The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107 264 255 SH   SOLE   0 0 255
AMERICAN WTR WKS CO INC NEW COM 030420103 539 5,940 SH   SOLE   0 0 5,940
CHARTER COMMUNICATIONS INC N CL A 16119P108 213 747 SH   SOLE   0 0 747
ENTERPRISE PRODS PARTNERS L COM 293792107 257 10,437 SH   SOLE   0 0 10,437
FS KKR CAPITAL CORP COM 302635107 137 26,538 SH   SOLE   0 0 26,538
INDEXIQ ETF TR HEDGE MLTI ETF 45409B107 551 19,081 SH   SOLE   0 0 19,081
INVESCO ACTIVELY MANAGD ETF ULTRA SHRT DUR 46090A887 4,779 95,442 SH   SOLE   0 0 95,442
INVESCO EXCHNG TRADED FD TR EMRNG MKT SVRG 46138E784 969 36,661 SH   SOLE   0 0 36,661
ISHARES GOLD TRUST ISHARES 464285105 449 36,557 SH   SOLE   0 0 36,557
ISHARES TR CORE S&P TTL STK 464287150 1,829 32,218 SH   SOLE   0 0 32,218
ISHARES TR CORE S&P500 ETF 464287200 9,794 38,927 SH   SOLE   0 0 38,927
ISHARES TR CORE US AGGBD ET 464287226 3,051 28,651 SH   SOLE   0 0 28,651
ISHARES TR IBOXX INV CP ETF 464287242 1,561 13,837 SH   SOLE   0 0 13,837
ISHARES TR JPMORGAN USD EMG 464288281 877 8,438 SH   SOLE   0 0 8,438
ISHARES TR MBS ETF 464288588 770 7,357 SH   SOLE   0 0 7,357
ISHARES TR USD INV GRDE ETF 464288620 410 7,742 SH   SOLE   0 0 7,742
ISHARES TR 3 7 YR TREAS BD 464288661 1,799 14,817 SH   SOLE   0 0 14,817
ISHARES TR SHORT TREAS BD 464288679 2,092 18,968 SH   SOLE   0 0 18,968
ISHARES US ETF TR SHT MAT BD ETF 46431W507 1,084 21,743 SH   SOLE   0 0 21,743
ISHARES TR CORE MSCI EAFE 46432F842 2,812 51,127 SH   SOLE   0 0 51,127
ISHARES INC CORE MSCI EMKT 46434G103 2,099 44,527 SH   SOLE   0 0 44,527
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 418 7,332 SH   SOLE   0 0 7,332
MICROSOFT CORP COM 594918104 225 2,216 SH   SOLE   0 0 2,216
NEXTERA ENERGY INC COM 65339F101 220 1,266 SH   SOLE   0 0 1,266
NORTHWEST BANCSHARES INC MD COM 667340103 211 12,474 SH   SOLE   0 0 12,474
NOVARTIS A G SPONSORED ADR 66987V109 259 3,017 SH   SOLE   0 0 3,017
PIMCO ETF TR INV GRD CRP BD 72201R817 1,438 14,521 SH   SOLE   0 0 14,521
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 1,131 11,208 SH   SOLE   0 0 11,208
PIMCO DYNAMIC INCOME FD SHS 72201Y101 358 12,269 SH   SOLE   0 0 12,269
PIMCO DYNMIC CREDIT AND MRT COM SHS 72202D106 350 16,649 SH   SOLE   0 0 16,649
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 572 17,664 SH   SOLE   0 0 17,664
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 1,051 39,723 SH   SOLE   0 0 39,723
SPDR SERIES TRUST BLOMBRG BRC INTL 78464A151 454 13,780 SH   SOLE   0 0 13,780
SPDR SERIES TRUST PORTFOLIO TL STK 78464A805 4,021 130,094 SH   SOLE   0 0 130,094
SPDR SER TR SPDR BLOOMBERG 78468R663 5,857 64,038 SH   SOLE   0 0 64,038
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 4,323 72,142 SH   SOLE   0 0 72,142
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 4,890 81,908 SH   SOLE   0 0 81,908
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 222 3,219 SH   SOLE   0 0 3,219
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,800 76,505 SH   SOLE   0 0 76,505
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 2,505 88,358 SH   SOLE   0 0 88,358
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 6,405 120,962 SH   SOLE   0 0 120,962
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 14,879 298,109 SH   SOLE   0 0 298,109
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 356 3,596 SH   SOLE   0 0 3,596
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 209 8,776 SH   SOLE   0 0 8,776
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 236 3,809 SH   SOLE   0 0 3,809
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 301 4,213 SH   SOLE   0 0 4,213
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 2,237 60,303 SH   SOLE   0 0 60,303
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 513 11,259 SH   SOLE   0 0 11,259
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 492 12,925 SH   SOLE   0 0 12,925
VANGUARD WORLD FDS INF TECH ETF 92204A702 260 1,556 SH   SOLE   0 0 1,556
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 398 6,270 SH   SOLE   0 0 6,270
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 3,183 61,813 SH   SOLE   0 0 61,813
VANGUARD INDEX FDS LARGE CAP ETF 922908637 2,770 24,116 SH   SOLE   0 0 24,116
W P CAREY INC COM 92936U109 398 6,095 SH   SOLE   0 0 6,095
WISDOMTREE TR YIELD ENHANCD US 97717X511 321 6,661 SH   SOLE   0 0 6,661