The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Co COM 88579Y101   3,747,370 37,440 SH   DFND   501 0 36,939
Abbott Laboratories COM 002824100   339,597 3,115 SH   DFND   0 0 3,115
AbbVie Inc COM 00287Y109   15,771,494 117,060 SH   DFND   0 0 117,060
Accenture PLC COM G1151C101   5,122,736 16,601 SH   DFND   576 0 16,025
Adobe Inc COM 00724F101   9,223,330 18,862 SH   DFND   417 0 18,445
Agilent Technologies Inc COM 00846U101   670,514 5,576 SH   DFND   0 0 5,576
Air Products and Chemicals Inc COM 009158106   956,699 3,194 SH   DFND   201 0 2,993
Alphabet Inc COM 02079K305   17,957,155 150,018 SH   DFND   5,414 0 144,604
Alphabet Inc COM 02079K107   1,652,692 13,662 SH   DFND   4,658 0 9,004
Altria Group Inc COM 02209S103   4,292,220 94,751 SH   DFND   0 0 94,751
Amazon.com Inc COM 023135106   11,647,535 89,349 SH   DFND   8,143 0 81,206
American Electric Power Co Inc COM 025537101   3,831,268 45,502 SH   DFND   469 0 45,033
American Express Co COM 025816109   1,897,909 10,895 SH   DFND   541 0 10,354
Ameriprise Financial Inc COM 03076C106   1,583,074 4,766 SH   DFND   94 0 4,672
AMETEK Inc COM 031100100   369,248 2,281 SH   DFND   209 0 2,072
Amgen Inc COM 031162100   685,154 3,086 SH   DFND   0 0 3,086
Apple Inc COM 037833100   48,143,642 248,201 SH   DFND   13,488 0 234,713
Applied Materials Inc COM 038222105   4,148,442 28,701 SH   DFND   769 0 27,932
AT&T Inc COM 00206R102   212,869 13,346 SH   DFND   6,521 0 6,825
Autodesk Inc COM 052769106   1,519,229 7,425 SH   DFND   195 0 7,230
Automatic Data Processing Inc COM 053015103   677,173 3,081 SH   DFND   375 0 2,706
Bank of America Corp COM 060505104   3,498,344 121,936 SH   DFND   6,325 0 115,611
Becton Dickinson & Co COM 075887109   353,509 1,339 SH   DFND   0 0 1,339
Berkshire Hathaway Inc COM 084670702   1,072,104 3,144 SH   DFND   1,626 0 1,518
BlackRock Inc COM 09247X101   20,265,607 29,322 SH   DFND   136 0 29,186
BorgWarner Inc COM 099724106   389,727 9,030 SH   DFND   211 0 8,819
Bristol-Myers Squibb Co COM 110122108   359,655 5,624 SH   DFND   0 0 5,624
BROADCOM INC COM 11135F101   329,623 380 SH   DFND   380 0 0
Cadence Design Systems Inc COM 127387108   5,603,855 23,895 SH   DFND   248 0 23,647
Caterpillar Inc COM 149123101   9,827,975 39,943 SH   DFND   468 0 39,475
Chevron Corp COM 166764100   14,407,438 91,563 SH   DFND   1,588 0 89,975
Church & Dwight Co Inc COM 171340102   1,016,833 10,145 SH   DFND   0 0 10,145
Cintas Corp COM 172908105   1,723,376 3,467 SH   DFND   79 0 3,388
Cisco Systems Inc COM 17275R102   6,266,490 121,115 SH   DFND   3,733 0 117,382
Citigroup Inc COM 172967424   3,586,470 77,899 SH   DFND   1,774 0 76,125
Coca-Cola Co/The COM 191216100   642,005 10,661 SH   DFND   3,547 0 7,114
Colgate-Palmolive Co COM 194162103   332,504 4,316 SH   DFND   756 0 3,560
Comerica Inc COM 200340107   259,878 6,135 SH   DFND   118 0 6,017
ConocoPhillips COM 20825C104   577,833 5,577 SH   DFND   1,102 0 4,475
Costco Wholesale Corp COM 22160K105   310,107 576 SH   DFND   404 0 172
Crown Castle Inc COM 22822V101   3,346,759 29,373 SH   DFND   393 0 28,980
Cummins Inc COM 231021106   2,744,812 11,196 SH   DFND   129 0 11,067
CVS Health Corp COM 126650100   7,465,349 107,990 SH   DFND   1,167 0 106,823
Deere & Co COM 244199105   3,810,407 9,404 SH   DFND   246 0 9,158
Dow Inc COM 260557103   6,960,283 130,685 SH   DFND   643 0 130,042
Eli Lilly & Co COM 532457108   619,992 1,322 SH   DFND   0 0 1,322
Emerson Electric Co COM 291011104   7,032,252 77,799 SH   DFND   520 0 77,279
Enbridge Inc COM 29250N105   3,712,102 99,922 SH   DFND   0 0 99,922
Enerpac Tool Group Corp CL A COM 292765104   214,515 7,945 SH   DFND   0 0 7,945
EOG Resources Inc COM 26875P101   5,235,859 45,752 SH   DFND   532 0 45,220
Essex Property Trust Inc COM 297178105   766,864 3,273 SH   DFND   57 0 3,216
Evergy Inc COM 30034W106   277,553 4,751 SH   DFND   208 0 4,543
Expeditors International of Wa COM 302130109   781,288 6,450 SH   DFND   139 0 6,311
Exxon Mobil Corp COM 30231G102   984,126 9,176 SH   DFND   3,685 0 5,491
Floor & Decor Holdings Inc CL A 339750101   450,459 4,333 SH   DFND   0 0 4,333
Freeport-McMoRan Inc COM 35671D857   2,619,120 65,478 SH   DFND   1,306 0 64,172
Gartner Inc COM 366651107   1,059,337 3,024 SH   DFND   71 0 2,953
General Dynamics Corp COM 369550108   4,170,252 19,383 SH   DFND   0 0 19,383
General Motors Co COM 37045V100   2,933,953 76,088 SH   DFND   1,266 0 74,822
Genuine Parts Co COM 372460105   8,254,531 48,777 SH   DFND   127 0 48,650
Goldman Sachs Group Inc/The COM 38141G104   219,328 680 SH   DFND   303 0 377
Hasbro Inc COM 418056107   326,117 5,035 SH   DFND   118 0 4,917
Healthpeak Properties Inc COM 42250P103   229,683 11,427 SH   DFND   497 0 10,930
Henry Schein Inc COM 806407102   526,177 6,488 SH   DFND   119 0 6,369
Hershey Co/The COM 427866108   473,431 1,896 SH   DFND   134 0 1,762
Home Depot Inc/The COM 437076102   14,763,787 47,527 SH   DFND   922 0 46,605
Honeywell International Inc COM 438516106   16,812,065 81,022 SH   DFND   0 0 81,022
Illinois Tool Works Inc COM 452308109   1,036,663 4,144 SH   DFND   252 0 3,892
Ingredion Inc COM 457187102   4,704,286 44,401 SH   DFND   0 0 44,401
Intel Corp COM 458140100   367,673 10,995 SH   DFND   3,802 0 7,193
Intercontinental Exchange Inc COM 45866F104   4,492,442 39,728 SH   DFND   510 0 39,218
International Business Machine COM 459200101   306,291 2,289 SH   DFND   0 0 2,289
Invesco Exchange-Traded Fund T S&P 500 TOP 50 46137V233   318,254 910 SH   DFND   0 0 910
Invesco Preferred ETF PFD ETF 46138E511   379,872 33,410 SH   DFND   0 0 33,410
iShares Core MSCI EAFE ETF CORE MSCI EAFE 46432F842   4,707,180 69,736 SH   DFND   0 0 69,736
iShares Core MSCI Emerging Mar CORE MSCI EMKT 46434G103   1,737,127 35,243 SH   DFND   0 0 35,243
iShares Core S&P 500 ETF CORE S&P500 ETF 464287200   25,449,254 57,098 SH   DFND   0 0 57,098
iShares Core S&P Mid-Cap ETF CORE S&P MCP ETF 464287507   71,031,400 271,651 SH   DFND   0 0 271,651
iShares Core S&P Small-Cap ETF CORE S&P SCP ETF 464287804   36,834,583 369,640 SH   DFND   0 0 369,640
iShares GNMA Bond ETF 46429B333 46429B333   574,260 13,099 SH   DFND   0 0 13,099
iShares Gold Trust ISHARES NEW 464285204   5,671,200 155,845 SH   DFND   0 0 155,845
iShares iBoxx High Yield Corpo IBOXX HI YD ETF 464288513   2,070,055 27,575 SH   DFND   0 0 27,575
iShares MSCI ACWI ETF MSCI ACWI ETF 464288257   3,466,504 36,132 SH   DFND   0 0 36,132
iShares MSCI EAFE ETF MSCI EAFE ETF 464287465   61,865,555 853,318 SH   DFND   0 0 853,318
iShares MSCI EAFE Growth ETF EAFE GRWTH ETF 464288885   734,848 7,702 SH   DFND   0 0 7,702
iShares MSCI EAFE Value ETF EAFE VALUE ETF 464288877   426,561 8,716 SH   DFND   0 0 8,716
iShares MSCI Emerging Markets MSCI EMG MKT ETF 464287234   414,707 10,483 SH   DFND   0 0 10,483
iShares National Muni Bond ETF NATIONAL MUN ETF 464288414   2,552,555 23,916 SH   DFND   0 0 23,916
iShares Russell 2000 ETF RUSSELL 2000 ETF 464287655   1,412,016 7,540 SH   DFND   0 0 7,540
iShares Russell Mid-Cap Growth RUS MD CP GR ETF 464287481   218,384 2,260 SH   DFND   0 0 2,260
iShares S&P 500 Growth ETF S&P 500 GRWT ETF 464287309   286,149 4,060 SH   DFND   0 0 4,060
iShares S&P Mid-Cap 400 Growth S&P MC 400GR ETF 464287606   808,200 10,776 SH   DFND   0 0 10,776
iShares S&P Mid-Cap 400 Value S&P MC 400VL ETF 464287705   793,083 7,403 SH   DFND   0 0 7,403
iShares Select Dividend ETF SELECT DIVID ETF 464287168   331,969 2,930 SH   DFND   0 0 2,930
iShares Short-Term National Mu SHRT NAT MUN ETF 464288158   1,987,788 19,106 SH   DFND   0 0 19,106
iShares Trust - iShares MSCI K MSCI KLD400 SOC 464288570   1,184,693 14,075 SH   DFND   0 0 14,075
J M Smucker Co/The COM 832696405   383,794 2,599 SH   DFND   96 0 2,503
Jacobs Solutions Inc COM 46982L108   3,000,189 25,235 SH   DFND   0 0 25,235
Johnson & Johnson COM 478160104   18,218,952 110,071 SH   DFND   0 0 110,071
JPMorgan Chase & Co COM 46625H100   15,540,991 106,855 SH   DFND   2,664 0 104,191
Littelfuse Inc COM 537008104   436,091 1,497 SH   DFND   0 0 1,497
Lockheed Martin Corp COM 539830109   7,768,452 16,874 SH   DFND   0 0 16,874
Loews Corp COM 540424108   204,683 3,447 SH   DFND   172 0 3,275
Lowe's Cos Inc COM 548661107   447,563 1,983 SH   DFND   543 0 1,440
Manhattan Associates Inc COM 562750109   501,499 2,509 SH   DFND   0 0 2,509
Markel Group Inc COM 570535104   607,216 439 SH   DFND   0 0 439
Marriott International Inc/MD COM 571903202   4,861,540 26,466 SH   DFND   233 0 26,233
Martin Marietta Materials Inc COM 573284106   449,686 974 SH   DFND   56 0 918
Masco Corp COM 574599106   490,025 8,540 SH   DFND   203 0 8,337
Mastercard Inc COM 57636Q104   1,454,816 3,699 SH   DFND   764 0 2,935
Materials Select Sector SPDR F SBI MATERIALS 81369Y100   3,931,767 47,445 SH   DFND   0 0 47,445
McCormick & Co Inc/MD COM 579780206   376,310 4,314 SH   DFND   227 0 4,087
McDonald's Corp COM 580135101   13,686,873 45,866 SH   DFND   664 0 45,202
Medtronic PLC COM G5960L103   5,513,298 62,580 SH   DFND   1,212 0 61,368
Merck & Co Inc COM 58933Y105   7,315,841 63,401 SH   DFND   0 0 63,401
Meta Platforms Inc COM 30303M102   867,828 3,024 SH   DFND   2,016 0 1,008
Microchip Technology Inc COM 595017104   14,266,132 159,238 SH   DFND   499 0 158,739
Microsoft Corp COM 594918104   45,819,998 134,551 SH   DFND   6,783 0 127,768
Mid-America Apartment Communit COM 59522J103   981,319 6,462 SH   DFND   104 0 6,358
Mondelez International Inc COM 609207105   787,096 10,791 SH   DFND   1,241 0 9,550
Morgan Stanley COM G1151C101   4,019,778 47,070 SH   DFND   1,186 0 45,884
Nasdaq Inc COM 631103108   351,991 7,061 SH   DFND   307 0 6,754
NextEra Energy Inc COM 65339F101   2,784,281 37,524 SH   DFND   1,844 0 35,680
NIKE Inc COM 654106103   672,154 6,090 SH   DFND   1,123 0 4,967
NVIDIA Corp COM 67066G104   1,040,206 2,459 SH   DFND   2,255 0 204
Oracle Corp COM 68389X105   412,647 3,465 SH   DFND   1,402 0 2,063
Oshkosh Corp COM 688239201   444,207 5,130 SH   DFND   0 0 5,130
Owens Corning COM 690742101   543,272 4,163 SH   DFND   0 0 4,163
Paychex Inc COM 704326107   8,602,579 76,898 SH   DFND   292 0 76,606
PayPal Holdings Inc COM 70450Y103   3,018,599 45,236 SH   DFND   1,016 0 44,220
PepsiCo Inc COM 713448108   20,257,141 109,368 SH   DFND   1,255 0 108,113
Pfizer Inc COM 717081103   7,070,070 192,750 SH   DFND   0 0 192,750
PIMCO 0-5 Year High Yield Corp 0-5 HIGH YIELD 72201R783   711,279 7,800 SH   DFND   0 0 7,800
Polaris Inc COM 731068102   449,618 3,718 SH   DFND   0 0 3,718
Principal Spectrum Preferred S SPECTRUM PFD 74255Y888   1,065,138 62,840 SH   DFND   0 0 62,840
Procter & Gamble Co/The COM 742718109   19,339,566 127,452 SH   DFND   0 0 127,452
Prudential Financial Inc COM 744320102   4,756,646 53,918 SH   DFND   331 0 53,587
Public Storage COM 74460D109   4,075,813 13,964 SH   DFND   145 0 13,819
Raytheon Technologies Corp COM 75513E101   463,743 4,734 SH   DFND   0 0 4,734
Reinsurance Group of America I COM NEW 759351604   761,131 5,488 SH   DFND   0 0 5,488
Rockwell Automation Inc COM 773903109   753,452 2,287 SH   DFND   0 0 2,287
S&P Global Inc COM 78409V104   537,994 1,342 SH   DFND   299 0 1,043
Schwab US Broad Market ETF US BRD MKT ETF 808524102   717,699 13,882 SH   DFND   0 0 13,882
Sherwin-Williams Co/The COM 824348106   561,310 2,114 SH   DFND   213 0 1,901
Silgan Holdings Inc COM 827048109   832,532 17,755 SH   DFND   0 0 17,755
Southern Co/The COM 842587107   6,511,051 92,684 SH   DFND   993 0 91,691
SPDR Portfolio Short Term Corp PORTFOLIO SHORT 78464A474   2,905,640 98,697 SH   DFND   0 0 98,697
SPDR S&P 500 ETF Trust TR UNIT 78462F103   300,544 678 SH   DFND   0 0 678
SPDR S&P Emerging Markets Smal S&P EMKTSC ETF 78463X756   389,047 7,409 SH   DFND   0 0 7,409
Starbucks Corp COM 855244109   14,513,578 146,513 SH   DFND   1,044 0 145,469
Technology Select Sector SPDR TECHNOLOGY 81369Y803   463,163 2,664 SH   DFND   0 0 2,664
Tesla Inc COM 88160R101   663,587 2,535 SH   DFND   2,455 0 80
Texas Instruments Inc COM 882508104   7,045,443 39,137 SH   DFND   827 0 38,310
Truist Financial Corp COM 89832Q109   2,926,408 96,422 SH   DFND   1,213 0 95,209
United Parcel Service Inc COM 911312106   7,635,333 42,596 SH   DFND   659 0 41,937
UnitedHealth Group Inc COM 91324P102   8,327,088 17,325 SH   DFND   0 0 17,325
US Bancorp COM 902973304   4,345,586 131,525 SH   DFND   1,271 0 130,254
VanEck High Yield Muni ETF HIGH YLD MUNIETF 92189H409   1,092,413 21,278 SH   DFND   0 0 21,278
Vanguard FTSE Emerging Markets FTSE EMR MKT ETF 922042858   14,790,256 363,576 SH   DFND   0 0 363,576
Vanguard Large-Cap ETF LARGE CAP ETF 922908637   282,794 1,395 SH   DFND   0 0 1,395
Vanguard Mortgage-Backed Secur MTG-BKD SECS ETF 92206C771   1,266,565 27,540 SH   DFND   0 0 27,540
Vanguard Real Estate ETF REAL ESTATE ETF 922908553   2,342,103 28,029 SH   DFND   0 0 28,029
Vanguard Short-Term Treasury E SHORT TERM TREAS 92206C102   30,196,138 523,058 SH   DFND   0 0 523,058
Vanguard Small-Cap ETF SMALL CP ETF 922908751   461,425 2,320 SH   DFND   0 0 2,320
Vanguard Total Bond Market ETF TOTAL BND MRKT 921937835   4,473,052 61,536 SH   DFND   0 0 61,536
Vanguard Total International B TOTAL INT BD ETF 92203J407   493,688 10,100 SH   DFND   0 0 10,100
VeriSign Inc COM 92343E102   485,158 2,147 SH   DFND   83 0 2,064
Verizon Communications Inc COM 92343V104   8,477,907 227,962 SH   DFND   3,832 0 224,130
Visa Inc COM 92826C839   8,283,065 34,879 SH   DFND   1,475 0 33,404
Walmart Inc COM 931142103   362,929 2,309 SH   DFND   1,278 0 1,031
Walt Disney Co/The COM 254687106   2,995,522 33,552 SH   DFND   1,665 0 31,887
Waste Management Inc COM 94106L109   11,780,248 67,929 SH   DFND   337 0 67,592
Waters Corp COM 941848103   1,275,127 4,784 SH   DFND   54 0 4,730
Williams-Sonoma Inc COM 969904101   303,339 2,424 SH   DFND   0 0 2,424
WW Grainger Inc COM 384802104   439,245 557 SH   DFND   39 0 518
Zimmer Biomet Holdings Inc COM 98956P102   720,574 4,949 SH   DFND   190 0 4,759
Zions Bancorp NA COM 989701107   410,313 15,276 SH   DFND   133 0 15,143
Zoetis Inc COM 98978V103   4,092,398 23,764 SH   DFND   419 0 23,345