The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
COHEN & STEERS QUALITY INCOM COM 19247L106 113 10,165 SH   SOLE   0 0 10,164
DICKS SPORTING GOODS INC COM 253393102 268 4,629 SH   SOLE   0 0 4,628
DOMINION ENERGY INC COM 25746U109 345 4,371 SH   SOLE   0 0 4,371
ISHARES TR CORE S&P500 ETF 464287200 10,915 32,479 SH   SOLE   0 0 32,479
ISHARES TR S&P 500 GRWT ETF 464287309 467 2,021 SH   SOLE   0 0 2,020
ISHARES TR RUS MID CAP ETF 464287499 292 5,097 SH   SOLE   0 0 5,097
ISHARES TR RUSSELL 2000 ETF 464287655 297 1,982 SH   SOLE   0 0 1,981
ISHARES TR SP SMCP600VL ETF 464287879 166 154,431 SH   SOLE   0 0 154,431
ISHARES TR CRE U S REIT ETF 464288521 33,938 775,914 SH   SOLE   0 0 775,913
ISHARES TR ESG AW MSCI EAFE 46435G516 1,566 24,676 SH   SOLE   0 0 24,675
SCHWAB STRATEGIC TR US REIT ETF 808524847 1,602 45,283 SH   SOLE   0 0 45,282
SCHWAB STRATEGIC TR US TIPS ETF 808524870 264 4,287 SH   SOLE   0 0 4,286
TRUIST FINL CORP COM 89832Q109 381 10,009 SH   SOLE   0 0 10,009
VANGUARD STAR FDS VG TL INTL STK F 921909768 17,623 337,808 SH   SOLE   0 0 337,807
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 37,159 421,213 SH   SOLE   0 0 421,212
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 6,191 151,369 SH   SOLE   0 0 151,368
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 12,021 39,060 SH   SOLE   0 0 39,059
VANGUARD INDEX FDS MID CAP ETF 922908629 584 3,312 SH   SOLE   0 0 3,311
VANGUARD INDEX FDS LARGE CAP ETF 922908637 34,976 223,576 SH   SOLE   0 0 223,576
VANGUARD INDEX FDS SMALL CP ETF 922908751 16,255 105,690 SH   SOLE   0 0 105,690
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,943 11,408 SH   SOLE   0 0 11,407
VERIZON COMMUNICATIONS INC COM 92343V104 332 5,573 SH   SOLE   0 0 5,573