The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
DOMINION ENERGY INC COM 25746U109 355 4,371 SH   SOLE   0 0 4,371
ISHARES TR CORE S&P500 ETF 464287200 11,382 36,754 SH   SOLE   0 0 36,754
ISHARES TR S&P 500 GRWT ETF 464287309 418 2,016 SH   SOLE   0 0 2,015
ISHARES TR RUS MID CAP ETF 464287499 1,234 23,019 SH   SOLE   0 0 23,019
ISHARES TR RUSSELL 2000 ETF 464287655 328 2,292 SH   SOLE   0 0 2,292
ISHARES TR CRE U S REIT ETF 464288521 29,795 685,251 SH   SOLE   0 0 685,251
ISHARES TR ESG MSCI EAFE 46435G516 1,495 24,676 SH   SOLE   0 0 24,675
SCHWAB STRATEGIC TR US REIT ETF 808524847 1,655 46,990 SH   SOLE   0 0 46,989
SCHWAB STRATEGIC TR US TIPS ETF 808524870 220 3,660 SH   SOLE   0 0 3,660
TRUIST FINL CORP COM 89832Q109 376 10,009 SH   SOLE   0 0 10,009
VANGUARD STAR FDS VG TL INTL STK F 921909768 17,280 351,438 SH   SOLE   0 0 351,437
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 33,222 376,071 SH   SOLE   0 0 376,070
VANGUARD TAX-MANAGED FDS FTSE DEV MKT ETF 921943858 6,145 158,409 SH   SOLE   0 0 158,409
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 10,128 35,735 SH   SOLE   0 0 35,734
VANGUARD INDEX FDS MID CAP ETF 922908629 539 3,290 SH   SOLE   0 0 3,290
VANGUARD INDEX FDS LARGE CAP ETF 922908637 33,674 234,460 SH   SOLE   0 0 234,459
VANGUARD INDEX FDS SMALL CP ETF 922908751 16,680 114,378 SH   SOLE   0 0 114,377
VERIZON COMMUNICATIONS INC COM 92343V104 307 5,573 SH   SOLE   0 0 5,573