The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Co COM 88579Y101   3,338,021 35,655 SH   DFND   497 0 35,158
Abbott Laboratories COM 002824100   287,160 2,965 SH   DFND   0 0 2,965
AbbVie Inc COM 00287Y109   17,167,538 115,172 SH   DFND   0 0 115,172
Accenture PLC COM G1151C101   5,088,812 16,570 SH   DFND   568 0 16,002
Adobe Inc COM 00724F101   9,496,378 18,624 SH   DFND   412 0 18,212
Agilent Technologies Inc COM 00846U101   611,879 5,472 SH   DFND   0 0 5,472
Air Products and Chemicals Inc COM 009158106   914,248 3,226 SH   DFND   200 0 3,026
Alphabet Inc COM 02079K305   19,304,337 147,519 SH   DFND   5,360 0 142,159
Alphabet Inc COM 02079K107   1,832,451 13,898 SH   DFND   4,559 0 9,339
Altria Group Inc COM 02209S103   3,890,550 92,522 SH   DFND   0 0 92,522
Amazon.com Inc COM 023135106   11,085,372 87,204 SH   DFND   8,202 0 79,002
American Electric Power Co Inc COM 025537101   3,413,258 45,377 SH   DFND   463 0 44,914
American Express Co COM 025816109   1,438,341 9,641 SH   DFND   525 0 9,116
Ameriprise Financial Inc COM 03076C106   1,500,374 4,551 SH   DFND   91 0 4,460
AMETEK Inc COM 031100100   336,745 2,279 SH   DFND   207 0 2,072
Amgen Inc COM 031162100   836,919 3,114 SH   DFND   0 0 3,114
Apple Inc COM 037833100   40,853,392 238,616 SH   DFND   13,271 0 225,345
Applied Materials Inc COM 038222105   4,006,881 28,941 SH   DFND   756 0 28,185
AT&T Inc COM 00206R102   161,645 10,762 SH   DFND   6,457 0 4,305
Autodesk Inc COM 052769106   1,488,718 7,195 SH   DFND   194 0 7,001
Automatic Data Processing Inc COM 053015103   740,264 3,077 SH   DFND   371 0 2,706
Bank of America Corp COM 060505104   3,331,516 121,677 SH   DFND   6,247 0 115,430
Becton Dickinson & Co COM 075887109   346,172 1,339 SH   DFND   0 0 1,339
Berkshire Hathaway Inc COM 084670702   1,280,346 3,655 SH   DFND   1,648 0 2,007
Berkshire Hathaway Inc CL A 084670108   1,062,954 2 SH   DFND   0 0 2
BlackRock Inc COM 09247X101   18,428,198 28,505 SH   DFND   126 0 28,379
BorgWarner Inc COM 099724106   360,908 8,940 SH   DFND   211 0 8,729
Bristol-Myers Squibb Co COM 110122108   239,647 4,129 SH   DFND   0 0 4,129
BROADCOM INC COM 11135F101   308,976 372 SH   DFND   372 0 0
Cadence Design Systems Inc COM 127387108   5,514,953 23,538 SH   DFND   244 0 23,294
Caterpillar Inc COM 149123101   10,219,209 37,433 SH   DFND   460 0 36,973
Chevron Corp COM 166764100   15,227,566 90,307 SH   DFND   1,604 0 88,703
Church & Dwight Co Inc COM 171340102   884,413 9,652 SH   DFND   0 0 9,652
Cintas Corp COM 172908105   1,612,827 3,353 SH   DFND   77 0 3,276
Cisco Systems Inc COM 17275R102   6,362,550 118,351 SH   DFND   3,684 0 114,667
Citigroup Inc COM 172967424   2,984,845 72,571 SH   DFND   1,739 0 70,832
Coca-Cola Co/The COM 191216100   572,732 10,231 SH   DFND   3,517 0 6,714
Colgate-Palmolive Co COM 194162103   306,200 4,306 SH   DFND   746 0 3,560
Comerica Inc COM 200340107   256,447 6,172 SH   DFND   118 0 6,054
ConocoPhillips COM 20825C104   665,609 5,556 SH   DFND   1,081 0 4,475
Costco Wholesale Corp COM 22160K105   322,592 571 SH   DFND   399 0 172
Crown Castle Inc COM 22822V101   2,713,137 29,481 SH   DFND   392 0 29,089
Cummins Inc COM 231021106   2,610,841 11,428 SH   DFND   128 0 11,300
CVS Health Corp COM 126650100   7,363,356 105,462 SH   DFND   1,159 0 104,303
Deere & Co COM 244199105   3,532,277 9,360 SH   DFND   244 0 9,116
Dow Inc COM 260557103   6,534,353 126,733 SH   DFND   633 0 126,100
Eli Lilly & Co COM 532457108   455,486 848 SH   DFND   0 0 848
Emerson Electric Co COM 291011104   7,242,557 74,998 SH   DFND   514 0 74,484
Enbridge Inc COM 29250N105   3,061,910 92,254 SH   DFND   0 0 92,254
Enerpac Tool Group Corp COM 292765104   209,616 7,931 SH   DFND   0 0 7,931
EOG Resources Inc COM 26875P101   5,687,341 44,867 SH   DFND   524 0 44,343
Essex Property Trust Inc COM 297178105   670,416 3,161 SH   DFND   57 0 3,104
Evergy Inc COM 30034W106   243,208 4,797 SH   DFND   207 0 4,590
Expeditors International of Wa COM 302130109   733,288 6,397 SH   DFND   133 0 6,264
Exxon Mobil Corp COM 30231G102   954,750 8,120 SH   DFND   3,619 0 4,501
Floor & Decor Holdings Inc COM 339750101   383,720 4,240 SH   DFND   0 0 4,240
Freeport-McMoRan Inc COM 35671D857   2,309,929 61,945 SH   DFND   1,296 0 60,649
Gartner Inc COM 366651107   992,002 2,887 SH   DFND   70 0 2,817
General Dynamics Corp COM 369550108   4,255,888 19,260 SH   DFND   0 0 19,260
General Motors Co COM 37045V100   2,270,216 68,857 SH   DFND   1,245 0 67,612
Genuine Parts Co COM 372460105   6,865,702 47,553 SH   DFND   125 0 47,428
Goldman Sachs Group Inc/The COM 38141G104   217,763 673 SH   DFND   296 0 377
Hasbro Inc COM 418056107   311,520 4,710 SH   DFND   118 0 4,592
Healthpeak Properties Inc COM 42250P103   199,537 10,868 SH   DFND   494 0 10,374
Henry Schein Inc COM 806407102   463,023 6,236 SH   DFND   119 0 6,117
Hershey Co/The COM 427866108   269,708 1,348 SH   DFND   136 0 1,212
Home Depot Inc/The COM 437076102   13,939,547 46,133 SH   DFND   907 0 45,226
Honeywell International Inc COM 438516106   14,588,918 78,970 SH   DFND   0 0 78,970
Illinois Tool Works Inc COM 452308109   938,513 4,075 SH   DFND   248 0 3,827
Ingredion Inc COM 457187102   4,332,946 44,034 SH   DFND   0 0 44,034
Intel Corp COM 458140100   316,750 8,910 SH   DFND   3,786 0 5,124
Intercontinental Exchange Inc COM 45866F104   4,337,318 39,423 SH   DFND   518 0 38,905
International Business Machine COM 459200101   246,086 1,754 SH   DFND   0 0 1,754
Invesco Exchange-Traded Fund T S&P 500 TOP 50 46137V233   309,036 9,100 SH   DFND   0 0 9,100
Invesco Preferred ETF PFD ETF 46138E511   267,290 24,410 SH   DFND   0 0 24,410
iShares Core MSCI EAFE ETF CORE MSCI EAFE 46432F842   3,776,702 58,690 SH   DFND   0 0 58,690
iShares Core MSCI Emerging Mar CORE MSCI EMKT 46434G103   1,442,167 30,304 SH   DFND   0 0 30,304
iShares Core S&P 500 ETF CORE S&P500 ETF 464287200   21,425,842 49,894 SH   DFND   0 0 49,894
iShares Core S&P Mid-Cap ETF CORE S&P MCP ETF 464287507   65,786,887 263,834 SH   DFND   0 0 263,834
iShares Core S&P Small-Cap ETF CORE S&P SCP ETF 464287804   34,531,455 366,071 SH   DFND   0 0 366,071
iShares GNMA Bond ETF GNMA BOND ETF 46429B333   542,806 12,992 SH   DFND   0 0 12,992
iShares Gold Trust ISHARES NEW 464285204   3,905,199 111,609 SH   DFND   0 0 111,609
iShares iBoxx High Yield Corpo IBOXX HI YD ETF 464288513   1,676,761 22,745 SH   DFND   0 0 22,745
iShares MSCI ACWI ETF MSCI ACWI ETF 464288257   3,318,485 35,926 SH   DFND   0 0 35,926
iShares MSCI EAFE ETF MSCI EAFE ETF 464287465   58,821,359 853,473 SH   DFND   0 0 853,473
iShares MSCI EAFE Growth ETF EAFE GRWTH ETF 464288885   690,486 8,001 SH   DFND   0 0 8,001
iShares MSCI EAFE Value ETF EAFE VALUE ETF 464288877   462,437 9,451 SH   DFND   0 0 9,451
iShares MSCI Emerging Markets MSCI EMG MKT ETF 464287234   371,986 9,802 SH   DFND   0 0 9,802
iShares National Muni Bond ETF NATIONAL MUN ETF 464288414   2,203,072 21,485 SH   DFND   0 0 21,485
iShares Russell 2000 ETF RUSSELL 2000 ETF 464287655   1,360,191 7,696 SH   DFND   0 0 7,696
iShares Russell Mid-Cap Growth RUS MD CP GR ETF 464287481   206,451 2,260 SH   DFND   0 0 2,260
iShares S&P 500 Growth ETF S&P 500 GRWT ETF 464287309   284,422 4,157 SH   DFND   0 0 4,157
iShares S&P Mid-Cap 400 Growth S&P MC 400GR ETF 464287606   884,362 12,242 SH   DFND   0 0 12,242
iShares S&P Mid-Cap 400 Value S&P MC 400VL ETF 464287705   747,185 7,403 SH   DFND   0 0 7,403
iShares Select Dividend ETF SELECT DIVID ETF 464287168   299,777 2,785 SH   DFND   0 0 2,785
iShares Short-Term National Mu SHRT NAT MUN ETF 464288158   1,773,204 17,239 SH   DFND   0 0 17,239
iShares Trust - iShares MSCI K MSCI KLD400 SOC 464288570   1,127,691 13,852 SH   DFND   0 0 13,852
Jacobs Solutions Inc COM 46982L108   3,430,928 25,135 SH   DFND   0 0 25,135
Johnson & Johnson COM 478160104   16,790,125 108,206 SH   DFND   614 0 107,592
JPMorgan Chase & Co COM 46625H100   15,124,136 104,290 SH   DFND   2,628 0 101,662
Littelfuse Inc COM 537008104   367,518 1,486 SH   DFND   0 0 1,486
Lockheed Martin Corp COM 539830109   6,657,460 16,279 SH   DFND   0 0 16,279
Loews Corp COM 540424108   217,849 3,441 SH   DFND   166 0 3,275
Lowe's Cos Inc COM 548661107   412,146 1,983 SH   DFND   529 0 1,454
Manhattan Associates Inc COM 562750109   497,115 2,515 SH   DFND   0 0 2,515
Markel Group Inc COM 570535104   624,336 424 SH   DFND   0 0 424
Marriott International Inc/MD COM 571903202   4,914,983 25,005 SH   DFND   225 0 24,780
Martin Marietta Materials Inc COM 573284106   398,987 972 SH   DFND   54 0 918
Masco Corp COM 574599106   387,299 7,246 SH   DFND   204 0 7,042
Mastercard Inc COM 57636Q104   1,293,437 3,267 SH   DFND   750 0 2,517
Materials Select Sector SPDR F SBI MATERIALS 81369Y100   3,467,276 44,141 SH   DFND   0 0 44,141
McCormick & Co Inc/MD COM 579780206   224,424 2,967 SH   DFND   228 0 2,739
McDonald's Corp COM 580135101   11,732,300 44,535 SH   DFND   657 0 43,878
Medtronic PLC COM G5960L103   4,767,892 60,846 SH   DFND   1,204 0 59,642
Merck & Co Inc COM 58933Y105   6,449,612 62,648 SH   DFND   0 0 62,648
Meta Platforms Inc COM 30303M102   993,095 3,308 SH   DFND   2,010 0 1,298
Microchip Technology Inc COM 595017104   12,038,119 154,236 SH   DFND   490 0 153,746
Microsoft Corp COM 594918104   41,335,464 130,912 SH   DFND   6,710 0 124,202
Mid-America Apartment Communit COM 59522J103   931,297 7,239 SH   DFND   105 0 7,134
Mondelez International Inc COM 609207105   748,895 10,791 SH   DFND   1,228 0 9,563
Morgan Stanley COM 617446448   3,757,392 46,007 SH   DFND   1,153 0 44,854
Nasdaq Inc COM 631103108   301,307 6,201 SH   DFND   306 0 5,895
NextEra Energy Inc COM 65339F101   2,266,220 39,557 SH   DFND   1,829 0 37,728
NIKE Inc COM 654106103   603,267 6,309 SH   DFND   1,108 0 5,201
Northrop Grumman Corp COM 666807102   262,353 596 SH   DFND   0 0 596
NVIDIA Corp COM 67066G104   1,184,043 2,722 SH   DFND   2,231 0 491
Oracle Corp COM 68389X105   352,713 3,330 SH   DFND   1,422 0 1,908
Oshkosh Corp COM 688239201   478,295 5,012 SH   DFND   0 0 5,012
Owens Corning COM 690742101   544,958 3,995 SH   DFND   0 0 3,995
Paychex Inc COM 704326107   8,568,097 74,292 SH   DFND   290 0 74,002
PayPal Holdings Inc COM 70450Y103   2,657,124 45,452 SH   DFND   993 0 44,459
PepsiCo Inc COM 713448108   18,208,023 107,460 SH   DFND   1,245 0 106,215
Pfizer Inc COM 717081103   6,203,453 187,020 SH   DFND   0 0 187,020
PIMCO 0-5 Year High Yield Corp 0-5 HIGH YIELD 72201R783   1,073,170 11,884 SH   DFND   0 0 11,884
Polaris Inc COM 731068102   376,466 3,615 SH   DFND   0 0 3,615
Principal Spectrum Preferred S SPECTRUM PFD 74255Y888   1,466,618 86,988 SH   DFND   0 0 86,988
Procter & Gamble Co/The COM 742718109   18,179,115 124,634 SH   DFND   0 0 124,634
Prudential Financial Inc COM 744320102   4,998,995 52,682 SH   DFND   327 0 52,355
Public Storage COM 74460D109   4,093,783 15,535 SH   DFND   142 0 15,393
Reinsurance Group of America I COM NEW 759351604   758,473 5,224 SH   DFND   0 0 5,224
Rockwell Automation Inc COM 773903109   671,509 2,349 SH   DFND   101 0 2,248
RTX Corp COM 75513E101   336,820 4,680 SH   DFND   0 0 4,680
S&P Global Inc COM 78409V104   488,188 1,336 SH   DFND   293 0 1,043
Schwab US Broad Market ETF US BRD MKT ETF 808524102   666,744 13,375 SH   DFND   0 0 13,375
Sherwin-Williams Co/The COM 824348106   558,815 2,191 SH   DFND   215 0 1,976
Silgan Holdings Inc COM 827048109   744,553 17,271 SH   DFND   0 0 17,271
Southern Co/The COM 842587107   5,851,788 90,417 SH   DFND   985 0 89,432
SPDR Portfolio Short Term Corp PORTFOLIO SHORT 78464A474   2,659,148 90,694 SH   DFND   0 0 90,694
SPDR S&P 500 ETF Trust TR UNIT 78462F103   319,755 748 SH   DFND   0 0 748
SPDR S&P Emerging Markets Smal S&P EMKTSC ETF 78463X756   374,307 6,999 SH   DFND   0 0 6,999
Starbucks Corp COM 855244109   12,977,225 142,185 SH   DFND   1,033 0 141,152
Technology Select Sector SPDR TECHNOLOGY 81369Y803   436,710 2,664 SH   DFND   0 0 2,664
Tesla Inc COM 88160R101   645,068 2,578 SH   DFND   2,498 0 80
Texas Instruments Inc COM 882508104   6,215,701 39,090 SH   DFND   821 0 38,269
Truist Financial Corp COM 89832Q109   2,747,676 96,039 SH   DFND   1,203 0 94,836
United Parcel Service Inc COM 911312106   6,371,654 40,878 SH   DFND   654 0 40,224
UnitedHealth Group Inc COM 91324P102   8,701,815 17,259 SH   DFND   0 0 17,259
US Bancorp COM 902973304   4,213,233 127,442 SH   DFND   1,410 0 126,032
VanEck High Yield Muni ETF HIGH YLD MUNIETF 92189H409   893,614 18,211 SH   DFND   0 0 18,211
Vanguard FTSE Emerging Markets FTSE EMR MKT ETF 922042858   13,653,537 348,216 SH   DFND   0 0 348,216
Vanguard Large-Cap ETF LARGE CAP ETF 922908637   245,591 1,255 SH   DFND   0 0 1,255
Vanguard Mortgage-Backed Secur MTG-BKD SECS ETF 92206C771   1,066,919 24,370 SH   DFND   0 0 24,370
Vanguard Real Estate ETF REAL ESTATE ETF 922908553   1,516,151 20,039 SH   DFND   0 0 20,039
Vanguard Short-Term Treasury E SHORT TERM TREAS 92206C102   31,459,046 546,164 SH   DFND   0 0 546,164
Vanguard Small-Cap ETF SMALL CP ETF 922908751   492,527 2,605 SH   DFND   0 0 2,605
Vanguard Total Bond Market ETF TOTAL BND MRKT 921937835   4,155,539 59,552 SH   DFND   0 0 59,552
Vanguard Total International B TOTAL INT BD ETF 92203J407   483,083 10,100 SH   DFND   0 0 10,100
VeriSign Inc COM 92343E102   407,693 2,013 SH   DFND   81 0 1,932
Verizon Communications Inc COM 92343V104   7,185,362 221,702 SH   DFND   3,800 0 217,902
Visa Inc COM 92826C839   7,924,995 34,455 SH   DFND   1,453 0 33,002
Walmart Inc COM 931142103   441,727 2,762 SH   DFND   1,290 0 1,472
Walt Disney Co/The COM 254687106   2,578,444 31,813 SH   DFND   0 0 31,813
Waste Management Inc COM 94106L109   9,961,192 65,345 SH   DFND   334 0 65,011
Waters Corp COM 941848103   1,279,189 4,665 SH   DFND   54 0 4,611
Williams-Sonoma Inc COM 969904101   380,885 2,451 SH   DFND   0 0 2,451
WW Grainger Inc COM 384802104   350,071 506 SH   DFND   39 0 467
Zimmer Biomet Holdings Inc COM 98956P102   533,045 4,750 SH   DFND   187 0 4,563
Zions Bancorp NA COM 989701107   500,183 14,336 SH   DFND   132 0 14,204
Zoetis Inc COM 98978V103   4,030,073 23,164 SH   DFND   415 0 22,749