The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   3,254,684 15,534 SH   SOLE 0 270 0 15,264
ALLISON TRANSMISSION HLDGS I COM 01973R101   759,237 7,936 SH   SOLE 0 5,891 0 2,045
ALPHABET INC CAP STK CL A 02079K305   2,212,898 14,310 SH   SOLE 0 264 0 14,046
ALPHABET INC CAP STK CL C 02079K107   1,608,093 10,293 SH   SOLE 0 6,687 0 3,606
AMAZON COM INC COM 023135106   287,037 1,509 SH   SOLE 0 0 0 1,509
AMGEN INC COM 031162100   2,682,134 8,609 SH   SOLE 0 155 0 8,454
APPLE INC COM 037833100   6,776,543 30,507 SH   SOLE 0 3,511 0 26,996
AT&T INC COM 00206R102   229,041 8,099 SH   SOLE 0 0 0 8,099
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   431,922 811 SH   SOLE 0 0 0 811
BRISTOL-MYERS SQUIBB CO COM 110122108   2,931,606 48,067 SH   SOLE 0 1,003 0 47,064
BROADCOM INC COM 11135F101   2,238,204 13,368 SH   SOLE 0 243 0 13,125
COLGATE PALMOLIVE CO COM 194162103   1,783,017 19,029 SH   SOLE 0 348 0 18,681
COMCAST CORP NEW CL A 20030N101   2,240,839 60,727 SH   SOLE 0 1,198 0 59,529
CONOCOPHILLIPS COM 20825C104   208,150 1,982 SH   SOLE 0 0 0 1,982
EATON CORP PLC SHS G29183103   2,446,198 8,999 SH   SOLE 0 169 0 8,830
ELI LILLY & CO COM 532457108   420,388 509 SH   SOLE 0 0 0 509
ETFS GOLD TR PHYSCL GOLD SHS 00326A104   10,710,330 359,166 SH   SOLE 0 46,272 0 312,894
EXXON MOBIL CORP COM 30231G102   2,332,336 19,611 SH   SOLE 0 255 0 19,356
FOX CORP CL A COM 35137L105   1,202,467 21,245 SH   SOLE 0 13,727 0 7,518
GENERAL MLS INC COM 370334104   2,462,033 41,178 SH   SOLE 0 769 0 40,409
HOME DEPOT INC COM 437076102   2,775,429 7,573 SH   SOLE 0 142 0 7,431
HP INC COM 40434L105   884,197 31,932 SH   SOLE 0 23,775 0 8,157
INTERNATIONAL BUSINESS MACHS COM 459200101   3,066,226 12,331 SH   SOLE 0 261 0 12,070
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   291,026 1,680 SH   SOLE 0 0 0 1,680
INVESCO QQQ TR UNIT SER 1 46090E103   223,255 476 SH   SOLE 0 0 0 476
IONIS PHARMACEUTICALS INC COM 462222100   301,700 10,000 SH   SOLE 0 0 0 10,000
ISHARES TR RUS 1000 GRW ETF 464287614   7,939,647 21,988 SH   SOLE 0 0 0 21,988
ISHARES TR MBS ETF 464288588   659,273 7,030 SH   SOLE 0 0 0 7,030
ISHARES TR CORE S&P500 ETF 464287200   553,472 985 SH   SOLE 0 0 0 985
ISHARES TR 0-3 MNTH TREASRY 46436E718   7,795,683 77,438 SH   SOLE 0 54,158 0 23,280
ISHARES TR RUS 1000 VAL ETF 464287598   474,163 2,520 SH   SOLE 0 0 0 2,520
ISHARES TR TRS FLT RT BD 46434V860   18,649,434 368,129 SH   SOLE 0 21,711 0 346,418
ISHARES TR HDG MSCI EAFE 46434V803   3,572,027 98,430 SH   SOLE 0 6,302 0 92,128
ISHARES TR TIPS BD ETF 464287176   19,179,143 172,645 SH   SOLE 0 23,002 0 149,643
ISHARES TR 7-10 YR TRSY BD 464287440   2,503,176 26,247 SH   SOLE 0 0 0 26,247
KORN FERRY COM NEW 500643200   864,765 12,749 SH   SOLE 0 9,028 0 3,721
KROGER CO COM 501044101   3,197,676 47,240 SH   SOLE 0 951 0 46,289
LAM RESEARCH CORP COM NEW 512807306   1,567,557 21,562 SH   SOLE 0 401 0 21,161
LENNAR CORP CL A 526057104   1,219,193 10,622 SH   SOLE 0 181 0 10,441
LOCKHEED MARTIN CORP COM 539830109   2,397,964 5,368 SH   SOLE 0 92 0 5,276
LOWES COS INC COM 548661107   2,448,915 10,500 SH   SOLE 0 197 0 10,303
MCDONALDS CORP COM 580135101   2,645,774 8,470 SH   SOLE 0 173 0 8,297
MEDTRONIC PLC SHS G5960L103   1,688,020 18,785 SH   SOLE 0 345 0 18,440
MERCK & CO INC COM 58933Y105   2,371,728 26,423 SH   SOLE 0 459 0 25,964
META PLATFORMS INC CL A 30303M102   466,852 810 SH   SOLE 0 0 0 810
MICROSOFT CORP COM 594918104   1,751,194 4,665 SH   SOLE 0 52 0 4,613
NETAPP INC COM 64110D104   1,130,501 12,870 SH   SOLE 0 247 0 12,623
NEXTRACKER INC CLASS A COM 65290E101   1,047,474 24,857 SH   SOLE 0 16,607 0 8,250
NVIDIA CORPORATION COM 67066G104   793,133 7,318 SH   SOLE 0 0 0 7,318
OMNICOM GROUP INC COM 681919106   489,584 5,905 SH   SOLE 0 4,437 0 1,468
PGIM ETF TR PGIM ULTRA SH BD 69344A107   1,522,613 30,618 SH   SOLE 0 0 0 30,618
PGIM ETF TR TOTAL RETURN BON 69344A800   813,661 19,494 SH   SOLE 0 0 0 19,494
PROCTER AND GAMBLE CO COM 742718109   2,677,980 15,714 SH   SOLE 0 299 0 15,415
PROSHARES TR S&P 500 DV ARIST 74348A467   6,847,632 67,015 SH   SOLE 0 1,115 0 65,900
QUALCOMM INC COM 747525103   2,349,158 15,293 SH   SOLE 0 285 0 15,008
RBB FD INC US TREAS 3 MNTH 74933W452   5,429,969 108,578 SH   SOLE 0 0 0 108,578
RIVIAN AUTOMOTIVE INC COM CL A 76954A103   169,681 13,629 SH   SOLE 0 0 0 13,629
SALESFORCE INC COM 79466L302   310,224 1,156 SH   SOLE 0 0 0 1,156
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   678,869 24,280 SH   SOLE 0 0 0 24,280
SHOPIFY INC CL A 82509L107   954,800 10,000 SH   SOLE 0 0 0 10,000
SPDR GOLD TR GOLD SHS 78463V107   497,042 1,725 SH   SOLE 0 0 0 1,725
SPDR S&P 500 ETF TR TR UNIT 78462F103   16,084,961 28,754 SH   SOLE 0 2,798 0 25,956
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   533,089 999 SH   SOLE 0 0 0 999
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   64,415,317 702,227 SH   SOLE 0 66,613 0 635,614
STARBUCKS CORP COM 855244109   2,586,045 26,364 SH   SOLE 0 536 0 25,828
TAPESTRY INC COM 876030107   1,059,882 15,053 SH   SOLE 0 11,153 0 3,900
TEGNA INC COM 87901J105   691,121 37,932 SH   SOLE 0 28,256 0 9,676
TESLA INC COM 88160R101   236,095 911 SH   SOLE 0 0 0 911
UNITEDHEALTH GROUP INC COM 91324P102   798,195 1,524 SH   SOLE 0 1,090 0 434
USANA HEALTH SCIENCES INC COM 90328M107   209,071 7,752 SH   SOLE 0 5,965 0 1,787
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   277,474 540 SH   SOLE 0 0 0 540
VANGUARD INDEX FDS TOTAL STK MKT 922908769   41,331,493 150,384 SH   SOLE 0 29,487 0 120,897
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   209,870 1,810 SH   SOLE 0 0 0 1,810
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   1,769,704 35,465 SH   SOLE 0 0 0 35,465
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   1,357,373 17,195 SH   SOLE 0 0 0 17,195
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   13,994,640 238,450 SH   SOLE 0 14,304 0 224,146
VANGUARD STAR FDS VG TL INTL STK F 921909768   7,038,414 113,340 SH   SOLE 0 7,329 0 106,011
VISA INC COM CL A 92826C839   3,472,007 9,907 SH   SOLE 0 193 0 9,714
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   28,410,828 564,491 SH   SOLE 0 93,037 0 471,454