The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
DOMINION ENERGY INC COM 25746U109   330 4,571 SH   SOLE   0 0 4,571
ISHARES TR CORE S&P500 ETF 464287200   15,551 60,182 SH   SOLE   0 0 60,182
ISHARES TR S&P 500 GRWT ETF 464287309   310 1,879 SH   SOLE   0 0 1,878
ISHARES TR RUS MID CAP ETF 464287499   2,099 48,620 SH   SOLE   0 0 48,619
ISHARES TR RUSSELL 2000 ETF 464287655   810 7,076 SH   SOLE   0 0 7,075
ISHARES TR CRE U S REIT ETF 464288521   32,905 840,045 SH   SOLE   0 0 840,045
ISHARES TR ESG MSCI EAFE 46435G516   1,299 24,443 SH   SOLE   0 0 24,442
SCHWAB STRATEGIC TR US REIT ETF 808524847   1,504 45,938 SH   SOLE   0 0 45,938
SCHWAB STRATEGIC TR US TIPS ETF 808524870   257 4,464 SH   SOLE   0 0 4,463
TRUIST FINL CORP COM 89832Q109   340 11,009 SH   SOLE   0 0 11,009
VANGUARD STAR FDS VG TL INTL STK F 921909768   13,205 314,716 SH   SOLE   0 0 314,715
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   35,899 420,614 SH   SOLE   0 0 420,613
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858   13,505 405,065 SH   SOLE   0 0 405,065
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   444 13,235 SH   SOLE   0 0 13,234
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   9,033 38,142 SH   SOLE   0 0 38,142
VANGUARD INDEX FDS MID CAP ETF 922908629   1,515 11,507 SH   SOLE   0 0 11,507
VANGUARD INDEX FDS LARGE CAP ETF 922908637   26,765 226,000 SH   SOLE   0 0 226,000
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   473 5,221 SH   SOLE   0 0 5,221
VANGUARD INDEX FDS SMALL CP ETF 922908751   12,818 111,038 SH   SOLE   0 0 111,038
VERIZON COMMUNICATIONS INC COM 92343V104   321 5,973 SH   SOLE   0 0 5,973