The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BB&T CORP COM 054937107 541 11,009 SH   SOLE   0 0 11,009
DOMINION ENERGY INC COM 25746U109 353 4,571 SH   SOLE   0 0 4,571
ISHARES TR CORE S&P500 ETF 464287200 10,938 37,111 SH   SOLE   0 0 37,110
ISHARES TR MSCI EMG MKT ETF 464287234 352 8,195 SH   SOLE   0 0 8,194
ISHARES TR S&P 500 GRWT ETF 464287309 357 1,989 SH   SOLE   0 0 1,989
ISHARES TR RUS MID CAP ETF 464287499 1,548 27,707 SH   SOLE   0 0 27,707
ISHARES TR RUSSELL 2000 ETF 464287655 583 3,751 SH   SOLE   0 0 3,750
ISHARES TR SP SMCP600VL ETF 464287879 202 1,360 SH   SOLE   0 0 1,360
ISHARES TR MSCI ACWI EX US 464288240 1,273 27,231 SH   SOLE   0 0 27,231
ISHARES TR CRE U S REIT ETF 464288521 30,011 576,914 SH   SOLE   0 0 576,913
ISHARES TR ESG MSCI EAFE 46435G516 1,199 18,641 SH   SOLE   0 0 18,641
SCHWAB STRATEGIC TR US REIT ETF 808524847 1,524 34,299 SH   SOLE   0 0 34,298
VANGUARD STAR FD VG TL INTL STK F 921909768 15,758 298,737 SH   SOLE   0 0 298,737
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 31,232 375,970 SH   SOLE   0 0 375,969
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 7,114 170,548 SH   SOLE   0 0 170,547
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 35,383 131,461 SH   SOLE   0 0 131,461
VANGUARD INDEX FDS MID CAP ETF 922908629 9,375 56,083 SH   SOLE   0 0 56,083
VANGUARD INDEX FDS SMALL CP ETF 922908751 18,911 120,716 SH   SOLE   0 0 120,716
VERIZON COMMUNICATIONS INC COM 92343V104 341 5,973 SH   SOLE   0 0 5,973