ABBVIE INC COM 00287Y109 2571 26190 SH SOLE 26190 0 0 ABERDEEN STD GOLD ETF TR PHYSCL GOLD SHS 00326A104 9115 531771 SH SOLE 531771 0 0 ALLISON TRANSMISSION HLDGS I COM 01973R101 553 15030 SH SOLE 15030 0 0 ALPHABET INC CAP STK CL C 02079K107 1308 925 SH SOLE 925 0 0 AMERICAN TOWER CORP NEW COM 03027X100 1106 4279 SH SOLE 4279 0 0 APPLE INC COM 037833100 4428 12138 SH SOLE 12138 0 0 AT&T INC COM 00206R102 1288 42623 SH SOLE 42623 0 0 BEST BUY INC COM 086516101 1662 19047 SH SOLE 19047 0 0 BRISTOL-MYERS SQUIBB CO COM 110122108 1114 18945 SH SOLE 18945 0 0 BROADCOM INC COM 11135F101 1183 3747 SH SOLE 3747 0 0 CISCO SYS INC COM 17275R102 2686 57591 SH SOLE 57591 0 0 COMCAST CORP NEW CL A 20030N101 1013 25987 SH SOLE 25987 0 0 CROWN CASTLE INTL CORP NEW COM 22822V101 1137 6794 SH SOLE 6794 0 0 CUMMINS INC COM 231021106 672 3881 SH SOLE 3881 0 0 CVS HEALTH CORP COM 126650100 1036 15942 SH SOLE 15942 0 0 DELUXE CORP COM 248019101 405 17185 SH SOLE 17185 0 0 DISNEY WALT CO COM DISNEY 254687106 979 8777 SH SOLE 8777 0 0 EATON CORP PLC SHS G29183103 1086 12414 SH SOLE 12414 0 0 EMERSON ELEC CO COM 291011104 1012 16308 SH SOLE 16308 0 0 GENERAL MLS INC COM 370334104 1108 17978 SH SOLE 17978 0 0 GILEAD SCIENCES INC COM 375558103 1738 22595 SH SOLE 22595 0 0 HOME DEPOT INC COM 437076102 1144 4565 SH SOLE 4565 0 0 HP INC COM 40434L105 1031 59151 SH SOLE 59151 0 0 INTEL CORP COM 458140100 1125 18808 SH SOLE 18808 0 0 INTERNATIONAL BUSINESS MACHS COM 459200101 958 7934 SH SOLE 7934 0 0 ISHARES INC CORE MSCI EMKT 46434G103 3201 67252 SH SOLE 67252 0 0 ISHARES TR 1 3 YR TREAS BD 464287457 31034 358317 SH SOLE 358317 0 0 ISHARES TR MBS ETF 464288588 986 8905 SH SOLE 8905 0 0 ISHARES TR FLTG RATE NT ETF 46429B655 1542 30488 SH SOLE 30488 0 0 ISHARES TR HDG MSCI EAFE 46434V803 6522 236343 SH SOLE 236343 0 0 ISHARES TR TRS FLT RT BD 46434V860 289 5752 SH SOLE 5752 0 0 JOHNSON & JOHNSON COM 478160104 1030 7322 SH SOLE 7322 0 0 KIMBERLY CLARK CORP COM 494368103 1079 7634 SH SOLE 7634 0 0 KORN FERRY COM NEW 500643200 694 22575 SH SOLE 22575 0 0 LAM RESEARCH CORP COM 512807108 1032 3191 SH SOLE 3191 0 0 LOWES COS INC COM 548661107 1300 9620 SH SOLE 9620 0 0 LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 531 8074 SH SOLE 8074 0 0 MCDONALDS CORP COM 580135101 992 5377 SH SOLE 5377 0 0 MERCK & CO. INC COM 58933Y105 1130 14610 SH SOLE 14610 0 0 MICROSOFT CORP COM 594918104 634 3114 SH SOLE 3114 0 0 MSG NETWORK INC CL A 553573106 414 41560 SH SOLE 41560 0 0 OMNICOM GROUP INC COM 681919106 592 10834 SH SOLE 10834 0 0 ORACLE CORP COM 68389X105 1711 30954 SH SOLE 30954 0 0 PEPSICO INC COM 713448108 1091 8251 SH SOLE 8251 0 0 PFIZER INC COM 717081103 998 30511 SH SOLE 30511 0 0 PROCTER AND GAMBLE CO COM 742718109 1130 9447 SH SOLE 9447 0 0 QUALCOMM INC COM 747525103 2428 26622 SH SOLE 26622 0 0 RAYTHEON TECHNOLOGIES CORP COM 75513E101 1994 32365 SH SOLE 32365 0 0 SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 580 16659 SH SOLE 16659 0 0 SPDR S&P 500 ETF TR TR UNIT 78462F103 20514 66526 SH SOLE 66526 0 0 SPDR SER TR SPDR BLOOMBERG 78468R663 8882 97036 SH SOLE 97036 0 0 TARGET CORP COM 87612E106 680 5667 SH SOLE 5667 0 0 TEGNA INC COM 87901J105 797 71547 SH SOLE 71547 0 0 TEXAS INSTRS INC COM 882508104 1159 9128 SH SOLE 9128 0 0 UNITEDHEALTH GROUP INC COM 91324P102 1326 4495 SH SOLE 4495 0 0 USANA HEALTH SCIENCES INC COM 90328M107 1104 15035 SH SOLE 15035 0 0 VANGUARD INDEX FDS TOTAL STK MKT 922908769 36836 235328 SH SOLE 235328 0 0 VANGUARD INDEX FDS SM CP VAL ETF 922908611 3437 32144 SH SOLE 32144 0 0 VANGUARD MALVERN FDS STRM INFPROIDX 922020805 15204 303056 SH SOLE 303056 0 0 VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1694 20488 SH SOLE 20488 0 0 VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 26735 429818 SH SOLE 429818 0 0 VANGUARD WORLD FDS CONSUM STP ETF 92204A207 1164 7784 SH SOLE 7784 0 0 VERIZON COMMUNICATIONS INC COM 92343V104 1271 23047 SH SOLE 23047 0 0 XEROX HOLDINGS CORP COM NEW 98421M106 726 47475 SH SOLE 47475 0 0