The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,424 5,533 SH   SOLE   5,033 0 500
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 134 520 SH   OTR   520 0 0
LINDE PLC SHS G5494J103 480 1,782 SH   SOLE   1,782 0 0
GLOBANT S A COM L44385109 181 970 SH   SOLE   970 0 0
GLOBANT S A COM L44385109 22 115 SH   OTR   115 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210 282 680 SH   SOLE   680 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210 33 80 SH   OTR   80 0 0
AFLAC INC COM 001055102 348 6,187 SH   SOLE   6,187 0 0
AFLAC INC COM 001055102 26 455 SH   OTR   455 0 0
AGCO CORP COM 001084102 199 2,067 SH   SOLE   2,067 0 0
AGCO CORP COM 001084102 15 160 SH   OTR   160 0 0
AT&T INC COM 00206R102 447 29,163 SH   SOLE   27,707 0 1,456
AT&T INC COM 00206R102 55 3,560 SH   OTR   3,560 0 0
ABBOTT LABS COM 002824100 969 10,015 SH   SOLE   9,975 0 40
ABBOTT LABS COM 002824100 46 475 SH   OTR   475 0 0
ABBVIE INC COM 00287Y109 1,371 10,219 SH   SOLE   10,219 0 0
ABBVIE INC COM 00287Y109 75 559 SH   OTR   559 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 408 1,481 SH   SOLE   1,481 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 18 65 SH   OTR   65 0 0
AGILENT TECHNOLOGIES INC COM 00846U101 731 6,011 SH   SOLE   6,011 0 0
AGILENT TECHNOLOGIES INC COM 00846U101 19 160 SH   OTR   160 0 0
AIR PRODS & CHEMS INC COM 009158106 299 1,285 SH   SOLE   1,285 0 0
AIR PRODS & CHEMS INC COM 009158106 5 20 SH   OTR   20 0 0
ALLIANT ENERGY CORP COM 018802108 218 4,110 SH   SOLE   4,110 0 0
ALLIANT ENERGY CORP COM 018802108 16 300 SH   OTR   300 0 0
ALLSTATE CORP COM 020002101 272 2,185 SH   SOLE   2,110 0 75
ALPHABET INC CAP STK CL C 02079K107 221 2,300 SH   SOLE   2,300 0 0
ALPHABET INC CAP STK CL A 02079K305 2,893 30,250 SH   SOLE   30,250 0 0
ALPHABET INC CAP STK CL A 02079K305 148 1,550 SH   OTR   1,550 0 0
AMAZON COM INC COM 023135106 2,331 20,625 SH   SOLE   20,625 0 0
AMAZON COM INC COM 023135106 85 755 SH   OTR   755 0 0
AMERICAN EXPRESS CO COM 025816109 962 7,127 SH   SOLE   7,127 0 0
AMERICAN EXPRESS CO COM 025816109 8 60 SH   OTR   60 0 0
AMERIPRISE FINL INC COM 03076C106 263 1,045 SH   SOLE   1,045 0 0
AMERIPRISE FINL INC COM 03076C106 10 40 SH   OTR   40 0 0
AMGEN INC COM 031162100 870 3,862 SH   SOLE   3,562 0 300
AMGEN INC COM 031162100 96 425 SH   OTR   425 0 0
ANR INC RIGHT 03/31/2023 03634H118 0 15,154 SH   SOLE   15,154 0 0
APPLE INC COM 037833100 7,316 52,938 SH   SOLE   52,938 0 0
APPLE INC COM 037833100 171 1,235 SH   OTR   1,235 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 204 904 SH   SOLE   904 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 79 350 SH   OTR   350 0 0
AUTONATION INC COM 05329W102 794 7,798 SH   SOLE   7,798 0 0
AUTONATION INC COM 05329W102 48 475 SH   OTR   475 0 0
AUTOZONE INC COM 053332102 420 196 SH   SOLE   196 0 0
AUTOZONE INC COM 053332102 30 14 SH   OTR   14 0 0
BK OF AMERICA CORP COM 060505104 737 24,388 SH   SOLE   23,988 0 400
BK OF AMERICA CORP COM 060505104 46 1,510 SH   OTR   1,510 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,332 4,989 SH   SOLE   4,989 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 270 1,010 SH   OTR   1,010 0 0
BLACKROCK INC COM 09247X101 832 1,512 SH   SOLE   1,512 0 0
BLACKROCK INC COM 09247X101 50 90 SH   OTR   90 0 0
BLACKSTONE INC COM 09260D107 490 5,849 SH   SOLE   5,849 0 0
BLACKSTONE INC COM 09260D107 19 225 SH   OTR   225 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 1,187 16,697 SH   SOLE   15,897 0 800
BRISTOL-MYERS SQUIBB CO COM 110122108 186 2,615 SH   OTR   2,615 0 0
BROADCOM INC COM 11135F101 681 1,533 SH   SOLE   1,508 0 25
BROADCOM INC COM 11135F101 5 12 SH   OTR   12 0 0
CME GROUP INC COM 12572Q105 184 1,040 SH   SOLE   1,040 0 0
CME GROUP INC COM 12572Q105 40 225 SH   OTR   225 0 0
CVS HEALTH CORP COM 126650100 624 6,539 SH   SOLE   6,539 0 0
CVS HEALTH CORP COM 126650100 12 125 SH   OTR   125 0 0
CHEVRON CORP NEW COM 166764100 2,637 18,357 SH   SOLE   18,029 0 328
CHEVRON CORP NEW COM 166764100 126 875 SH   OTR   875 0 0
CISCO SYS INC COM 17275R102 241 6,033 SH   SOLE   4,183 0 1,850
CISCO SYS INC COM 17275R102 79 1,965 SH   OTR   1,965 0 0
CINTAS CORP COM 172908105 303 780 SH   SOLE   780 0 0
COCA COLA CO COM 191216100 428 7,643 SH   SOLE   7,493 0 150
COCA COLA CO COM 191216100 39 700 SH   OTR   700 0 0
COLGATE PALMOLIVE CO COM 194162103 338 4,805 SH   SOLE   4,805 0 0
COLGATE PALMOLIVE CO COM 194162103 32 450 SH   OTR   450 0 0
COMCAST CORP NEW CL A 20030N101 369 12,577 SH   SOLE   12,577 0 0
COMCAST CORP NEW CL A 20030N101 18 610 SH   OTR   610 0 0
CORTEVA INC COM 22052L104 537 9,405 SH   SOLE   9,405 0 0
CROWN CASTLE INC COM 22822V101 389 2,688 SH   SOLE   2,688 0 0
CROWN CASTLE INC COM 22822V101 20 135 SH   OTR   135 0 0
DBX ETF TR XTRACK MSCI EAFE 233051200 1,405 41,962 SH   SOLE   41,962 0 0
DBX ETF TR XTRACK MSCI EAFE 233051200 44 1,305 SH   OTR   1,030 275 0
DANAHER CORPORATION COM 235851102 230 892 SH   SOLE   892 0 0
DISNEY WALT CO COM 254687106 982 10,408 SH   SOLE   10,396 0 12
DISNEY WALT CO COM 254687106 33 345 SH   OTR   345 0 0
DOMINION ENERGY INC COM 25746U109 602 8,713 SH   SOLE   7,788 0 925
DOMINION ENERGY INC COM 25746U109 27 385 SH   OTR   385 0 0
DOVER CORP COM 260003108 292 2,509 SH   SOLE   2,509 0 0
DOVER CORP COM 260003108 6 55 SH   OTR   55 0 0
DOW INC COM 260557103 307 6,984 SH   SOLE   6,984 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 213 2,292 SH   SOLE   1,692 0 600
DUKE REALTY CORP COM NEW COM 264411505 808 16,763 SH   SOLE   16,763 0 0
DUKE REALTY CORP COM NEW COM 264411505 18 370 SH   OTR   370 0 0
DUPONT DE NEMOURS INC COM 26614N102 334 6,633 SH   SOLE   6,633 0 0
EMERSON ELEC CO COM 291011104 524 7,157 SH   SOLE   7,057 0 100
EMERSON ELEC CO COM 291011104 21 280 SH   OTR   280 0 0
EXXON MOBIL CORP COM 30231G102 1,002 11,481 SH   SOLE   11,281 0 200
EXXON MOBIL CORP COM 30231G102 237 2,710 SH   OTR   2,710 0 0
META PLATFORMS INC CL A 30303M102 790 5,825 SH   SOLE   5,825 0 0
META PLATFORMS INC CL A 30303M102 24 180 SH   OTR   180 0 0
FISERV INC COM 337738108 621 6,633 SH   SOLE   6,633 0 0
FISERV INC COM 337738108 28 300 SH   OTR   300 0 0
FLEXSHARES TR IBOXX 5YR TRGT 33939L605 2,710 115,812 SH   SOLE   115,812 0 0
FLEXSHARES TR IBOXX 5YR TRGT 33939L605 118 5,055 SH   OTR   4,230 825 0
GENERAC HLDGS INC COM 368736104 188 1,055 SH   SOLE   1,055 0 0
GENERAC HLDGS INC COM 368736104 17 96 SH   OTR   96 0 0
GENERAL DYNAMICS CORP COM 369550108 617 2,910 SH   SOLE   2,510 0 400
GENERAL DYNAMICS CORP COM 369550108 304 1,435 SH   OTR   1,435 0 0
GILEAD SCIENCES INC COM 375558103 296 4,797 SH   SOLE   4,797 0 0
HESS CORP COM 42809H107 306 2,809 SH   SOLE   2,809 0 0
HOME DEPOT INC COM 437076102 1,633 5,919 SH   SOLE   5,389 0 530
HOME DEPOT INC COM 437076102 304 1,100 SH   OTR   1,100 0 0
HONEYWELL INTL INC COM 438516106 516 3,089 SH   SOLE   3,089 0 0
HONEYWELL INTL INC COM 438516106 28 170 SH   OTR   170 0 0
ILLINOIS TOOL WKS INC COM 452308109 323 1,790 SH   SOLE   1,030 0 760
ILLINOIS TOOL WKS INC COM 452308109 129 715 SH   OTR   715 0 0
INFOSYS LTD SPONSORED ADR 456788108 301 17,711 SH   SOLE   17,711 0 0
INFOSYS LTD SPONSORED ADR 456788108 22 1,319 SH   OTR   1,319 0 0
INTEL CORP COM 458140100 229 8,891 SH   SOLE   8,861 0 30
INTEL CORP COM 458140100 21 825 SH   OTR   825 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 425 4,702 SH   SOLE   4,702 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 317 2,669 SH   SOLE   2,669 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 40 335 SH   OTR   335 0 0
INTUIT COM 461202103 319 823 SH   SOLE   823 0 0
ISHARES TR CORE US AGGBD ET 464287226 13,404 139,128 SH   SOLE   139,033 0 95
ISHARES TR CORE US AGGBD ET 464287226 375 3,890 SH   OTR   3,740 150 0
ISHARES TR MSCI EMG MKT ETF 464287234 667 19,126 SH   SOLE   19,126 0 0
ISHARES TR IBOXX INV CP ETF 464287242 7,163 69,919 SH   SOLE   69,919 0 0
ISHARES TR IBOXX INV CP ETF 464287242 217 2,115 SH   OTR   1,940 175 0
ISHARES TR S&P 500 GRWT ETF 464287309 281 4,860 SH   SOLE   4,860 0 0
ISHARES TR S&P 500 VAL ETF 464287408 303 2,355 SH   SOLE   2,355 0 0
ISHARES TR MSCI EAFE ETF 464287465 4,282 76,455 SH   SOLE   76,345 0 110
ISHARES TR MSCI EAFE ETF 464287465 162 2,884 SH   OTR   2,774 110 0
ISHARES TR RUS MID CAP ETF 464287499 4,107 66,090 SH   SOLE   66,042 0 48
ISHARES TR RUS MID CAP ETF 464287499 195 3,144 SH   OTR   3,084 60 0
ISHARES TR US CONSUM DISCRE 464287580 189 3,242 SH   SOLE   3,242 0 0
ISHARES TR US CONSUM DISCRE 464287580 116 2,000 SH   OTR   2,000 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 212 1,560 SH   SOLE   1,560 0 0
ISHARES TR RUS 1000 ETF 464287622 242 1,225 SH   SOLE   1,225 0 0
ISHARES TR RUS 1000 ETF 464287622 95 483 SH   OTR   483 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 2,570 15,583 SH   SOLE   15,563 0 20
ISHARES TR RUSSELL 2000 ETF 464287655 145 882 SH   OTR   882 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 3,783 18,273 SH   SOLE   18,273 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 605 2,920 SH   OTR   2,920 0 0
ISHARES TR U.S. TECH ETF 464287721 264 3,592 SH   SOLE   3,592 0 0
ISHARES TR U.S. TECH ETF 464287721 88 1,200 SH   OTR   1,200 0 0
ISHARES TR US INDUSTRIALS 464287754 180 2,143 SH   SOLE   2,143 0 0
ISHARES TR US INDUSTRIALS 464287754 29 348 SH   OTR   348 0 0
ISHARES TR U.S. FINLS ETF 464287788 739 10,939 SH   SOLE   10,939 0 0
ISHARES TR U.S. FINLS ETF 464287788 71 1,050 SH   OTR   1,050 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 638 6,210 SH   SOLE   6,210 0 0
ISHARES TR IBOXX HI YD ETF 464288513 592 8,289 SH   SOLE   8,289 0 0
ISHARES TR IBOXX HI YD ETF 464288513 26 370 SH   OTR   370 0 0
ISHARES TR MBS ETF 464288588 282 3,078 SH   SOLE   3,078 0 0
ISHARES TR MBS ETF 464288588 2 25 SH   OTR   25 0 0
ISHARES TR BROAD USD HIGH 46435U853 3,465 103,063 SH   SOLE   103,063 0 0
ISHARES TR BROAD USD HIGH 46435U853 214 6,365 SH   OTR   6,225 140 0
JPMORGAN CHASE & CO COM 46625H100 1,296 12,398 SH   SOLE   12,301 0 97
JPMORGAN CHASE & CO COM 46625H100 150 1,435 SH   OTR   1,435 0 0
JOHNSON & JOHNSON COM 478160104 1,454 8,901 SH   SOLE   8,901 0 0
JOHNSON & JOHNSON COM 478160104 107 656 SH   OTR   656 0 0
KKR & CO INC COM 48251W104 221 5,142 SH   SOLE   5,142 0 0
KKR & CO INC COM 48251W104 11 260 SH   OTR   260 0 0
KIMBERLY-CLARK CORP COM 494368103 56 502 SH   SOLE   502 0 0
KIMBERLY-CLARK CORP COM 494368103 158 1,400 SH   OTR   1,400 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109 1,030 4,958 SH   SOLE   4,958 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109 91 440 SH   OTR   440 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409 298 1,455 SH   SOLE   1,455 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409 20 100 SH   OTR   100 0 0
LILLY ELI & CO COM 532457108 1,572 4,861 SH   SOLE   4,861 0 0
LILLY ELI & CO COM 532457108 57 175 SH   OTR   175 0 0
LOWES COS INC COM 548661107 524 2,790 SH   SOLE   2,790 0 0
MARATHON PETE CORP COM 56585A102 798 8,034 SH   SOLE   8,034 0 0
MARATHON PETE CORP COM 56585A102 45 450 SH   OTR   450 0 0
MASTERCARD INCORPORATED CL A 57636Q104 535 1,883 SH   SOLE   1,883 0 0
MASTERCARD INCORPORATED CL A 57636Q104 6 20 SH   OTR   20 0 0
MCDONALDS CORP COM 580135101 2,530 10,964 SH   SOLE   10,924 0 40
MCDONALDS CORP COM 580135101 69 300 SH   OTR   300 0 0
MERCK & CO INC COM 58933Y105 1,070 12,422 SH   SOLE   12,422 0 0
MERCK & CO INC COM 58933Y105 63 735 SH   OTR   735 0 0
MICROSOFT CORP COM 594918104 6,860 29,456 SH   SOLE   28,901 0 555
MICROSOFT CORP COM 594918104 688 2,955 SH   OTR   2,955 0 0
MOLINA HEALTHCARE INC COM 60855R100 855 2,591 SH   SOLE   2,591 0 0
MOLINA HEALTHCARE INC COM 60855R100 10 30 SH   OTR   30 0 0
MONDELEZ INTL INC CL A 609207105 1,429 26,065 SH   SOLE   25,915 0 150
MONDELEZ INTL INC CL A 609207105 35 635 SH   OTR   635 0 0
MORGAN STANLEY COM NEW 617446448 1,128 14,275 SH   SOLE   14,175 0 100
MORGAN STANLEY COM NEW 617446448 36 450 SH   OTR   450 0 0
NEXTERA ENERGY INC COM 65339F101 2,112 26,936 SH   SOLE   26,336 0 600
NEXTERA ENERGY INC COM 65339F101 381 4,865 SH   OTR   4,865 0 0
NORFOLK SOUTHN CORP COM 655844108 731 3,487 SH   SOLE   2,537 0 950
NORFOLK SOUTHN CORP COM 655844108 7 35 SH   OTR   35 0 0
NUVEEN VIRGINIA QLTY MUNCPL COM 67064R102 131 10,599 SH   SOLE   8,599 0 2,000
NVIDIA CORPORATION COM 67066G104 1,694 13,958 SH   SOLE   13,958 0 0
NVIDIA CORPORATION COM 67066G104 58 480 SH   OTR   480 0 0
ORACLE CORP COM 68389X105 841 13,776 SH   SOLE   12,776 0 1,000
ORACLE CORP COM 68389X105 130 2,125 SH   OTR   2,125 0 0
PEPSICO INC COM 713448108 701 4,296 SH   SOLE   4,296 0 0
PEPSICO INC COM 713448108 349 2,139 SH   OTR   2,139 0 0
PFIZER INC COM 717081103 494 11,294 SH   SOLE   11,094 0 200
PFIZER INC COM 717081103 72 1,642 SH   OTR   1,642 0 0
PHILIP MORRIS INTL INC COM 718172109 395 4,761 SH   SOLE   4,761 0 0
PROCTER AND GAMBLE CO COM 742718109 1,986 15,730 SH   SOLE   15,357 0 373
PROCTER AND GAMBLE CO COM 742718109 153 1,215 SH   OTR   1,215 0 0
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 231 4,102 SH   SOLE   4,102 0 0
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 7 125 SH   OTR   125 0 0
PUBLIC STORAGE COM 74460D109 286 976 SH   SOLE   976 0 0
PUBLIC STORAGE COM 74460D109 10 35 SH   OTR   35 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,667 7,468 SH   SOLE   7,468 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 129 361 SH   OTR   361 0 0
SPDR GOLD TR GOLD SHS 78463V107 407 2,632 SH   SOLE   2,632 0 0
SPDR SER TR PORT MTG BK ETF 78464A383 5,933 276,601 SH   SOLE   276,601 0 0
SPDR SER TR PORT MTG BK ETF 78464A383 287 13,360 SH   OTR   12,965 395 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 2,577 61,375 SH   SOLE   60,805 0 570
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 51 1,210 SH   OTR   1,210 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 1,769 31,699 SH   SOLE   31,699 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 100 1,800 SH   OTR   1,170 630 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 884 15,115 SH   SOLE   15,115 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 109 1,855 SH   OTR   1,200 655 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,478 24,420 SH   SOLE   24,420 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 19 320 SH   OTR   320 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 2,822 74,655 SH   SOLE   74,655 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 76 2,005 SH   OTR   1,915 90 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,347 60,128 SH   SOLE   60,128 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 76 3,395 SH   OTR   3,325 70 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 2,631 39,605 SH   SOLE   39,605 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 44 655 SH   OTR   655 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 5,452 193,806 SH   SOLE   192,731 0 1,075
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 141 5,026 SH   OTR   5,026 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 3,372 74,425 SH   SOLE   74,425 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 789 11,605 SH   SOLE   11,605 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 12 170 SH   OTR   170 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 2,427 20,038 SH   SOLE   20,038 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 25 205 SH   OTR   205 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 1,306 19,568 SH   SOLE   19,568 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 22 330 SH   OTR   330 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 1,944 13,648 SH   SOLE   13,648 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 24 170 SH   OTR   170 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 910 12,632 SH   SOLE   12,632 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 10 134 SH   OTR   134 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 1,808 59,553 SH   SOLE   59,553 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 17 575 SH   OTR   575 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 1,348 16,275 SH   SOLE   16,275 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 6 70 SH   OTR   70 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 4,972 41,855 SH   SOLE   41,680 0 175
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 47 395 SH   OTR   395 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 1,532 31,994 SH   SOLE   31,994 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 12 250 SH   OTR   250 0 0
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 247 6,849 SH   SOLE   6,849 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 627 9,569 SH   SOLE   9,569 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 24 360 SH   OTR   360 0 0
SHERWIN WILLIAMS CO COM 824348106 659 3,219 SH   SOLE   3,219 0 0
SHERWIN WILLIAMS CO COM 824348106 39 189 SH   OTR   189 0 0
SOUTHERN CO COM 842587107 345 5,073 SH   SOLE   4,073 0 1,000
SOUTHERN CO COM 842587107 14 200 SH   OTR   200 0 0
SYNOPSYS INC COM 871607107 2,167 7,093 SH   SOLE   7,053 0 40
SYNOPSYS INC COM 871607107 38 125 SH   OTR   125 0 0
TJX COS INC NEW COM 872540109 540 8,686 SH   SOLE   8,686 0 0
TESLA INC COM 88160R101 528 1,989 SH   SOLE   1,989 0 0
TEXAS INSTRS INC COM 882508104 1,622 10,480 SH   SOLE   10,480 0 0
TEXAS INSTRS INC COM 882508104 43 275 SH   OTR   275 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 2,355 4,644 SH   SOLE   4,044 0 600
THERMO FISHER SCIENTIFIC INC COM 883556102 86 170 SH   OTR   170 0 0
3M CO COM 88579Y101 299 2,710 SH   SOLE   2,710 0 0
3M CO COM 88579Y101 22 200 SH   OTR   200 0 0
TRACTOR SUPPLY CO COM 892356106 627 3,374 SH   SOLE   3,374 0 0
TRACTOR SUPPLY CO COM 892356106 40 213 SH   OTR   213 0 0
UDR INC COM 902653104 171 4,103 SH   SOLE   1,943 0 2,160
UDR INC COM 902653104 151 3,621 SH   OTR   3,621 0 0
UNION PAC CORP COM 907818108 1,528 7,842 SH   SOLE   7,842 0 0
UNION PAC CORP COM 907818108 40 205 SH   OTR   205 0 0
UNITED PARCEL SERVICE INC CL B 911312106 595 3,686 SH   SOLE   3,646 0 40
UNITED PARCEL SERVICE INC CL B 911312106 11 65 SH   OTR   65 0 0
UNITEDHEALTH GROUP INC COM 91324P102 2,288 4,531 SH   SOLE   4,531 0 0
UNITEDHEALTH GROUP INC COM 91324P102 68 135 SH   OTR   135 0 0
VALERO ENERGY CORP COM 91913Y100 650 6,083 SH   SOLE   6,083 0 0
VALERO ENERGY CORP COM 91913Y100 21 200 SH   OTR   200 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 241 5,270 SH   SOLE   5,270 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 6 135 SH   OTR   135 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 5,032 105,419 SH   SOLE   105,419 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 264 5,540 SH   OTR   5,435 105 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 8,525 114,768 SH   SOLE   114,398 0 370
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 388 5,230 SH   OTR   4,920 310 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 333 1,015 SH   SOLE   1,015 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 705 8,788 SH   SOLE   8,618 0 170
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 36 445 SH   OTR   445 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,424 37,493 SH   SOLE   36,493 0 1,000
VERIZON COMMUNICATIONS INC COM 92343V104 48 1,255 SH   OTR   1,255 0 0
VISA INC COM CL A 92826C839 413 2,322 SH   SOLE   2,322 0 0
VISA INC COM CL A 92826C839 29 165 SH   OTR   165 0 0
WALMART INC COM 931142103 656 5,058 SH   SOLE   5,058 0 0
WALMART INC COM 931142103 65 505 SH   OTR   505 0 0
WASTE MGMT INC DEL COM 94106L109 394 2,459 SH   SOLE   2,459 0 0
WASTE MGMT INC DEL COM 94106L109 9 55 SH   OTR   55 0 0
XCEL ENERGY INC COM 98389B100 358 5,586 SH   SOLE   5,586 0 0
XCEL ENERGY INC COM 98389B100 13 205 SH   OTR   205 0 0