The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,027 5,560 SH   SOLE   5,060 0 500
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 102 550 SH   OTR   550 0 0
LINDE PLC SHS G5494J103 402 2,003 SH   SOLE   2,003 0 0
MEDTRONIC PLC SHS G5960L103 689 7,078 SH   SOLE   7,078 0 0
MEDTRONIC PLC SHS G5960L103 17 170 SH   OTR   170 0 0
SPOTIFY TECHNOLOGY S A SHS L8681T102 381 2,609 SH   SOLE   2,609 0 0
SPOTIFY TECHNOLOGY S A SHS L8681T102 19 130 SH   OTR   130 0 0
AFLAC INC COM 001055102 762 13,897 SH   SOLE   13,897 0 0
AFLAC INC COM 001055102 30 540 SH   OTR   540 0 0
AT&T INC COM 00206R102 1,039 31,005 SH   SOLE   30,974 0 31
AT&T INC COM 00206R102 109 3,250 SH   OTR   3,250 0 0
ABBOTT LABS COM 002824100 1,772 21,070 SH   SOLE   21,030 0 40
ABBOTT LABS COM 002824100 40 475 SH   OTR   475 0 0
ABBVIE INC COM 00287Y109 1,033 14,208 SH   SOLE   14,168 0 40
ABBVIE INC COM 00287Y109 25 350 SH   OTR   350 0 0
ADOBE INC COM 00724F101 1,969 6,684 SH   SOLE   6,684 0 0
ADOBE INC COM 00724F101 15 50 SH   OTR   50 0 0
ALLIANT ENERGY CORP COM 018802108 311 6,344 SH   SOLE   6,344 0 0
ALLIANT ENERGY CORP COM 018802108 15 300 SH   OTR   300 0 0
ALLSTATE CORP COM 020002101 268 2,640 SH   SOLE   2,640 0 0
ALPHABET INC CAP STK CL C 02079K107 282 261 SH   SOLE   261 0 0
ALPHABET INC CAP STK CL A 02079K305 1,838 1,697 SH   SOLE   1,697 0 0
ALPHABET INC CAP STK CL A 02079K305 60 55 SH   OTR   55 0 0
AMAZON COM INC COM 023135106 1,229 649 SH   SOLE   649 0 0
AMAZON COM INC COM 023135106 38 20 SH   OTR   20 0 0
AMERICAN EXPRESS CO COM 025816109 1,431 11,593 SH   SOLE   11,593 0 0
AMERIPRISE FINL INC COM 03076C106 325 2,240 SH   SOLE   2,240 0 0
AMERIPRISE FINL INC COM 03076C106 13 90 SH   OTR   90 0 0
AMGEN INC COM 031162100 1,091 5,919 SH   SOLE   5,619 0 300
AMGEN INC COM 031162100 78 425 SH   OTR   425 0 0
ANTHEM INC COM 036752103 465 1,648 SH   SOLE   1,648 0 0
APPLE INC COM 037833100 2,882 14,562 SH   SOLE   14,562 0 0
APPLE INC COM 037833100 57 290 SH   OTR   290 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 165 996 SH   SOLE   996 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 58 350 SH   OTR   350 0 0
AUTOZONE INC COM 053332102 410 373 SH   SOLE   373 0 0
AUTOZONE INC COM 053332102 16 15 SH   OTR   15 0 0
BCE INC COM NEW 05534B760 806 17,717 SH   SOLE   17,717 0 0
BCE INC COM NEW 05534B760 3 70 SH   OTR   70 0 0
BP PLC SPONSORED ADR 055622104 1,028 24,655 SH   SOLE   24,655 0 0
BP PLC SPONSORED ADR 055622104 24 583 SH   OTR   583 0 0
BANK AMER CORP COM 060505104 284 9,793 SH   SOLE   9,393 0 400
BANK AMER CORP COM 060505104 37 1,275 SH   OTR   1,275 0 0
BECTON DICKINSON & CO COM 075887109 398 1,578 SH   SOLE   1,578 0 0
BECTON DICKINSON & CO COM 075887109 13 50 SH   OTR   50 0 0
BERKLEY W R CORP COM 084423102 994 15,071 SH   SOLE   15,071 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 318 1 SH   OTR   1 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 535 2,509 SH   SOLE   2,509 0 0
BLACKROCK INC COM 09247X101 1,217 2,593 SH   SOLE   2,593 0 0
BLACKROCK INC COM 09247X101 54 115 SH   OTR   115 0 0
BOEING CO COM 097023105 838 2,302 SH   SOLE   2,302 0 0
BOEING CO COM 097023105 11 30 SH   OTR   30 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 535 11,794 SH   SOLE   11,794 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 125 2,750 SH   OTR   2,750 0 0
BURLINGTON STORES INC COM 122017106 726 4,265 SH   SOLE   4,265 0 0
CME GROUP INC COM 12572Q105 434 2,235 SH   SOLE   2,235 0 0
CME GROUP INC COM 12572Q105 63 325 SH   OTR   325 0 0
CVS HEALTH CORP COM 126650100 322 5,908 SH   SOLE   5,908 0 0
CVS HEALTH CORP COM 126650100 14 250 SH   OTR   250 0 0
CABOT OIL & GAS CORP COM 127097103 221 9,627 SH   SOLE   9,627 0 0
CERNER CORP COM 156782104 352 4,805 SH   SOLE   4,805 0 0
CHEVRON CORP NEW COM 166764100 2,671 21,465 SH   SOLE   21,430 0 35
CHEVRON CORP NEW COM 166764100 78 630 SH   OTR   630 0 0
CHURCH & DWIGHT INC COM 171340102 945 12,937 SH   SOLE   12,937 0 0
CHURCH & DWIGHT INC COM 171340102 7 95 SH   OTR   95 0 0
CISCO SYS INC COM 17275R102 971 17,737 SH   SOLE   15,887 0 1,850
CISCO SYS INC COM 17275R102 91 1,655 SH   OTR   1,655 0 0
CINTAS CORP COM 172908105 449 1,894 SH   SOLE   1,894 0 0
COCA COLA CO COM 191216100 1,110 21,804 SH   SOLE   21,784 0 20
COCA COLA CO COM 191216100 54 1,052 SH   OTR   1,052 0 0
COLGATE PALMOLIVE CO COM 194162103 570 7,953 SH   SOLE   7,953 0 0
COLGATE PALMOLIVE CO COM 194162103 32 450 SH   OTR   450 0 0
COMCAST CORP NEW CL A 20030N101 1,954 46,207 SH   SOLE   46,207 0 0
COMCAST CORP NEW CL A 20030N101 42 1,000 SH   OTR   1,000 0 0
CONOCOPHILLIPS COM 20825C104 254 4,160 SH   SOLE   4,160 0 0
CONSTELLATION BRANDS INC CL A 21036P108 215 1,094 SH   SOLE   1,094 0 0
CONSTELLATION BRANDS INC CL A 21036P108 7 35 SH   OTR   35 0 0
CROWN CASTLE INTL CORP NEW COM 22822V101 930 7,131 SH   SOLE   7,131 0 0
CROWN CASTLE INTL CORP NEW COM 22822V101 24 187 SH   OTR   187 0 0
DANAHER CORPORATION COM 235851102 780 5,457 SH   SOLE   5,457 0 0
DISNEY WALT CO COM DISNEY 254687106 528 3,778 SH   SOLE   3,766 0 12
DISNEY WALT CO COM DISNEY 254687106 42 300 SH   OTR   300 0 0
DOMINION ENERGY INC COM 25746U109 970 12,545 SH   SOLE   12,545 0 0
DOMINION ENERGY INC COM 25746U109 179 2,318 SH   OTR   2,318 0 0
DOVER CORP COM 260003108 812 8,101 SH   SOLE   8,101 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 245 2,776 SH   SOLE   2,776 0 0
DUPONT DE NEMOURS INC COM 26614N102 238 3,173 SH   SOLE   3,173 0 0
ECOLAB INC COM 278865100 854 4,326 SH   SOLE   4,326 0 0
ECOLAB INC COM 278865100 28 140 SH   OTR   140 0 0
EXELON CORP COM 30161N101 1,144 23,870 SH   SOLE   23,870 0 0
EXELON CORP COM 30161N101 16 340 SH   OTR   340 0 0
EXXON MOBIL CORP COM 30231G102 1,164 15,194 SH   SOLE   14,994 0 200
EXXON MOBIL CORP COM 30231G102 218 2,845 SH   OTR   2,845 0 0
FISERV INC COM 337738108 1,174 12,873 SH   SOLE   12,873 0 0
FISERV INC COM 337738108 27 300 SH   OTR   300 0 0
FLEETCOR TECHNOLOGIES INC COM 339041105 233 830 SH   SOLE   830 0 0
FORTIVE CORP COM 34959J108 866 10,623 SH   SOLE   10,623 0 0
GALLAGHER ARTHUR J & CO COM 363576109 606 6,917 SH   SOLE   6,917 0 0
GENERAL DYNAMICS CORP COM 369550108 973 5,349 SH   SOLE   4,949 0 400
GENERAL DYNAMICS CORP COM 369550108 261 1,435 SH   OTR   1,435 0 0
GENTEX CORP COM 371901109 608 24,700 SH   SOLE   24,700 0 0
GENTEX CORP COM 371901109 32 1,287 SH   OTR   1,287 0 0
GILEAD SCIENCES INC COM 375558103 376 5,566 SH   SOLE   5,566 0 0
GLOBAL PMTS INC COM 37940X102 885 5,524 SH   SOLE   5,524 0 0
HARRIS CORP DEL COM 413875105 1,656 8,755 SH   SOLE   8,755 0 0
HARRIS CORP DEL COM 413875105 104 550 SH   OTR   550 0 0
HERSHEY CO COM 427866108 342 2,552 SH   SOLE   2,552 0 0
HERSHEY CO COM 427866108 27 200 SH   OTR   200 0 0
HOME DEPOT INC COM 437076102 404 1,941 SH   SOLE   1,441 0 500
HOME DEPOT INC COM 437076102 239 1,147 SH   OTR   1,147 0 0
HONEYWELL INTL INC COM 438516106 332 1,904 SH   SOLE   1,904 0 0
HONEYWELL INTL INC COM 438516106 26 150 SH   OTR   150 0 0
ILLINOIS TOOL WKS INC COM 452308109 138 915 SH   SOLE   200 0 715
ILLINOIS TOOL WKS INC COM 452308109 108 715 SH   OTR   715 0 0
INTEL CORP COM 458140100 1,192 24,901 SH   SOLE   24,781 0 120
INTEL CORP COM 458140100 47 975 SH   OTR   975 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 433 5,043 SH   SOLE   5,043 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 543 3,937 SH   SOLE   3,917 0 20
INTERNATIONAL BUSINESS MACHS COM 459200101 46 335 SH   OTR   335 0 0
INTERPUBLIC GROUP COS INC COM 460690100 391 17,307 SH   SOLE   17,307 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 223 426 SH   SOLE   426 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 13 25 SH   OTR   25 0 0
INTUIT COM 461202103 1,151 4,404 SH   SOLE   4,404 0 0
ISHARES TR CORE US AGGBD ET 464287226 13,963 125,394 SH   SOLE   125,394 0 0
ISHARES TR CORE US AGGBD ET 464287226 459 4,119 SH   OTR   4,119 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 1,010 23,546 SH   SOLE   23,546 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 12 285 SH   OTR   285 0 0
ISHARES TR IBOXX INV CP ETF 464287242 14,285 114,862 SH   SOLE   114,862 0 0
ISHARES TR IBOXX INV CP ETF 464287242 393 3,161 SH   OTR   3,161 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 291 1,625 SH   SOLE   1,625 0 0
ISHARES TR S&P 500 VAL ETF 464287408 280 2,398 SH   SOLE   2,398 0 0
ISHARES TR MSCI EAFE ETF 464287465 5,864 89,215 SH   SOLE   89,105 0 110
ISHARES TR MSCI EAFE ETF 464287465 178 2,706 SH   OTR   2,706 0 0
ISHARES TR RUS MID CAP ETF 464287499 3,575 63,991 SH   SOLE   63,943 0 48
ISHARES TR RUS MID CAP ETF 464287499 155 2,769 SH   OTR   2,769 0 0
ISHARES TR U.S. CNSM SV ETF 464287580 269 1,237 SH   SOLE   1,237 0 0
ISHARES TR U.S. CNSM SV ETF 464287580 109 500 SH   OTR   500 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 658 5,174 SH   SOLE   5,174 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 273 1,735 SH   SOLE   1,735 0 0
ISHARES TR RUS 1000 ETF 464287622 289 1,775 SH   SOLE   1,690 0 85
ISHARES TR RUS 1000 ETF 464287622 106 652 SH   OTR   652 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 3,077 19,790 SH   SOLE   19,770 0 20
ISHARES TR RUSSELL 2000 ETF 464287655 157 1,008 SH   OTR   1,008 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 5,626 32,642 SH   SOLE   32,642 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 674 3,909 SH   OTR   3,909 0 0
ISHARES TR U.S. TECH ETF 464287721 159 803 SH   SOLE   803 0 0
ISHARES TR U.S. TECH ETF 464287721 59 300 SH   OTR   300 0 0
ISHARES TR US INDUSTRIALS 464287754 396 2,500 SH   SOLE   2,500 0 0
ISHARES TR US INDUSTRIALS 464287754 40 250 SH   OTR   250 0 0
ISHARES TR U.S. FINLS ETF 464287788 1,315 10,471 SH   SOLE   10,471 0 0
ISHARES TR U.S. FINLS ETF 464287788 91 725 SH   OTR   725 0 0
ISHARES TR CORE S&P SCP ETF 464287804 400 5,116 SH   SOLE   5,116 0 0
ISHARES TR NATIONAL MUN ETF 464288414 472 4,175 SH   SOLE   4,175 0 0
ISHARES TR IBOXX HI YD ETF 464288513 6,318 72,471 SH   SOLE   72,471 0 0
ISHARES TR IBOXX HI YD ETF 464288513 267 3,058 SH   OTR   3,058 0 0
ISHARES TR MBS ETF 464288588 752 6,990 SH   SOLE   6,990 0 0
ISHARES TR MBS ETF 464288588 36 335 SH   OTR   335 0 0
ISHARES TR INTRM TR CRP ETF 464288638 304 5,332 SH   SOLE   5,332 0 0
ISHARES TR INTRM TR CRP ETF 464288638 33 580 SH   OTR   580 0 0
ISHARES TR SH TR CRPORT ETF 464288646 420 7,861 SH   SOLE   7,861 0 0
ISHARES TR SH TR CRPORT ETF 464288646 1 22 SH   OTR   22 0 0
ISHARES TR GRWT ALLOCAT ETF 464289867 223 4,845 SH   SOLE   4,845 0 0
ISHARES TR GRWT ALLOCAT ETF 464289867 24 520 SH   OTR   520 0 0
JPMORGAN CHASE & CO COM 46625H100 3,032 27,121 SH   SOLE   27,099 0 22
JPMORGAN CHASE & CO COM 46625H100 143 1,283 SH   OTR   1,283 0 0
JOHNSON & JOHNSON COM 478160104 2,116 15,190 SH   SOLE   15,190 0 0
JOHNSON & JOHNSON COM 478160104 59 423 SH   OTR   423 0 0
KIMBERLY CLARK CORP COM 494368103 81 610 SH   SOLE   610 0 0
KIMBERLY CLARK CORP COM 494368103 187 1,400 SH   OTR   1,400 0 0
KINDER MORGAN INC DEL COM 49456B101 796 38,101 SH   SOLE   38,101 0 0
KINDER MORGAN INC DEL COM 49456B101 14 663 SH   OTR   663 0 0
L3 TECHNOLOGIES INC COM COM 502413107 314 1,280 SH   SOLE   1,280 0 0
L3 TECHNOLOGIES INC COM COM 502413107 23 93 SH   OTR   93 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409 323 1,868 SH   SOLE   1,868 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409 17 100 SH   OTR   100 0 0
LILLY ELI & CO COM 532457108 1,809 16,330 SH   SOLE   16,330 0 0
LILLY ELI & CO COM 532457108 36 325 SH   OTR   325 0 0
LOWES COS INC COM 548661107 467 4,625 SH   SOLE   4,625 0 0
LOWES COS INC COM 548661107 10 100 SH   OTR   100 0 0
MARKETAXESS HLDGS INC COM 57060D108 1,041 3,239 SH   SOLE   3,239 0 0
MARKETAXESS HLDGS INC COM 57060D108 23 72 SH   OTR   72 0 0
MARRIOTT INTL INC NEW CL A 571903202 220 1,565 SH   SOLE   1,565 0 0
MARRIOTT INTL INC NEW CL A 571903202 9 65 SH   OTR   65 0 0
MCDONALDS CORP COM 580135101 1,893 9,117 SH   SOLE   9,117 0 0
MCDONALDS CORP COM 580135101 42 200 SH   OTR   200 0 0
MERCK & CO INC COM 58933Y105 1,904 22,709 SH   SOLE   22,709 0 0
MERCK & CO INC COM 58933Y105 34 400 SH   OTR   400 0 0
MICROSOFT CORP COM 594918104 4,419 32,985 SH   SOLE   32,445 0 540
MICROSOFT CORP COM 594918104 399 2,975 SH   OTR   2,975 0 0
MONDELEZ INTL INC CL A 609207105 1,118 20,734 SH   SOLE   20,734 0 0
NEXSTAR MEDIA GROUP INC CL A 65336K103 331 3,282 SH   SOLE   3,282 0 0
NEXSTAR MEDIA GROUP INC CL A 65336K103 31 307 SH   OTR   307 0 0
NEXTERA ENERGY INC COM 65339F101 547 2,670 SH   SOLE   2,520 0 150
NEXTERA ENERGY INC COM 65339F101 244 1,190 SH   OTR   1,190 0 0
NORFOLK SOUTHERN CORP COM 655844108 1,142 5,727 SH   SOLE   4,777 0 950
NORFOLK SOUTHERN CORP COM 655844108 20 100 SH   OTR   100 0 0
OLLIES BARGAIN OUTLT HLDGS I COM 681116109 437 5,020 SH   SOLE   5,020 0 0
OLLIES BARGAIN OUTLT HLDGS I COM 681116109 15 172 SH   OTR   172 0 0
OMNICOM GROUP INC COM 681919106 722 8,814 SH   SOLE   8,814 0 0
OMNICOM GROUP INC COM 681919106 28 341 SH   OTR   341 0 0
ORACLE CORP COM 68389X105 1,230 21,590 SH   SOLE   20,590 0 1,000
ORACLE CORP COM 68389X105 151 2,650 SH   OTR   2,650 0 0
PNC FINL SVCS GROUP INC COM 693475105 529 3,850 SH   SOLE   3,848 0 2
PAYPAL HLDGS INC COM 70450Y103 369 3,221 SH   SOLE   3,221 0 0
PEPSICO INC COM 713448108 1,048 7,991 SH   SOLE   7,981 0 10
PEPSICO INC COM 713448108 306 2,335 SH   OTR   2,335 0 0
PFIZER INC COM 717081103 787 18,165 SH   SOLE   18,165 0 0
PFIZER INC COM 717081103 75 1,742 SH   OTR   1,742 0 0
PHILIP MORRIS INTL INC COM 718172109 636 8,095 SH   SOLE   8,095 0 0
PHILIP MORRIS INTL INC COM 718172109 6 75 SH   OTR   75 0 0
PROCTER AND GAMBLE CO COM 742718109 865 7,893 SH   SOLE   7,585 0 308
PROCTER AND GAMBLE CO COM 742718109 107 975 SH   OTR   975 0 0
PROGRESSIVE CORP OHIO COM 743315103 1,415 17,708 SH   SOLE   17,708 0 0
PROGRESSIVE CORP OHIO COM 743315103 14 175 SH   OTR   175 0 0
PROLOGIS INC COM 74340W103 235 2,930 SH   SOLE   2,930 0 0
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 351 5,972 SH   SOLE   5,972 0 0
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 7 125 SH   OTR   125 0 0
RENT A CTR INC NEW COM 76009N100 670 25,166 SH   SOLE   25,166 0 0
ROPER TECHNOLOGIES INC COM 776696106 1,194 3,261 SH   SOLE   3,261 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,374 8,101 SH   SOLE   8,101 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 197 673 SH   OTR   673 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 271 2,033 SH   SOLE   2,033 0 0
SPDR SERIES TRUST BLOMBRG BRC MRTG 78464A383 7,426 284,097 SH   SOLE   284,097 0 0
SPDR SERIES TRUST BLOMBRG BRC MRTG 78464A383 333 12,733 SH   OTR   12,733 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 651 1,837 SH   SOLE   1,837 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 2,672 37,883 SH   SOLE   37,883 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 491 5,905 SH   SOLE   5,905 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 398 7,090 SH   SOLE   7,090 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 2,704 47,362 SH   SOLE   47,362 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 7 120 SH   OTR   120 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 2,796 39,112 SH   SOLE   39,112 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 6 90 SH   OTR   90 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,434 54,666 SH   SOLE   54,666 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 68 2,585 SH   OTR   2,585 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,242 23,398 SH   SOLE   23,398 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 7,447 232,054 SH   SOLE   232,054 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 162 5,049 SH   OTR   5,049 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 5,241 98,880 SH   SOLE   98,880 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 463 7,906 SH   SOLE   7,906 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 22 380 SH   OTR   380 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1,638 17,684 SH   SOLE   17,684 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 23 250 SH   OTR   250 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 1,097 18,883 SH   SOLE   18,883 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 15 265 SH   OTR   265 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 1,875 15,730 SH   SOLE   15,730 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 23 190 SH   OTR   190 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 500 7,851 SH   SOLE   7,851 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 1,539 55,768 SH   SOLE   55,768 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 24 885 SH   OTR   885 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 1,088 14,049 SH   SOLE   14,049 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 5 70 SH   OTR   70 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 2,854 36,565 SH   SOLE   36,565 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 38 490 SH   OTR   490 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 1,233 25,059 SH   SOLE   25,059 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 10 200 SH   OTR   200 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 378 6,347 SH   SOLE   6,347 0 0
SERVICENOW INC COM 81762P102 1,103 4,018 SH   SOLE   4,018 0 0
SHERWIN WILLIAMS CO COM 824348106 958 2,090 SH   SOLE   2,090 0 0
SHERWIN WILLIAMS CO COM 824348106 20 43 SH   OTR   43 0 0
SYNOPSYS INC COM 871607107 456 3,540 SH   SOLE   3,540 0 0
SYSCO CORP COM 871829107 315 4,456 SH   SOLE   3,456 0 1,000
TJX COS INC NEW COM 872540109 217 4,101 SH   SOLE   4,101 0 0
TEXAS INSTRS INC COM 882508104 1,396 12,162 SH   SOLE   12,162 0 0
TEXAS INSTRS INC COM 882508104 75 650 SH   OTR   650 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 1,916 6,523 SH   SOLE   5,923 0 600
THERMO FISHER SCIENTIFIC INC COM 883556102 47 160 SH   OTR   160 0 0
3M CO COM 88579Y101 524 3,024 SH   SOLE   3,024 0 0
3M CO COM 88579Y101 35 200 SH   OTR   200 0 0
TWILIO INC CL A 90138F102 476 3,494 SH   SOLE   3,494 0 0
UDR INC COM 902653104 989 22,032 SH   SOLE   19,871 0 2,161
UDR INC COM 902653104 170 3,776 SH   OTR   3,776 0 0
UGI CORP NEW COM 902681105 278 5,213 SH   SOLE   5,213 0 0
UGI CORP NEW COM 902681105 3 60 SH   OTR   60 0 0
UNION PACIFIC CORP COM 907818108 1,012 5,982 SH   SOLE   5,982 0 0
UNION PACIFIC CORP COM 907818108 61 360 SH   OTR   360 0 0
UNITED TECHNOLOGIES CORP COM 913017109 179 1,375 SH   SOLE   1,363 0 12
UNITED TECHNOLOGIES CORP COM 913017109 85 650 SH   OTR   650 0 0
UNITEDHEALTH GROUP INC COM 91324P102 1,308 5,360 SH   SOLE   5,360 0 0
UNITEDHEALTH GROUP INC COM 91324P102 32 130 SH   OTR   130 0 0
VALERO ENERGY CORP NEW COM 91913Y100 1,004 11,724 SH   SOLE   11,724 0 0
VALERO ENERGY CORP NEW COM 91913Y100 24 280 SH   OTR   280 0 0
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 6,293 109,821 SH   SOLE   109,821 0 0
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 270 4,705 SH   OTR   4,705 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 925 10,582 SH   SOLE   10,539 0 43
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 5 60 SH   OTR   60 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,960 34,300 SH   SOLE   34,288 0 12
VERIZON COMMUNICATIONS INC COM 92343V104 74 1,295 SH   OTR   1,295 0 0
VISA INC COM CL A 92826C839 2,181 12,565 SH   SOLE   12,565 0 0
VISA INC COM CL A 92826C839 17 100 SH   OTR   100 0 0
VMWARE INC CL A COM 928563402 1,186 7,092 SH   SOLE   7,092 0 0
VMWARE INC CL A COM 928563402 13 80 SH   OTR   80 0 0
WALMART INC COM 931142103 566 5,124 SH   SOLE   5,124 0 0
WALMART INC COM 931142103 36 325 SH   OTR   325 0 0
WASTE MGMT INC DEL COM 94106L109 1,599 13,863 SH   SOLE   13,863 0 0
WASTE MGMT INC DEL COM 94106L109 11 95 SH   OTR   95 0 0
WELLS FARGO CO NEW COM 949746101 371 7,837 SH   SOLE   7,207 0 630
WELLS FARGO CO NEW COM 949746101 66 1,400 SH   OTR   1,400 0 0
WENDYS CO COM 95058W100 1,309 66,832 SH   SOLE   66,832 0 0
WENDYS CO COM 95058W100 22 1,130 SH   OTR   1,130 0 0
WINGSTOP INC COM 974155103 1,173 12,379 SH   SOLE   12,379 0 0
XCEL ENERGY INC COM 98389B100 962 16,167 SH   SOLE   16,167 0 0
XCEL ENERGY INC COM 98389B100 17 290 SH   OTR   290 0 0
XYLEM INC COM 98419M100 449 5,367 SH   SOLE   5,367 0 0
ZEBRA TECHNOLOGIES CORP CL A 989207105 336 1,603 SH   SOLE   1,603 0 0