The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABB LTD COM 000375204 375 21,844 SH   SOLE   21,844 0 0
ACCENTURE PLC COM G1151C101 1,955 11,958 SH   SOLE   11,958 0 0
ALPHABET INC CAP STK CL A 02079K305 1,610 1,385 SH   SOLE   1,385 0 0
AMGEN INC COM 031162100 1,109 5,484 SH   SOLE   5,484 0 0
APPLE INC COM 037833100 1,467 5,762 SH   SOLE   5,762 0 0
ASML HOLDING NV COM N07059210 1,411 5,391 SH   SOLE   5,391 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108 250 5,560 SH   SOLE   5,560 0 0
AT&T INC COM 00206R102 843 28,968 SH   SOLE   28,968 0 0
AUTOLIV INC COM 052800109 160 3,362 SH   SOLE   3,362 0 0
BANK OF AMERICA CORP COM 060505104 730 34,491 SH   SOLE   34,491 0 0
BAXTER INTERNATIONAL INC COM 071813109 1,392 17,128 SH   SOLE   17,128 0 0
BECTON DICKINSON AND CO COM 075887109 1,103 4,790 SH   SOLE   4,790 0 0
BLACKROCK INC COM 09247X101 1,028 2,340 SH   SOLE   2,340 0 0
BOEING COMPANY COM 097023105 8 51 SH   SOLE   51 0 0
BP PLC SPONSORED ADR 055622104 281 11,485 SH   SOLE   11,485 0 0
BRISTOL-MYERS SQUIBB COMPANY COM 110122108 1,042 18,661 SH   SOLE   18,661 0 0
BRITISH AMERICAN TOBACCO PLC COM 110448107 476 13,961 SH   SOLE   13,961 0 0
CHEVRON CORP COM 166764100 802 11,074 SH   SOLE   11,074 0 0
CISCO SYSTEMS INC COM 17275R102 1,010 25,753 SH   SOLE   25,753 0 0
CME GROUP INC COM 12572Q105 831 4,803 SH   SOLE   4,803 0 0
COCA COLA CO COM 191216100 948 21,355 SH   SOLE   21,355 0 0
COSTCO WHOLESALE CORPORATION COM 22160K105 1,243 4,348 SH   SOLE   4,348 0 0
CSX CORP COM 126408103 822 14,365 SH   SOLE   14,365 0 0
DEERE CO COM 244199105 537 3,898 SH   SOLE   3,898 0 0
DIAGEO PLC-ADR COM 25243Q205 500 3,940 SH   SOLE   3,940 0 0
DUPONT DE NEMOURS INC COM 26614N102 3 88 SH   SOLE   88 0 0
EATON CORP PLC COM G29183103 1,007 12,909 SH   SOLE   12,909 0 0
EMERSON ELECTRIC CO COM 291011104 499 10,445 SH   SOLE   10,445 0 0
EQUIFAX INC COM 294429105 867 7,274 SH   SOLE   7,274 0 0
EQUINOR ASA SPONSORED ADR 29446M102 301 24,836 SH   SOLE   24,836 0 0
EXPEDITORS INTL WASH INC COM 302130109 611 9,163 SH   SOLE   9,163 0 0
EXXON MOBIL CORP COM 30231G102 380 9,994 SH   SOLE   9,994 0 0
GENERAL DYNAMICS CORP COM 369550108 873 6,621 SH   SOLE   6,621 0 0
GLAXOSMITHKL-ADR COM 37733W105 428 11,311 SH   SOLE   11,311 0 0
HOME DEPOT INC COM 437076102 1,169 6,251 SH   SOLE   6,251 0 0
INTEL CORP COM 458140100 900 16,665 SH   SOLE   16,665 0 0
JOHNSON AND JOHNSON COM 478160104 1,069 8,151 SH   SOLE   8,151 0 0
JPMORGAN CHASE & CO COM 46625H100 1,063 11,794 SH   SOLE   11,794 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109 978 5,424 SH   SOLE   5,424 0 0
LILLY ELI AND CO COM 532457108 1,074 7,728 SH   SOLE   7,728 0 0
LOCKHEED MARTIN COM 539830109 990 2,929 SH   SOLE   2,929 0 0
MASTERCARD INC COM 57636Q104 1,875 7,774 SH   SOLE   7,774 0 0
MCDONALDS CORP COM 580135101 1,181 7,165 SH   SOLE   7,165 0 0
MEDTRONIC PLC COM G5960L103 1,131 12,517 SH   SOLE   12,517 0 0
MICROSOFT CORP COM 594918104 2,426 15,372 SH   SOLE   15,372 0 0
NEXTERA ENERGY INC COM 65339F101 1,442 5,984 SH   SOLE   5,984 0 0
NIKE INC COM 654106103 1,200 14,499 SH   SOLE   14,499 0 0
NOVARTIS AG-ADR COM 66987V109 504 6,173 SH   SOLE   6,173 0 0
NOVO NORDISH A/S COM 670100205 715 11,874 SH   SOLE   11,874 0 0
NVENT ELECTRIC PLC COM G6700G107 181 10,709 SH   SOLE   10,709 0 0
PAYCHEX INC COM 704326107 838 13,346 SH   SOLE   13,346 0 0
PEPSICO INC COM 713448108 963 7,981 SH   SOLE   7,981 0 0
PFIZER INC COM 717081103 862 26,487 SH   SOLE   26,487 0 0
PNC FINANCIAL SERVICES GP COM 693475105 11 119 SH   SOLE   119 0 0
PROCTER AND GAMBLE COM 742718109 985 8,985 SH   SOLE   8,985 0 0
PRUDENTIAL FINANCIAL INC COM 744320102 463 8,879 SH   SOLE   8,879 0 0
QUALCOMM INC COM 747525103 823 12,154 SH   SOLE   12,154 0 0
RELX PLC SPON ADR COM 759530108 546 25,446 SH   SOLE   25,446 0 0
ROSS STORES INC COM 778296103 946 10,870 SH   SOLE   10,870 0 0
ROYAL DUTCH SHELL PLC-ADR COM 780259206 301 8,589 SH   SOLE   8,589 0 0
SANOFI-AVENTIS-ADR COM 80105N105 618 14,149 SH   SOLE   14,149 0 0
SAP AG COM 803054204 924 8,369 SH   SOLE   8,369 0 0
STARBUCKS CORP COM 855244109 1,104 16,752 SH   SOLE   16,752 0 0
STRYKER CORP COM 863667101 980 5,923 SH   SOLE   5,923 0 0
TE CONNECTIVITY LTD COM H84989104 458 7,242 SH   SOLE   7,242 0 0
TEXAS INSTRUMENTS COM 882508104 857 8,607 SH   SOLE   8,607 0 0
TJX COMPANIES INC COM 872540109 901 18,883 SH   SOLE   18,883 0 0
TRUIST FINL CORP COM 89832Q109 498 16,103 SH   SOLE   16,103 0 0
UNILEVER PLC COM 904767704 613 12,167 SH   SOLE   12,167 0 0
UNITED TECHNOLOGIES CORP COM 913017109 13 141 SH   SOLE   141 0 0
UNITEDHEALTH GROUP INC COM 91324P102 1,768 7,110 SH   SOLE   7,110 0 0
US BANCORP COM 902973304 12 358 SH   SOLE   358 0 0
VALERO ENERGY CORP COM 91913Y100 533 11,787 SH   SOLE   11,787 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 6 133 SH   SOLE   133 0 0
WALT DISNEY CO COM 254687106 917 9,510 SH   SOLE   9,510 0 0
YUM BRANDS INC COM 988498101 11 159 SH   SOLE   159 0 0
ABBVIE INC COM 00287Y109 418 5,520 SH   DFND 1 0 5,520 0
ACTIVISION BLIZZARD INC COM 00507V109 310 5,240 SH   DFND 1 0 5,240 0
ADOBE INC COM 00724F101 872 2,741 SH   DFND 1 0 2,741 0
AGEX THERAPEUTICS INC COM 00848H108 2 2,000 SH   DFND 1 0 2,000 0
AGILENT TECHNOLOGIES INC COM 00846U101 43 600 SH   DFND 1 0 600 0
ALBEMARLE CORP COM 012653101 112 2,000 SH   DFND 1 0 2,000 0
ALCOA CORP COM 013872106 13 2,068 SH   DFND 1 0 2,068 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 3,245 16,925 SH   DFND 1 0 16,925 0
ALPHABET INC CAP STK CL C 02079K107 1,740 1,518 SH   DFND 1 0 1,518 0
ALPHABET INC CAP STK CL A 02079K305 2,524 2,202 SH   DFND 1 0 2,202 0
ALTRIA GROUP INC COM 02209S103 38 1,000 SH   DFND 1 0 1,000 0
AMAZON COM INC COM 023135106 4,823 2,462 SH   DFND 1 0 2,462 0
AMERICAN EXPRESS CO COM 025816109 132 1,500 SH   DFND 1 0 1,500 0
AMERICAN INTL GROUP INC COM NEW 026874784 120 4,842 SH   DFND 1 0 4,842 0
AMERICAN TOWER CORP NEW COM 03027X100 679 3,034 SH   DFND 1 0 3,034 0
ANNALY CAP MGMT INC COM 035710409 13 2,300 SH   DFND 1 0 2,300 0
ANTHEM INC COM 036752103 69 300 SH   DFND 1 0 300 0
APPLE INC COM 037833100 2,971 11,712 SH   DFND 1 0 11,712 0
APPLIED MATLS INC COM 038222105 521 11,170 SH   DFND 1 0 11,170 0
AT&T INC COM 00206R102 71 2,400 SH   DFND 1 0 2,400 0
BANCO BBVA ARGENTINA SA SPONSORED ADS 058934100 20 8,000 SH   DFND 1 0 8,000 0
BANK NEW YORK MELLON CORP COM 064058100 167 5,011 SH   DFND 1 0 5,011 0
BANK OF AMERICA CORP COM 060505104 398 18,284 SH   DFND 1 0 18,284 0
BAXTER INTERNATIONAL INC COM 071813109 332 4,079 SH   DFND 1 0 4,079 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 14,370 78,702 SH   DFND 1 0 78,702 0
BOOKING HLDGS INC COM 09857L108 301 231 SH   DFND 1 0 231 0
BOX INC CL A 10316T104 314 22,660 SH   DFND 1 0 22,660 0
BRASILAGRO BRAZILIAN AGRIC R SPONSORED ADR 10554B104 82 25,000 SH   DFND 1 0 25,000 0
BRISTOL-MYERS SQUIBB COMPANY COM 110122108 55 1,000 SH   DFND 1 0 1,000 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 69 1,584 SH   DFND 1 0 1,584 0
CAMECO CORP COM 13321L108 74 10,000 SH   DFND 1 0 10,000 0
CARNIVAL CORP UNIT 99/99/9999 143658300 28 2,200 SH   DFND 1 0 2,200 0
CATERPILLAR INC DEL COM 149123101 3,644 32,380 SH   DFND 1 0 32,380 0
CENTENE CORP DEL COM 15135B101 197 3,370 SH   DFND 1 0 3,370 0
CHEVRON CORP NEW COM 166764100 98 1,370 SH   DFND 1 0 1,370 0
CIGNA CORP NEW COM 125523100 35 200 SH   DFND 1 0 200 0
CISCO SYSTEMS INC COM 17275R102 557 13,975 SH   DFND 1 0 13,975 0
CITIGROUP INC COM NEW 172967424 232 5,389 SH   DFND 1 0 5,389 0
CITRIX SYS INC COM 177376100 60 420 SH   DFND 1 0 420 0
COCA COLA CO COM 191216100 1,545 34,712 SH   DFND 1 0 34,712 0
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 39 830 SH   DFND 1 0 830 0
COMCAST CORP NEW CL A 20030N101 165 4,735 SH   DFND 1 0 4,735 0
CONOCOPHILLIPS COM 20825C104 93 3,152 SH   DFND 1 0 3,152 0
CORTEVA INC COM 22052L104 1,240 52,046 SH   DFND 1 0 52,046 0
COSTCO WHOLESALE CORPORATION COM 22160K105 52 180 SH   DFND 1 0 180 0
DEERE & CO COM 244199105 626 4,500 SH   DFND 1 0 4,500 0
DELTA AIR LINES INC DEL COM NEW 247361702 21 750 SH   DFND 1 0 750 0
DISNEY WALT CO COM DISNEY 254687106 405 4,150 SH   DFND 1 0 4,150 0
DOW INC COM 260557103 668 23,046 SH   DFND 1 0 23,046 0
DUPONT DE NEMOURS INC COM 26614N102 1,309 38,846 SH   DFND 1 0 38,846 0
EDISON INTL COM 281020107 239 4,324 SH   DFND 1 0 4,324 0
ELECTRONIC ARTS INC COM 285512109 99 1,000 SH   DFND 1 0 1,000 0
ENTERPRISE PRODS PARTNERS L COM 293792107 14 1,000 SH   DFND 1 0 1,000 0
EQUINIX INC COM 29444U700 631 1,005 SH   DFND 1 0 1,005 0
ERICSSON ADR B SEK 10 294821608 48 6,000 SH   DFND 1 0 6,000 0
ETF MANAGERS TR VIDEO GAME TECH 26924G706 435 10,275 SH   DFND 1 0 10,275 0
EXTRA SPACE STORAGE INC COM 30225T102 62 650 SH   DFND 1 0 650 0
EXXON MOBIL CORP COM 30231G102 560 14,935 SH   DFND 1 0 14,935 0
FACEBOOK INC CL A 30303M102 662 4,025 SH   DFND 1 0 4,025 0
FEDEX CORP COM 31428X106 43 350 SH   DFND 1 0 350 0
FIRST MAJESTIC SILVER CORP COM 32076V103 34 5,200 SH   DFND 1 0 5,200 0
FIRST SOLAR INC COM 336433107 32 880 SH   DFND 1 0 880 0
FRANCO NEVADA CORP COM 351858105 207 2,070 SH   DFND 1 0 2,070 0
FREEPORT-MCMORAN INC CL B 35671D857 83 13,000 SH   DFND 1 0 13,000 0
GAP INC COM 364760108 54 7,400 SH   DFND 1 0 7,400 0
GENERAL ELECTRIC CO COM 369604103 259 32,915 SH   DFND 1 0 32,915 0
GENERAL MLS INC COM 370334104 224 4,200 SH   DFND 1 0 4,200 0
GILEAD SCIENCES INC COM 375558103 407 5,425 SH   DFND 1 0 5,425 0
HEWLETT PACKARD ENTERPRISE C COM 42824C109 13 1,350 SH   DFND 1 0 1,350 0
HOME DEPOT INC COM 437076102 687 3,569 SH   DFND 1 0 3,569 0
HONEYWELL INTL INC COM 438516106 40 300 SH   DFND 1 0 300 0
HUMANA INC COM 444859102 117 375 SH   DFND 1 0 375 0
ILLUMINA INC COM 452327109 492 1,800 SH   DFND 1 0 1,800 0
INTERNATIONAL BUSINESS MACHS COM 459200101 319 2,855 SH   DFND 1 0 2,855 0
INTUIT COM 461202103 484 2,060 SH   DFND 1 0 2,060 0
INVESCO INDIA EXCHG TRED FD INDIA ETF 46137R109 250 18,400 SH   DFND 1 0 18,400 0
INVESCO QQQ TR UNIT SER 1 46090E103 3,152 16,520 SH   DFND 1 0 16,520 0
IPG PHOTONICS CORP COM 44980X109 44 400 SH   DFND 1 0 400 0
ISHARES INC MSCI AUST ETF 464286103 188 12,000 SH   DFND 1 0 12,000 0
ISHARES INC MSCI BRAZIL ETF 464286400 136 5,700 SH   DFND 1 0 5,700 0
ISHARES INC MSCI STH KOR ETF 464286772 320 6,900 SH   DFND 1 0 6,900 0
ISHARES TR GLB INFRASTR ETF 464288372 74 2,170 SH   DFND 1 0 2,170 0
ISHARES TR US AER DEF ETF 464288760 517 3,545 SH   DFND 1 0 3,545 0
ISHARES TR U.S. MED DVC ETF 464288810 13,805 61,253 SH   DFND 1 0 61,253 0
JOHNSON & JOHNSON COM 478160104 770 5,850 SH   DFND 1 0 5,850 0
JPMORGAN CHASE & CO COM 46625H100 689 7,492 SH   DFND 1 0 7,492 0
KELLOGG CO COM 487836108 109 1,800 SH   DFND 1 0 1,800 0
LAUDER ESTEE COS INC CL A 518439104 569 3,495 SH   DFND 1 0 3,495 0
LINEAGE CELL THERAPEUTICS IN COM 53566P109 16 20,000 SH   DFND 1 0 20,000 0
LOCKHEED MARTIN CORP COM 539830109 446 1,290 SH   DFND 1 0 1,290 0
LULULEMON ATHLETICA INC COM 550021109 134 700 SH   DFND 1 0 700 0
LYFT INC CL A COM 55087P104 27 1,000 SH   DFND 1 0 1,000 0
MAG SILVER CORP COM 55903Q104 40 5,000 SH   DFND 1 0 5,000 0
MCDONALDS CORP COM 580135101 76 455 SH   DFND 1 0 455 0
MERCK & CO INC COM 58933Y105 273 3,570 SH   DFND 1 0 3,570 0
MICRON TECHNOLOGY INC COM 595112103 109 2,500 SH   DFND 1 0 2,500 0
MICROSOFT CORP COM 594918104 3,562 22,460 SH   DFND 1 0 22,460 0
MOBILE TELESYSTEMS PJSC SPONSORED ADR 607409109 7 1,000 SH   DFND 1 0 1,000 0
MOLSON COORS BREWING CO CL B 60871R209 13 320 SH   DFND 1 0 320 0
MONDELEZ INTL INC CL A 609207105 292 5,823 SH   DFND 1 0 5,823 0
MORGAN STANLEY COM NEW 617446448 434 12,600 SH   DFND 1 0 12,600 0
MOSAIC CO NEW COM 61945C103 20 2,000 SH   DFND 1 0 2,000 0
NETFLIX INC COM 64110L106 2,027 5,435 SH   DFND 1 0 5,435 0
NEW ORIENTAL ED & TECH GRP I SPON ADR 647581107 74 680 SH   DFND 1 0 680 0
NIKE INC CL B 654106103 733 8,740 SH   DFND 1 0 8,740 0
NIO INC SPON ADS 62914V106 18 6,500 SH   DFND 1 0 6,500 0
NUCOR CORP COM 670346105 32 929 SH   DFND 1 0 929 0
NUTRIEN LTD COM 67077M108 599 18,500 SH   DFND 1 0 18,500 0
OCCIDENTAL PETE CORP COM 674599105 24 2,200 SH   DFND 1 0 2,200 0
ORACLE CORP COM 68389X105 130 2,600 SH   DFND 1 0 2,600 0
PALO ALTO NETWORKS INC COM 697435105 167 1,000 SH   DFND 1 0 1,000 0
PAMPA ENERGIA S A SPONS ADR LVL I 697660207 40 3,700 SH   DFND 1 0 3,700 0
PAYPAL HLDGS INC COM 70450Y103 788 8,170 SH   DFND 1 0 8,170 0
PEPSICO INC COM 713448108 408 3,330 SH   DFND 1 0 3,330 0
PETROLEO BRASILEIRO SA PETRO SPONSORED ADR 71654V408 1,839 349,000 SH   DFND 1 0 349,000 0
PFIZER INC COM 717081103 693 21,357 SH   DFND 1 0 21,357 0
PIONEER NAT RES CO COM 723787107 66 1,000 SH   DFND 1 0 1,000 0
PROCTER & GAMBLE CO COM 742718109 1,267 11,333 SH   DFND 1 0 11,333 0
RAYTHEON CO COM NEW 755111507 98 715 SH   DFND 1 0 715 0
ROYAL GOLD INC COM 780287108 243 2,650 SH   DFND 1 0 2,650 0
S&P GLOBAL INC COM 78409V104 42 170 SH   DFND 1 0 170 0
SALESFORCE COM INC COM 79466L302 362 2,450 SH   DFND 1 0 2,450 0
SCHLUMBERGER LTD COM 806857108 27 2,000 SH   DFND 1 0 2,000 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 274 13,000 SH   DFND 1 0 13,000 0
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 783 3,550 SH   DFND 1 0 3,550 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,147 12,139 SH   DFND 1 0 12,139 0
SQUARE INC CL A 852234103 474 8,860 SH   DFND 1 0 8,860 0
STANLEY BLACK & DECKER INC COM 854502101 182 1,825 SH   DFND 1 0 1,825 0
STARBUCKS CORP COM 855244109 67 1,000 SH   DFND 1 0 1,000 0
SUNCOR ENERGY INC NEW COM 867224107 78 6,090 SH   DFND 1 0 6,090 0
TEEKAY CORPORATION COM Y8564W103 19 5,900 SH   DFND 1 0 5,900 0
TEEKAY LNG PARTNERS L P PRTNRSP UNITS Y8564M105 72 7,400 SH   DFND 1 0 7,400 0
TEVA PHARMACEUTICAL INDS LTD SPONSORED ADS 881624209 51 6,000 SH   DFND 1 0 6,000 0
TEXAS INSTRS INC COM 882508104 32 317 SH   DFND 1 0 317 0
THERMO FISHER SCIENTIFIC INC COM 883556102 71 250 SH   DFND 1 0 250 0
TIFFANY & CO NEW COM 886547108 1,290 10,000 SH   DFND 1 0 10,000 0
TOYOTA MOTOR CORP SP ADR REP2COM 892331307 55 445 SH   DFND 1 0 445 0
TWITTER INC COM 90184L102 120 4,760 SH   DFND 1 0 4,760 0
TWO HBRS INVT CORP COM NEW 90187B408 6 1,500 SH   DFND 1 0 1,500 0
UNITED TECHNOLOGIES CORP COM 913017109 712 7,341 SH   DFND 1 0 7,341 0
UNITEDHEALTH GROUP INC COM 91324P102 101 400 SH   DFND 1 0 400 0
VANECK VECTORS ETF TRUST VIETNAM ETF 92189F817 183 17,500 SH   DFND 1 0 17,500 0
VISA INC COM CL A 92826C839 2,415 14,795 SH   DFND 1 0 14,795 0
WABTEC CORP COM 929740108 3 54 SH   DFND 1 0 54 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 143 3,150 SH   DFND 1 0 3,150 0
WALMART INC COM 931142103 125 1,100 SH   DFND 1 0 1,100 0
WELLS FARGO CO NEW COM 949746101 591 20,193 SH   DFND 1 0 20,193 0
WESTROCK CO COM 96145D105 157 5,500 SH   DFND 1 0 5,500 0
WHEATON PRECIOUS METALS CORP COM 962879102 258 9,230 SH   DFND 1 0 9,230 0
YAMANA GOLD INC COM 98462Y100 29 10,000 SH   DFND 1 0 10,000 0
ABBVIE INC COM 00287Y109 4,910 64,852 SH   DFND 2 0 64,852 0
AES CORP COM 00130H105 3,716 273,038 SH   DFND 2 0 273,038 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 5,557 28,978 SH   DFND 2 0 28,978 0
ALLY FINL INC COM 02005N100 2,157 143,451 SH   DFND 2 0 143,451 0
ALPHABET INC CAP STK CL C 02079K107 6,680 5,828 SH   DFND 2 0 5,828 0
ALPHABET INC CAP STK CL A 02079K305 6,524 5,691 SH   DFND 2 0 5,691 0
ALTICE USA INC CL A 02156K103 1,713 75,555 SH   DFND 2 0 75,555 0
ALTRIA GROUP INC COM 02209S103 5,711 151,658 SH   DFND 2 0 151,658 0
AMAZON COM INC COM 023135106 8,915 4,551 SH   DFND 2 0 4,551 0
AMERICAN FINL GROUP INC COM 025932104 1,384 19,846 SH   DFND 2 0 19,846 0
AMERISOURCEBERGEN CORP COM 03073E105 1,550 17,669 SH   DFND 2 0 17,669 0
AMGEN INC COM 031162100 119 580 SH   DFND 2 0 580 0
ANTHEM INC COM 036752103 3,355 14,647 SH   DFND 2 0 14,647 0
APPLE INC COM 037833100 28,323 111,653 SH   DFND 2 0 111,653 0
APPLIED MATLS INC COM 038222105 1,742 37,346 SH   DFND 2 0 37,346 0
ARMSTRONG WORLD INDS INC NEW COM 04247X102 1,267 15,765 SH   DFND 2 0 15,765 0
ASE TECHNOLOGY HOLDING CO LT SPONSORED ADS 00215W100 401 105,248 SH   DFND 2 0 105,248 0
ASPEN TECHNOLOGY INC COM 045327103 2,314 23,954 SH   DFND 2 0 23,954 0
ASSURED GUARANTY LTD COM G0585R106 1,183 43,584 SH   DFND 2 0 43,584 0
AUTODESK INC COM 052769106 1,819 11,766 SH   DFND 2 0 11,766 0
AUTOMATIC DATA PROCESSING IN COM 053015103 2,813 20,665 SH   DFND 2 0 20,665 0
BAIDU INC SPON ADR REP A 056752108 49 500 SH   DFND 2 0 500 0
BANCO BRADESCO S A SP ADR PFD NEW 059460303 57 13,785 SH   DFND 2 0 13,785 0
BANK OF AMERICA CORP COM 060505104 4,178 192,016 SH   DFND 2 0 192,016 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 524 2,869 SH   DFND 2 0 2,869 0
BIOGEN INC COM 09062X103 3,789 12,053 SH   DFND 2 0 12,053 0
BLOCK H & R INC COM 093671105 1,232 87,453 SH   DFND 2 0 87,453 0
BOOKING HLDGS INC COM 09857L108 522 401 SH   DFND 2 0 401 0
BOOZ ALLEN HAMILTON HLDG COR CL A 099502106 1,023 14,681 SH   DFND 2 0 14,681 0
BP PLC SPONSORED ADR 055622104 3,025 126,705 SH   DFND 2 0 126,705 0
BRISTOL-MYERS SQUIBB COMPANY COM 110122108 2,617 47,600 SH   DFND 2 0 47,600 0
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 1,042 10,993 SH   DFND 2 0 10,993 0
CANADIAN PAC RY LTD COM 13645T100 3,542 11,700 SH   DFND 2 0 11,700 0
CARDINAL HEALTH INC COM 14149Y108 2,088 43,384 SH   DFND 2 0 43,384 0
CBRE GROUP INC CL A 12504L109 1,748 44,306 SH   DFND 2 0 44,306 0
CDK GLOBAL INC COM 12508E101 2,659 79,939 SH   DFND 2 0 79,939 0
CDW CORP COM 12514G108 1,858 19,555 SH   DFND 2 0 19,555 0
CELANESE CORP DEL COM 150870103 1,777 24,275 SH   DFND 2 0 24,275 0
CHEVRON CORP NEW COM 166764100 3,043 42,455 SH   DFND 2 0 42,455 0
CHINA LIFE INS CO LTD SPON ADR REP H 16939P106 387 39,659 SH   DFND 2 0 39,659 0
CHINA UNICOM (HONG KONG) LTD SPONSORED ADR 16945R104 227 39,217 SH   DFND 2 0 39,217 0
CHUNGHWA TELECOM CO LTD SPON ADR NEW11 17133Q502 481 13,553 SH   DFND 2 0 13,553 0
CIGNA CORP NEW COM 125523100 2,424 13,744 SH   DFND 2 0 13,744 0
CISCO SYSTEMS INC COM 17275R102 6,263 157,207 SH   DFND 2 0 157,207 0
CITRIX SYS INC COM 177376100 3,516 24,446 SH   DFND 2 0 24,446 0
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 4,551 97,015 SH   DFND 2 0 97,015 0
COLGATE PALMOLIVE CO COM 194162103 3,235 48,920 SH   DFND 2 0 48,920 0
COMCAST CORP NEW CL A 20030N101 6,960 199,321 SH   DFND 2 0 199,321 0
CONOCOPHILLIPS COM 20825C104 2,200 74,840 SH   DFND 2 0 74,840 0
CORTEVA INC COM 22052L104 5,007 210,084 SH   DFND 2 0 210,084 0
CREDICORP LTD COM G2519Y108 424 3,146 SH   DFND 2 0 3,146 0
D R HORTON INC COM 23331A109 2,866 80,108 SH   DFND 2 0 80,108 0
DOLLAR GEN CORP NEW COM 256677105 5,302 35,679 SH   DFND 2 0 35,679 0
DOLLAR TREE INC COM 256746108 5,507 70,940 SH   DFND 2 0 70,940 0
DR REDDYS LABS LTD ADR 256135203 624 15,532 SH   DFND 2 0 15,532 0
E TRADE FINANCIAL CORP COM NEW 269246401 1,685 48,625 SH   DFND 2 0 48,625 0
EASTMAN CHEMICAL CO COM 277432100 76 1,624 SH   DFND 2 0 1,624 0
ESSENT GROUP LTD COM G3198U102 1,052 38,207 SH   DFND 2 0 38,207 0
FACEBOOK INC CL A 30303M102 11,492 69,882 SH   DFND 2 0 69,882 0
FOMENTO ECONOMICO MEXICANO S SPON ADR UNITS 344419106 1,102 18,149 SH   DFND 2 0 18,149 0
FOX CORP CL A COM 35137L105 2,233 93,966 SH   DFND 2 0 93,966 0
GAMING & LEISURE PPTYS INC COM 36467J108 1,492 55,169 SH   DFND 2 0 55,169 0
GENERAL MTRS CO COM 37045V100 3,213 152,620 SH   DFND 2 0 152,620 0
GENTEX CORP COM 371901109 877 39,084 SH   DFND 2 0 39,084 0
GERDAU S A SPON ADR REP PFD 373737105 107 56,614 SH   DFND 2 0 56,614 0
GRACE W R & CO DEL NEW COM 38388F108 560 15,155 SH   DFND 2 0 15,155 0
GRACO INC COM 384109104 2,543 53,171 SH   DFND 2 0 53,171 0
HDFC BANK LTD SPONSORED ADS 40415F101 1,663 43,563 SH   DFND 2 0 43,563 0
HERSHEY CO COM 427866108 2,979 22,030 SH   DFND 2 0 22,030 0
HOME DEPOT INC COM 437076102 2,636 13,694 SH   DFND 2 0 13,694 0
HONEYWELL INTL INC COM 438516106 1,241 9,373 SH   DFND 2 0 9,373 0
HP INC COM 40434L105 2,266 129,533 SH   DFND 2 0 129,533 0
HUANENG PWR INTL INC SPON ADR H SHS 443304100 328 22,711 SH   DFND 2 0 22,711 0
ILLINOIS TOOL WKS INC COM 452308109 2,598 18,226 SH   DFND 2 0 18,226 0
INTERNATIONAL BUSINESS MACHS COM 459200101 2,702 24,215 SH   DFND 2 0 24,215 0
JABIL INC COM 466313103 1,116 45,633 SH   DFND 2 0 45,633 0
JPMORGAN CHASE & CO COM 46625H100 5,505 59,890 SH   DFND 2 0 59,890 0
KB FINANCIAL GROUP INC SPONSORED ADR 48241A105 2,216 80,523 SH   DFND 2 0 80,523 0
KIMBERLY CLARK CORP COM 494368103 3,137 24,325 SH   DFND 2 0 24,325 0
KONINKLIJKE PHILIPS N V NY REG SH NEW 500472303 3,715 92,017 SH   DFND 2 0 92,017 0
KOREA ELECTRIC PWR SPONSORED ADR 500631106 243 31,806 SH   DFND 2 0 31,806 0
KT CORP SPONSORED ADR 48268K101 225 28,869 SH   DFND 2 0 28,869 0
LAMAR ADVERTISING CO NEW CL A 512816109 793 15,468 SH   DFND 2 0 15,468 0
LAMB WESTON HLDGS INC COM 513272104 2,205 38,534 SH   DFND 2 0 38,534 0
LATAM AIRLS GROUP S A SPONSORED ADR 51817R106 34 12,715 SH   DFND 2 0 12,715 0
LEAR CORP COM NEW 521865204 107 1,259 SH   DFND 2 0 1,259 0
LENNOX INTL INC COM 526107107 783 4,247 SH   DFND 2 0 4,247 0
LOWES COS INC COM 548661107 6,957 79,201 SH   DFND 2 0 79,201 0
MARRIOTT INTL INC NEW CL A 571903202 864 11,380 SH   DFND 2 0 11,380 0
MASTERCARD INC COM 57636Q104 5,638 22,715 SH   DFND 2 0 22,715 0
MERCK & CO INC COM 58933Y105 3,180 41,636 SH   DFND 2 0 41,636 0
METTLER TOLEDO INTERNATIONAL COM 592688105 2,536 3,734 SH   DFND 2 0 3,734 0
MFA FINL INC COM 55272X102 283 178,403 SH   DFND 2 0 178,403 0
MICROSOFT CORP COM 594918104 18,011 113,572 SH   DFND 2 0 113,572 0
MOBILE TELESYSTEMS PJSC SPONSORED ADR 607409109 3,204 428,678 SH   DFND 2 0 428,678 0
MOLSON COORS BREWING CO CL B 60871R209 2,226 56,532 SH   DFND 2 0 56,532 0
MONSTER BEVERAGE CORP NEW COM 61174X109 1,281 22,530 SH   DFND 2 0 22,530 0
MOODYS CORP COM 615369105 4,070 18,516 SH   DFND 2 0 18,516 0
MOTOROLA SOLUTIONS INC COM NEW 620076307 1,947 14,613 SH   DFND 2 0 14,613 0
NETEASE INC SPONSORED ADS 64110W102 109 352 SH   DFND 2 0 352 0
NEW RESIDENTIAL INVT CORP COM NEW 64828T201 496 80,330 SH   DFND 2 0 80,330 0
NIKE INC CL B 654106103 1,598 19,071 SH   DFND 2 0 19,071 0
NORFOLK SOUTHERN CORP COM 655844108 2,096 14,279 SH   DFND 2 0 14,279 0
NOVO-NORDISK A S ADR 670100205 4,062 67,762 SH   DFND 2 0 67,762 0
OMNICOM GROUP INC COM 681919106 1,880 34,471 SH   DFND 2 0 34,471 0
ORACLE CORP COM 68389X105 5,574 111,818 SH   DFND 2 0 111,818 0
P T TELEKOMUNIKASI INDONESIA SPONSORED ADR 715684106 2,050 105,490 SH   DFND 2 0 105,490 0
PACKAGING CORP AMER COM 695156109 430 4,838 SH   DFND 2 0 4,838 0
PAYCHEX INC COM 704326107 2,252 35,642 SH   DFND 2 0 35,642 0
PFIZER INC COM 717081103 5,477 168,893 SH   DFND 2 0 168,893 0
PLDT INC SPONSORED ADR 69344D408 532 26,276 SH   DFND 2 0 26,276 0
POSCO SPONSORED ADR 693483109 313 9,656 SH   DFND 2 0 9,656 0
QUALCOMM INC COM 747525103 2,041 29,799 SH   DFND 2 0 29,799 0
QUANTA SVCS INC COM 74762E102 4,723 153,716 SH   DFND 2 0 153,716 0
RADIAN GROUP INC COM 750236101 1,201 88,588 SH   DFND 2 0 88,588 0
RAYMOND JAMES FINANCIAL INC COM 754730109 2,057 32,552 SH   DFND 2 0 32,552 0
RENAISSANCERE HOLDINGS LTD COM G7496G103 1,029 6,884 SH   DFND 2 0 6,884 0
ROBERT HALF INTL INC COM 770323103 1,682 42,518 SH   DFND 2 0 42,518 0
ROSS STORES INC COM 778296103 1,575 18,410 SH   DFND 2 0 18,410 0
ROYAL BK CDA MONTREAL QUE COM 780087102 4,810 57,000 SH   DFND 2 0 57,000 0
S&P GLOBAL INC COM 78409V104 4,321 17,641 SH   DFND 2 0 17,641 0
SANOFI-AVENTIS-ADR COM 80105N105 3,049 68,848 SH   DFND 2 0 68,848 0
SEI INVESTMENTS CO COM 784117103 1,631 35,588 SH   DFND 2 0 35,588 0
SHINHAN FINANCIAL GROUP CO L SPN ADR RESTRD 824596100 491 21,425 SH   DFND 2 0 21,425 0
SIMPSON MANUFACTURING CO INC COM 829073105 490 7,989 SH   DFND 2 0 7,989 0
SK TELECOM LTD SPONSORED ADR 78440P108 31 1,945 SH   DFND 2 0 1,945 0
SKECHERS U S A INC CL A 830566105 1,177 48,412 SH   DFND 2 0 48,412 0
SONY CORP SPONSORED ADR 835699307 3,528 59,035 SH   DFND 2 0 59,035 0
SOUTHWEST AIRLS CO COM 844741108 890 24,931 SH   DFND 2 0 24,931 0
STARBUCKS CORP COM 855244109 1,359 20,407 SH   DFND 2 0 20,407 0
SUZANO SA SPON ADS 86959K105 171 25,268 SH   DFND 2 0 25,268 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 8,194 171,410 SH   DFND 2 0 171,410 0
TATA MTRS LTD SPONSORED ADR 876568502 116 25,232 SH   DFND 2 0 25,232 0
TEGNA INC COM 87901J105 1,412 134,632 SH   DFND 2 0 134,632 0
TJX COS INC NEW COM 872540109 1,362 28,610 SH   DFND 2 0 28,610 0
TORO CO COM 891092108 2,295 35,329 SH   DFND 2 0 35,329 0
TURKCELL ILETISIM HIZMETLERI SPON ADR NEW 900111204 85 18,198 SH   DFND 2 0 18,198 0
TYSON FOODS INC CL A 902494103 1,496 25,649 SH   DFND 2 0 25,649 0
UNILEVER N V N Y SHS NEW 904784709 5,275 109,378 SH   DFND 2 0 109,378 0
UNITED MICROELECTRONICS CORP SPON ADR NEW 910873405 561 254,052 SH   DFND 2 0 254,052 0
UNITED RENTALS INC COM 911363109 247 2,544 SH   DFND 2 0 2,544 0
UNITEDHEALTH GROUP INC COM 91324P102 5,801 23,070 SH   DFND 2 0 23,070 0
URBAN OUTFITTERS INC COM 917047102 93 6,435 SH   DFND 2 0 6,435 0
US BANCORP DEL COM NEW 902973304 2,880 82,425 SH   DFND 2 0 82,425 0
VALE S A SPONSORED ADS 91912E105 984 121,077 SH   DFND 2 0 121,077 0
VALERO ENERGY CORP COM 91913Y100 1,118 24,220 SH   DFND 2 0 24,220 0
VALVOLINE INC COM 92047W101 1,081 82,215 SH   DFND 2 0 82,215 0
VEDANTA LTD SPONSORED ADR 92242Y100 199 57,871 SH   DFND 2 0 57,871 0
VERIZON COMMUNICATIONS INC COM 92343V104 6,538 121,073 SH   DFND 2 0 121,073 0
VICI PPTYS INC COM 925652109 757 47,350 SH   DFND 2 0 47,350 0
VISA INC COM CL A 92826C839 6,043 37,016 SH   DFND 2 0 37,016 0
WALMART INC COM 931142103 6,081 53,470 SH   DFND 2 0 53,470 0
WIPRO LTD SPON ADR 1 SH 97651M109 379 125,510 SH   DFND 2 0 125,510 0
WOORI FINANCIAL GROUP INC SPONSORED ADS 981064108 191 10,210 SH   DFND 2 0 10,210 0
WYNDHAM DESTINATIONS INC COM 98310W108 1,208 55,412 SH   DFND 2 0 55,412 0
YUM BRANDS INC COM 988498101 960 13,770 SH   DFND 2 0 13,770 0
ALPHABET INC CAP STK CL C 02079K107 462 403 SH   DFND   0 403 0
ALTRIA GROUP INC COM 02209S103 229 6,071 SH   DFND   0 6,071 0
APPLE INC COM 037833100 513 2,023 SH   DFND   0 2,023 0
BANK OF AMERICA CORP COM 060505104 344 15,825 SH   DFND   0 15,825 0
BIOGEN INC COM 09062X103 192 612 SH   DFND   0 612 0
BP PLC SPONSORED ADR 055622104 314 13,167 SH   DFND   0 13,167 0
CISCO SYSTEMS INC COM 17275R102 258 6,467 SH   DFND   0 6,467 0
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 219 4,666 SH   DFND   0 4,666 0
COMCAST CORP NEW CL A 20030N101 313 8,963 SH   DFND   0 8,963 0
CORTEVA INC COM 22052L104 178 7,463 SH   DFND   0 7,463 0
D R HORTON INC COM 23331A109 184 5,133 SH   DFND   0 5,133 0
DOLLAR TREE INC COM 256746108 205 2,641 SH   DFND   0 2,641 0
FACEBOOK INC CL A 30303M102 280 1,701 SH   DFND   0 1,701 0
LOWES COS INC COM 548661107 233 2,648 SH   DFND   0 2,648 0
MICROSOFT CORP COM 594918104 700 4,416 SH   DFND   0 4,416 0
PFIZER INC COM 717081103 291 8,984 SH   DFND   0 8,984 0
QUANTA SVCS INC COM 74762E102 212 6,898 SH   DFND   0 6,898 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 211 4,420 SH   DFND   0 4,420 0
UNITEDHEALTH GROUP INC COM 91324P102 416 1,654 SH   DFND   0 1,654 0
US BANCORP DEL COM NEW 902973304 321 9,183 SH   DFND   0 9,183 0
VERIZON COMMUNICATIONS INC COM 92343V104 257 4,751 SH   DFND   0 4,751 0
WALMART INC COM 931142103 370 3,257 SH   DFND   0 3,257 0
ALPHABET INC CAP STK CL C 02079K107 3,104 2,708 SH   DFND   0 2,708 0
ALTRIA GROUP INC COM 02209S103 1,513 40,167 SH   DFND   0 40,167 0
APPLE INC COM 037833100 3,443 13,571 SH   DFND   0 13,571 0
BANK OF AMERICA CORP COM 060505104 2,211 101,631 SH   DFND   0 101,631 0
BIOGEN INC COM 09062X103 1,282 4,078 SH   DFND   0 4,078 0
BP PLC SPONSORED ADR 055622104 2,016 84,450 SH   DFND   0 84,450 0
CISCO SYSTEMS INC COM 17275R102 1,752 43,974 SH   DFND   0 43,974 0
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 1,458 31,076 SH   DFND   0 31,076 0
COMCAST CORP NEW CL A 20030N101 2,110 60,437 SH   DFND   0 60,437 0
CORTEVA INC COM 22052L104 1,169 49,050 SH   DFND   0 49,050 0
D R HORTON INC COM 23331A109 1,213 33,890 SH   DFND   0 33,890 0
DOLLAR TREE INC COM 256746108 1,420 18,288 SH   DFND   0 18,288 0
FACEBOOK INC CL A 30303M102 1,901 11,560 SH   DFND   0 11,560 0
INVESCO QQQ TR UNIT SER 1 46090E103 589 3,086 SH   DFND   0 3,086 0
ISHARES INC JP MORGAN EM ETF 464286517 132 3,539 SH   DFND   0 3,539 0
ISHARES TR MSCI MIN VOL ETF 46429B697 4,100 75,135 SH   DFND   0 75,135 0
LOWES COS INC COM 548661107 1,511 17,204 SH   DFND   0 17,204 0
MICROSOFT CORP COM 594918104 4,731 29,834 SH   DFND   0 29,834 0
PFIZER INC COM 717081103 1,947 60,046 SH   DFND   0 60,046 0
QUANTA SVCS INC COM 74762E102 1,387 45,155 SH   DFND   0 45,155 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 12 48 SH   DFND   0 48 0
SSGA ACTIVE ETF TR BLKSTN GSOSRLN 78467V608 2,505 62,975 SH   DFND   0 62,975 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 1,408 29,449 SH   DFND   0 29,449 0
UNITEDHEALTH GROUP INC COM 91324P102 2,791 11,100 SH   DFND   0 11,100 0
US BANCORP DEL COM NEW 902973304 2,073 59,320 SH   DFND   0 59,320 0
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 1,208 22,134 SH   DFND   0 22,134 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 5,113 58,886 SH   DFND   0 58,886 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,716 31,771 SH   DFND   0 31,771 0
WALMART INC COM 931142103 2,559 22,497 SH   DFND   0 22,497 0