03076C106   19,364 40 SH   OTR   40 0 0
AMGEN INC COM 031162100   940,569 3,019 SH   SOLE   2,719 0 300
AMGEN INC COM 031162100   132,408 425 SH   OTR   425 0 0
APPLE INC COM 037833100   10,182,217 45,839 SH   SOLE   45,814 0 25
APPLE INC COM 037833100   373,178 1,680 SH   OTR   1,680 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   179,040 586 SH   SOLE   586 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   125,267 410 SH   OTR   410 0 0
AUTOZONE INC COM 053332102   468,971 123 SH   SOLE   123 0 0
AUTOZONE INC COM 053332102   19,063 5 SH   OTR   5 0 0
BANK AMERICA CORP COM 060505104   1,145,029 27,439 SH   SOLE   27,039 0 400
BANK AMERICA CORP COM 060505104   53,205 1,275 SH   OTR   1,275 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   3,067,660 5,760 SH   SOLE   5,760 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   355,763 668 SH   OTR   668 0 0
BLACKSTONE INC COM 09260D107   226,862 1,623 SH   SOLE   1,623 0 0
BLACKROCK INC COM 09290D101   856,564 905 SH   SOLE   905 0 0
BLACKROCK INC COM 09290D101   93,701 99 SH   OTR   99 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   343,106 5,625 SH   SOLE   5,625 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   115,881 1,900 SH   OTR   1,900 0 0
BROADCOM INC COM 11135F101   2,559,167 15,285 SH   SOLE   15,285 0 0
CAPITAL ONE FINL CORP COM 14040H105   214,263 1,195 SH   SOLE   1,195 0 0
CATERPILLAR INC COM 149123101   877,597 2,661 SH   SOLE   2,661 0 0
CHEVRON CORP NEW COM 166764100   2,386,893 14,268 SH   SOLE   14,268 0 0
CHEVRON CORP NEW COM 166764100   107,902 645 SH   OTR   645 0 0
CISCO SYS INC COM 17275R102   1,117,085 18,102 SH   SOLE   16,252 0 1,850
CISCO SYS INC COM 17275R102   90,405 1,465 SH   OTR   1,465 0 0
CINTAS CORP COM 172908105   316,927 1,542 SH   SOLE   1,542 0 0
COCA COLA CO COM 191216100   1,581,584 22,083 SH   SOLE   22,083 0 0
COCA COLA CO COM 191216100   66,964 935 SH   OTR   935 0 0
COLGATE PALMOLIVE CO COM 194162103   421,931 4,503 SH   SOLE   4,503 0 0
COLGATE PALMOLIVE CO COM 194162103   35,980 384 SH   OTR   384 0 0
COMCAST CORP NEW CL A 20030N101   218,337 5,917 SH   SOLE   5,917 0 0
CONOCOPHILLIPS COM 20825C104   747,637 7,119 SH   SOLE   7,119 0 0
COSTCO WHSL CORP NEW COM 22160K105   589,220 623 SH   SOLE   623 0 0
DBX ETF TR XTRACK MSCI EAFE 233051200   4,304,929 99,421 SH   SOLE   99,211 210 0
DISNEY WALT CO COM 254687106   331,434 3,358 SH   SOLE   3,358 0 0
DISNEY WALT CO COM 254687106   9,870 100 SH   OTR   100 0 0
DOMINION ENERGY INC COM 25746U109   272,599 4,861 SH   SOLE   4,861 0 0
DOMINION ENERGY INC COM 25746U109   3,868 69 SH   OTR   69 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   215,033 1,763 SH   SOLE   1,763 0 0
EXXON MOBIL CORP COM 30231G102   1,573,716 13,232 SH   SOLE   13,032 0 200
EXXON MOBIL CORP COM 30231G102   286,621 2,410 SH   OTR   2,410 0 0
META PLATFORMS INC CL A 30303M102   2,770,562 4,807 SH   SOLE   4,807 0 0
META PLATFORMS INC CL A 30303M102   46,108 80 SH   OTR   80 0 0
FISERV INC COM 337738108   896,128 4,058 SH   SOLE   4,058 0 0
FISERV INC COM 337738108   24,291 110 SH   OTR   110 0 0
FLEXSHARES TR IBOXX 5YR TRGT 33939L605   1,421,219 58,607 SH   SOLE   57,782 825 0
FLEXSHARES TR IBOXX 5YR TRGT 33939L605   10,185 420 SH   OTR   420 0 0
GENERAL DYNAMICS CORP COM 369550108   586,592 2,152 SH   SOLE   1,752 0 400
GENERAL DYNAMICS CORP COM 369550108   347,539 1,275 SH   OTR   1,275 0 0
GILEAD SCIENCES INC COM 375558103   261,972 2,338 SH   SOLE   2,338 0 0
HOME DEPOT INC COM 437076102   2,173,285 5,930 SH   SOLE   5,430 0 500
HOME DEPOT INC COM 437076102   450,782 1,230 SH   OTR   1,230 0 0
HONEYWELL INTL INC COM 438516106   250,288 1,182 SH   SOLE   1,182 0 0
HONEYWELL INTL INC COM 438516106   31,762 150 SH   OTR   150 0 0
ILLINOIS TOOL WKS INC COM 452308109   268,098 1,081 SH   SOLE   366 0 715
ILLINOIS TOOL WKS INC COM 452308109   177,327 715 SH   OTR   715 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104   695,175 4,030 SH   SOLE   4,030 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   504,531 2,029 SH   SOLE   2,029 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   62,165 250 SH   OTR   250 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602   1,057,896 2,136 SH   SOLE   2,136 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602   37,145 75 SH   OTR   75 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   284,443 1,642 SH   SOLE   1,642 0 0
ISHARES TR CORE S&P500 ETF 464287200   6,305,079 11,221 SH   SOLE   11,221 0 0
ISHARES TR CORE US AGGBD ET 464287226   15,352,482 155,201 SH   SOLE   154,951 250 0
ISHARES TR CORE US AGGBD ET 464287226   598,960 6,055 SH   OTR   6,055 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   618,486 14,153 SH   SOLE   14,153 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   25,127 575 SH   OTR   575 0 0
ISHARES TR IBOXX INV CP ETF 464287242   6,553,898 60,299 SH   SOLE   60,079 220 0
ISHARES TR IBOXX INV CP ETF 464287242   148,905 1,370 SH   OTR   1,370 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   271,991 2,930 SH   SOLE   2,930 0 0
ISHARES TR S&P 500 VAL ETF 464287408   263,381 1,382 SH   SOLE   1,382 0 0
ISHARES TR MSCI EAFE ETF 464287465   5,758,859 70,462 SH   SOLE   70,242 110 110
ISHARES TR MSCI EAFE ETF 464287465   373,669 4,572 SH   OTR   4,572 0 0
ISHARES TR RUS MID CAP ETF 464287499   5,537,461 65,093 SH   SOLE   64,995 50 48
ISHARES TR RUS MID CAP ETF 464287499   106,082 1,247 SH   OTR   1,247 0 0
ISHARES TR US CONSUM DISCRE 464287580   208,888 2,365 SH   SOLE   2,365 0 0
ISHARES TR US CONSUM DISCRE 464287580   94,066 1,065 SH   OTR   1,065 0 0
ISHARES TR RUS 1000 ETF 464287622   339,561 1,107 SH   SOLE   1,107 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   2,273,787 11,398 SH   SOLE   11,378 0 20
ISHARES TR RUSSELL 2000 ETF 464287655   113,709 570 SH   OTR   570 0 0
ISHARES TR RUSSELL 3000 ETF 464287689   3,690,341 11,618 SH   SOLE   11,618 0 0
ISHARES TR RUSSELL 3000 ETF 464287689   9,529 30 SH   OTR   30 0 0
ISHARES TR U.S. TECH ETF 464287721   372,727 2,654 SH   SOLE   2,654 0 0
ISHARES TR U.S. TECH ETF 464287721   125,693 895 SH   OTR   895 0 0
ISHARES TR US INDUSTRIALS 464287754   191,234 1,469 SH   SOLE   1,469 0 0
ISHARES TR US INDUSTRIALS 464287754   64,048 492 SH   OTR   492 0 0
ISHARES TR U.S. FINLS ETF 464287788   963,626 8,539 SH   SOLE   8,539 0 0
ISHARES TR U.S. FINLS ETF 464287788   111,044 984 SH   OTR   984 0 0
ISHARES TR SHRT NAT MUN ETF 464288158   522,720 4,950 SH   SOLE   4,950 0 0
ISHARES TR NATIONAL MUN ETF 464288414   471,633 4,473 SH   SOLE   4,473 0 0
ISHARES TR IBOXX HI YD ETF 464288513   300,176 3,805 SH   SOLE   3,805 0 0
ISHARES TR CORE 60/40 BALAN 464289867   247,838 4,305 SH   SOLE   4,305 0 0
ISHARES TR US TREAS BD ETF 46429B267   203,693 8,862 SH   SOLE   8,862 0 0
ISHARES TR BROAD USD HIGH 46435U853   4,398,132 119,482 SH   SOLE   119,342 140 0
ISHARES TR BROAD USD HIGH 46435U853   271,841 7,385 SH   OTR   7,385 0 0
JPMORGAN CHASE & CO. COM 46625H100   2,257,741 9,204 SH   SOLE   9,189 0 15
JPMORGAN CHASE & CO. COM 46625H100   204,825 835 SH   OTR   835 0 0
JOHNSON & JOHNSON COM 478160104   1,193,052 7,194 SH   SOLE   7,194 0 0
JOHNSON & JOHNSON COM 478160104   102,820 620 SH   OTR   620 0 0
KIMBERLY-CLARK CORP COM 494368103   47,928 337 SH   SOLE   337 0 0
KIMBERLY-CLARK CORP COM 494368103   213,330 1,500 SH   OTR   1,500 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109   876,380 4,187 SH   SOLE   4,187 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109   92,096 440 SH   OTR   440 0 0
LABCORP HOLDINGS INC COM SHS 504922105   209,466 900 SH   SOLE   900 0 0
LABCORP HOLDINGS INC COM SHS 504922105   8,145 35 SH   OTR   35 0 0
ELI LILLY & CO COM 532457108   2,319,155 2,808 SH   SOLE   2,808 0 0
ELI LILLY & CO COM 532457108   274,202 332 SH   OTR   332 0 0
LOWES COS INC COM 548661107   531,531 2,279 SH   SOLE   2,279 0 0
MARATHON PETE CORP COM 56585A102   274,771 1,886 SH   SOLE   1,886 0 0
MARATHON PETE CORP COM 56585A102   29,138 200 SH   OTR   200 0 0
MASTERCARD INCORPORATED CL A 57636Q104   1,393,321 2,542 SH   SOLE   2,542 0 0
MCDONALDS CORP COM 580135101   3,235,216 10,357 SH   SOLE   10,357 0 0
MCDONALDS CORP COM 580135101   137,442 440 SH   OTR   440 0 0
MERCK & CO INC COM 58933Y105   1,402,769 15,628 SH   SOLE   15,628 0 0
MERCK & CO INC COM 58933Y105   8,976 100 SH   OTR   100 0 0
MICROSOFT CORP COM 594918104   9,976,627 26,576 SH   SOLE   26,056 0 520
MICROSOFT CORP COM 594918104   875,784 2,333 SH   OTR   2,333 0 0
MONDELEZ INTL INC CL A 609207105   349,020 5,144 SH   SOLE   5,144 0 0
MONDELEZ INTL INC CL A 609207105   9,499 140 SH   OTR   140 0 0
MOODYS CORP COM 615369105   209,560 450 SH   SOLE   450 0 0
MORGAN STANLEY COM NEW 617446448   1,636,063 14,023 SH   SOLE   14,023 0 0
MORGAN STANLEY COM NEW 617446448   77,585 665 SH   OTR   665 0 0
NEXTERA ENERGY INC COM 65339F101   1,660,314 23,421 SH   SOLE   22,821 0 600
NEXTERA ENERGY INC COM 65339F101   352,677 4,975 SH   OTR   4,975 0 0
NORFOLK SOUTHN CORP COM 655844108   660,100 2,787 SH   SOLE   1,837 0 950
NORFOLK SOUTHN CORP COM 655844108   21,316 90 SH   OTR   90 0 0
NVIDIA CORPORATION COM 67066G104   6,330,150 58,407 SH   SOLE   58,407 0 0
NVIDIA CORPORATION COM 67066G104   102,961 950 SH   OTR   950 0 0
ORACLE CORP COM 68389X105   1,824,660 13,051 SH   SOLE   12,013 0 1,038
ORACLE CORP COM 68389X105   248,162 1,775 SH   OTR   1,775 0 0
PNC FINL SVCS GROUP INC COM 693475105   248,011 1,411 SH   SOLE   1,411 0 0
PEPSICO INC COM 713448108   461,326 3,076 SH   SOLE   3,076 0 0
PEPSICO INC COM 713448108   283,986 1,894 SH   OTR   1,894 0 0
PHILIP MORRIS INTL INC COM 718172109   640,634 4,036 SH   SOLE   4,036 0 0
PHILIP MORRIS INTL INC COM 718172109   31,746 200 SH   OTR   200 0 0
PROCTER AND GAMBLE CO COM 742718109   2,411,436 14,149 SH   SOLE   13,849 0 300
PROCTER AND GAMBLE CO COM 742718109   170,420 1,000 SH   OTR   1,000 0 0
PROGRESSIVE CORP COM 743315103   255,558 903 SH   SOLE   903 0 0
PROGRESSIVE CORP COM 743315103   49,526 175 SH   OTR   175 0 0
PROLOGIS INC. COM 74340W103   465,046 4,160 SH   SOLE   4,160 0 0
PROLOGIS INC. COM 74340W103   24,817 222 SH   OTR   222 0 0
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   281,630 3,422 SH   SOLE   3,422 0 0
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   10,287 125 SH   OTR   125 0 0
PUBLIC STORAGE OPER CO COM 74460D109   457,614 1,529 SH   SOLE   1,529 0 0
PUBLIC STORAGE OPER CO COM 74460D109   15,263 51 SH   OTR   51 0 0
RTX CORPORATION COM 75513E101   1,490,969 11,256 SH   SOLE   11,256 0 0
RTX CORPORATION COM 75513E101   125,174 945 SH   OTR   945 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   4,167,455 7,450 SH   SOLE   7,450 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   30,766 55 SH   OTR   55 0 0
SPDR GOLD TR GOLD SHS 78463V107   683,756 2,373 SH   SOLE   2,373 0 0
SPDR GOLD TR GOLD SHS 78463V107   8,644 30 SH   OTR   30 0 0
SPDR SERIES TRUST PORT MTG BK ETF 78464A383   6,006,243 272,392 SH   SOLE   271,997 395 0
SPDR SERIES TRUST PORT MTG BK ETF 78464A383   159,090 7,215 SH   OTR   7,215 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   4,479,897 208,077 SH   SOLE   208,077 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   698,832 31,650 SH   SOLE   31,650 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   4,100,926 163,775 SH   SOLE   162,750 1,025 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   265,173 10,590 SH   OTR   10,590 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   890,164 33,490 SH   SOLE   32,575 915 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   929,366 35,472 SH   SOLE   35,472 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   3,812,014 162,698 SH   SOLE   162,518 180 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   33,739 1,440 SH   OTR   1,440 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   1,923,145 69,755 SH   SOLE   69,685 70 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   37,495 1,360 SH   OTR   1,360 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   2,903,534 103,846 SH   SOLE   103,846 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   32,853 1,175 SH   OTR   1,175 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   7,382,054 373,208 SH   SOLE   373,208 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   14,439 730 SH   OTR   730 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   3,308,243 142,843 SH   SOLE   142,843 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   883,186 10,272 SH   SOLE   10,272 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   18,571 216 SH   OTR   216 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   2,629,640 18,010 SH   SOLE   18,010 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   1,472,755 18,033 SH   SOLE   18,033 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   2,161,002 10,944 SH   SOLE   10,944 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   1,075,516 11,509 SH   SOLE   11,509 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   20,745 222 SH   OTR   222 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   2,883,799 57,896 SH   SOLE   57,896 0 0
SELECT SECTOR SPDR TR INDL 81369Y704   2,435,411 18,581 SH   SOLE   18,581 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   7,678,578 37,188 SH   SOLE   37,188 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   32,004 155 SH   OTR   155 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   2,484,841 25,763 SH   SOLE   25,763 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   4,822 50 SH   OTR   50 0 0
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   814,401 19,460 SH   SOLE   19,460 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   877,679 11,131 SH   SOLE   11,131 0 0
SEMPRA COM 816851109   331,039 4,639 SH   SOLE   4,639 0 0
SEMPRA COM 816851109   28,544 400 SH   OTR   400 0 0
SERVICENOW INC COM 81762P102   227,696 286 SH   SOLE   286 0 0
SHERWIN WILLIAMS CO COM 824348106   964,113 2,761 SH   SOLE   2,761 0 0
SHERWIN WILLIAMS CO COM 824348106   45,045 129 SH   OTR   129 0 0
SOUTHERN CO COM 842587107   254,977 2,773 SH   SOLE   2,773 0 0
SOUTHERN CO COM 842587107   36,780 400 SH   OTR   400 0 0
STRYKER CORPORATION COM 863667101   389,001 1,045 SH   SOLE   1,045 0 0
SYNOPSYS INC COM 871607107   648,421 1,512 SH   SOLE   1,512 0 0
TJX COS INC NEW COM 872540109   1,453,074 11,930 SH   SOLE   11,930 0 0
T-MOBILE US INC COM 872590104   1,424,764 5,342 SH   SOLE   5,342 0 0
T-MOBILE US INC COM 872590104   5,334 20 SH   OTR   20 0 0
TESLA INC COM 88160R101   729,794 2,816 SH   SOLE   2,816 0 0
TEXAS INSTRS INC COM 882508104   1,216,748 6,771 SH   SOLE   6,771 0 0
TEXAS INSTRS INC COM 882508104   26,056 145 SH   OTR   145 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   1,925,214 3,869 SH   SOLE   3,269 0 600
THERMO FISHER SCIENTIFIC INC COM 883556102   39,808 80 SH   OTR   80 0 0
3M CO COM 88579Y101   396,522 2,700 SH   SOLE   2,700 0 0
3M CO COM 88579Y101   29,372 200 SH   OTR   200 0 0
UDR INC COM 902653104   118,209 2,617 SH   SOLE   457 0 2,160
UDR INC COM 902653104   146,350 3,240 SH   OTR   3,240 0 0
UNION PAC CORP COM 907818108   1,807,708 7,652 SH   SOLE   7,652 0 0
UNION PAC CORP COM 907818108   47,248 200 SH   OTR   200 0 0
UNITEDHEALTH GROUP INC COM 91324P102   2,287,216 4,367 SH   SOLE   4,367 0 0
UNITEDHEALTH GROUP INC COM 91324P102   23,568 45 SH   OTR   45 0 0
VALERO ENERGY CORP COM 91913Y100   620,729 4,700 SH   SOLE   4,700 0 0
VALERO ENERGY CORP COM 91913Y100   12,282 93 SH   OTR   93 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   454,944 7,326 SH   SOLE   7,326 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   12,730 205 SH   OTR   205 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   697,775 9,500 SH   SOLE   9,500 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   5,532,184 113,318 SH   SOLE   113,213 105 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   280,861 5,753 SH   OTR   5,753 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702   719,738 1,327 SH   SOLE   1,327 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702   105,764 195 SH   OTR   195 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   9,834,187 124,578 SH   SOLE   124,268 310 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   279,684 3,543 SH   OTR   3,543 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   883,411 1,719 SH   SOLE   1,719 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   813,682 8,987 SH   SOLE   8,967 0 20
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   12,222 135 SH   OTR   135 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   290,352 783 SH   SOLE   783 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,045,216 3,803 SH   SOLE   3,803 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   758,600 16,724 SH   SOLE   16,724 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   32,886 725 SH   OTR   725 0 0
VISA INC COM CL A 92826C839   473,821 1,352 SH   SOLE   1,352 0 0
VISA INC COM CL A 92826C839   63,082 180 SH   OTR   180 0 0
WALMART INC COM 931142103   2,004,860 22,837 SH   SOLE   22,837 0 0
WALMART INC COM 931142103   135,635 1,545 SH   OTR   1,545 0 0
WASTE MGMT INC DEL COM 94106L109   309,297 1,336 SH   SOLE   1,336 0 0
WELLS FARGO CO NEW COM 949746101   211,062 2,940 SH   SOLE   2,340 0 600
WELLS FARGO CO NEW COM 949746101   100,506 1,400 SH   OTR   1,400 0 0