The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABERDEEN STD GOLD ETF TR PHYSCL GOLD SHS 00326A104 3,722 27,366 SH   SOLE   27,366 0 0
APPLE INC COM 037833100 2,923 14,765 SH   SOLE   14,765 0 0
ARGAN INC COM 04010E109 1,085 26,754 SH   SOLE   26,754 0 0
AT&T INC COM 00206R102 750 22,374 SH   SOLE   22,374 0 0
BEST BUY INC COM 086516101 1,696 24,318 SH   SOLE   24,318 0 0
BOEING CO COM 097023105 419 1,152 SH   SOLE   1,152 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 609 13,442 SH   SOLE   13,442 0 0
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 481 13,796 SH   SOLE   13,796 0 0
BUCKLE INC COM 118440106 335 19,381 SH   SOLE   19,381 0 0
CAPRI HOLDINGS LIMITED SHS G1890L107 1,002 28,894 SH   SOLE   28,894 0 0
CISCO SYS INC COM 17275R102 3,221 58,852 SH   SOLE   58,852 0 0
COMCAST CORP NEW CL A 20030N101 785 18,569 SH   SOLE   18,569 0 0
CUMMINS INC COM 231021106 450 2,624 SH   SOLE   2,624 0 0
CVS HEALTH CORP COM 126650100 617 11,326 SH   SOLE   11,326 0 0
DELUXE CORP COM 248019101 892 21,927 SH   SOLE   21,927 0 0
DISNEY WALT CO COM DISNEY 254687106 864 6,183 SH   SOLE   6,183 0 0
EATON CORP PLC SHS G29183103 728 8,736 SH   SOLE   8,736 0 0
EMERSON ELEC CO COM 291011104 688 10,316 SH   SOLE   10,316 0 0
FIRST TR EXCHANGE TRADED FD FIRST TR ENH NEW 33739q408 639 10,640 SH   SOLE   10,640 0 0
GAMESTOP CORP NEW CL A 36467W109 152 27,705 SH   SOLE   27,705 0 0
GENERAL MLS INC COM 370334104 680 12,952 SH   SOLE   12,952 0 0
GILEAD SCIENCES INC COM 375558103 1,429 21,150 SH   SOLE   21,150 0 0
HOME DEPOT INC COM 437076102 811 3,901 SH   SOLE   3,901 0 0
HP INC COM 40434L105 1,573 75,679 SH   SOLE   75,679 0 0
INTEL CORP COM 458140100 616 12,879 SH   SOLE   12,879 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 762 5,529 SH   SOLE   5,529 0 0
ISHARES INC CORE MSCI EMKT 46434G103 3,381 65,727 SH   SOLE   65,727 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 9,570 112,879 SH   SOLE   112,879 0 0
ISHARES TR MBS ETF 464288588 893 8,296 SH   SOLE   8,296 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 1,444 28,360 SH   SOLE   28,360 0 0
ISHARES TR HDG MSCI EAFE 46434v803 7,079 237,388 SH   SOLE   237,388 0 0
ISHARES TR TRS FLT RT BD 46434V860 19,347 384,550 SH   SOLE   384,550 0 0
JOHNSON & JOHNSON COM 478160104 712 5,110 SH   SOLE   5,110 0 0
KIMBERLY CLARK CORP COM 494368103 753 5,648 SH   SOLE   5,648 0 0
KORN FERRY COM NEW 500643200 1,178 29,387 SH   SOLE   29,387 0 0
LAM RESEARCH CORP COM 512807108 775 4,126 SH   SOLE   4,126 0 0
LOWES COS INC COM 548661107 658 6,524 SH   SOLE   6,524 0 0
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 370 4,294 SH   SOLE   4,294 0 0
MATCH GROUP INC COM 57665R106 2,678 39,804 SH   SOLE   39,804 0 0
MCDONALDS CORP COM 580135101 836 4,026 SH   SOLE   4,026 0 0
MERCK & CO INC COM 58933Y105 831 9,913 SH   SOLE   9,913 0 0
MICROSOFT CORP COM 594918104 548 4,093 SH   SOLE   4,093 0 0
MKS INSTRUMENT INC COM 55306N104 1,603 20,574 SH   SOLE   20,574 0 0
MSG NETWORK INC CL A 553573106 1,111 53,588 SH   SOLE   53,588 0 0
OMNICOM GROUP INC COM 681919106 1,140 13,910 SH   SOLE   13,910 0 0
ORACLE CORP COM 68389X105 2,256 39,594 SH   SOLE   39,594 0 0
PEPSICO INC COM 713448108 753 5,743 SH   SOLE   5,743 0 0
PFIZER INC COM 717081103 752 17,361 SH   SOLE   17,361 0 0
PROCTER AND GAMBLE CO COM 742718109 800 7,297 SH   SOLE   7,297 0 0
QUALCOMM INC COM 747525103 678 8,919 SH   SOLE   8,919 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847 9,194 206,882 SH   SOLE   206,882 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 15,570 53,141 SH   SOLE   53,141 0 0
SPDR SERIES TRUST SPDR BLOOMBERG 78468R663 39,150 427,360 SH   SOLE   427,360 0 0
TEXAS INSTRS INC COM 882508104 756 6,587 SH   SOLE   6,587 0 0
TJX COS INC NEW COM 872540109 697 13,181 SH   SOLE   13,181 0 0
UNITEDHEALTH GROUP INC COM 91324P102 1,389 5,694 SH   SOLE   5,694 0 0
USANA HEALTH SCIENCES INC COM 90328M107 1,547 19,481 SH   SOLE   19,481 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 396 4,526 SH   SOLE   4,526 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 37,170 247,651 SH   SOLE   247,651 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 15,065 305,458 SH   SOLE   305,458 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,495 18,535 SH   SOLE   18,535 0 0
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 8,425 103,173 SH   SOLE   103,173 0 0
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 1,626 18,615 SH   SOLE   18,615 0 0
VIACOM INC NEW CL B 92553P201 766 25,645 SH   SOLE   25,645 0 0