The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACV AUCTIONS INC COM CL A 00091G104 947 52,941 SH   SOLE   0 0 52,941
ABBOTT LABS COM 002824100 378 3,196 SH   SOLE   0 0 3,196
ABBVIE INC COM 00287Y109 529 4,901 SH   SOLE   0 0 4,901
ALPHABET INC CAP STK CL C 02079K107 251 94 SH   SOLE   0 0 94
ALPHABET INC CAP STK CL A 02079K305 374 140 SH   SOLE   0 0 140
ALTRIA GROUP INC COM 02209S103 259 5,700 SH   SOLE   0 0 5,700
AMAZON COM INC COM 023135106 1,485 452 SH   SOLE   0 0 452
AMERICAN EXPRESS CO COM 025816109 337 2,012 SH   SOLE   0 0 2,012
AMERICAN WTR WKS CO INC NEW COM 030420103 302 1,788 SH   SOLE   0 0 1,788
APPLE INC COM 037833100 3,774 26,669 SH   SOLE   0 0 26,668
ARKO CORP COM 041242108 273 27,000 SH   SOLE   0 0 27,000
BWX TECHNOLOGIES INC COM 05605H100 474 8,800 SH   SOLE   0 0 8,800
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,371 5,024 SH   SOLE   0 0 5,024
CIGNA CORP NEW COM 125523100 241 1,204 SH   SOLE   0 0 1,203
CADENCE BANCORPORATION CL A 12739A100 701 31,900 SH   SOLE   0 0 31,900
CARTERS INC COM 146229109 603 6,200 SH   SOLE   0 0 6,200
COCA COLA CO COM 191216100 364 6,945 SH   SOLE   0 0 6,945
COMPASS MINERALS INTL INC COM 20451N101 406 6,300 SH   SOLE   0 0 6,300
COSTCO WHSL CORP NEW COM 22160K105 820 1,825 SH   SOLE   0 0 1,825
DEVON ENERGY CORP NEW COM 25179M103 295 8,300 SH   SOLE   0 0 8,300
DICKS SPORTING GOODS INC COM 253393102 558 4,659 SH   SOLE   0 0 4,659
DISNEY WALT CO COM 254687106 292 1,726 SH   SOLE   0 0 1,726
DOMINION ENERGY INC COM 25746U109 265 3,631 SH   SOLE   0 0 3,631
ECOLAB INC COM 278865100 250 1,200 SH   SOLE   0 0 1,200
ECOVYST INC COM 27923Q109 447 38,300 SH   SOLE   0 0 38,300
EXXON MOBIL CORP COM 30231G102 461 7,834 SH   SOLE   0 0 7,834
FIREEYE INC COM 31816Q101 637 35,800 SH   SOLE   0 0 35,800
FLEXSHARES TR MSTAR EMKT FAC 33939L308 1,626 26,807 SH   SOLE   0 0 26,807
FLEXSHARES TR MORNSTAR UPSTR 33939L407 2,655 72,554 SH   SOLE   0 0 72,554
FLEXSHARES TR IBOXX 5YR TRGT 33939L605 412 14,742 SH   SOLE   0 0 14,742
FLEXSHARES TR STOXX GLOBR INF 33939L795 1,026 18,394 SH   SOLE   0 0 18,394
GRAPHIC PACKAGING HLDG CO COM 388689101 548 28,800 SH   SOLE   0 0 28,800
GREENSKY INC CL A 39572G100 409 36,600 SH   SOLE   0 0 36,600
HANESBRANDS INC COM 410345102 525 30,600 SH   SOLE   0 0 30,600
HOME DEPOT INC COM 437076102 934 2,846 SH   SOLE   0 0 2,846
HONEYWELL INTL INC COM 438516106 208 981 SH   SOLE   0 0 981
ILLINOIS TOOL WKS INC COM 452308109 227 1,101 SH   SOLE   0 0 1,101
INFINERA CORP COM 45667G103 418 50,200 SH   SOLE   0 0 50,200
INGREDION INC COM 457187102 605 6,800 SH   SOLE   0 0 6,800
INTEL CORP COM 458140100 240 4,512 SH   SOLE   0 0 4,512
INTERNATIONAL BUSINESS MACHS COM 459200101 248 1,786 SH   SOLE   0 0 1,786
INTUITIVE SURGICAL INC COM NEW 46120E602 249 250 SH   SOLE   0 0 250
ISHARES TR CORE S&P500 ETF 464287200 47,603 110,495 SH   SOLE   0 0 110,494
ISHARES TR CORE US AGGBD ET 464287226 6,059 52,761 SH   SOLE   0 0 52,761
ISHARES TR S&P 500 GRWT ETF 464287309 782 10,575 SH   SOLE   0 0 10,574
ISHARES TR MSCI EAFE ETF 464287465 378 4,841 SH   SOLE   0 0 4,840
ISHARES TR RUS MID CAP ETF 464287499 422 5,401 SH   SOLE   0 0 5,401
ISHARES TR CORE S&P MCP ETF 464287507 786 2,988 SH   SOLE   0 0 2,988
ISHARES TR RUS 1000 VAL ETF 464287598 2,446 15,628 SH   SOLE   0 0 15,628
ISHARES TR RUS 2000 VAL ETF 464287630 497 3,100 SH   SOLE   0 0 3,100
ISHARES TR CORE S&P SCP ETF 464287804 2,398 21,965 SH   SOLE   0 0 21,965
ISHARES TR SP SMCP600VL ETF 464287879 295 2,929 SH   SOLE   0 0 2,929
ISHARES TR IBOXX HI YD ETF 464288513 380 4,346 SH   SOLE   0 0 4,346
ISHARES TR CRE U S REIT ETF 464288521 46,412 791,337 SH   SOLE   0 0 791,336
ISHARES TR ESG AW MSCI EAFE 46435G516 748 9,540 SH   SOLE   0 0 9,539
ISHARES TR BROAD USD HIGH 46435U853 1,152 27,751 SH   SOLE   0 0 27,751
JPMORGAN CHASE & CO COM 46625H100 1,349 8,243 SH   SOLE   0 0 8,243
JOHNSON & JOHNSON COM 478160104 709 4,392 SH   SOLE   0 0 4,392
LIBERTY MEDIA CORP DEL COM C BRAVES GRP 531229888 555 21,000 SH   SOLE   0 0 21,000
LIONS GATE ENTMNT CORP CL B NON VTG 535919500 712 54,800 SH   SOLE   0 0 54,800
MADISON SQUARE GRDN SPRT COR CL A 55825T103 576 3,100 SH   SOLE   0 0 3,100
MARRIOTT INTL INC NEW CL A 571903202 299 2,020 SH   SOLE   0 0 2,020
MCDONALDS CORP COM 580135101 398 1,650 SH   SOLE   0 0 1,650
MICROSOFT CORP COM 594918104 3,902 13,842 SH   SOLE   0 0 13,842
MONDELEZ INTL INC CL A 609207105 223 3,830 SH   SOLE   0 0 3,830
NORFOLK SOUTHN CORP COM 655844108 294 1,229 SH   SOLE   0 0 1,229
NOVO-NORDISK A S ADR 670100205 387 4,030 SH   SOLE   0 0 4,030
NVIDIA CORPORATION COM 67066G104 755 3,644 SH   SOLE   0 0 3,644
PEOPLES UNITED FINANCIAL INC COM 712704105 750 42,950 SH   SOLE   0 0 42,950
PEPSICO INC COM 713448108 676 4,494 SH   SOLE   0 0 4,494
PHILIP MORRIS INTL INC COM 718172109 531 5,600 SH   SOLE   0 0 5,600
PROCTER AND GAMBLE CO COM 742718109 822 5,877 SH   SOLE   0 0 5,877
QUALCOMM INC COM 747525103 289 2,241 SH   SOLE   0 0 2,241
RESMED INC COM 761152107 254 963 SH   SOLE   0 0 963
ROCKWELL AUTOMATION INC COM 773903109 282 960 SH   SOLE   0 0 960
SJW GROUP COM 784305104 261 3,946 SH   SOLE   0 0 3,946
SPDR S&P 500 ETF TR TR UNIT 78462F103 10,326 24,063 SH   SOLE   0 0 24,062
SCHWAB STRATEGIC TR US REIT ETF 808524847 2,604 57,011 SH   SOLE   0 0 57,011
SHOPIFY INC CL A 82509L107 346 255 SH   SOLE   0 0 255
TARGET CORP COM 87612E106 300 1,310 SH   SOLE   0 0 1,310
TRUIST FINL CORP COM 89832Q109 532 9,074 SH   SOLE   0 0 9,074
URBAN OUTFITTERS INC COM 917047102 600 20,200 SH   SOLE   0 0 20,200
VANGUARD STAR FDS VG TL INTL STK F 921909768 19,897 314,524 SH   SOLE   0 0 314,523
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 41,084 480,795 SH   SOLE   0 0 480,794
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 10,038 198,805 SH   SOLE   0 0 198,805
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 13,982 35,452 SH   SOLE   0 0 35,451
VANGUARD INDEX FDS SM CP VAL ETF 922908611 257 1,520 SH   SOLE   0 0 1,520
VANGUARD INDEX FDS MID CAP ETF 922908629 13,680 57,781 SH   SOLE   0 0 57,780
VANGUARD INDEX FDS LARGE CAP ETF 922908637 43,259 215,305 SH   SOLE   0 0 215,304
VANGUARD INDEX FDS SMALL CP ETF 922908751 15,231 69,652 SH   SOLE   0 0 69,652
VANGUARD INDEX FDS TOTAL STK MKT 922908769 4,528 20,390 SH   SOLE   0 0 20,389
VERIZON COMMUNICATIONS INC COM 92343V104 291 5,392 SH   SOLE   0 0 5,392
WASHINGTON TR BANCORP INC COM 940610108 291 5,500 SH   SOLE   0 0 5,500
AXALTA COATING SYS LTD COM G0750C108 558 19,100 SH   SOLE   0 0 19,100
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 603 1,885 SH   SOLE   0 0 1,885
NXP SEMICONDUCTORS N V COM N6596X109 272 1,390 SH   SOLE   0 0 1,390