EX-99.5 6 e2524ex99-5.htm CLAYTON RATING AGENCY ATR QM

Exhibit 99.5

Client Name: Everbank                          
Client Project Name: TBMLT 2018-3                          
Start - End Dates: 11/2017 TO 9/2018                          
Deal Loan Count: 478                          
Report Run Date: 10/5/2018 13:18                          
                                   
Rating Agency ATR QM Data Fields                          
                                   
Loans in Report:  478                          
Loan Number Loan Level ATR/QM Status Application Date Prior to 1/10/2014 TRID Indicator Lender Application Date Broker Application Date GSE Eligible QRM Flag ATR/QM Total Points and Fees Rate Lock Date APR Bwr 1 Employment Indicator Bwr 2 Employment Indicator Bwr 1 Foreign National Indicator Bwr 2 Foreign National Indicator Residual Income Analysis in File ATR/QM Residual Income
269 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1195 XXXXXX 4.3856 Employed Retired U.S. Citizen U.S. Citizen No 0
234 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1947.38 XXXXXX 4.5012 Employed Employed U.S. Citizen U.S. Citizen No 0
296 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 200 XXXXXX 4.2527 Unemployed Employed U.S. Citizen U.S. Citizen No 0
265 QM: GSE Temporary - QM/SH No Yes XXXXXX XXXXXX Yes Yes 145 XXXXXX 4.7543 Employed Unemployed U.S. Citizen U.S. Citizen No 0
325 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 63.68 XXXXXX 4.3756 Employed (No Data) U.S. Citizen (No Data) No 0
388 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 0 XXXXXX 4.375 Employed Unemployed U.S. Citizen U.S. Citizen No 0
297 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 240 XXXXXX 4.3765 Employed Unemployed U.S. Citizen U.S. Citizen No 0
354 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 895 XXXXXX 4.1395 Employed Employed U.S. Citizen U.S. Citizen No 0
9 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 200 XXXXXX 4.3785 Employed (No Data) U.S. Citizen (No Data) No 0
10 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 0 XXXXXX 4.25 Employed Unemployed U.S. Citizen U.S. Citizen No 0
212 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1736.32 XXXXXX 4.4142 Employed (No Data) U.S. Citizen (No Data) No 0
113 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 995 XXXXXX 4.5031 Employed Unemployed U.S. Citizen U.S. Citizen No 0
326 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 848.9 XXXXXX 4.3774 Employed Employed U.S. Citizen U.S. Citizen No 0
270 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 200 XXXXXX 4.5034 Employed Unemployed U.S. Citizen U.S. Citizen No 0
355 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 499 XXXXXX 4.5052 Employed Unemployed U.S. Citizen U.S. Citizen No 0
298 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 895 XXXXXX 4.3925 Employed Unemployed U.S. Citizen U.S. Citizen No 0
271 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 145 XXXXXX 4.3773 Employed Unemployed U.S. Citizen U.S. Citizen No 0
299 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 895 XXXXXX 4.3878 Employed (No Data) U.S. Citizen (No Data) No 0
11 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 2873.11 XXXXXX 4.4123 Employed Employed U.S. Citizen U.S. Citizen No 0
300 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 906 XXXXXX 4.4033 Employed (No Data) U.S. Citizen (No Data) No 0
114 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 895 XXXXXX 4.3243 Employed (No Data) U.S. Citizen (No Data) No 0
115 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 895 XXXXXX 4.2695 Employed Unemployed U.S. Citizen U.S. Citizen No 0
116 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 2245 XXXXXX 4.6514 Employed Employed U.S. Citizen U.S. Citizen No 0
12 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1178.4 XXXXXX 4.4147 Employed Employed U.S. Citizen U.S. Citizen No 0
1 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1583 XXXXXX 4.2857 Employed (No Data) U.S. Citizen (No Data) No 0
436 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 0 XXXXXX 4.4978 Unemployed Employed U.S. Citizen U.S. Citizen No 0
117 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 995 XXXXXX 4.5153 Employed Unemployed U.S. Citizen U.S. Citizen No 0
301 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 995 XXXXXX 4.5312 Employed Employed U.S. Citizen U.S. Citizen No 0
13 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 3705.97 XXXXXX 4.4506 Employed (No Data) U.S. Citizen (No Data) No 0
118 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 995 XXXXXX 4.5236 Employed Employed U.S. Citizen U.S. Citizen No 0
14 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 995 XXXXXX 4.5308 Employed (No Data) U.S. Citizen (No Data) No 0
15 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 995 XXXXXX 4.4108 Employed (No Data) U.S. Citizen (No Data) No 0
204 QM: GSE Temporary - QM/SH No Yes XXXXXX XXXXXX Yes Yes 0 XXXXXX 5.2345 Employed (No Data) U.S. Citizen (No Data) No 0
205 QM: GSE Temporary - QM/SH No Yes XXXXXX XXXXXX Yes Yes 995 XXXXXX 4.7628 Employed (No Data) Non-Permanent Resident Alien (No Data) No 0
206 QM: GSE Temporary - QM/SH No Yes XXXXXX XXXXXX Yes Yes 2475.74 XXXXXX 4.6769 Employed Employed U.S. Citizen U.S. Citizen No 0
327 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1006 XXXXXX 4.5289 Employed (No Data) U.S. Citizen (No Data) No 0
384 QM: GSE Temporary - QM/SH No Yes XXXXXX XXXXXX Yes Yes 995 XXXXXX 4.784 Employed Employed U.S. Citizen Permanent Resident Alien No 0
385 QM: GSE Temporary - QM/SH No Yes XXXXXX XXXXXX Yes Yes 995 XXXXXX 4.9111 Employed Employed U.S. Citizen U.S. Citizen No 0
119 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 895 XXXXXX 4.6332 Employed (No Data) Permanent Resident Alien (No Data) No 0
120 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 0 XXXXXX 4.6074 Retired Retired U.S. Citizen U.S. Citizen No 0
213 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 12598.68 XXXXXX 4.245 Employed Employed Permanent Resident Alien Permanent Resident Alien No 0
121 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 895 XXXXXX 4.5156 Employed (No Data) U.S. Citizen (No Data) No 0
16 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 5641.26 XXXXXX 4.3512 Employed Unemployed U.S. Citizen U.S. Citizen No 0
122 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1479.9 XXXXXX 4.4033 Employed (No Data) U.S. Citizen (No Data) No 0
17 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 895 XXXXXX 4.7749 Employed (No Data) U.S. Citizen (No Data) No 0
123 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 895 XXXXXX 4.5231 Employed Employed U.S. Citizen U.S. Citizen No 0
124 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 895 XXXXXX 4.7693 Employed (No Data) U.S. Citizen (No Data) No 0
125 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 906 XXXXXX 4.3871 Employed Employed U.S. Citizen U.S. Citizen No 0
328 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 895 XXXXXX 4.3869 Employed (No Data) U.S. Citizen (No Data) No 0
302 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 895 XXXXXX 4.3908 Employed (No Data) U.S. Citizen (No Data) No 0
475 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 730 XXXXXX 4.3902 Employed Employed U.S. Citizen U.S. Citizen No 0
449 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 895 XXXXXX 4.3853 Employed Unemployed U.S. Citizen U.S. Citizen No 0
457 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1412.1 XXXXXX 4.4008 Employed Unemployed U.S. Citizen U.S. Citizen No 0
389 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1385 XXXXXX 4.3947 Employed Employed U.S. Citizen U.S. Citizen No 0
437 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 895 XXXXXX 4.5267 Employed Employed U.S. Citizen U.S. Citizen No 0
18 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 14439.55 XXXXXX 4.2231 Employed (No Data) U.S. Citizen (No Data) No 0
19 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 2483.62 XXXXXX 4.3084 Employed (No Data) U.S. Citizen (No Data) No 0
20 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 894.11 XXXXXX 4.3977 Employed (No Data) U.S. Citizen (No Data) No 0
126 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 3488.28 XXXXXX 4.5509 Retired Employed U.S. Citizen U.S. Citizen No 0
303 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 895 XXXXXX 4.3948 Employed Employed U.S. Citizen U.S. Citizen No 0
272 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 7975.12 XXXXXX 4.2373 Employed (No Data) U.S. Citizen (No Data) No 0
273 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 895 XXXXXX 4.4119 Employed (No Data) U.S. Citizen (No Data) No 0
214 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 895 XXXXXX 4.2726 Employed (No Data) U.S. Citizen (No Data) No 0
438 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 6043.45 XXXXXX 4.3919 Employed (No Data) U.S. Citizen (No Data) No 0
127 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 906 XXXXXX 4.4041 Employed Employed U.S. Citizen U.S. Citizen No 0
274 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1698.32 XXXXXX 4.5358 Employed (No Data) U.S. Citizen (No Data) No 0
304 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 970 XXXXXX 4.5167 Employed (No Data) U.S. Citizen (No Data) No 0
21 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 895 XXXXXX 4.4056 Employed (No Data) U.S. Citizen (No Data) No 0
235 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1105.24 XXXXXX 4.7733 Employed Employed U.S. Citizen U.S. Citizen No 0
363 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1204.76 XXXXXX 4.4017 Employed Employed U.S. Citizen U.S. Citizen No 0
22 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 43.26 XXXXXX 4.5091 Employed Unemployed U.S. Citizen U.S. Citizen No 0
23 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 2381.95 XXXXXX 4.5324 Employed Employed U.S. Citizen U.S. Citizen No 0
24 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 3434.28 XXXXXX 4.5662 Retired Unemployed U.S. Citizen U.S. Citizen No 0
25 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 0 XXXXXX 4.3807 Employed Employed U.S. Citizen U.S. Citizen No 0
128 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 0 XXXXXX 4.3586 Employed Employed U.S. Citizen U.S. Citizen No 0
129 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 2980.02 XXXXXX 4.6607 Employed Unemployed U.S. Citizen U.S. Citizen No 0
130 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 995 XXXXXX 4.6561 Employed (No Data) U.S. Citizen (No Data) No 0
131 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1145 XXXXXX 4.655 Employed Employed U.S. Citizen U.S. Citizen No 0
236 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 995 XXXXXX 4.6349 Employed Employed U.S. Citizen U.S. Citizen No 0
419 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1006 XXXXXX 4.5292 Employed Employed U.S. Citizen U.S. Citizen No 0
2 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 895 XXXXXX 4.0074 Employed Employed Non-Permanent Resident Alien Non-Permanent Resident Alien No 0
26 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 895 XXXXXX 4.4022 Employed Employed U.S. Citizen U.S. Citizen No 0
132 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 0 XXXXXX 4.248 Employed (No Data) U.S. Citizen (No Data) No 0
364 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 895 XXXXXX 4.4108 Employed Employed U.S. Citizen U.S. Citizen No 0
237 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 895 XXXXXX 4.4021 Employed (No Data) U.S. Citizen (No Data) No 0
207 QM: GSE Temporary - QM/SH No Yes XXXXXX XXXXXX Yes Yes 935.32 XXXXXX 4.6442 Employed Employed U.S. Citizen U.S. Citizen No 0
133 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 895 XXXXXX 4.2713 Employed Employed U.S. Citizen U.S. Citizen No 0
329 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 0 XXXXXX 4.1177 Employed (No Data) U.S. Citizen (No Data) No 0
365 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 895 XXXXXX 4.4024 Employed Employed U.S. Citizen U.S. Citizen No 0
330 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 4740 XXXXXX 4.5654 Employed Employed U.S. Citizen U.S. Citizen No 0
390 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 0 XXXXXX 4.3647 Employed Employed U.S. Citizen U.S. Citizen No 0
331 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 895 XXXXXX 4.2801 Employed (No Data) U.S. Citizen (No Data) No 0
391 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 895 XXXXXX 4.5178 Employed Employed U.S. Citizen U.S. Citizen No 0
428 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 895 XXXXXX 4.3989 Employed Employed U.S. Citizen U.S. Citizen No 0
134 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 895 XXXXXX 4.5457 Employed (No Data) U.S. Citizen (No Data) No 0
27 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 895 XXXXXX 4.274 Employed Employed Permanent Resident Alien Permanent Resident Alien No 0
135 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1315 XXXXXX 4.2821 Employed Employed U.S. Citizen U.S. Citizen No 0
28 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 906 XXXXXX 4.2798 Employed Employed U.S. Citizen U.S. Citizen No 0
136 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 906 XXXXXX 4.3999 Employed Employed U.S. Citizen U.S. Citizen No 0
29 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 770 XXXXXX 4.3859 Employed Employed U.S. Citizen U.S. Citizen No 0
266 QM: GSE Temporary - QM/SH No Yes XXXXXX XXXXXX Yes Yes 906 XXXXXX 4.8989 Employed Employed U.S. Citizen U.S. Citizen No 0
137 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 895 XXXXXX 4.527 Employed Employed U.S. Citizen U.S. Citizen No 0
443 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 906 XXXXXX 4.4002 Employed Employed U.S. Citizen U.S. Citizen No 0
208 QM: GSE Temporary - QM/SH No Yes XXXXXX XXXXXX Yes Yes 2063.23 XXXXXX 4.1606 Employed (No Data) U.S. Citizen (No Data) No 0
209 QM: GSE Temporary - QM/SH No Yes XXXXXX XXXXXX Yes Yes 906.92 XXXXXX 4.4008 Employed Employed U.S. Citizen U.S. Citizen No 0
138 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 4724.2 XXXXXX 4.476 Employed Unemployed U.S. Citizen U.S. Citizen No 0
139 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 0 XXXXXX 4.25 Employed Employed U.S. Citizen Permanent Resident Alien No 0
140 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 906 XXXXXX 4.27 Employed Employed U.S. Citizen U.S. Citizen No 0
30 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 906 XXXXXX 4.3946 Employed Employed Permanent Resident Alien Permanent Resident Alien No 0
332 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 6778.84 XXXXXX 4.3714 Employed Unemployed U.S. Citizen U.S. Citizen No 0
392 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 895 XXXXXX 4.3977 Employed Employed U.S. Citizen U.S. Citizen No 0
476 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1576.22 XXXXXX 4.5269 Employed Employed U.S. Citizen U.S. Citizen No 0
238 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 2220 XXXXXX 4.5239 Employed Employed U.S. Citizen U.S. Citizen No 0
31 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 4580 XXXXXX 4.3275 Employed (No Data) U.S. Citizen (No Data) No 0
32 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1106 XXXXXX 4.6423 Employed Employed U.S. Citizen U.S. Citizen No 0
141 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 2043.5 XXXXXX 4.431 Employed Employed U.S. Citizen U.S. Citizen No 0
215 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1594.06 XXXXXX 4.6592 Retired Unemployed U.S. Citizen U.S. Citizen No 0
239 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1095 XXXXXX 4.5506 Employed Employed U.S. Citizen U.S. Citizen No 0
458 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 959.41 XXXXXX 4.7631 Employed (No Data) U.S. Citizen (No Data) No 0
216 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 5353.22 XXXXXX 4.6353 Employed Unemployed U.S. Citizen U.S. Citizen No 0
305 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 448 XXXXXX 4.6328 Employed Employed U.S. Citizen U.S. Citizen No 0
33 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 5451 XXXXXX 4.3406 Employed Unemployed U.S. Citizen U.S. Citizen No 0
306 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 895 XXXXXX 4.2745 Employed (No Data) U.S. Citizen (No Data) No 0
34 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 0 XXXXXX 4.25 Employed (No Data) U.S. Citizen (No Data) No 0
3 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 2925 XXXXXX 4.2742 Employed Unemployed U.S. Citizen U.S. Citizen No 0
240 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 895 XXXXXX 4.5283 Employed Unemployed U.S. Citizen U.S. Citizen No 0
333 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 0 XXXXXX 4.3525 Employed Employed U.S. Citizen U.S. Citizen No 0
35 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 906 XXXXXX 4.1603 Employed Employed U.S. Citizen U.S. Citizen No 0
36 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 906 XXXXXX 4.0037 Employed Unemployed U.S. Citizen U.S. Citizen No 0
142 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1145 XXXXXX 4.3906 Employed Unemployed U.S. Citizen U.S. Citizen No 0
143 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 895 XXXXXX 4.1435 Employed Employed U.S. Citizen U.S. Citizen No 0
144 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 3069.62 XXXXXX 4.3003 Employed Employed U.S. Citizen U.S. Citizen No 0
145 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 2739.75 XXXXXX 4.6711 Employed Employed U.S. Citizen U.S. Citizen No 0
393 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 233.04 XXXXXX 4.3955 Retired (No Data) U.S. Citizen (No Data) No 0
307 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1165 XXXXXX 4.3955 Employed Employed Permanent Resident Alien Permanent Resident Alien No 0
241 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 895 XXXXXX 4.4078 Employed Employed U.S. Citizen U.S. Citizen No 0
450 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1286.6 XXXXXX 4.4122 Employed (No Data) U.S. Citizen (No Data) No 0
441 QM: GSE Temporary - QM/SH No Yes XXXXXX XXXXXX Yes Yes 5882.2 XXXXXX 5.2458 Employed (No Data) U.S. Citizen (No Data) No 0
146 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1106 XXXXXX 4.5315 Employed Employed U.S. Citizen U.S. Citizen No 0
37 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1095 XXXXXX 4.4004 Employed Unemployed U.S. Citizen U.S. Citizen No 0
217 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 9203.52 XXXXXX 4.3959 Employed Unemployed U.S. Citizen U.S. Citizen No 0
405 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1095 XXXXXX 4.4066 Employed (No Data) U.S. Citizen (No Data) No 0
334 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1095 XXXXXX 4.5261 Employed (No Data) U.S. Citizen (No Data) No 0
242 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 895 XXXXXX 4.5186 Employed Unemployed U.S. Citizen U.S. Citizen No 0
38 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 2804.5 XXXXXX 4.4051 Employed Employed U.S. Citizen U.S. Citizen No 0
39 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 894.2 XXXXXX 4.516 Employed (No Data) U.S. Citizen (No Data) No 0
308 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 895 XXXXXX 4.5184 Employed Employed U.S. Citizen U.S. Citizen No 0
147 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 2414.39 XXXXXX 4.426 Employed Employed U.S. Citizen U.S. Citizen No 0
4 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1550 XXXXXX 4.3991 Employed Employed U.S. Citizen U.S. Citizen No 0
148 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 995 XXXXXX 4.3961 Employed Employed U.S. Citizen U.S. Citizen No 0
366 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 3346.76 XXXXXX 4.3846 Employed Unemployed U.S. Citizen U.S. Citizen No 0
40 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 995 XXXXXX 4.5245 Employed Employed U.S. Citizen U.S. Citizen No 0
309 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 7285 XXXXXX 4.5972 Employed (No Data) U.S. Citizen (No Data) No 0
275 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 5395 XXXXXX 4.3539 Employed Employed U.S. Citizen U.S. Citizen No 0
41 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 6380.64 XXXXXX 4.6636 Employed (No Data) U.S. Citizen (No Data) No 0
149 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 3497.34 XXXXXX 4.8203 Employed (No Data) U.S. Citizen (No Data) No 0
150 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 995 XXXXXX 4.8925 Employed Employed U.S. Citizen U.S. Citizen No 0
42 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 950 XXXXXX 4.5184 Employed Employed U.S. Citizen U.S. Citizen No 0
43 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 995 XXXXXX 4.3937 Employed Employed U.S. Citizen U.S. Citizen No 0
44 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 5749 XXXXXX 4.457 Employed Employed U.S. Citizen U.S. Citizen No 0
45 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 2763.5 XXXXXX 4.5532 Employed Unemployed U.S. Citizen U.S. Citizen No 0
46 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1913.8 XXXXXX 4.7877 Employed Employed U.S. Citizen U.S. Citizen No 0
47 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 10413.41 XXXXXX 4.3907 Employed (No Data) U.S. Citizen (No Data) No 0
48 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 3106.3 XXXXXX 4.5512 Employed Employed U.S. Citizen U.S. Citizen No 0
49 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 3685.92 XXXXXX 4.706 Employed (No Data) U.S. Citizen (No Data) No 0
50 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1885 XXXXXX 4.2983 Employed (No Data) U.S. Citizen (No Data) No 0
243 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 950 XXXXXX 4.5256 Employed Unemployed U.S. Citizen U.S. Citizen No 0
51 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1445 XXXXXX 4.3969 Retired Employed U.S. Citizen U.S. Citizen No 0
420 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 2719 XXXXXX 4.5499 Employed (No Data) U.S. Citizen (No Data) No 0
52 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1200 XXXXXX 4.3943 Employed (No Data) U.S. Citizen (No Data) No 0
151 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 2378.13 XXXXXX 4.3031 Employed Employed U.S. Citizen U.S. Citizen No 0
53 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 10275.43 XXXXXX 4.4086 Employed Employed U.S. Citizen U.S. Citizen No 0
54 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1490 XXXXXX 4.5539 Employed (No Data) U.S. Citizen (No Data) No 0
152 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 2765 XXXXXX 4.5474 Employed (No Data) U.S. Citizen (No Data) No 0
55 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 4848 XXXXXX 4.6559 Employed Employed U.S. Citizen U.S. Citizen No 0
244 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 3677.68 XXXXXX 4.5707 Employed Employed U.S. Citizen U.S. Citizen No 0
218 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 11940.43 XXXXXX 4.5656 Employed (No Data) Non-Permanent Resident Alien (No Data) No 0
310 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 950 XXXXXX 4.7685 Employed (No Data) U.S. Citizen (No Data) No 0
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154 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1490 XXXXXX 4.6517 Employed (No Data) U.S. Citizen (No Data) No 0
429 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 3146.3 XXXXXX 4.8207 Employed (No Data) U.S. Citizen (No Data) No 0
276 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 2336.5 XXXXXX 4.6764 Employed (No Data) U.S. Citizen (No Data) No 0
277 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 0 XXXXXX 4.7273 Employed Employed U.S. Citizen U.S. Citizen No 0
311 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1690 XXXXXX 4.6358 Employed (No Data) U.S. Citizen (No Data) No 0
278 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1683 XXXXXX 4.7802 Employed Employed U.S. Citizen U.S. Citizen No 0
356 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1090 XXXXXX 4.5143 Employed Employed U.S. Citizen U.S. Citizen No 0
279 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1620 XXXXXX 4.7868 Employed Employed U.S. Citizen U.S. Citizen No 0
312 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 873 XXXXXX 4.6425 Employed (No Data) U.S. Citizen (No Data) No 0
313 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1490 XXXXXX 4.5212 Employed (No Data) U.S. Citizen (No Data) No 0
335 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1490 XXXXXX 4.6414 Employed (No Data) U.S. Citizen (No Data) No 0
421 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1385 XXXXXX 4.7718 Employed Employed U.S. Citizen U.S. Citizen No 0
280 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1495 XXXXXX 4.6727 Employed (No Data) U.S. Citizen (No Data) No 0
451 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1490 XXXXXX 4.7612 Employed (No Data) Permanent Resident Alien (No Data) No 0
430 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1385 XXXXXX 4.6466 Employed (No Data) Permanent Resident Alien (No Data) No 0
336 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 15765 XXXXXX 5.1863 Employed (No Data) U.S. Citizen (No Data) No 0
394 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1090 XXXXXX 4.7799 Employed Employed U.S. Citizen U.S. Citizen No 0
459 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 9617.38 XXXXXX 4.4889 Employed (No Data) Non-Permanent Resident Alien (No Data) No 0
367 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1515.9 XXXXXX 4.7849 Employed (No Data) U.S. Citizen (No Data) No 0
337 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 6601.7 XXXXXX 4.7064 Employed (No Data) U.S. Citizen (No Data) No 0
468 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 3677.8 XXXXXX 4.7716 Employed Employed Permanent Resident Alien Permanent Resident Alien No 0
56 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 0 XXXXXX 4.375 Employed (No Data) U.S. Citizen (No Data) No 0
219 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 5000 XXXXXX 4.4555 Employed Employed U.S. Citizen U.S. Citizen No 0
155 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1639.42 XXXXXX 4.5143 Employed Employed U.S. Citizen U.S. Citizen No 0
57 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 0 XXXXXX 4.7499 Employed Employed U.S. Citizen U.S. Citizen No 0
422 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 2479.33 XXXXXX 4.5283 Employed Unemployed U.S. Citizen U.S. Citizen No 0
5 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 7183.36 XXXXXX 4.5977 Employed Employed U.S. Citizen U.S. Citizen No 0
58 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 11511.8 XXXXXX 4.5092 Employed Employed Permanent Resident Alien U.S. Citizen No 0
59 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1002 XXXXXX 4.6494 Retired Employed U.S. Citizen U.S. Citizen No 0
60 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 3836 XXXXXX 4.4484 Employed Unemployed U.S. Citizen U.S. Citizen No 0
156 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 7651 XXXXXX 4.5943 Employed Employed U.S. Citizen U.S. Citizen No 0
61 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 2671.05 XXXXXX 4.912 Employed (No Data) U.S. Citizen (No Data) No 0
62 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 6536.48 XXXXXX 4.4712 Employed (No Data) U.S. Citizen (No Data) No 0
314 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 2491 XXXXXX 4.5123 Employed Employed U.S. Citizen U.S. Citizen No 0
63 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 11560 XXXXXX 4.472 Employed Employed U.S. Citizen U.S. Citizen No 0
157 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 6498.02 XXXXXX 4.4595 Employed Unemployed U.S. Citizen U.S. Citizen No 0
64 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 4476.8 XXXXXX 4.5403 Employed Employed U.S. Citizen U.S. Citizen No 0
158 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 0 XXXXXX 4.7352 Employed Employed U.S. Citizen U.S. Citizen No 0
65 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1774.11 XXXXXX 4.6536 Employed Employed U.S. Citizen U.S. Citizen No 0
66 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 994 XXXXXX 4.5236 Employed (No Data) U.S. Citizen (No Data) No 0
67 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1159 XXXXXX 4.2637 Employed (No Data) U.S. Citizen (No Data) No 0
68 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1170 XXXXXX 4.2862 Employed (No Data) U.S. Citizen (No Data) No 0
245 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 994 XXXXXX 4.6436 Employed Employed U.S. Citizen U.S. Citizen No 0
159 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 8295 XXXXXX 4.3539 Employed (No Data) U.S. Citizen (No Data) No 0
69 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 6470 XXXXXX 4.2339 Employed Employed U.S. Citizen U.S. Citizen No 0
70 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 2794.5 XXXXXX 4.5201 Employed Employed U.S. Citizen U.S. Citizen No 0
71 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 0 XXXXXX 4.2498 Employed (No Data) U.S. Citizen (No Data) No 0
72 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 3700.81 XXXXXX 4.7239 Employed Employed U.S. Citizen U.S. Citizen No 0
160 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 9546.25 XXXXXX 4.5176 Employed (No Data) U.S. Citizen (No Data) No 0
73 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 2560 XXXXXX 4.9081 Employed Employed U.S. Citizen U.S. Citizen No 0
161 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 4931 XXXXXX 4.4264 Employed (No Data) U.S. Citizen (No Data) No 0
162 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 7676.2 XXXXXX 4.5041 Employed (No Data) U.S. Citizen (No Data) No 0
281 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 695 XXXXXX 4.754 Employed Unemployed U.S. Citizen U.S. Citizen No 0
163 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 0 XXXXXX 4.5041 Employed (No Data) U.S. Citizen (No Data) No 0
164 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 8816.94 XXXXXX 4.6509 Employed (No Data) U.S. Citizen (No Data) No 0
165 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 3950.38 XXXXXX 4.8182 Employed Employed U.S. Citizen U.S. Citizen No 0
166 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1440 XXXXXX 4.9327 Employed Employed U.S. Citizen U.S. Citizen No 0
220 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 5583 XXXXXX 4.6678 Employed Retired U.S. Citizen U.S. Citizen No 0
221 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 3946.5 XXXXXX 4.7893 Employed (No Data) U.S. Citizen (No Data) No 0
282 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 12168.09 XXXXXX 4.6237 Employed Employed U.S. Citizen U.S. Citizen No 0
167 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 8090 XXXXXX 4.8065 Employed Employed U.S. Citizen Permanent Resident Alien No 0
283 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1045 XXXXXX 4.7587 Employed (No Data) U.S. Citizen (No Data) No 0
246 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 0 XXXXXX 4.8749 Employed Employed U.S. Citizen U.S. Citizen No 0
168 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 994 XXXXXX 4.6396 Employed Employed U.S. Citizen U.S. Citizen No 0
284 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1290 XXXXXX 4.7645 Employed (No Data) U.S. Citizen (No Data) No 0
247 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1166.95 XXXXXX 4.7744 Employed Employed U.S. Citizen U.S. Citizen No 0
248 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1775 XXXXXX 4.7854 Employed Unemployed U.S. Citizen U.S. Citizen No 0
222 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1214.35 XXXXXX 4.3952 Employed (No Data) U.S. Citizen (No Data) No 0
249 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 3258.16 XXXXXX 4.417 Employed (No Data) U.S. Citizen (No Data) No 0
338 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 990 XXXXXX 4.6415 Employed (No Data) U.S. Citizen (No Data) No 0
250 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 0 XXXXXX 4.6249 Employed Employed U.S. Citizen U.S. Citizen No 0
223 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 2970 XXXXXX 4.6639 Employed Employed U.S. Citizen U.S. Citizen No 0
169 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 0 XXXXXX 4.4999 Employed (No Data) U.S. Citizen (No Data) No 0
251 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 9901.58 XXXXXX 4.4817 Employed Unemployed U.S. Citizen U.S. Citizen No 0
315 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 0 XXXXXX 4.6041 Employed (No Data) U.S. Citizen (No Data) No 0
439 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 11519.32 XXXXXX 4.7488 Employed Unemployed U.S. Citizen U.S. Citizen No 0
252 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1640 XXXXXX 4.6508 Employed (No Data) U.S. Citizen (No Data) No 0
339 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 2843.2 XXXXXX 4.6781 Employed Employed U.S. Citizen U.S. Citizen No 0
395 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1654 XXXXXX 5.0259 Unemployed (No Data) U.S. Citizen (No Data) No 0
285 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 995 XXXXXX 4.9229 Employed Employed U.S. Citizen U.S. Citizen No 0
224 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1478 XXXXXX 4.6508 Employed Unemployed Non-Resident Alien Non-Resident Alien No 0
357 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 0 XXXXXX 5.1245 Employed Employed U.S. Citizen U.S. Citizen No 0
460 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 7712.7 XXXXXX 4.5962 Employed Unemployed U.S. Citizen U.S. Citizen No 0
253 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 0 XXXXXX 4.7586 Employed Unemployed U.S. Citizen U.S. Citizen No 0
286 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 2759.98 XXXXXX 4.6732 Employed Unemployed U.S. Citizen U.S. Citizen No 0
368 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 3013.72 XXXXXX 4.6763 Employed Employed U.S. Citizen U.S. Citizen No 0
406 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 4161.65 XXXXXX 4.5933 Employed Employed U.S. Citizen U.S. Citizen No 0
407 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 3539.6 XXXXXX 4.5666 Employed (No Data) U.S. Citizen (No Data) No 0
369 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 5361.73 XXXXXX 4.4588 Employed (No Data) U.S. Citizen (No Data) No 0
358 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 0 XXXXXX 4.629 Employed Unemployed U.S. Citizen U.S. Citizen No 0
340 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 995 XXXXXX 4.8906 Employed (No Data) U.S. Citizen (No Data) No 0
316 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 0 XXXXXX 4.7499 Employed Unemployed U.S. Citizen U.S. Citizen No 0
341 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 807.5 XXXXXX 4.7868 Employed Employed U.S. Citizen U.S. Citizen No 0
370 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 0 XXXXXX 4.75 Employed (No Data) U.S. Citizen (No Data) No 0
469 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 0 XXXXXX 4.7497 Employed Employed U.S. Citizen U.S. Citizen No 0
408 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 0 XXXXXX 4.6248 Employed (No Data) U.S. Citizen (No Data) No 0
444 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1245 XXXXXX 4.682 Employed Employed U.S. Citizen U.S. Citizen No 0
371 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1580 XXXXXX 4.8851 Employed (No Data) U.S. Citizen (No Data) No 0
409 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 0 XXXXXX 4.7521 Employed Employed U.S. Citizen U.S. Citizen No 0
463 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1575.15 XXXXXX 4.5357 Employed (No Data) U.S. Citizen (No Data) No 0
372 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 4451.2 XXXXXX 4.5818 Employed Employed U.S. Citizen U.S. Citizen No 0
396 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 649.53 XXXXXX 4.7606 Employed Employed U.S. Citizen U.S. Citizen No 0
342 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 0 XXXXXX 4.875 Employed (No Data) U.S. Citizen (No Data) No 0
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423 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 0 XXXXXX 4.625 Employed Employed U.S. Citizen U.S. Citizen No 0
431 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 995 XXXXXX 4.5128 Employed Employed U.S. Citizen U.S. Citizen No 0
461 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 6383.95 XXXXXX 4.8626 Employed Employed U.S. Citizen U.S. Citizen No 0
478 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1610 XXXXXX 4.7773 Employed (No Data) U.S. Citizen (No Data) No 0
410 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 2271.76 XXXXXX 4.7755 Employed Employed U.S. Citizen U.S. Citizen No 0
452 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 5731 XXXXXX 4.91 Employed (No Data) U.S. Citizen (No Data) No 0
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287 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 995 XXXXXX 4.5333 Employed (No Data) U.S. Citizen (No Data) No 0
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171 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1261.95 XXXXXX 3.9268 Employed Employed U.S. Citizen U.S. Citizen No 0
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173 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 0 XXXXXX 4.2287 Employed (No Data) U.S. Citizen (No Data) No 0
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80 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 525 XXXXXX 4.5131 Employed (No Data) U.S. Citizen (No Data) No 0
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414 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 0 XXXXXX 4.2273 Employed Employed U.S. Citizen Permanent Resident Alien No 0
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344 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 6901 XXXXXX 4.9925 Employed (No Data) U.S. Citizen (No Data) No 0
345 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 0 XXXXXX 4.3668 Employed Employed U.S. Citizen U.S. Citizen No 0
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359 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 3810.88 XXXXXX 4.5161 Employed Employed U.S. Citizen U.S. Citizen No 0
228 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 3080 XXXXXX 5.0527 Employed Employed U.S. Citizen U.S. Citizen No 0
180 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 0 XXXXXX 4.7615 Employed Employed U.S. Citizen U.S. Citizen No 0
181 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1395 XXXXXX 4.7777 Employed Employed U.S. Citizen U.S. Citizen No 0
374 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 7285.4 XXXXXX 5.0879 Employed (No Data) U.S. Citizen (No Data) No 0
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259 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 14670 XXXXXX 4.6031 Employed Employed U.S. Citizen U.S. Citizen No 0
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288 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 995 XXXXXX 4.7805 Employed Employed U.S. Citizen Permanent Resident Alien No 0
289 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 459.99 XXXXXX 4.6511 Employed Employed U.S. Citizen U.S. Citizen No 0
322 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 7513.03 XXXXXX 4.3534 Employed Employed U.S. Citizen Permanent Resident Alien No 0
433 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 5022 XXXXXX 4.7043 Employed Employed U.S. Citizen U.S. Citizen No 0
375 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1022.66 XXXXXX 4.4942 Employed Employed U.S. Citizen U.S. Citizen No 0
399 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1195 XXXXXX 4.7729 Employed Employed U.S. Citizen U.S. Citizen No 0
347 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 795 XXXXXX 4.761 Employed Employed U.S. Citizen U.S. Citizen No 0
361 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 0 XXXXXX 4.502 Employed Employed U.S. Citizen U.S. Citizen No 0
376 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 12042.68 XXXXXX 4.5669 Employed Employed U.S. Citizen U.S. Citizen No 0
445 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 3202.5 XXXXXX 4.7882 Employed Employed U.S. Citizen U.S. Citizen No 0
348 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1095 XXXXXX 4.4046 Employed (No Data) U.S. Citizen (No Data) No 0
349 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1745 XXXXXX 4.7895 Employed (No Data) U.S. Citizen (No Data) No 0
377 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 0 XXXXXX 4.6239 Employed Unemployed U.S. Citizen U.S. Citizen No 0
323 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 0 XXXXXX 4.6678 Employed (No Data) U.S. Citizen (No Data) No 0
465 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 11801.9 XXXXXX 4.7353 Employed (No Data) U.S. Citizen (No Data) No 0
362 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 3020 XXXXXX 4.9211 Employed (No Data) U.S. Citizen (No Data) No 0
350 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1790 XXXXXX 4.797 Employed Employed U.S. Citizen U.S. Citizen No 0
378 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1311.95 XXXXXX 4.6585 Employed Employed U.S. Citizen U.S. Citizen No 0
415 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 3560.25 XXXXXX 4.4232 Employed Employed U.S. Citizen U.S. Citizen No 0
416 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1715 XXXXXX 4.6798 Employed Employed U.S. Citizen U.S. Citizen No 0
466 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 4227 XXXXXX 4.707 Employed Employed U.S. Citizen U.S. Citizen No 0
434 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1412.75 XXXXXX 4.8989 Employed Unemployed U.S. Citizen (No Data) No 0
471 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 834 XXXXXX 4.4007 Employed Employed U.S. Citizen U.S. Citizen No 0
424 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1725.5 XXXXXX 4.7777 Employed Employed U.S. Citizen U.S. Citizen No 0
425 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 17295 XXXXXX 4.5733 Employed Employed U.S. Citizen U.S. Citizen No 0
454 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1805.91 XXXXXX 4.9005 Employed Employed U.S. Citizen U.S. Citizen No 0
462 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 6125 XXXXXX 4.4792 Retired Unemployed U.S. Citizen U.S. Citizen No 0
426 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 8902.2 XXXXXX 4.4599 Employed Employed Non-Permanent Resident Alien Non-Permanent Resident Alien No 0
440 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1195 XXXXXX 4.7936 Employed (No Data) U.S. Citizen (No Data) No 0
472 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1706.95 XXXXXX 5.0365 Employed (No Data) U.S. Citizen (No Data) No 0
479 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 7019 XXXXXX 4.9803 Employed Unemployed U.S. Citizen U.S. Citizen No 0
455 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1965.08 XXXXXX 4.5499 Employed (No Data) U.S. Citizen (No Data) No 0
446 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1695 XXXXXX 4.6538 Employed (No Data) U.S. Citizen (No Data) No 0
93 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 4047.5 XXXXXX 4.3007 Employed Employed U.S. Citizen U.S. Citizen No 0
184 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1724.44 XXXXXX 4.4227 Employed (No Data) U.S. Citizen (No Data) No 0
185 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 0 XXXXXX 4.2411 Employed Unemployed U.S. Citizen Permanent Resident Alien No 0
94 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1420.81 XXXXXX 4.5272 Employed Employed U.S. Citizen U.S. Citizen No 0
417 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1006 XXXXXX 4.3964 Employed Employed U.S. Citizen U.S. Citizen No 0
186 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 906 XXXXXX 4.6481 Employed Employed U.S. Citizen U.S. Citizen No 0
95 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 8226 XXXXXX 4.4171 Employed Unemployed U.S. Citizen U.S. Citizen No 0
473 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 0 XXXXXX 4.4788 Retired Retired U.S. Citizen U.S. Citizen No 0
187 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1863.8 XXXXXX 4.4103 Employed Unemployed U.S. Citizen U.S. Citizen No 0
188 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 2062.34 XXXXXX 4.6583 Employed Employed U.S. Citizen U.S. Citizen No 0
189 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 895 XXXXXX 4.2795 Employed Employed U.S. Citizen U.S. Citizen No 0
190 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1651 XXXXXX 4.5608 Employed (No Data) U.S. Citizen (No Data) No 0
260 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 187.15 XXXXXX 4.6317 Employed Unemployed U.S. Citizen U.S. Citizen No 0
442 QM: GSE Temporary - QM/SH No Yes XXXXXX XXXXXX Yes Yes 2782.5 XXXXXX 4.8943 Retired Unemployed U.S. Citizen Permanent Resident Alien No 0
474 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 100 XXXXXX 4.7643 Employed Unemployed U.S. Citizen U.S. Citizen No 0
400 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 2276.04 XXXXXX 4.4251 Employed Unemployed U.S. Citizen U.S. Citizen No 0
386 QM: GSE Temporary - QM/SH No Yes XXXXXX XXXXXX Yes Yes 4658.75 XXXXXX 5.4275 Employed (No Data) U.S. Citizen (No Data) No 0
448 QM: GSE Temporary - QM/SH No Yes XXXXXX XXXXXX Yes Yes 222.29 XXXXXX 4.6335 Employed Unemployed U.S. Citizen U.S. Citizen No 0
191 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 2648.08 XXXXXX 4.4499 Employed Employed U.S. Citizen U.S. Citizen No 0
96 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 6850.68 XXXXXX 4.3687 Employed (No Data) U.S. Citizen (No Data) No 0
97 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1095 XXXXXX 4.02 Employed (No Data) U.S. Citizen (No Data) No 0
98 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 11482.1 XXXXXX 4.1773 Employed Employed U.S. Citizen U.S. Citizen No 0
192 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 2014.82 XXXXXX 4.1696 Employed Employed U.S. Citizen U.S. Citizen No 0
99 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1587.65 XXXXXX 4.174 Employed Employed U.S. Citizen U.S. Citizen No 0
447 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 2557.22 XXXXXX 4.3021 Employed Employed U.S. Citizen U.S. Citizen No 0
261 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1095 XXXXXX 4.6827 Employed Unemployed U.S. Citizen (No Data) No 0
193 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1095 XXXXXX 4.3973 Employed (No Data) U.S. Citizen (No Data) No 0
456 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1106 XXXXXX 4.5219 Employed (No Data) U.S. Citizen (No Data) No 0
194 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 0 XXXXXX 4.1164 Employed (No Data) U.S. Citizen (No Data) No 0
290 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 0 XXXXXX 4.6239 Retired Retired U.S. Citizen U.S. Citizen No 0
401 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1106 XXXXXX 4.3866 Employed Employed U.S. Citizen U.S. Citizen No 0
100 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 3836.7 XXXXXX 4.3472 Retired Employed U.S. Citizen U.S. Citizen No 0
351 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 5457.08 XXXXXX 4.4807 Retired Unemployed U.S. Citizen U.S. Citizen No 0
101 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1095 XXXXXX 4.3913 Employed Unemployed U.S. Citizen U.S. Citizen No 0
102 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 6987.98 XXXXXX 4.3002 Employed Employed U.S. Citizen U.S. Citizen No 0
103 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1095 XXXXXX 4.4118 Employed Employed U.S. Citizen U.S. Citizen No 0
104 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1095 XXXXXX 4.5219 Employed Employed U.S. Citizen U.S. Citizen No 0
195 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1106 XXXXXX 4.2724 Employed Employed Permanent Resident Alien Permanent Resident Alien No 0
231 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 3615 XXXXXX 4.4257 Employed Employed U.S. Citizen U.S. Citizen No 0
232 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1095 XXXXXX 4.378 Employed Unemployed U.S. Citizen U.S. Citizen No 0
387 QM: GSE Temporary - QM/SH No Yes XXXXXX XXXXXX Yes Yes 0 XXXXXX 5.6137 Employed (No Data) U.S. Citizen (No Data) No 0
352 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 2687 XXXXXX 4.4315 Employed Employed U.S. Citizen U.S. Citizen No 0
7 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1560 XXXXXX 3.7741 Employed Unemployed U.S. Citizen U.S. Citizen No 0
402 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 0 XXXXXX 4.4904 Employed (No Data) U.S. Citizen (No Data) No 0
233 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1095 XXXXXX 4.4112 Employed Employed U.S. Citizen U.S. Citizen No 0
291 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1095 XXXXXX 4.4013 Employed Employed U.S. Citizen U.S. Citizen No 0
353 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1095 XXXXXX 4.4011 Employed (No Data) U.S. Citizen (No Data) No 0
467 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1106 XXXXXX 4.5135 Employed Employed Permanent Resident Alien U.S. Citizen No 0
196 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 0 XXXXXX 4.5 Employed Employed Permanent Resident Alien Permanent Resident Alien No 0
197 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 190.05 XXXXXX 4.3759 Employed (No Data) U.S. Citizen (No Data) No 0
198 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 3552.4 XXXXXX 4.0639 Employed Employed U.S. Citizen U.S. Citizen No 0
379 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1095 XXXXXX 4.6629 Employed Employed Non-Permanent Resident Alien Non-Resident Alien No 0
105 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 0 XXXXXX 4.3657 Employed Employed Permanent Resident Alien Permanent Resident Alien No 0
435 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 3657.89 XXXXXX 4.2922 Employed (No Data) U.S. Citizen (No Data) No 0
106 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 2674 XXXXXX 4.3184 Employed Employed U.S. Citizen U.S. Citizen No 0
380 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 0 XXXXXX 4.2352 Employed Employed Permanent Resident Alien Permanent Resident Alien No 0
403 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 366.12 XXXXXX 4.539 Employed Unemployed U.S. Citizen Permanent Resident Alien No 0
199 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1307.48 XXXXXX 4.4133 Employed Unemployed U.S. Citizen U.S. Citizen No 0
418 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 7254.8 XXXXXX 4.2103 Employed (No Data) Permanent Resident Alien (No Data) No 0
381 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 0 XXXXXX 4.404 Employed (No Data) U.S. Citizen (No Data) No 0
107 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 3389.5 XXXXXX 4.4435 Employed Employed U.S. Citizen U.S. Citizen No 0
108 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1095 XXXXXX 4.6643 Employed Employed U.S. Citizen Permanent Resident Alien No 0
109 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1106 XXXXXX 4.5216 Employed Employed U.S. Citizen U.S. Citizen No 0
210 QM: GSE Temporary - QM/SH No Yes XXXXXX XXXXXX Yes Yes 1095 XXXXXX 4.7898 Employed Employed U.S. Citizen U.S. Citizen No 0
292 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 692.52 XXXXXX 4.5034 Employed (No Data) U.S. Citizen (No Data) No 0
262 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1095 XXXXXX 4.6455 Employed Employed U.S. Citizen U.S. Citizen No 0
382 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 0 XXXXXX 4.6161 Employed Unemployed U.S. Citizen U.S. Citizen No 0
383 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1095 XXXXXX 4.5227 Employed Employed U.S. Citizen U.S. Citizen No 0
200 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 2291.37 XXXXXX 4.5374 Employed (No Data) U.S. Citizen (No Data) No 0
267 QM: GSE Temporary - QM/SH No Yes XXXXXX XXXXXX Yes Yes 1095 XXXXXX 4.8955 Employed (No Data) U.S. Citizen (No Data) No 0
263 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 5335.75 XXXXXX 4.0785 Employed Unemployed U.S. Citizen U.S. Citizen No 0
201 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 895 XXXXXX 4.4005 Employed (No Data) U.S. Citizen (No Data) No 0
110 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 899.7 XXXXXX 4.2627 Employed Employed U.S. Citizen U.S. Citizen No 0
111 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 895 XXXXXX 4.2712 Employed Employed U.S. Citizen U.S. Citizen No 0
293 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 6711 XXXXXX 4.3395 Employed Employed U.S. Citizen U.S. Citizen No 0
211 QM: GSE Temporary - QM/SH No Yes XXXXXX XXXXXX Yes Yes 874.12 XXXXXX 4.3967 Employed Employed U.S. Citizen U.S. Citizen No 0
202 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 895 XXXXXX 4.2686 Employed Employed U.S. Citizen U.S. Citizen No 0
324 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 995 XXXXXX 4.7687 Employed Retired U.S. Citizen U.S. Citizen No 0
264 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 895 XXXXXX 4.3939 Employed Employed U.S. Citizen U.S. Citizen No 0
294 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 906 XXXXXX 4.394 Employed Employed U.S. Citizen U.S. Citizen No 0
427 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 1977.92 XXXXXX 4.2862 Employed (No Data) U.S. Citizen (No Data) No 0
268 QM: GSE Temporary - QM/SH No Yes XXXXXX XXXXXX Yes Yes 0 XXXXXX 4.4947 Employed Employed U.S. Citizen U.S. Citizen No 0
404 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 4927.92 XXXXXX 4.3066 Employed (No Data) U.S. Citizen (No Data) No 0
112 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 895 XXXXXX 4.2671 Employed (No Data) U.S. Citizen (No Data) No 0
203 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 906 XXXXXX 4.3956 Employed Unemployed U.S. Citizen U.S. Citizen No 0
295 QM: Safe Harbor No Yes XXXXXX XXXXXX No Yes 895 XXXXXX 4.5175 Employed Employed U.S. Citizen U.S. Citizen No 0