The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AON PLC SHS CL A G0403H108 482 2,282 SH   SOLE   2,282 0 0
AON PLC SHS CL A G0403H108 10 45 SH   OTR   45 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,308 5,009 SH   SOLE   4,509 0 500
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 144 550 SH   OTR   550 0 0
ICON PLC SHS G4705A100 222 1,137 SH   SOLE   1,137 0 0
ICON PLC SHS G4705A100 10 50 SH   OTR   50 0 0
LINDE PLC SHS G5494J103 497 1,887 SH   SOLE   1,887 0 0
MARVELL TECHNOLOGY GROUP LTD ORD G5876H105 411 8,637 SH   SOLE   8,637 0 0
MEDTRONIC PLC SHS G5960L103 375 3,205 SH   SOLE   3,205 0 0
MEDTRONIC PLC SHS G5960L103 3 25 SH   OTR   25 0 0
GLOBANT S A COM L44385109 531 2,442 SH   SOLE   2,442 0 0
GLOBANT S A COM L44385109 9 40 SH   OTR   40 0 0
SPOTIFY TECHNOLOGY S A SHS L8681T102 324 1,030 SH   SOLE   1,030 0 0
SPOTIFY TECHNOLOGY S A SHS L8681T102 20 65 SH   OTR   65 0 0
AFLAC INC COM 001055102 413 9,293 SH   SOLE   9,293 0 0
AFLAC INC COM 001055102 24 540 SH   OTR   540 0 0
AIM INVT FDS INVESCO INVT FD DEVELPING MKT A 00143W701 275 5,060 SH   SOLE   5,060 0 0
AT&T INC COM 00206R102 982 34,142 SH   SOLE   32,686 0 1,456
AT&T INC COM 00206R102 104 3,615 SH   OTR   3,615 0 0
ABBOTT LABS COM 002824100 1,489 13,595 SH   SOLE   13,555 0 40
ABBOTT LABS COM 002824100 62 565 SH   OTR   565 0 0
ABBVIE INC COM 00287Y109 1,377 12,853 SH   SOLE   12,853 0 0
ABBVIE INC COM 00287Y109 60 559 SH   OTR   559 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 2,211 4,421 SH   SOLE   4,421 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 45 90 SH   OTR   90 0 0
AGILENT TECHNOLOGIES INC COM 00846U101 1,278 10,786 SH   SOLE   10,786 0 0
AGILENT TECHNOLOGIES INC COM 00846U101 8 65 SH   OTR   65 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 1,086 4,666 SH   SOLE   4,666 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 13 55 SH   OTR   55 0 0
ALLIANT ENERGY CORP COM 018802108 274 5,311 SH   SOLE   5,311 0 0
ALLIANT ENERGY CORP COM 018802108 15 300 SH   OTR   300 0 0
ALLSTATE CORP COM 020002101 868 7,897 SH   SOLE   7,822 0 75
ALLSTATE CORP COM 020002101 3 25 SH   OTR   25 0 0
ALPHABET INC CAP STK CL C 02079K107 419 239 SH   SOLE   239 0 0
ALPHABET INC CAP STK CL A 02079K305 2,180 1,244 SH   SOLE   1,244 0 0
ALPHABET INC CAP STK CL A 02079K305 96 55 SH   OTR   55 0 0
AMAZON COM INC COM 023135106 1,567 481 SH   SOLE   481 0 0
AMAZON COM INC COM 023135106 75 23 SH   OTR   23 0 0
AMERICAN EXPRESS CO COM 025816109 280 2,314 SH   SOLE   2,314 0 0
AMERICAN TOWER CORP NEW COM 03027X100 396 1,765 SH   SOLE   1,765 0 0
AMERICAN TOWER CORP NEW COM 03027X100 7 30 SH   OTR   30 0 0
AMERIPRISE FINL INC COM 03076C106 301 1,547 SH   SOLE   1,547 0 0
AMERIPRISE FINL INC COM 03076C106 17 85 SH   OTR   85 0 0
AMGEN INC COM 031162100 1,482 6,445 SH   SOLE   6,145 0 300
AMGEN INC COM 031162100 98 425 SH   OTR   425 0 0
ANSYS INC COM 03662Q105 1,393 3,830 SH   SOLE   3,830 0 0
ANSYS INC COM 03662Q105 16 45 SH   OTR   45 0 0
ANTHEM INC COM 036752103 355 1,105 SH   SOLE   1,105 0 0
APPLE INC COM 037833100 7,907 59,592 SH   SOLE   59,592 0 0
APPLE INC COM 037833100 174 1,315 SH   OTR   1,315 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108 307 6,151 SH   SOLE   6,151 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108 8 165 SH   OTR   165 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 144 815 SH   SOLE   815 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 62 350 SH   OTR   350 0 0
AUTOZONE INC COM 053332102 362 305 SH   SOLE   305 0 0
AUTOZONE INC COM 053332102 18 15 SH   OTR   15 0 0
BK OF AMERICA CORP COM 060505104 164 5,427 SH   SOLE   5,027 0 400
BK OF AMERICA CORP COM 060505104 39 1,275 SH   OTR   1,275 0 0
BERKLEY W R CORP COM 084423102 1,235 18,594 SH   SOLE   18,594 0 0
BERKLEY W R CORP COM 084423102 8 120 SH   OTR   120 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 348 1 SH   OTR   1 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 359 1,550 SH   SOLE   1,550 0 0
BIO RAD LABS INC CL A 090572207 671 1,151 SH   SOLE   1,151 0 0
BIO RAD LABS INC CL A 090572207 9 15 SH   OTR   15 0 0
BLACKROCK INC COM 09247X101 1,494 2,071 SH   SOLE   2,071 0 0
BLACKROCK INC COM 09247X101 90 125 SH   OTR   125 0 0
BLACKSTONE GROUP INC COM CL A 09260D107 833 12,852 SH   SOLE   12,852 0 0
BLACKSTONE GROUP INC COM CL A 09260D107 4 60 SH   OTR   60 0 0
BOEING CO COM 097023105 313 1,462 SH   SOLE   1,462 0 0
BOEING CO COM 097023105 12 55 SH   OTR   55 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 1,907 30,745 SH   SOLE   29,945 0 800
BRISTOL-MYERS SQUIBB CO COM 110122108 177 2,850 SH   OTR   2,850 0 0
BURLINGTON STORES INC COM 122017106 502 1,919 SH   SOLE   1,919 0 0
CME GROUP INC COM 12572Q105 296 1,628 SH   SOLE   1,628 0 0
CME GROUP INC COM 12572Q105 41 225 SH   OTR   225 0 0
CVS HEALTH CORP COM 126650100 305 4,463 SH   SOLE   4,463 0 0
CVS HEALTH CORP COM 126650100 9 125 SH   OTR   125 0 0
CABLE ONE INC COM 12685J105 526 236 SH   SOLE   236 0 0
CABLE ONE INC COM 12685J105 7 3 SH   OTR   3 0 0
CASEYS GEN STORES INC COM 147528103 517 2,896 SH   SOLE   2,896 0 0
CASEYS GEN STORES INC COM 147528103 5 30 SH   OTR   30 0 0
CERNER CORP COM 156782104 311 3,958 SH   SOLE   3,958 0 0
CHARTER COMMUNICATIONS INC N CL A 16119P108 965 1,458 SH   SOLE   1,458 0 0
CHARTER COMMUNICATIONS INC N CL A 16119P108 7 10 SH   OTR   10 0 0
CHEMED CORP NEW COM 16359R103 418 784 SH   SOLE   784 0 0
CHEVRON CORP NEW COM 166764100 1,764 20,892 SH   SOLE   20,564 0 328
CHEVRON CORP NEW COM 166764100 86 1,019 SH   OTR   1,019 0 0
CHURCH & DWIGHT INC COM 171340102 292 3,342 SH   SOLE   3,342 0 0
CHURCH & DWIGHT INC COM 171340102 8 95 SH   OTR   95 0 0
CISCO SYS INC COM 17275R102 359 8,030 SH   SOLE   6,180 0 1,850
CISCO SYS INC COM 17275R102 94 2,105 SH   OTR   2,105 0 0
CINTAS CORP COM 172908105 525 1,485 SH   SOLE   1,485 0 0
COCA COLA CO COM 191216100 594 10,837 SH   SOLE   10,687 0 150
COCA COLA CO COM 191216100 69 1,252 SH   OTR   1,252 0 0
COLGATE PALMOLIVE CO COM 194162103 574 6,714 SH   SOLE   6,714 0 0
COLGATE PALMOLIVE CO COM 194162103 38 450 SH   OTR   450 0 0
COMCAST CORP NEW CL A 20030N101 1,370 26,141 SH   SOLE   26,141 0 0
COMCAST CORP NEW CL A 20030N101 60 1,145 SH   OTR   1,145 0 0
CONSTELLATION BRANDS INC CL A 21036P108 202 923 SH   SOLE   923 0 0
CONSTELLATION BRANDS INC CL A 21036P108 8 35 SH   OTR   35 0 0
COSTCO WHSL CORP NEW COM 22160K105 237 628 SH   SOLE   628 0 0
CROWN CASTLE INTL CORP NEW COM 22822V101 856 5,377 SH   SOLE   5,377 0 0
CROWN CASTLE INTL CORP NEW COM 22822V101 28 175 SH   OTR   175 0 0
DBX ETF TR XTRACK MSCI EAFE 233051200 667 19,847 SH   SOLE   19,847 0 0
DANAHER CORPORATION COM 235851102 358 1,612 SH   SOLE   1,612 0 0
DEXCOM INC COM 252131107 616 1,665 SH   SOLE   1,665 0 0
DEXCOM INC COM 252131107 6 15 SH   OTR   15 0 0
DISNEY WALT CO COM 254687106 630 3,476 SH   SOLE   3,464 0 12
DISNEY WALT CO COM 254687106 54 300 SH   OTR   300 0 0
DOLLAR GEN CORP NEW COM 256677105 817 3,884 SH   SOLE   3,884 0 0
DOLLAR GEN CORP NEW COM 256677105 7 35 SH   OTR   35 0 0
DOMINION ENERGY INC COM 25746U109 990 13,159 SH   SOLE   11,434 0 1,725
DOMINION ENERGY INC COM 25746U109 192 2,552 SH   OTR   2,552 0 0
DOVER CORP COM 260003108 1,478 11,708 SH   SOLE   11,708 0 0
DOVER CORP COM 260003108 7 55 SH   OTR   55 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 209 2,287 SH   SOLE   1,612 0 675
DUKE REALTY CORP COM NEW 264411505 645 16,140 SH   SOLE   16,140 0 0
DUKE REALTY CORP COM NEW 264411505 6 145 SH   OTR   145 0 0
ECOLAB INC COM 278865100 465 2,150 SH   SOLE   2,150 0 0
ECOLAB INC COM 278865100 33 153 SH   OTR   153 0 0
ELECTRONIC ARTS INC COM 285512109 1,681 11,706 SH   SOLE   11,706 0 0
ELECTRONIC ARTS INC COM 285512109 9 65 SH   OTR   65 0 0
ETSY INC COM 29786A106 672 3,776 SH   SOLE   3,776 0 0
ETSY INC COM 29786A106 19 105 SH   OTR   105 0 0
EXXON MOBIL CORP COM 30231G102 563 13,647 SH   SOLE   13,447 0 200
EXXON MOBIL CORP COM 30231G102 134 3,245 SH   OTR   3,245 0 0
FACEBOOK INC CL A 30303M102 1,334 4,883 SH   SOLE   4,883 0 0
FACEBOOK INC CL A 30303M102 38 139 SH   OTR   139 0 0
FAIR ISAAC CORP COM 303250104 295 577 SH   SOLE   577 0 0
FEDEX CORP COM 31428X106 292 1,124 SH   SOLE   1,124 0 0
FISERV INC COM 337738108 1,123 9,861 SH   SOLE   9,861 0 0
FISERV INC COM 337738108 34 300 SH   OTR   300 0 0
FORMFACTOR INC COM 346375108 495 11,500 SH   SOLE   11,500 0 0
FORTINET INC COM 34959E109 396 2,665 SH   SOLE   2,665 0 0
GALLAGHER ARTHUR J & CO COM 363576109 520 4,206 SH   SOLE   4,206 0 0
GALLAGHER ARTHUR J & CO COM 363576109 11 90 SH   OTR   90 0 0
GENERAC HLDGS INC COM 368736104 763 3,355 SH   SOLE   3,355 0 0
GENERAL DYNAMICS CORP COM 369550108 634 4,259 SH   SOLE   3,859 0 400
GENERAL DYNAMICS CORP COM 369550108 214 1,435 SH   OTR   1,435 0 0
GENTEX CORP COM 371901109 356 10,499 SH   SOLE   10,499 0 0
GENTEX CORP COM 371901109 25 730 SH   OTR   730 0 0
GILEAD SCIENCES INC COM 375558103 291 5,002 SH   SOLE   5,002 0 0
GLOBAL PMTS INC COM 37940X102 380 1,763 SH   SOLE   1,763 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 201 763 SH   SOLE   763 0 0
HESS CORP COM 42809H107 379 7,170 SH   SOLE   7,170 0 0
HESS CORP COM 42809H107 3 50 SH   OTR   50 0 0
HOME DEPOT INC COM 437076102 1,883 7,090 SH   SOLE   6,560 0 530
HOME DEPOT INC COM 437076102 296 1,114 SH   OTR   1,114 0 0
HONEYWELL INTL INC COM 438516106 350 1,644 SH   SOLE   1,644 0 0
HONEYWELL INTL INC COM 438516106 36 170 SH   OTR   170 0 0
ILLINOIS TOOL WKS INC COM 452308109 1,419 6,959 SH   SOLE   6,199 0 760
ILLINOIS TOOL WKS INC COM 452308109 156 765 SH   OTR   765 0 0
INTEL CORP COM 458140100 932 18,700 SH   SOLE   18,640 0 60
INTEL CORP COM 458140100 66 1,325 SH   OTR   1,325 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 1,351 11,714 SH   SOLE   11,714 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 11 95 SH   OTR   95 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 468 3,720 SH   SOLE   3,720 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 42 335 SH   OTR   335 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 191 234 SH   SOLE   234 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 20 25 SH   OTR   25 0 0
INTUIT COM 461202103 549 1,444 SH   SOLE   1,444 0 0
ISHARES TR CORE US AGGBD ET 464287226 18,954 160,365 SH   SOLE   159,955 0 410
ISHARES TR CORE US AGGBD ET 464287226 474 4,010 SH   OTR   4,010 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 1,259 24,357 SH   SOLE   24,357 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 13 260 SH   OTR   260 0 0
ISHARES TR IBOXX INV CP ETF 464287242 18,194 131,719 SH   SOLE   131,532 0 187
ISHARES TR IBOXX INV CP ETF 464287242 553 4,000 SH   OTR   4,000 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 386 6,050 SH   SOLE   6,050 0 0
ISHARES TR S&P 500 VAL ETF 464287408 304 2,375 SH   SOLE   2,375 0 0
ISHARES TR MSCI EAFE ETF 464287465 6,934 95,034 SH   SOLE   94,924 0 110
ISHARES TR MSCI EAFE ETF 464287465 161 2,209 SH   OTR   2,209 0 0
ISHARES TR RUS MID CAP ETF 464287499 5,895 85,998 SH   SOLE   85,950 0 48
ISHARES TR RUS MID CAP ETF 464287499 198 2,886 SH   OTR   2,886 0 0
ISHARES TR U.S. CNSM SV ETF 464287580 310 4,392 SH   SOLE   4,392 0 0
ISHARES TR U.S. CNSM SV ETF 464287580 141 2,000 SH   OTR   2,000 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 670 4,898 SH   SOLE   4,898 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 322 1,335 SH   SOLE   1,335 0 0
ISHARES TR RUS 1000 ETF 464287622 340 1,607 SH   SOLE   1,522 0 85
ISHARES TR RUS 1000 ETF 464287622 105 494 SH   OTR   494 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 3,962 20,209 SH   SOLE   20,189 0 20
ISHARES TR RUSSELL 2000 ETF 464287655 206 1,050 SH   OTR   1,050 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 5,525 24,716 SH   SOLE   24,716 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 803 3,590 SH   OTR   3,590 0 0
ISHARES TR U.S. TECH ETF 464287721 222 2,608 SH   SOLE   2,608 0 0
ISHARES TR U.S. TECH ETF 464287721 102 1,200 SH   OTR   1,200 0 0
ISHARES TR US INDUSTRIALS 464287754 344 3,540 SH   SOLE   3,540 0 0
ISHARES TR US INDUSTRIALS 464287754 49 500 SH   OTR   500 0 0
ISHARES TR U.S. FINLS ETF 464287788 1,072 16,050 SH   SOLE   16,050 0 0
ISHARES TR U.S. FINLS ETF 464287788 97 1,450 SH   OTR   1,450 0 0
ISHARES TR CORE S&P SCP ETF 464287804 417 4,535 SH   SOLE   4,535 0 0
ISHARES TR NATIONAL MUN ETF 464288414 640 5,460 SH   SOLE   5,460 0 0
ISHARES TR IBOXX HI YD ETF 464288513 3,788 43,386 SH   SOLE   43,386 0 0
ISHARES TR IBOXX HI YD ETF 464288513 269 3,081 SH   OTR   3,081 0 0
ISHARES TR MBS ETF 464288588 610 5,541 SH   SOLE   5,541 0 0
ISHARES TR MBS ETF 464288588 4 35 SH   OTR   35 0 0
ISHARES TR ISHS 5-10YR INVT 464288638 263 4,259 SH   SOLE   4,259 0 0
ISHARES TR ISHS 5-10YR INVT 464288638 32 520 SH   OTR   520 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 243 4,402 SH   SOLE   4,402 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 1 22 SH   OTR   22 0 0
ISHARES TR BROAD USD HIGH 46435U853 2,094 50,754 SH   SOLE   50,754 0 0
ISHARES TR BROAD USD HIGH 46435U853 8 200 SH   OTR   200 0 0
JPMORGAN CHASE & CO COM 46625H100 3,508 27,606 SH   SOLE   27,509 0 97
JPMORGAN CHASE & CO COM 46625H100 245 1,925 SH   OTR   1,925 0 0
JOHNSON & JOHNSON COM 478160104 1,983 12,597 SH   SOLE   12,597 0 0
JOHNSON & JOHNSON COM 478160104 119 756 SH   OTR   756 0 0
KKR & CO INC COM 48251W104 468 11,549 SH   SOLE   11,549 0 0
KKR & CO INC COM 48251W104 11 260 SH   OTR   260 0 0
KIMBERLY-CLARK CORP COM 494368103 74 550 SH   SOLE   550 0 0
KIMBERLY-CLARK CORP COM 494368103 189 1,400 SH   OTR   1,400 0 0
KINDER MORGAN INC DEL COM 49456B101 371 27,122 SH   SOLE   27,122 0 0
KINDER MORGAN INC DEL COM 49456B101 13 960 SH   OTR   960 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109 1,542 8,160 SH   SOLE   8,160 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109 102 540 SH   OTR   540 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409 347 1,705 SH   SOLE   1,705 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409 20 100 SH   OTR   100 0 0
LILLY ELI & CO COM 532457108 1,243 7,361 SH   SOLE   7,361 0 0
LILLY ELI & CO COM 532457108 55 325 SH   OTR   325 0 0
LOCKHEED MARTIN CORP COM 539830109 355 1,000 SH   SOLE   1,000 0 0
LOCKHEED MARTIN CORP COM 539830109 5 15 SH   OTR   15 0 0
LOWES COS INC COM 548661107 705 4,391 SH   SOLE   4,391 0 0
LOWES COS INC COM 548661107 16 100 SH   OTR   100 0 0
LULULEMON ATHLETICA INC COM 550021109 1,213 3,486 SH   SOLE   3,486 0 0
LULULEMON ATHLETICA INC COM 550021109 32 92 SH   OTR   92 0 0
MSCI INC COM 55354G100 237 530 SH   SOLE   530 0 0
MSCI INC COM 55354G100 33 75 SH   OTR   75 0 0
MARKETAXESS HLDGS INC COM 57060D108 405 709 SH   SOLE   709 0 0
MARKETAXESS HLDGS INC COM 57060D108 41 72 SH   OTR   72 0 0
MATCH GROUP INC NEW COM 57667L107 1,037 6,860 SH   SOLE   6,860 0 0
MATCH GROUP INC NEW COM 57667L107 22 146 SH   OTR   146 0 0
MCDONALDS CORP COM 580135101 1,896 8,836 SH   SOLE   8,796 0 40
MCDONALDS CORP COM 580135101 54 250 SH   OTR   250 0 0
MERCK & CO. INC COM 58933Y105 1,007 12,313 SH   SOLE   12,313 0 0
MERCK & CO. INC COM 58933Y105 41 500 SH   OTR   500 0 0
MICROSOFT CORP COM 594918104 8,271 37,185 SH   SOLE   36,625 0 560
MICROSOFT CORP COM 594918104 698 3,140 SH   OTR   3,140 0 0
MONDELEZ INTL INC CL A 609207105 1,519 25,976 SH   SOLE   25,826 0 150
MONDELEZ INTL INC CL A 609207105 10 175 SH   OTR   175 0 0
NEXTERA ENERGY INC COM 65339F101 2,107 27,311 SH   SOLE   26,711 0 600
NEXTERA ENERGY INC COM 65339F101 373 4,840 SH   OTR   4,840 0 0
NORFOLK SOUTHN CORP COM 655844108 985 4,144 SH   SOLE   3,194 0 950
NORFOLK SOUTHN CORP COM 655844108 27 115 SH   OTR   115 0 0
NVIDIA CORPORATION COM 67066G104 2,045 3,916 SH   SOLE   3,916 0 0
NVIDIA CORPORATION COM 67066G104 39 75 SH   OTR   75 0 0
ORACLE CORP COM 68389X105 1,339 20,704 SH   SOLE   19,704 0 1,000
ORACLE CORP COM 68389X105 184 2,850 SH   OTR   2,850 0 0
PNC FINL SVCS GROUP INC COM 693475105 278 1,868 SH   SOLE   1,868 0 0
PAYPAL HLDGS INC COM 70450Y103 203 867 SH   SOLE   867 0 0
PEPSICO INC COM 713448108 945 6,371 SH   SOLE   6,371 0 0
PEPSICO INC COM 713448108 387 2,610 SH   OTR   2,610 0 0
PFIZER INC COM 717081103 549 14,926 SH   SOLE   14,726 0 200
PFIZER INC COM 717081103 68 1,842 SH   OTR   1,842 0 0
PHILIP MORRIS INTL INC COM 718172109 481 5,807 SH   SOLE   5,807 0 0
PROCTER AND GAMBLE CO COM 742718109 2,352 16,905 SH   SOLE   16,532 0 373
PROCTER AND GAMBLE CO COM 742718109 144 1,035 SH   OTR   1,035 0 0
PROGRESSIVE CORP COM 743315103 307 3,104 SH   SOLE   3,104 0 0
PROGRESSIVE CORP COM 743315103 17 175 SH   OTR   175 0 0
PROLOGIS INC. COM 74340W103 238 2,387 SH   SOLE   2,387 0 0
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 302 5,177 SH   SOLE   5,177 0 0
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 7 125 SH   OTR   125 0 0
RPM INTL INC COM 749685103 534 5,877 SH   SOLE   5,877 0 0
RPM INTL INC COM 749685103 16 180 SH   OTR   180 0 0
RENT A CTR INC NEW COM 76009N100 389 10,160 SH   SOLE   10,160 0 0
ROPER TECHNOLOGIES INC COM 776696106 473 1,098 SH   SOLE   1,098 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,626 7,024 SH   SOLE   7,024 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 239 638 SH   OTR   638 0 0
SPDR GOLD TR GOLD SHS 78463V107 482 2,700 SH   SOLE   2,700 0 0
SPDR SER TR PORTFLI MORTGAGE 78464A383 8,499 321,698 SH   SOLE   321,698 0 0
SPDR SER TR PORTFLI MORTGAGE 78464A383 473 17,918 SH   OTR   17,918 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 658 1,568 SH   SOLE   1,568 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 3,641 40,010 SH   SOLE   39,570 0 440
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 2,406 18,736 SH   SOLE   18,736 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 1,326 22,272 SH   SOLE   22,272 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 2,199 32,259 SH   SOLE   32,259 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 24 350 SH   OTR   350 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 3,866 43,440 SH   SOLE   43,440 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 34 385 SH   OTR   385 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,816 59,245 SH   SOLE   59,245 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 82 2,670 SH   OTR   2,670 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,729 26,956 SH   SOLE   26,956 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 8,335 231,461 SH   SOLE   230,461 0 1,000
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 230 6,399 SH   OTR   6,399 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 5,673 101,247 SH   SOLE   101,247 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 627 8,666 SH   SOLE   8,666 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 28 380 SH   OTR   380 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 2,046 18,038 SH   SOLE   18,038 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 28 250 SH   OTR   250 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 1,089 16,144 SH   SOLE   16,144 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 22 320 SH   OTR   320 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 1,744 10,847 SH   SOLE   10,847 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 27 170 SH   OTR   170 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 359 9,464 SH   SOLE   9,464 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 1,472 49,935 SH   SOLE   49,935 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 23 775 SH   OTR   775 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 1,230 13,896 SH   SOLE   13,896 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 6 70 SH   OTR   70 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 4,515 34,725 SH   SOLE   34,600 0 125
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 64 490 SH   OTR   490 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 1,687 25,000 SH   SOLE   25,000 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 13 200 SH   OTR   200 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 435 6,936 SH   SOLE   6,936 0 0
SERVICENOW INC COM 81762P102 708 1,287 SH   SOLE   1,287 0 0
SHERWIN WILLIAMS CO COM 824348106 1,814 2,469 SH   SOLE   2,469 0 0
SHERWIN WILLIAMS CO COM 824348106 46 63 SH   OTR   63 0 0
SKYWORKS SOLUTIONS INC COM 83088M102 1,350 8,832 SH   SOLE   8,772 0 60
SKYWORKS SOLUTIONS INC COM 83088M102 37 245 SH   OTR   245 0 0
SYNOPSYS INC COM 871607107 2,238 8,633 SH   SOLE   8,593 0 40
SYNOPSYS INC COM 871607107 8 30 SH   OTR   30 0 0
TJX COS INC NEW COM 872540109 235 3,439 SH   SOLE   3,439 0 0
TARGET CORP COM 87612E106 122 690 SH   SOLE   290 0 400
TARGET CORP COM 87612E106 88 500 SH   OTR   500 0 0
TERADYNE INC COM 880770102 1,320 11,009 SH   SOLE   11,009 0 0
TERADYNE INC COM 880770102 14 120 SH   OTR   120 0 0
TESLA INC COM 88160R101 946 1,340 SH   SOLE   1,340 0 0
TEXAS INSTRS INC COM 882508104 1,736 10,575 SH   SOLE   10,575 0 0
TEXAS INSTRS INC COM 882508104 115 700 SH   OTR   700 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 3,343 7,177 SH   SOLE   6,577 0 600
THERMO FISHER SCIENTIFIC INC COM 883556102 86 185 SH   OTR   185 0 0
3M CO COM 88579Y101 481 2,752 SH   SOLE   2,752 0 0
3M CO COM 88579Y101 35 200 SH   OTR   200 0 0
TRACTOR SUPPLY CO COM 892356106 575 4,092 SH   SOLE   4,092 0 0
TRACTOR SUPPLY CO COM 892356106 6 45 SH   OTR   45 0 0
TWILIO INC CL A 90138F102 218 643 SH   SOLE   643 0 0
UDR INC COM 902653104 247 6,416 SH   SOLE   4,255 0 2,161
UDR INC COM 902653104 141 3,661 SH   OTR   3,661 0 0
UNION PAC CORP COM 907818108 1,004 4,824 SH   SOLE   4,824 0 0
UNION PAC CORP COM 907818108 53 255 SH   OTR   255 0 0
UNITEDHEALTH GROUP INC COM 91324P102 1,222 3,484 SH   SOLE   3,484 0 0
UNITEDHEALTH GROUP INC COM 91324P102 56 160 SH   OTR   160 0 0
VALERO ENERGY CORP COM 91913Y100 477 8,430 SH   SOLE   8,430 0 0
VALERO ENERGY CORP COM 91913Y100 11 200 SH   OTR   200 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 288 3,475 SH   SOLE   3,475 0 0
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 6,957 118,817 SH   SOLE   118,817 0 0
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 283 4,839 SH   OTR   4,839 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 395 1,150 SH   SOLE   1,150 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 871 10,251 SH   SOLE   10,081 0 170
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 38 445 SH   OTR   445 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,855 31,568 SH   SOLE   30,568 0 1,000
VERIZON COMMUNICATIONS INC COM 92343V104 93 1,580 SH   OTR   1,580 0 0
VERISK ANALYTICS INC COM 92345Y106 826 3,979 SH   SOLE   3,979 0 0
VISA INC COM CL A 92826C839 1,348 6,163 SH   SOLE   6,163 0 0
VISA INC COM CL A 92826C839 50 230 SH   OTR   230 0 0
WALMART INC COM 931142103 1,531 10,623 SH   SOLE   10,563 0 60
WALMART INC COM 931142103 71 490 SH   OTR   490 0 0
WASTE MGMT INC DEL COM 94106L109 930 7,883 SH   SOLE   7,883 0 0
WASTE MGMT INC DEL COM 94106L109 24 205 SH   OTR   205 0 0
WELLS FARGO CO NEW COM 949746101 189 6,267 SH   SOLE   5,667 0 600
WELLS FARGO CO NEW COM 949746101 42 1,400 SH   OTR   1,400 0 0
WENDYS CO COM 95058W100 599 27,349 SH   SOLE   27,349 0 0
WENDYS CO COM 95058W100 42 1,895 SH   OTR   1,895 0 0
WINGSTOP INC COM 974155103 405 3,052 SH   SOLE   3,052 0 0
WINGSTOP INC COM 974155103 3 20 SH   OTR   20 0 0
XCEL ENERGY INC COM 98389B100 1,156 17,335 SH   SOLE   17,335 0 0
XCEL ENERGY INC COM 98389B100 24 365 SH   OTR   365 0 0
ZEBRA TECHNOLOGIES CORPORATI CL A 989207105 264 687 SH   SOLE   687 0 0
ZOETIS INC CL A 98978V103 201 1,216 SH   SOLE   1,216 0 0
ZOETIS INC CL A 98978V103 21 125 SH   OTR   125 0 0
ZYNGA INC CL A 98986T108 840 85,118 SH   SOLE   85,118 0 0
ZYNGA INC CL A 98986T108 2 200 SH   OTR   200 0 0