The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 290 2,060 SH   SOLE   0 0 2,060
ABBVIE INC COM 00287Y109 256 1,894 SH   SOLE   0 0 1,894
ALPHABET INC CAP STK CL A 02079K305 356 123 SH   SOLE   0 0 123
AMAZON COM INC COM 023135106 990 297 SH   SOLE   0 0 297
APPLE INC COM 037833100 2,724 15,340 SH   SOLE   0 0 15,340
BERKSHIRE HATHAWAY INC DEL CL A 084670108 451 1 SH   SOLE   0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,787 5,978 SH   SOLE   0 0 5,978
BLACKROCK INC COM 09247X101 244 266 SH   SOLE   0 0 266
CHEVRON CORP NEW COM 166764100 238 2,030 SH   SOLE   0 0 2,030
COCA COLA CO COM 191216100 337 5,684 SH   SOLE   0 0 5,684
DICKS SPORTING GOODS INC COM 253393102 537 4,666 SH   SOLE   0 0 4,666
DOMINION ENERGY INC COM 25746U109 285 3,631 SH   SOLE   0 0 3,631
FLEXSHARES TR IBOXX 5YR TRGT 33939L605 413 14,742 SH   SOLE   0 0 14,742
FLEXSHARES TR MORNSTAR UPSTR 33939L407 2,744 69,479 SH   SOLE   0 0 69,479
FLEXSHARES TR MSTAR EMKT FAC 33939L308 1,072 18,152 SH   SOLE   0 0 18,152
FLEXSHARES TR STOXX GLOBR INF 33939L795 948 16,507 SH   SOLE   0 0 16,507
ISHARES INC MSCI EMRG CHN 46434G764 1,126 18,551 SH   SOLE   0 0 18,551
ISHARES TR BROAD USD HIGH 46435U853 1,249 30,312 SH   SOLE   0 0 30,312
ISHARES TR CORE S&P MCP ETF 464287507 846 2,989 SH   SOLE   0 0 2,989
ISHARES TR CORE S&P SCP ETF 464287804 2,436 21,270 SH   SOLE   0 0 21,270
ISHARES TR CORE S&P500 ETF 464287200 50,667 106,223 SH   SOLE   0 0 106,223
ISHARES TR CORE US AGGBD ET 464287226 6,019 52,761 SH   SOLE   0 0 52,761
ISHARES TR CRE U S REIT ETF 464288521 57,987 857,916 SH   SOLE   0 0 857,916
ISHARES TR ESG AW MSCI EAFE 46435G516 769 9,663 SH   SOLE   0 0 9,663
ISHARES TR IBOXX HI YD ETF 464288513 378 4,346 SH   SOLE   0 0 4,346
ISHARES TR MSCI EAFE ETF 464287465 387 4,906 SH   SOLE   0 0 4,906
ISHARES TR RUS 1000 VAL ETF 464287598 2,258 13,445 SH   SOLE   0 0 13,445
ISHARES TR RUS MID CAP ETF 464287499 451 5,437 SH   SOLE   0 0 5,437
ISHARES TR S&P 500 GRWT ETF 464287309 887 10,604 SH   SOLE   0 0 10,604
ISHARES TR SP SMCP600VL ETF 464287879 300 2,872 SH   SOLE   0 0 2,872
JOHNSON & JOHNSON COM 478160104 613 3,583 SH   SOLE   0 0 3,583
JPMORGAN CHASE & CO COM 46625H100 330 2,087 SH   SOLE   0 0 2,087
MICROSOFT CORP COM 594918104 1,024 3,044 SH   SOLE   0 0 3,044
NOVO-NORDISK A S ADR 670100205 236 2,108 SH   SOLE   0 0 2,108
NVIDIA CORPORATION COM 67066G104 1,020 3,468 SH   SOLE   0 0 3,468
PEPSICO INC COM 713448108 247 1,415 SH   SOLE   0 0 1,415
PHILIP MORRIS INTL INC COM 718172109 314 3,266 SH   SOLE   0 0 3,266
PROCTER AND GAMBLE CO COM 742718109 396 2,422 SH   SOLE   0 0 2,422
ROCKWELL AUTOMATION INC COM 773903109 202 580 SH   SOLE   0 0 580
S&P GLOBAL INC COM 78409V104 422 895 SH   SOLE   0 0 895
SCHWAB STRATEGIC TR US REIT ETF 808524847 2,953 56,046 SH   SOLE   0 0 56,046
SHOPIFY INC CL A 82509L107 351 255 SH   SOLE   0 0 255
SPDR S&P 500 ETF TR TR UNIT 78462F103 11,435 23,992 SH   SOLE   0 0 23,992
TARGET CORP COM 87612E106 400 1,727 SH   SOLE   0 0 1,727
TRUIST FINL CORP COM 89832Q109 539 9,211 SH   SOLE   0 0 9,211
UNITEDHEALTH GROUP INC COM 91324P102 211 420 SH   SOLE   0 0 420
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 41,069 484,589 SH   SOLE   0 0 484,589
VANGUARD INDEX FDS LARGE CAP ETF 922908637 47,749 216,037 SH   SOLE   0 0 216,037
VANGUARD INDEX FDS MID CAP ETF 922908629 14,155 55,560 SH   SOLE   0 0 55,560
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 15,243 34,915 SH   SOLE   0 0 34,915
VANGUARD INDEX FDS SM CP VAL ETF 922908611 272 1,520 SH   SOLE   0 0 1,520
VANGUARD INDEX FDS SMALL CP ETF 922908751 15,561 68,851 SH   SOLE   0 0 68,851
VANGUARD INDEX FDS TOTAL STK MKT 922908769 4,621 19,139 SH   SOLE   0 0 19,139
VANGUARD STAR FDS VG TL INTL STK F 921909768 20,339 319,953 SH   SOLE   0 0 319,953
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 9,914 194,168 SH   SOLE   0 0 194,168
VERIZON COMMUNICATIONS INC COM 92343V104 284 5,458 SH   SOLE   0 0 5,458
WALMART INC COM 931142103 402 2,771 SH   SOLE   0 0 2,771