The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADOBE SYSTEMS INCORPORATED COM 00724F101 361 636 SH   SOLE   636 0 0
ALPHABET INC CAP STK CL A 02079K305 3,908 1,349 SH   SOLE   1,349 0 0
ALPHABET INC CAP STK CL C 02079K107 472 163 SH   SOLE   163 0 0
AMAZON COM INC COM 023135106 8,326 2,497 SH   SOLE   2,497 0 0
AMGEN INC COM 031162100 291 1,293 SH   SOLE   1,293 0 0
APPLE INC COM 037833100 5,267 29,663 SH   SOLE   29,663 0 0
AT&T INC COM 00206R102 764 31,042 SH   SOLE   31,042 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,352 3 SH   SOLE   3 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,999 6,685 SH   SOLE   6,685 0 0
CLOUDFLARE INC CL A COM 18915M107 3,082 23,436 SH   SOLE   23,436 0 0
COSTCO WHSL CORP NEW COM 22160K105 1,438 2,534 SH   SOLE   2,534 0 0
DANAHER CORPORATION COM 235851102 231 701 SH   SOLE   701 0 0
DNP SELECT INCOME FD INC COM 23325P104 556 51,136 SH   SOLE   51,136 0 0
FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865 552 11,914 SH   SOLE   11,914 0 0
FIRST TR EXCHNG TRADED FD VI TCW UNCONSTRAI 33740F888 359 13,618 SH   SOLE   13,618 0 0
GRANITESHARES ETF TR BBG COMMD K 1 38747R108 336 13,100 SH   SOLE   13,100 0 0
HOME DEPOT INC COM 437076102 1,222 2,944 SH   SOLE   2,944 0 0
INVESCO ACTIVELY MANAGED ETF TOTAL RETURN 46090A804 357 6,329 SH   SOLE   6,329 0 0
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 188 12,556 SH   SOLE   12,556 0 0
INVESCO EXCH TRADED FD TR II S&P SMALLCAP 600 46138G664 979 7,948 SH   SOLE   7,948 0 0
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 782 14,700 SH   SOLE   14,700 0 0
ISHARES INC CORE MSCI EMKT 46434G103 4,329 72,316 SH   SOLE   72,316 0 0
ISHARES INC MSCI EMERG MRKT 464286533 735 11,700 SH   SOLE   11,700 0 0
ISHARES INC MSCI JPN ETF NEW 46434G822 442 6,600 SH   SOLE   6,600 0 0
ISHARES TR CORE DIV GRWTH 46434V621 881 15,850 SH   SOLE   15,850 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 1,160 11,491 SH   SOLE   11,491 0 0
ISHARES TR CORE MSCI EAFE 46432F842 6,978 93,489 SH   SOLE   93,489 0 0
ISHARES TR CORE S&P SCP ETF 464287804 42,557 371,640 SH   SOLE   371,640 0 0
ISHARES TR CORE S&P500 ETF 464287200 2,864 6,005 SH   SOLE   6,005 0 0
ISHARES TR JPMORGAN USD EMG 464288281 17,717 162,456 SH   SOLE   162,456 0 0
ISHARES TR MSCI EAFE MIN VL 46429B689 368 4,800 SH   SOLE   4,800 0 0
ISHARES TR MSCI USA MMENTM 46432F396 655 3,600 SH   SOLE   3,600 0 0
ISHARES TR MSCI USA VALUE 46432F388 296 2,700 SH   SOLE   2,700 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 1,658 13,552 SH   SOLE   13,552 0 0
ISHARES TR RUS MID CAP ETF 464287499 3,640 43,856 SH   SOLE   43,856 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 957 4,302 SH   SOLE   4,302 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 1,077 12,873 SH   SOLE   12,873 0 0
ISHARES TR S&P 500 VAL ETF 464287408 22,547 143,951 SH   SOLE   143,951 0 0
ISHARES TR S&P MC 400GR ETF 464287606 2,210 25,915 SH   SOLE   25,915 0 0
ISHARES TR SELECT DIVID ETF 464287168 254 2,075 SH   SOLE   2,075 0 0
MERCK & CO INC COM 58933Y105 776 10,125 SH   SOLE   10,125 0 0
META PLATFORMS INC CL A 30303M102 5,418 16,109 SH   SOLE   16,109 0 0
MICROSOFT CORP COM 594918104 7,089 21,079 SH   SOLE   21,079 0 0
NETFLIX INC COM 64110L106 4,202 6,975 SH   SOLE   6,975 0 0
NUVEEN AMT FREE QLTY MUN INC COM 670657105 312 20,000 SH   SOLE   20,000 0 0
NVIDIA CORPORATION COM 67066G104 5,046 17,156 SH   SOLE   17,156 0 0
OKTA INC CL A 679295105 2,439 10,880 SH   SOLE   10,880 0 0
ORACLE CORP COM 68389X105 483 5,533 SH   SOLE   5,533 0 0
PFIZER INC COM 717081103 492 8,331 SH   SOLE   8,331 0 0
PINTEREST INC CL A 72352L106 1,544 42,470 SH   SOLE   42,470 0 0
SALESFORCE COM INC COM 79466L302 2,389 9,402 SH   SOLE   9,402 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 3,273 28,760 SH   SOLE   28,760 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 2,966 75,967 SH   SOLE   75,967 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 447 3,171 SH   SOLE   3,171 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 18,046 170,546 SH   SOLE   170,546 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 21,256 122,252 SH   SOLE   122,252 0 0
SHOPIFY INC CL A 82509L107 5,919 4,297 SH   SOLE   4,297 0 0
SNOWFLAKE INC CL A 833445109 3,043 8,983 SH   SOLE   8,983 0 0
SPDR GOLD TR GOLD SHS 78463V107 426 2,490 SH   SOLE   2,490 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 45,378 95,542 SH   SOLE   95,542 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 17,749 34,285 SH   SOLE   34,285 0 0
SPDR SER TR BLOOMBERG INVT 78468R200 4,122 134,745 SH   SOLE   134,745 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854 496 8,883 SH   SOLE   8,883 0 0
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 347 7,333 SH   SOLE   7,333 0 0
STARBUCKS CORP COM 855244109 1,456 12,446 SH   SOLE   12,446 0 0
TESLA INC COM 88160R101 5,350 5,063 SH   SOLE   5,063 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 296 444 SH   SOLE   444 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 20,183 62,896 SH   SOLE   62,896 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 438 1,984 SH   SOLE   1,984 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 34,653 136,019 SH   SOLE   136,019 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 624 5,380 SH   SOLE   5,380 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 4,691 20,758 SH   SOLE   20,758 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 3,305 22,465 SH   SOLE   22,465 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 25,690 519,419 SH   SOLE   519,419 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 4,129 80,332 SH   SOLE   80,332 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 2,329 13,559 SH   SOLE   13,559 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 50,348 986,054 SH   SOLE   986,054 0 0
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 15,686 162,429 SH   SOLE   162,429 0 0
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603 601 2,961 SH   SOLE   2,961 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 253 553 SH   SOLE   553 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,100 21,170 SH   SOLE   21,170 0 0
VISA INC COM CL A 92826C839 226 1,041 SH   SOLE   1,041 0 0
WISDOMTREE TR EMER MKT HIGH FD 97717W315 720 16,611 SH   SOLE   16,611 0 0
WISDOMTREE TR US MIDCAP DIVID 97717W505 1,437 32,400 SH   SOLE   32,400 0 0
WYNN RESORTS LTD COM 983134107 850 10,000 SH   SOLE   10,000 0 0
ZOOM VIDEO COMMUNICATIONS IN CL A 98980L101 1,133 6,159 SH   SOLE   6,159 0 0