The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 971 5,466 SH   SOLE   376 0 5,090
ABBOTT LABS COM 002824100 1,309 9,295 SH   SOLE   501 0 8,794
ABBVIE INC COM 00287Y109 844 6,242 SH   SOLE   11 0 6,231
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 654 1,578 SH   SOLE   0 0 1,578
ADOBE SYSTEMS INCORPORATED COM 00724F101 290 511 SH   SOLE   0 0 511
AIR PRODS & CHEMS INC COM 009158106 270 886 SH   SOLE   10 0 876
ALBEMARLE CORP COM 012653101 267 1,143 SH   SOLE   0 0 1,143
ALPHABET INC CAP STK CL A 02079K305 2,813 971 SH   SOLE   0 0 971
ALPHABET INC CAP STK CL C 02079K107 2,613 903 SH   SOLE   0 0 903
AMAZON COM INC COM 023135106 3,938 1,181 SH   SOLE   0 0 1,181
AMERICAN CENTY ETF TR US EQT ETF 025072885 1,788 22,304 SH   SOLE   0 0 22,304
AMERICAN EXPRESS CO COM 025816109 350 2,144 SH   SOLE   323 0 1,821
AMERICAN WTR WKS CO INC NEW COM 030420103 1,122 5,940 SH   SOLE   0 0 5,940
AMERISOURCEBERGEN CORP COM 03073E105 275 2,074 SH   SOLE   0 0 2,074
ANNALY CAPITAL MANAGEMENT IN COM 035710409 754 96,418 SH   SOLE   0 0 96,418
APPLE INC COM 037833100 14,938 84,132 SH   SOLE   2,585 0 81,547
ARK ETF TR INNOVATION ETF 00214Q104 2,621 27,705 SH   SOLE   0 0 27,705
AT&T INC COM 00206R102 831 33,761 SH   SOLE   0 0 33,761
ATLASSIAN CORP PLC CL A G06242104 683 1,790 SH   SOLE   0 0 1,790
AUTOMATIC DATA PROCESSING IN COM 053015103 510 2,066 SH   SOLE   136 0 1,930
BALL CORP COM 058498106 244 2,537 SH   SOLE   0 0 2,537
BANK NEW YORK MELLON CORP COM 064058100 668 11,505 SH   SOLE   0 0 11,505
BERKSHIRE HATHAWAY INC DEL CL A 084670108 451 1 SH   SOLE   0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 3,714 12,421 SH   SOLE   788 0 11,633
BGC PARTNERS INC CL A 05541T101 280 60,136 SH   SOLE   0 0 60,136
BK OF AMERICA CORP COM 060505104 1,556 34,962 SH   SOLE   2,368 0 32,594
BLACKROCK CAP ALLOCATION TR COM 09260U109 293 15,054 SH   SOLE   0 0 15,054
BLACKROCK ENHANCD CAP & INM COM 09256A109 608 27,503 SH   SOLE   0 0 27,503
BLACKROCK ENHANCED EQUITY DI COM 09251A104 575 57,040 SH   SOLE   0 0 57,040
BLACKROCK INC COM 09247X101 387 423 SH   SOLE   0 0 423
BLACKROCK INNOVATION AND GRW SHS BEN INT 09260Q108 472 32,451 SH   SOLE   0 0 32,451
BLACKROCK MUNICIPAL INCOME COM 09253X102 442 29,147 SH   SOLE   0 0 29,147
BLACKROCK SCIENCE & TECHNOLO SHS 09258G104 788 15,762 SH   SOLE   0 0 15,762
BLACKROCK SCIENCE & TECHNOLO SHS BEN INT 09260K101 538 13,819 SH   SOLE   0 0 13,819
BLACKSTONE INC COM 09260D107 416 3,218 SH   SOLE   0 0 3,218
BOEING CO COM 097023105 353 1,754 SH   SOLE   0 0 1,754
BRISTOL-MYERS SQUIBB CO COM 110122108 346 5,566 SH   SOLE   550 0 5,016
BRISTOL-MYERS SQUIBB CO RIGHT 12/30/2030 110122140 16 86,000 SH   SOLE   0 0 86,000
BROADCOM INC COM 11135F101 2,067 3,105 SH   SOLE   102 0 3,003
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 286 4,731 SH   SOLE   0 0 4,731
CALAMOS DYNAMIC CONV & INCOM COM 12811V105 540 17,147 SH   SOLE   0 0 17,147
CALAMOS STRATEGIC TOTAL RETU COM SH BEN INT 128125101 569 29,507 SH   SOLE   0 0 29,507
CAMBRIA ETF TR SHSHLD YIELD ETF 132061201 564 8,731 SH   SOLE   0 0 8,731
CATERPILLAR INC COM 149123101 605 2,928 SH   SOLE   100 0 2,828
CENTRAL SECS CORP COM 155123102 655 14,697 SH   SOLE   0 0 14,697
CHARTER COMMUNICATIONS INC N CL A 16119P108 531 814 SH   SOLE   0 0 814
CHEVRON CORP NEW COM 166764100 784 6,685 SH   SOLE   300 0 6,385
CINTAS CORP COM 172908105 287 649 SH   SOLE   18 0 631
CISCO SYS INC COM 17275R102 822 12,953 SH   SOLE   15 0 12,938
CLOROX CO DEL COM 189054109 249 1,425 SH   SOLE   0 0 1,425
COCA COLA CO COM 191216100 605 10,230 SH   SOLE   1,099 0 9,131
COHEN & STEERS QUALITY INCOM COM 19247L106 793 43,535 SH   SOLE   0 0 43,535
COMCAST CORP NEW CL A 20030N101 343 6,816 SH   SOLE   17 0 6,799
COSTCO WHSL CORP NEW COM 22160K105 953 1,679 SH   SOLE   0 0 1,679
CROWN CASTLE INTL CORP NEW COM 22822V101 273 1,310 SH   SOLE   0 0 1,310
CSX CORP COM 126408103 1,614 42,910 SH   SOLE   226 0 42,684
CVS HEALTH CORP COM 126650100 361 3,503 SH   SOLE   31 0 3,472
DANAHER CORPORATION COM 235851102 675 2,048 SH   SOLE   282 0 1,766
DBX ETF TR XTRACK MSCI EAFE 233051200 1,528 38,920 SH   SOLE   490 0 38,430
DBX ETF TR XTRACK MSCI JAPN 233051507 3,067 60,653 SH   SOLE   0 0 60,653
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 6,512 125,951 SH   SOLE   0 0 125,951
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 2,368 81,730 SH   SOLE   0 0 81,730
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 1,122 42,976 SH   SOLE   0 0 42,976
DISNEY WALT CO COM 254687106 1,323 8,547 SH   SOLE   54 0 8,493
DUKE ENERGY CORP NEW COM NEW 26441C204 257 2,451 SH   SOLE   14 0 2,437
EATON VANCE TAX MNGED BUY WR COM 27828X100 852 49,780 SH   SOLE   0 0 49,780
EATON VANCE TAX-MANAGED BUY- COM 27828Y108 391 23,358 SH   SOLE   0 0 23,358
EDWARDS LIFESCIENCES CORP COM 28176E108 538 4,159 SH   SOLE   64 0 4,095
ENDRA LIFE SCIENCES INC COM 29273B104 61 88,850 SH   SOLE   0 0 88,850
ETF MANAGERS TR BLUESTAR ISRAEL 26924G870 504 7,971 SH   SOLE   0 0 7,971
ETF SER SOLUTIONS NATIONWIDE NASDQ 26922A172 265 9,475 SH   SOLE   0 0 9,475
EXXON MOBIL CORP COM 30231G102 912 14,909 SH   SOLE   749 0 14,160
FIDELITY COVINGTON TRUST CONSMR STAPLES 316092303 3,618 77,534 SH   SOLE   135 0 77,399
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857 1,258 36,224 SH   SOLE   0 0 36,224
FIDELITY COVINGTON TRUST MSCI ENERGY IDX 316092402 1,764 116,206 SH   SOLE   2,331 0 113,875
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600 4,082 59,457 SH   SOLE   0 0 59,457
FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865 817 17,639 SH   SOLE   0 0 17,639
FIDELITY COVINGTON TRUST MSCI COMMNTN SVC 316092873 3,783 73,657 SH   SOLE   22 0 73,635
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808 14,552 107,472 SH   SOLE   839 0 106,633
FIDELITY COVINGTON TRUST MSCI CONSM DIS 316092204 6,742 76,376 SH   SOLE   0 0 76,376
FIDELITY COVINGTON TRUST MSCI INDL INDX 316092709 4,165 74,113 SH   SOLE   0 0 74,113
FIDELITY COVINGTON TRUST MSCI MATLS INDEX 316092881 965 19,158 SH   SOLE   211 0 18,947
FIDELITY COVINGTON TRUST MSCI FINLS IDX 316092501 7,881 140,908 SH   SOLE   4,369 0 136,539
FIRST TR DYNAMIC EUROPE EQUI COM SHS 33740D107 568 42,759 SH   SOLE   0 0 42,759
FIRST TR ENHANCED EQUITY INC COM 337318109 594 27,917 SH   SOLE   0 0 27,917
FIRST TR EXCH TRADED FD III ULTRA SHT DUR MU 33740J104 200 9,925 SH   SOLE   0 0 9,925
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 500 24,600 SH   SOLE   0 0 24,600
FIRST TR EXCHANGE TRADED FD CLOUD COMPUTING 33734X192 337 3,237 SH   SOLE   0 0 3,237
FIRST TR EXCHANGE TRADED FD FINLS ALPHADEX 33734X135 1,650 35,643 SH   SOLE   0 0 35,643
FLEXSHARES TR QUALT DIVD IDX 33939L860 241 3,936 SH   SOLE   0 0 3,936
FS KKR CAP CORP COM 302635206 417 19,930 SH   SOLE   0 0 19,930
GABELLI DIVID & INCOME TR COM 36242H104 852 31,543 SH   SOLE   0 0 31,543
GENERAL ELECTRIC CO COM NEW 369604301 275 2,911 SH   SOLE   69 0 2,842
GLOBAL PMTS INC COM 37940X102 1,144 8,461 SH   SOLE   0 0 8,461
GLOBAL X FDS NASDAQ 100 COVER 37954Y483 5,018 226,158 SH   SOLE   0 0 226,158
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 1,511 15,887 SH   SOLE   4,594 0 11,293
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 238 2,382 SH   SOLE   0 0 2,382
GOLDMAN SACHS ETF TR MARKETBETA INTL 381430180 375 6,630 SH   SOLE   0 0 6,630
GOLDMAN SACHS GROUP INC COM 38141G104 317 830 SH   SOLE   15 0 815
GRAY TELEVISION INC COM 389375106 223 11,065 SH   SOLE   0 0 11,065
HOME DEPOT INC COM 437076102 1,730 4,169 SH   SOLE   0 0 4,169
HONEYWELL INTL INC COM 438516106 1,374 6,591 SH   SOLE   129 0 6,462
INDEPENDENCE RLTY TR INC COM 45378A106 1,665 64,450 SH   SOLE   0 0 64,450
INDEXIQ ETF TR HEDGE MLTI ETF 45409B107 1,276 40,143 SH   SOLE   273 0 39,870
INFINERA CORP COM 45667G103 115 12,000 SH   SOLE   0 0 12,000
INNOVATOR ETFS TR US EQTY PWR BUF 45782C573 302 9,753 SH   SOLE   0 0 9,753
INNOVATOR ETFS TR US EQTY PWR BUF 45782C540 672 21,146 SH   SOLE   0 0 21,146
INNOVATOR ETFS TR US EQTY PWR BUF 45782C383 4,290 135,963 SH   SOLE   0 0 135,963
INNOVATOR ETFS TR US EQTY PWR BUF 45782C318 541 17,703 SH   SOLE   0 0 17,703
INNOVATOR ETFS TR US EQTY PWR BF 45782C680 585 19,229 SH   SOLE   0 0 19,229
INNOVATOR ETFS TR US EQTY PWR BUF 45782C656 370 12,168 SH   SOLE   0 0 12,168
INNOVATOR ETFS TR US EQTY PWR BUF 45782C748 949 29,463 SH   SOLE   0 0 29,463
INNOVATOR ETFS TR US EQTY PWR BUF 45782C813 1,486 48,190 SH   SOLE   0 0 48,190
INNOVATOR ETFS TR US EQTY PWR BUF 45782C797 230 7,550 SH   SOLE   0 0 7,550
INSPIRE MED SYS INC COM 457730109 584 2,540 SH   SOLE   0 0 2,540
INTEL CORP COM 458140100 690 13,409 SH   SOLE   566 0 12,843
INTERNATIONAL BUSINESS MACHS COM 459200101 405 3,033 SH   SOLE   0 0 3,033
INTUITIVE SURGICAL INC COM NEW 46120E602 281 782 SH   SOLE   0 0 782
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887 605 12,032 SH   SOLE   0 0 12,032
INVESCO ACTIVELY MANAGED ETF TOTAL RETURN 46090A804 864 15,336 SH   SOLE   0 0 15,336
INVESCO CURRENCYSHARES CDN D CDN DLR SHS 46138T104 379 4,898 SH   SOLE   0 0 4,898
INVESCO EXCH TRADED FD TR II FTSE RAFI SML 46138E735 277 7,534 SH   SOLE   0 0 7,534
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784 1,612 61,164 SH   SOLE   0 0 61,164
INVESCO EXCH TRADED FD TR II S&P ULTRA DIVIDE 46138G656 513 12,165 SH   SOLE   0 0 12,165
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282 312 964 SH   SOLE   0 0 964
INVESCO EXCHANGE TRADED FD T S&P500 EQL ENR 46137V365 1,063 22,252 SH   SOLE   0 0 22,252
INVESCO EXCHANGE TRADED FD T S&P500 EQL UTL 46137V274 246 2,151 SH   SOLE   0 0 2,151
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233 396 1,072 SH   SOLE   0 0 1,072
INVESCO EXCHANGE TRADED FD T DYNMC PHRMCTLS 46137V662 537 6,615 SH   SOLE   0 0 6,615
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 1,826 10,632 SH   SOLE   0 0 10,632
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 511 3,140 SH   SOLE   0 0 3,140
INVESCO QQQ TR UNIT SER 1 46090E103 5,755 14,465 SH   SOLE   1,274 0 13,191
ISHARES GOLD TR ISHARES NEW 464285204 335 9,614 SH   SOLE   0 0 9,614
ISHARES INC MSCI PAC JP ETF 464286665 1,367 28,628 SH   SOLE   0 0 28,628
ISHARES INC MSCI AUST ETF 464286103 1,032 41,559 SH   SOLE   155 0 41,404
ISHARES INC MSCI CDA ETF 464286509 895 23,272 SH   SOLE   1,003 0 22,269
ISHARES INC CORE MSCI EMKT 46434G103 10,631 177,608 SH   SOLE   2,464 0 175,144
ISHARES INC MSCI GBL MIN VOL 464286525 929 8,578 SH   SOLE   0 0 8,578
ISHARES INC MSCI WORLD ETF 464286392 728 5,381 SH   SOLE   0 0 5,381
ISHARES INC MSCI EMERG MKT 46434G889 642 12,550 SH   SOLE   0 0 12,550
ISHARES INC MSCI EMRG CHN 46434G764 1,127 18,595 SH   SOLE   351 0 18,244
ISHARES INC ESG AWR MSCI EM 46434G863 29,700 747,196 SH   SOLE   1,471 0 745,725
ISHARES S&P GSCI COMMODITY- UNIT BEN INT 46428R107 425 24,863 SH   SOLE   0 0 24,863
ISHARES TR MSCI USA ESG SLC 464288802 1,083 10,193 SH   SOLE   0 0 10,193
ISHARES TR CORE S&P TTL STK 464287150 9,730 90,949 SH   SOLE   576 0 90,373
ISHARES TR SHORT TREAS BD 464288679 3,216 29,121 SH   SOLE   0 0 29,121
ISHARES TR IBOXX HI YD ETF 464288513 3,561 40,927 SH   SOLE   0 0 40,927
ISHARES TR USD INV GRDE ETF 464288620 1,055 17,664 SH   SOLE   0 0 17,664
ISHARES TR ISHS 1-5YR INVS 464288646 2,265 42,034 SH   SOLE   0 0 42,034
ISHARES TR 10-20 YR TRS ETF 464288653 14,127 95,192 SH   SOLE   0 0 95,192
ISHARES TR U.S. MED DVC ETF 464288810 9,886 150,131 SH   SOLE   571 0 149,560
ISHARES TR EAFE VALUE ETF 464288877 216,225 4,291,014 SH   SOLE   6,429 0 4,284,585
ISHARES TR EAFE GRWTH ETF 464288885 179,203 1,624,826 SH   SOLE   5,113 0 1,619,713
ISHARES TR MSCI ACWI ETF 464288257 735 6,953 SH   SOLE   0 0 6,953
ISHARES TR SHRT NAT MUN ETF 464288158 14,230 132,530 SH   SOLE   0 0 132,530
ISHARES TR 10+ YR INVST GRD 464289511 3,448 49,578 SH   SOLE   0 0 49,578
ISHARES TR 3 7 YR TREAS BD 464288661 3,850 29,918 SH   SOLE   0 0 29,918
ISHARES TR NATIONAL MUN ETF 464288414 42,029 361,448 SH   SOLE   0 0 361,448
ISHARES TR MBS ETF 464288588 18,988 176,748 SH   SOLE   0 0 176,748
ISHARES TR PFD AND INCM SEC 464288687 1,566 39,708 SH   SOLE   0 0 39,708
ISHARES TR MSCI KLD400 SOC 464288570 2,578 27,743 SH   SOLE   0 0 27,743
ISHARES TR JPMORGAN USD EMG 464288281 2,940 26,955 SH   SOLE   0 0 26,955
ISHARES TR EAFE SML CP ETF 464288273 545 7,451 SH   SOLE   0 0 7,451
ISHARES TR CRE U S REIT ETF 464288521 860 12,727 SH   SOLE   61 0 12,666
ISHARES TR ISHS 5-10YR INVT 464288638 356 6,013 SH   SOLE   0 0 6,013
ISHARES TR MSCI ACWI EX US 464288240 567 10,194 SH   SOLE   0 0 10,194
ISHARES TR CALIF MUN BD ETF 464288356 360 5,779 SH   SOLE   0 0 5,779
ISHARES TR RUS MID CAP ETF 464287499 747 9,007 SH   SOLE   0 0 9,007
ISHARES TR RUS MD CP GR ETF 464287481 875 7,597 SH   SOLE   0 0 7,597
ISHARES TR RUS MDCP VAL ETF 464287473 1,351 11,038 SH   SOLE   18 0 11,020
ISHARES TR GLOBAL ENERG ETF 464287341 843 30,650 SH   SOLE   0 0 30,650
ISHARES TR GLOBAL FINLS ETF 464287333 49,984 624,333 SH   SOLE   1,538 0 622,795
ISHARES TR GLOBAL TECH ETF 464287291 33,059 513,418 SH   SOLE   2,337 0 511,081
ISHARES TR U.S. ENERGY ETF 464287796 29,040 964,775 SH   SOLE   3,320 0 961,455
ISHARES TR U.S. FINLS ETF 464287788 421 4,850 SH   SOLE   41 0 4,809
ISHARES TR US HLTHCARE ETF 464287762 1,347 4,483 SH   SOLE   0 0 4,483
ISHARES TR US INDUSTRIALS 464287754 234 2,080 SH   SOLE   0 0 2,080
ISHARES TR U.S. TECH ETF 464287721 23,241 202,414 SH   SOLE   407 0 202,007
ISHARES TR RUS 2000 GRW ETF 464287648 579 1,976 SH   SOLE   0 0 1,976
ISHARES TR CORE S&P MCP ETF 464287507 7,217 25,494 SH   SOLE   0 0 25,494
ISHARES TR S&P MC 400VL ETF 464287705 287 2,587 SH   SOLE   214 0 2,373
ISHARES TR S&P MC 400GR ETF 464287606 444 5,212 SH   SOLE   234 0 4,978
ISHARES TR CORE S&P SCP ETF 464287804 39,542 345,323 SH   SOLE   1,628 0 343,695
ISHARES TR SP SMCP600VL ETF 464287879 6,289 60,185 SH   SOLE   0 0 60,185
ISHARES TR S&P SML 600 GWT 464287887 3,444 24,812 SH   SOLE   163 0 24,649
ISHARES TR S&P 500 VAL ETF 464287408 4,911 31,355 SH   SOLE   279 0 31,076
ISHARES TR CORE S&P500 ETF 464287200 187,899 393,928 SH   SOLE   1,892 0 392,036
ISHARES TR S&P 500 GRWT ETF 464287309 4,746 56,715 SH   SOLE   0 0 56,715
ISHARES TR RUS 1000 ETF 464287622 2,572 9,727 SH   SOLE   0 0 9,727
ISHARES TR RUS 1000 VAL ETF 464287598 1,402 8,351 SH   SOLE   1,006 0 7,345
ISHARES TR RUS 1000 GRW ETF 464287614 20,483 67,032 SH   SOLE   1,344 0 65,688
ISHARES TR RUSSELL 2000 ETF 464287655 2,211 9,940 SH   SOLE   400 0 9,540
ISHARES TR RUS 2000 VAL ETF 464287630 596 3,587 SH   SOLE   11 0 3,576
ISHARES TR RUSSELL 3000 ETF 464287689 2,417 8,711 SH   SOLE   0 0 8,711
ISHARES TR CORE S&P US VLU 464287663 3,151 41,274 SH   SOLE   42 0 41,232
ISHARES TR CORE S&P US GWT 464287671 3,675 31,778 SH   SOLE   54 0 31,724
ISHARES TR U.S. REAL ES ETF 464287739 230 1,980 SH   SOLE   0 0 1,980
ISHARES TR EXPANDED TECH 464287515 258 648 SH   SOLE   96 0 552
ISHARES TR S&P 100 ETF 464287101 4,180 19,073 SH   SOLE   273 0 18,800
ISHARES TR SELECT DIVID ETF 464287168 4,308 35,144 SH   SOLE   0 0 35,144
ISHARES TR TIPS BD ETF 464287176 73,745 570,783 SH   SOLE   0 0 570,783
ISHARES TR MSCI EMG MKT ETF 464287234 7,178 146,937 SH   SOLE   0 0 146,937
ISHARES TR CORE US AGGBD ET 464287226 14,381 126,059 SH   SOLE   0 0 126,059
ISHARES TR 1 3 YR TREAS BD 464287457 2,834 33,126 SH   SOLE   0 0 33,126
ISHARES TR BARCLAYS 7 10 YR 464287440 12,801 111,315 SH   SOLE   0 0 111,315
ISHARES TR 20 YR TR BD ETF 464287432 8,055 54,357 SH   SOLE   0 0 54,357
ISHARES TR IBOXX INV CP ETF 464287242 3,537 26,687 SH   SOLE   0 0 26,687
ISHARES TR ISHARES BIOTECH 464287556 221 1,445 SH   SOLE   0 0 1,445
ISHARES TR MSCI UK ETF NEW 46435G334 2,912 87,881 SH   SOLE   0 0 87,881
ISHARES TR U.S. FIN SVC ETF 464287770 1,122 5,812 SH   SOLE   1,299 0 4,513
ISHARES TR MSCI EAFE ETF 464287465 3,245 41,233 SH   SOLE   1,851 0 39,382
ISHARES TR ESG AW MSCI EAFE 46435G516 8,121 102,203 SH   SOLE   0 0 102,203
ISHARES TR ESG AWRE 1 5 YR 46435G243 2,812 109,641 SH   SOLE   0 0 109,641
ISHARES TR RUSEL 2500 ETF 46435G268 891 13,425 SH   SOLE   0 0 13,425
ISHARES TR IBONDS DEC 46435U697 246 9,168 SH   SOLE   0 0 9,168
ISHARES TR ESG AWARE MSCI 46435U663 6,642 164,722 SH   SOLE   0 0 164,722
ISHARES TR BROAD USD HIGH 46435U853 226 5,479 SH   SOLE   0 0 5,479
ISHARES TR ESG AWR US AGRGT 46435U549 3,285 59,515 SH   SOLE   0 0 59,515
ISHARES TR ESG MSCI LEADR 46435U218 5,200 61,638 SH   SOLE   924 0 60,714
ISHARES TR MSCI USA SML CP 46434V290 10,867 189,818 SH   SOLE   0 0 189,818
ISHARES TR CORE INTL AGGR 46435G672 611 11,205 SH   SOLE   0 0 11,205
ISHARES TR MSCI INTL VLU FT 46435G409 16,553 650,632 SH   SOLE   14,566 0 636,066
ISHARES TR FALN ANGLS USD 46435G474 61,217 2,042,613 SH   SOLE   0 0 2,042,613
ISHARES TR IBONDS DEC2023 46435G318 212 8,194 SH   SOLE   0 0 8,194
ISHARES TR ESG AWR MSCI USA 46435G425 372,085 3,448,422 SH   SOLE   7,348 0 3,441,074
ISHARES TR CUR HD EURZN ETF 46434V639 11,574 307,414 SH   SOLE   0 0 307,414
ISHARES TR MSCI INTL MULTFT 46434V274 259 8,977 SH   SOLE   0 0 8,977
ISHARES TR MSCI INTL QUALTY 46434V456 595 15,108 SH   SOLE   0 0 15,108
ISHARES TR CONV BD ETF 46435G102 7,774 87,175 SH   SOLE   0 0 87,175
ISHARES TR US TREAS BD ETF 46429B267 107,179 4,017,207 SH   SOLE   0 0 4,017,207
ISHARES TR CMBS ETF 46429B366 549 10,344 SH   SOLE   0 0 10,344
ISHARES TR MSCI GERMNY ETF 46429B465 274 3,450 SH   SOLE   0 0 3,450
ISHARES TR MSCI USA MIN VOL 46429B697 51,435 635,781 SH   SOLE   898 0 634,883
ISHARES TR MSCI EAFE MIN VL 46429B689 644 8,385 SH   SOLE   0 0 8,385
ISHARES TR CORE MSCI TOTAL 46432F834 6,188 87,232 SH   SOLE   0 0 87,232
ISHARES TR CORE MSCI EAFE 46432F842 26,046 348,951 SH   SOLE   2,351 0 346,600
ISHARES TR CORE HIGH DV ETF 46429B663 3,810 37,731 SH   SOLE   0 0 37,731
ISHARES TR 0-5 YR TIPS ETF 46429B747 883 8,342 SH   SOLE   0 0 8,342
ISHARES TR MSCI USA QLT FCT 46432F339 29,227 200,787 SH   SOLE   0 0 200,787
ISHARES TR MSCI USA MMENTM 46432F396 15,556 85,561 SH   SOLE   0 0 85,561
ISHARES TR BLACKROCK ULTRA 46434V878 1,302 25,834 SH   SOLE   0 0 25,834
ISHARES TR HDG MSCI EAFE 46434V803 5,517 156,161 SH   SOLE   0 0 156,161
ISHARES TR CORE TOTAL USD 46434V613 143,782 2,716,449 SH   SOLE   0 0 2,716,449
ISHARES TR CORE DIV GRWTH 46434V621 5,865 105,535 SH   SOLE   152 0 105,383
ISHARES TR CORE MSCI EURO 46434V738 1,405 24,149 SH   SOLE   5,463 0 18,686
ISHARES TR 0-5YR HI YL CP 46434V407 1,456 32,150 SH   SOLE   0 0 32,150
ISHARES TR 0-5YR INVT GR CP 46434V100 368 7,207 SH   SOLE   0 0 7,207
ISHARES TR MSCI USA SZE FT 46432F370 1,164 8,481 SH   SOLE   0 0 8,481
ISHARES TR MSCI USA VALUE 46432F388 115,201 1,052,345 SH   SOLE   1,617 0 1,050,728
ISHARES TR ESG MSCI USA ETF 46436E767 12,691 321,786 SH   SOLE   0 0 321,786
ISHARES TR ESG EAFE ETF 46436E759 5,785 84,125 SH   SOLE   0 0 84,125
ISHARES TR ESG ADV TTL USD 46436E619 16,687 337,512 SH   SOLE   0 0 337,512
ISHARES TR ESG MSCI EM LDRS 46436E601 6,702 116,403 SH   SOLE   1,839 0 114,564
ISHARES U S ETF TR INT RT HDG C B 46431W705 238 2,485 SH   SOLE   0 0 2,485
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507 234 4,688 SH   SOLE   0 0 4,688
ISHARES U S ETF TR BLACKROCK SHORT 46431W838 2,193 43,755 SH   SOLE   0 0 43,755
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853 59,475 1,926,008 SH   SOLE   0 0 1,926,008
ISHARES U S ETF TR BLOOMBERG ROLL 46431W598 10,940 221,091 SH   SOLE   0 0 221,091
J P MORGAN EXCHANGE-TRADED F US QUALTY FCTR 46641Q761 4,432 97,406 SH   SOLE   0 0 97,406
J P MORGAN EXCHANGE-TRADED F US MOMENTUM 46641Q779 651 13,480 SH   SOLE   0 0 13,480
J P MORGAN EXCHANGE-TRADED F US VALUE FACTR 46641Q753 6,409 166,810 SH   SOLE   0 0 166,810
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 59,017 1,169,110 SH   SOLE   0 0 1,169,110
J P MORGAN EXCHANGE-TRADED F HIGH YLD RESRCH 46641Q878 3,494 67,499 SH   SOLE   0 0 67,499
J P MORGAN EXCHANGE-TRADED F US AGGREGATE ETF 46641Q241 14,498 268,828 SH   SOLE   0 0 268,828
J P MORGAN EXCHANGE-TRADED F CORE PLUS BD ETF 46641Q670 7,360 135,612 SH   SOLE   0 0 135,612
J P MORGAN EXCHANGE-TRADED F BETABUILDRS US 46641Q399 23,021 266,388 SH   SOLE   0 0 266,388
J P MORGAN EXCHANGE-TRADED F BETABUILDERS EUR 46641Q191 3,460 57,918 SH   SOLE   0 0 57,918
J P MORGAN EXCHANGE-TRADED F BETBULD MSCI 46641Q738 1,313 11,819 SH   SOLE   0 0 11,819
J P MORGAN EXCHANGE-TRADED F JPMORGAN DIVER 46641Q407 304 2,864 SH   SOLE   0 0 2,864
J P MORGAN EXCHANGE-TRADED F BETABUILDERS I 46641Q373 12,764 214,114 SH   SOLE   0 0 214,114
J P MORGAN EXCHANGE-TRADED F BETABUILDERS US 46641Q340 4,744 51,660 SH   SOLE   0 0 51,660
J P MORGAN EXCHANGE-TRADED F EQUITY PREMIUM 46641Q332 1,515 23,981 SH   SOLE   2,998 0 20,983
J P MORGAN EXCHANGE-TRADED F INTERNL GWT 46641Q324 625 8,189 SH   SOLE   0 0 8,189
J P MORGAN EXCHANGE-TRADED F ACTIVEBLDRS EMER 46641Q266 5,745 123,421 SH   SOLE   0 0 123,421
J P MORGAN EXCHANGE-TRADED F BETABUILDERS US 46641Q290 2,610 39,676 SH   SOLE   0 0 39,676
JOHNSON & JOHNSON COM 478160104 2,902 16,968 SH   SOLE   628 0 16,340
JPMORGAN CHASE & CO COM 46625H100 4,764 30,081 SH   SOLE   1,088 0 28,993
KKR & CO INC COM 48251W104 258 3,464 SH   SOLE   0 0 3,464
LATTICE STRATEGIES TR HARTFORD MLT ETF 518416102 1,034 34,326 SH   SOLE   0 0 34,326
LILLY ELI & CO COM 532457108 484 1,752 SH   SOLE   31 0 1,721
LINDE PLC SHS G5494J103 291 839 SH   SOLE   0 0 839
LMP CAP & INCOME FD INC COM 50208A102 849 55,836 SH   SOLE   0 0 55,836
LOWES COS INC COM 548661107 781 3,018 SH   SOLE   192 0 2,826
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 289 6,219 SH   SOLE   0 0 6,219
MASTERCARD INCORPORATED CL A 57636Q104 2,043 5,688 SH   SOLE   100 0 5,588
MCCORMICK & CO INC COM NON VTG 579780206 556 5,751 SH   SOLE   0 0 5,751
MCDONALDS CORP COM 580135101 876 3,268 SH   SOLE   112 0 3,156
MEDTRONIC PLC SHS G5960L103 353 3,414 SH   SOLE   0 0 3,414
MERCK & CO INC COM 58933Y105 363 4,734 SH   SOLE   363 0 4,371
META PLATFORMS INC CL A 30303M102 1,467 4,363 SH   SOLE   0 0 4,363
MICROSOFT CORP COM 594918104 9,699 28,839 SH   SOLE   1,178 0 27,661
MIDDLESEX WTR CO COM 596680108 244 2,025 SH   SOLE   0 0 2,025
NIKE INC CL B 654106103 388 2,328 SH   SOLE   0 0 2,328
NUCOR CORP COM 670346105 321 2,809 SH   SOLE   0 0 2,809
NVIDIA CORPORATION COM 67066G104 1,057 3,596 SH   SOLE   15 0 3,581
ORACLE CORP COM 68389X105 307 3,518 SH   SOLE   0 0 3,518
OREILLY AUTOMOTIVE INC COM 67103H107 1,446 2,047 SH   SOLE   0 0 2,047
PACER FDS TR TRENDP US LAR CP 69374H105 48,476 1,166,973 SH   SOLE   0 0 1,166,973
PACER FDS TR METAURUS CAP 400 69374H436 462 12,643 SH   SOLE   0 0 12,643
PACER FDS TR TRENDPILOT US BD 69374H642 454 16,855 SH   SOLE   0 0 16,855
PAYCHEX INC COM 704326107 351 2,579 SH   SOLE   61 0 2,518
PAYPAL HLDGS INC COM 70450Y103 592 3,139 SH   SOLE   0 0 3,139
PEPSICO INC COM 713448108 1,147 6,600 SH   SOLE   687 0 5,913
PFIZER INC COM 717081103 913 15,439 SH   SOLE   685 0 14,754
PHILIP MORRIS INTL INC COM 718172109 395 4,165 SH   SOLE   23 0 4,142
PIMCO ETF TR 1-5 US TIP IDX 72201R205 2,919 52,898 SH   SOLE   0 0 52,898
PIMCO ETF TR INV GRD CRP BD 72201R817 16,194 143,510 SH   SOLE   0 0 143,510
PNC FINL SVCS GROUP INC COM 693475105 792 3,951 SH   SOLE   348 0 3,603
PRICE T ROWE GROUP INC COM 74144T108 265 1,347 SH   SOLE   111 0 1,236
PROCTER AND GAMBLE CO COM 742718109 2,368 14,479 SH   SOLE   284 0 14,195
PROLOGIS INC. COM 74340W103 242 1,437 SH   SOLE   0 0 1,437
PROSHARES TR S&P 500 DV ARIST 74348A467 3,892 39,646 SH   SOLE   0 0 39,646
PROSHARES TR RUSS 2000 DIVD 74347B698 2,028 30,321 SH   SOLE   0 0 30,321
PROSHARES TR MSCI EAFE DIVD 74347B839 1,799 39,251 SH   SOLE   0 0 39,251
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 430 6,436 SH   SOLE   0 0 6,436
QUALCOMM INC COM 747525103 396 2,166 SH   SOLE   55 0 2,111
RAYTHEON TECHNOLOGIES CORP COM 75513E101 377 4,381 SH   SOLE   125 0 4,256
REGAL REXNORD CORPORATION COM 758750103 346 2,033 SH   SOLE   0 0 2,033
ROYCE VALUE TR INC COM 780910105 880 44,923 SH   SOLE   0 0 44,923
S&P GLOBAL INC COM 78409V104 310 656 SH   SOLE   17 0 639
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 28,084 274,254 SH   SOLE   0 0 274,254
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 13,208 80,658 SH   SOLE   0 0 80,658
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 4,020 54,910 SH   SOLE   28 0 54,882
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 4,175 36,947 SH   SOLE   0 0 36,947
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 35,783 920,581 SH   SOLE   450 0 920,131
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 8,484 74,543 SH   SOLE   0 0 74,543
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 870 21,256 SH   SOLE   0 0 21,256
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 14,504 489,674 SH   SOLE   0 0 489,674
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 2,185 67,213 SH   SOLE   0 0 67,213
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 2,749 46,908 SH   SOLE   0 0 46,908
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 619 7,662 SH   SOLE   0 0 7,662
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 2,087 38,714 SH   SOLE   0 0 38,714
SCHWAB STRATEGIC TR US TIPS ETF 808524870 29,649 471,450 SH   SOLE   0 0 471,450
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 25,354 498,598 SH   SOLE   0 0 498,598
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 27,265 485,667 SH   SOLE   0 0 485,667
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 884 10,994 SH   SOLE   0 0 10,994
SCHWAB STRATEGIC TR 1000 INDEX ETF 808524722 1,273 27,323 SH   SOLE   0 0 27,323
SCHWAB STRATEGIC TR 1 5YR CORP BD 808524714 29,054 574,757 SH   SOLE   0 0 574,757
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 1,372 26,484 SH   SOLE   65 0 26,419
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 6,848 88,142 SH   SOLE   2,750 0 85,392
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 2,221 31,036 SH   SOLE   20 0 31,016
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 2,488 27,452 SH   SOLE   283 0 27,169
SELECT SECTOR SPDR TR ENERGY 81369Y506 26,397 475,617 SH   SOLE   3,105 0 472,512
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 8,955 229,297 SH   SOLE   5,431 0 223,866
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 6,921 65,414 SH   SOLE   637 0 64,777
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 21,762 125,166 SH   SOLE   4,139 0 121,027
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 3,436 44,568 SH   SOLE   257 0 44,311
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 13,654 96,914 SH   SOLE   2,831 0 94,083
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 9,300 45,496 SH   SOLE   1,304 0 44,192
SERVISFIRST BANCSHARES INC COM 81768T108 566 6,660 SH   SOLE   0 0 6,660
SHERWIN WILLIAMS CO COM 824348106 494 1,404 SH   SOLE   0 0 1,404
SOUTHERN CO COM 842587107 241 3,513 SH   SOLE   0 0 3,513
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 366 1,008 SH   SOLE   19 0 989
SPDR GOLD TR GOLD SHS 78463V107 2,787 16,301 SH   SOLE   0 0 16,301
SPDR INDEX SHS FDS EURO STOXX 50 78463X202 2,933 62,868 SH   SOLE   0 0 62,868
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 8,655 237,239 SH   SOLE   2,743 0 234,496
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 3,699 89,143 SH   SOLE   0 0 89,143
SPDR S&P 500 ETF TR TR UNIT 78462F103 13,979 29,432 SH   SOLE   229 0 29,203
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 638 1,233 SH   SOLE   184 0 1,049
SPDR SER TR S&P 600 SMCP VAL 78464A300 2,191 25,858 SH   SOLE   0 0 25,858
SPDR SER TR S&P 600 SMCP GRW 78464A201 2,133 22,985 SH   SOLE   0 0 22,985
SPDR SER TR PRTFLO S&P500 GW 78464A409 31,682 437,179 SH   SOLE   0 0 437,179
SPDR SER TR PORTFOLI S&P1500 78464A805 8,855 151,492 SH   SOLE   0 0 151,492
SPDR SER TR PRTFLO S&P500 VL 78464A508 32,197 766,586 SH   SOLE   0 0 766,586
SPDR SER TR PORTFOLIO S&P400 78464A847 377 7,586 SH   SOLE   0 0 7,586
SPDR SER TR NUVEEN BLMBRG MU 78468R721 22,315 431,379 SH   SOLE   0 0 431,379
SPDR SER TR PORTFLI INTRMDIT 78464A672 21,936 684,430 SH   SOLE   0 0 684,430
SPDR SER TR BLOOMBERG HIGH Y 78468R622 290 2,673 SH   SOLE   0 0 2,673
SPDR SER TR S&P 600 SML CAP 78464A813 4,580 46,074 SH   SOLE   0 0 46,074
SPDR SER TR PORTFOLIO S&P500 78464A854 185,949 3,330,623 SH   SOLE   0 0 3,330,623
SPDR SER TR PORTFOLIO LN TSR 78464A664 12,743 302,315 SH   SOLE   0 0 302,315
SPDR SER TR PORTFLI TIPS ETF 78464A656 10,757 341,506 SH   SOLE   0 0 341,506
SPDR SER TR BLOOMBERG 1-3 MO 78468R663 1,152 12,600 SH   SOLE   0 0 12,600
SPDR SER TR PORTFOLIO AGRGTE 78464A649 275 9,301 SH   SOLE   0 0 9,301
SPDR SER TR PORTFOLIO LN COR 78464A367 7,213 229,143 SH   SOLE   0 0 229,143
SPDR SER TR PORTFOLIO INTRMD 78464A375 2,571 71,123 SH   SOLE   0 0 71,123
SPDR SER TR BLOOMBERG INTL 78464A151 1,848 53,430 SH   SOLE   0 0 53,430
SPDR SER TR NUVEEN BLMBRG SH 78468R739 2,637 53,618 SH   SOLE   0 0 53,618
SPDR SER TR S&P 400 MDCP VAL 78464A839 205 2,890 SH   SOLE   0 0 2,890
SPDR SER TR S&P 400 MDCP GRW 78464A821 231 2,838 SH   SOLE   0 0 2,838
SPDR SER TR S&P REGL BKG 78464A698 559 7,896 SH   SOLE   0 0 7,896
SPDR SER TR SSGA US LRG ETF 78468R804 503 3,338 SH   SOLE   0 0 3,338
SPDR SER TR PORTFOLIO SH TSR 78468R101 215 7,063 SH   SOLE   0 0 7,063
SPDR SER TR PORTFOLIO S&P600 78468R853 5,793 129,606 SH   SOLE   124 0 129,482
SPDR SER TR MSCI USA STRTGIC 78468R812 266 2,040 SH   SOLE   0 0 2,040
STARBUCKS CORP COM 855244109 428 3,662 SH   SOLE   0 0 3,662
STERIS PLC SHS USD G8473T100 309 1,267 SH   SOLE   0 0 1,267
SYSCO CORP COM 871829107 210 2,672 SH   SOLE   0 0 2,672
TARGET CORP COM 86712E106 1,063 4,594 SH   SOLE   0 0 4,594
TEKLA HEALTHCARE OPPORTUNITI SHS 879105104 893 34,841 SH   SOLE   0 0 34,841
TESLA INC COM 88160R101 1,571 1,487 SH   SOLE   0 0 1,487
TEXTAINER GROUP HOLDINGS LTD SHS G8766E109 835 23,378 SH   SOLE   0 0 23,378
THERMO FISHER SCIENTIFIC INC COM 883556102 399 598 SH   SOLE   0 0 598
TILRAY INC NOTE 5.000%10/0 88688TAB6 39 40,000 PRN   SOLE   0 0 40,000
TRI CONTL CORP COM 895436103 865 26,061 SH   SOLE   0 0 26,061
UNION PAC CORP COM 907818108 444 1,766 SH   SOLE   34 0 1,732
UNITED BANKSHARES INC WEST V COM 909907107 1,582 43,593 SH   SOLE   0 0 43,593
UNITED PARCEL SERVICE INC CL B 911312106 1,102 5,140 SH   SOLE   0 0 5,140
UNITEDHEALTH GROUP INC COM 91324P102 820 1,632 SH   SOLE   0 0 1,632
VANECK ETF TRUST GOLD MINERS ETF 92189F106 560 17,489 SH   SOLE   0 0 17,489
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409 461 7,390 SH   SOLE   0 0 7,390
VANECK ETF TRUST INTRMDT MUNI ETF 92189H201 1,483 28,924 SH   SOLE   0 0 28,924
VANECK ETF TRUST SHRT HGH YLD MUN 92189F387 217 8,618 SH   SOLE   0 0 8,618
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 276 3,621 SH   SOLE   0 0 3,621
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 222 1,057 SH   SOLE   0 0 1,057
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 116,718 1,377,209 SH   SOLE   0 0 1,377,209
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 725 7,049 SH   SOLE   0 0 7,049
VANGUARD BD INDEX FDS INTERMED TERM 921937819 885 10,100 SH   SOLE   0 0 10,100
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 16,367 202,482 SH   SOLE   0 0 202,482
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 798 14,469 SH   SOLE   0 0 14,469
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 70,546 161,593 SH   SOLE   3 0 161,590
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,460 9,714 SH   SOLE   59 0 9,655
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 468 1,840 SH   SOLE   0 0 1,840
VANGUARD INDEX FDS LARGE CAP ETF 922908637 979 4,428 SH   SOLE   769 0 3,659
VANGUARD INDEX FDS SML CP GRW ETF 922908595 336 1,192 SH   SOLE   82 0 1,110
VANGUARD INDEX FDS VALUE ETF 922908744 7,146 48,580 SH   SOLE   600 0 47,980
VANGUARD INDEX FDS SMALL CP ETF 922908751 17,588 77,819 SH   SOLE   23 0 77,796
VANGUARD INDEX FDS GROWTH ETF 922908736 5,049 15,734 SH   SOLE   329 0 15,405
VANGUARD INDEX FDS MID CAP ETF 922908629 2,186 8,580 SH   SOLE   0 0 8,580
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,632 9,129 SH   SOLE   59 0 9,070
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 908 7,830 SH   SOLE   3 0 7,827
VANGUARD INDEX FDS TOTAL STK MKT 922908769 18,351 76,002 SH   SOLE   196 0 75,806
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 6,237 126,108 SH   SOLE   2,307 0 123,801
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 874 11,198 SH   SOLE   3,758 0 7,440
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 588 8,623 SH   SOLE   60 0 8,563
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 648 4,835 SH   SOLE   0 0 4,835
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 5,272 86,020 SH   SOLE   3,273 0 82,747
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1,079 19,657 SH   SOLE   0 0 19,657
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 276 3,509 SH   SOLE   0 0 3,509
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 1,105 11,909 SH   SOLE   0 0 11,909
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 2,501 37,619 SH   SOLE   0 0 37,619
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 583 9,587 SH   SOLE   0 0 9,587
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 20,304 384,256 SH   SOLE   0 0 384,256
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 347 4,273 SH   SOLE   0 0 4,273
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 4,552 26,504 SH   SOLE   322 0 26,182
VANGUARD STAR FDS VG TL INTL STK F 921909768 1,403 22,058 SH   SOLE   7,710 0 14,348
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 18,097 354,432 SH   SOLE   3,508 0 350,924
VANGUARD WELLINGTON FD US QUALITY 921935706 331 2,622 SH   SOLE   0 0 2,622
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 522 7,770 SH   SOLE   0 0 7,770
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 563 6,593 SH   SOLE   0 0 6,593
VANGUARD WHITEHALL FDS EMERG MKT BD ETF 921946885 292 3,754 SH   SOLE   0 0 3,754
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1,783 15,905 SH   SOLE   0 0 15,905
VANGUARD WORLD FD MEGA CAP INDEX 921910873 331 1,969 SH   SOLE   0 0 1,969
VANGUARD WORLD FD MEGA GRWTH IND 921910816 315 1,208 SH   SOLE   235 0 973
VANGUARD WORLD FD ESG US STK ETF 921910733 794 9,035 SH   SOLE   0 0 9,035
VANGUARD WORLD FDS COMM SRVC ETF 92204A884 4,046 29,850 SH   SOLE   1,455 0 28,395
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 3,329 9,774 SH   SOLE   39 0 9,735
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603 4,135 20,376 SH   SOLE   212 0 20,164
VANGUARD WORLD FDS INF TECH ETF 92204A702 16,101 35,142 SH   SOLE   24 0 35,118
VANGUARD WORLD FDS ENERGY ETF 92204A306 1,119 14,421 SH   SOLE   0 0 14,421
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 6,235 23,404 SH   SOLE   197 0 23,207
VANGUARD WORLD FDS MATERIALS ETF 92204A801 1,320 6,702 SH   SOLE   6 0 6,696
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 3,714 38,463 SH   SOLE   0 0 38,463
VANGUARD WORLD FDS UTILITIES ETF 92204A876 1,289 8,241 SH   SOLE   0 0 8,241
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 1,885 9,432 SH   SOLE   10 0 9,422
VERIZON COMMUNICATIONS INC COM 92343V104 783 15,060 SH   SOLE   1,152 0 13,908
VICTORY PORTFOLIOS II VCSHS US 500 ENH 92647N782 743 9,555 SH   SOLE   0 0 9,555
VICTORY PORTFOLIOS II VCSHS US EQ INCM 92647N824 225 3,226 SH   SOLE   0 0 3,226
VIRTUS ALLIANZGI EQUITY & CO COM 92841M101 504 16,719 SH   SOLE   0 0 16,719
VISA INC COM CL A 92826C839 1,694 7,817 SH   SOLE   70 0 7,747
WALMART INC COM 931142103 933 6,446 SH   SOLE   316 0 6,130
WELLS FARGO CO NEW COM 949746101 314 6,533 SH   SOLE   11 0 6,522
WISDOMTREE TR JAPN HEDGE EQT 97717W851 360 5,756 SH   SOLE   105 0 5,651
WISDOMTREE TR US TOTAL DIVIDND 97717W109 363 5,600 SH   SOLE   0 0 5,600
WISDOMTREE TR US QTLY DIV GRT 97717X669 535 8,117 SH   SOLE   0 0 8,117
WISDOMTREE TR YIELD ENHANCD US 97717X511 523 10,126 SH   SOLE   0 0 10,126
WISDOMTREE TR EM EX ST-OWNED 97717X578 23,387 634,665 SH   SOLE   0 0 634,665
WORLD GOLD TR SPDR GLD MINIS 98149E204 347 19,086 SH   SOLE   0 0 19,086
XCEL ENERGY INC COM 98389B100 315 4,660 SH   SOLE   0 0 4,660
ISHARES TR RUS 1000 GRW ETF 464287614 20,483 67,032 SH   SOLE   1,344 0 65,688
ISHARES TR S&P 500 VAL ETF 464287408 4,911 31,355 SH   SOLE   279 0 31,076
American Funds Capital World G MF 140543828 204 3,215 SH   SOLE   2,457 0 758
American Funds Europacific Gro MF 29875E100 336 5,363 SH   SOLE   2,327 0 3,036
American Funds Income Fund of MF 453320822 249 9,651 SH   SOLE   3,059 0 6,592
Federated Hermes Kaufmann Lrg MF 314172412 222 6,314 SH   SOLE   2,761 0 3,553
Janus Henderson Forty Fund MF 47103A625 254 4,838 SH   SOLE   4,838 0 0
Vanguard Balanced Index Fund MF 921931200 270 5,508 SH   SOLE   5,508 0 0
Vanguard Capital Opportunity F MF 922038500 422 2,178 SH   SOLE   2,178 0 0
Vanguard Information Technolog MF 92204A793 348 1,485 SH   SOLE   1,485 0 0
Vanguard Total Stock Market In MF 922908728 252 2,145 SH   SOLE   2,145 0 0
First Trust Capital Strength E ETF 33733E104 330 3,903 SH   SOLE   3,903 0 0
American Century Equity Income MF 025076209 107 10,871 SH   SOLE   10,871 0 0
American Funds Capital World G MF 140543109 606 9,515 SH   SOLE   9,515 0 0
American Funds Growth Fund of MF 399874106 520 7,000 SH   SOLE   7,000 0 0
Eaton Vance Emerging Markets D MF 27827V402 93 10,714 SH   SOLE   10,714 0 0