The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 224 645 SH   SOLE   0 0 645
ISHARES TR CORE S&P MCP ETF 464287507 1,371 5,137 SH   SOLE   0 0 5,137
ISHARES TR S&P MC 400VL ETF 464287705 2,389 22,933 SH   SOLE   0 0 22,933
ISHARES TR CORE S&P SCP ETF 464287804 7,940 72,467 SH   SOLE   0 0 72,467
ISHARES TR SP SMCP600VL ETF 464287879 642 6,360 SH   SOLE   0 0 6,360
ISHARES TR RUS 1000 GRW ETF 464287614 6,391 22,959 SH   SOLE   0 0 22,959
ISHARES TR RUSSELL 2000 ETF 464287655 210 944 SH   SOLE   0 0 944
ISHARES TR CORE S&P US GWT 464287671 560 5,417 SH   SOLE   0 0 5,417
SPDR S&P 500 ETF TR TR UNIT 78462F103 4,411 10,150 SH   SOLE   0 0 10,150
ADOBE SYSTEMS INCORPORATED COM 00724F101 429 700 SH   SOLE   0 0 700
AMAZON COM INC COM 023135106 10,770 3,004 SH   SOLE   0 0 3,004
BOEING CO COM 097023105 1,253 5,629 SH   SOLE   0 0 5,629
INVESCO QQQ TR UNIT SER 1 46090E103 4,941 13,666 SH   SOLE   0 0 13,666
ABBOTT LABS COM 002824100 582 4,892 SH   SOLE   0 0 4,892
DISNEY WALT CO COM 254687106 1,948 11,014 SH   SOLE   0 0 11,014
HONEYWELL INTL INC COM 438516106 224 968 SH   SOLE   0 0 968
SHERWIN WILLIAMS CO COM 824348106 871 3,090 SH   SOLE   0 0 3,090
JOHNSON & JOHNSON COM 478160104 301 1,775 SH   SOLE   0 0 1,775
PFIZER INC COM 717081103 1,425 34,751 SH   SOLE   0 0 34,751
ISHARES TR MSCI EAFE ETF 464287465 211 2,689 SH   SOLE   0 0 2,689
CHEVRON CORP NEW COM 166764100 333 3,333 SH   SOLE   0 0 3,333
MICROSOFT CORP COM 594918104 3,150 11,195 SH   SOLE   0 0 11,195
AT&T INC COM 00206R102 243 8,721 SH   SOLE   0 0 8,721
LOCKHEED MARTIN CORP COM 539830109 696 1,828 SH   SOLE   0 0 1,828
SPDR SER TR PORTFOLI S&P1500 78464A805 535 9,968 SH   SOLE   0 0 9,968
ISHARES TR U.S. CNSM SV ETF 464287580 950 12,130 SH   SOLE   0 0 12,130
ISHARES TR U.S. ENERGY ETF 464287796 844 31,590 SH   SOLE   0 0 31,590
ISHARES TR US INDUSTRIALS 464287754 1,012 8,978 SH   SOLE   0 0 8,978
ISHARES TR U.S. TECH ETF 464287721 1,056 10,396 SH   SOLE   0 0 10,396
SELECT SECTOR SPDR TR ENERGY 81369Y506 328 6,668 SH   SOLE   0 0 6,668
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 571 15,592 SH   SOLE   0 0 15,592
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 393 3,792 SH   SOLE   0 0 3,792
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 348 2,292 SH   SOLE   0 0 2,292
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 675 9,545 SH   SOLE   0 0 9,545
ISHARES TR EXPND TEC SC ETF 464287549 1,026 2,494 SH   SOLE   0 0 2,494
ISHARES TR NORTH AMERN NAT 464287374 872 30,602 SH   SOLE   0 0 30,602
ISHARES TR U.S. FIN SVC ETF 464287770 965 5,197 SH   SOLE   0 0 5,197
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 14,170 89,655 SH   SOLE   0 0 89,655
DEERE & CO COM 244199105 2,260 6,403 SH   SOLE   0 0 6,403
WALMART INC COM 931142103 312 2,213 SH   SOLE   0 0 2,213
COLGATE PALMOLIVE CO COM 194162103 314 3,820 SH   SOLE   0 0 3,820
COSTCO WHSL CORP NEW COM 22160K105 3,843 9,260 SH   SOLE   0 0 9,260
LILLY ELI & CO COM 532457108 261 1,100 SH   SOLE   0 0 1,100
MICRON TECHNOLOGY INC COM 595112103 390 5,050 SH   SOLE   0 0 5,050
PROCTER AND GAMBLE CO COM 742718109 244 1,751 SH   SOLE   0 0 1,751
KIMBERLY-CLARK CORP COM 494368103 313 2,310 SH   SOLE   0 0 2,310
HOME DEPOT INC COM 437076102 1,544 4,730 SH   SOLE   0 0 4,730
MCDONALDS CORP COM 580135101 1,107 4,693 SH   SOLE   0 0 4,693
JPMORGAN CHASE & CO COM 46625H100 4,169 27,271 SH   SOLE   0 0 27,271
TJX COS INC NEW COM 872540109 632 9,370 SH   SOLE   0 0 9,370
UNITEDHEALTH GROUP INC COM 91324P102 3,939 9,500 SH   SOLE   0 0 9,500
ZIMMER BIOMET HOLDINGS INC COM 98956P102 474 2,970 SH   SOLE   0 0 2,970
RAYTHEON TECHNOLOGIES CORP COM 75513E105 857 9,900 SH   SOLE   0 0 9,900
COMCAST CORP NEW CL A 20030N101 203 3,515 SH   SOLE   0 0 3,515
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,402 10,676 SH   SOLE   0 0 10,676
WASTE MGMT INC DEL COM 94106L109 635 4,386 SH   SOLE   0 0 4,386
CONSTELLATION BRANDS INC CL A 21036P108 391 1,730 SH   SOLE   0 0 1,730
CSX CORP COM 126408103 1,399 44,307 SH   SOLE   0 0 44,307
APPLE INC COM 037833100 12,312 84,678 SH   SOLE   0 0 84,678
ALLSTATE CORP COM 020002101 2,356 18,294 SH   SOLE   0 0 18,294
LAM RESEARCH CORP COM 512807108 2,289 3,592 SH   SOLE   0 0 3,592
ISHARES TR MSCI EMG MKT ETF 464287234 547 10,291 SH   SOLE   0 0 10,291
ISHARES TR NA TEC MULTM ETF 464287531 956 13,342 SH   SOLE   0 0 13,342
ISHARES TR ISHARES SEMICDTR 464287523 989 2,221 SH   SOLE   0 0 2,221
ISHARES TR EXPANDED TECH 464287515 1,033 2,600 SH   SOLE   0 0 2,600
ROYAL CARIBBEAN GROUP COM V7780T103 254 3,215 SH   SOLE   0 0 3,215
SOUTHERN CO COM 842587107 213 3,390 SH   SOLE   0 0 3,390
ALLIANCE RESOURCE PARTNERS L UT LTD PART 01877R108 82 11,500 SH   SOLE   0 0 11,500
ISHARES TR SELECT DIVID ETF 464287168 3,742 32,562 SH   SOLE   0 0 32,562
ISHARES TR TIPS BD ETF 464287176 1,775 13,796 SH   SOLE   0 0 13,796
HENRY JACK & ASSOC INC COM 426281101 212 1,223 SH   SOLE   0 0 1,223
ISHARES TR TRANS AVG ETF 464287192 942 3,668 SH   SOLE   0 0 3,668
ADVANCE AUTO PARTS INC COM 00751Y106 443 2,115 SH   SOLE   0 0 2,115
ALPHABET INC CAP STK CL A 02079K305 6,775 2,656 SH   SOLE   0 0 2,656
SPDR GOLD TR GOLD SHS 78463V107 2,053 12,168 SH   SOLE   0 0 12,168
VANGUARD INDEX FDS VALUE ETF 922908744 396 2,868 SH   SOLE   0 0 2,868
VANGUARD INDEX FDS MID CAP ETF 922908629 5,866 24,707 SH   SOLE   0 0 24,707
VANGUARD INDEX FDS SM CP VAL ETF 922908611 554 3,257 SH   SOLE   0 0 3,257
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 391 3,697 SH   SOLE   0 0 3,697
VANGUARD INDEX FDS SMALL CP ETF 922908751 378 1,709 SH   SOLE   0 0 1,709
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 6,326 127,713 SH   SOLE   0 0 127,713
VIACOMCBS INC CL B 92556H206 204 4,945 SH   SOLE   0 0 4,945
SALESFORCE COM INC COM 79466L302 1,155 4,772 SH   SOLE   0 0 4,772
MASTERCARD INCORPORATED CL A 57636Q104 795 2,092 SH   SOLE   0 0 2,092
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 224 1,603 SH   SOLE   0 0 1,603
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,336 26,060 SH   SOLE   0 0 26,060
VISA INC COM CL A 92826C839 2,551 10,468 SH   SOLE   0 0 10,468
SPDR SER TR PORTFOLIO S&P500 78464A854 1,266 24,770 SH   SOLE   0 0 24,770
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 994 9,579 SH   SOLE   0 0 9,579
BROADCOM INC COM 11135F101 643 1,343 SH   SOLE   0 0 1,343
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 3,768 37,238 SH   SOLE   0 0 37,238
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 2,087 65,573 SH   SOLE   0 0 65,573
VANGUARD STAR FDS VG TL INTL STK F 921909768 1,263 19,456 SH   SOLE   0 0 19,456
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 365 16,527 SH   SOLE   0 0 16,527
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 1,943 31,213 SH   SOLE   0 0 31,213
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 3,007 39,666 SH   SOLE   0 0 39,666
ISHARES TR MSCI EAFE MIN VL 46429B689 3,225 42,209 SH   SOLE   0 0 42,209
ISHARES TR MSCI INDIA ETF 46429B598 340 7,689 SH   SOLE   0 0 7,689
FACEBOOK INC CL A 30303M102 2,804 8,098 SH   SOLE   0 0 8,098
PALO ALTO NETWORKS INC COM 697435105 1,724 4,399 SH   SOLE   0 0 4,399
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 1,100 21,050 SH   SOLE   0 0 21,050
ABBVIE INC COM 00287Y109 3,543 30,284 SH   SOLE   0 0 30,284
ISHARES TR MSCI USA VALUE 46432F388 508 4,895 SH   SOLE   0 0 4,895
INVESCO EXCH TRD SLF IDX FD BULSHS 2021 CB 46138J700 1,274 60,460 SH   SOLE   0 0 60,460
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 1,503 69,698 SH   SOLE   0 0 69,698
ISHARES TR MSCI USA QLT FCT 46432F339 450 3,324 SH   SOLE   0 0 3,324
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507 938 18,696 SH   SOLE   0 0 18,696
PROSHARES TR S&P 500 DV ARIST 74348A467 699 7,645 SH   SOLE   0 0 7,645
SPDR SER TR PORTFOLIO S&P600 78468R853 763 17,884 SH   SOLE   0 0 17,884
ALPHABET INC CAP STK CL C 02079K107 217 82 SH   SOLE   0 0 82
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 1,367 63,021 SH   SOLE   0 0 63,021
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 227 4,237 SH   SOLE   0 0 4,237
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 720 32,507 SH   SOLE   0 0 32,507
TELADOC HEALTH INC COM 87918A105 1,552 10,121 SH   SOLE   0 0 10,121
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 4,629 52,953 SH   SOLE   0 0 52,953
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 3,861 43,999 SH   SOLE   0 0 43,999
INNOVATIVE INDL PPTYS INC COM 45781V101 527 2,465 SH   SOLE   0 0 2,465
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 1,865 36,772 SH   SOLE   0 0 36,772
INNOVATOR ETFS TR S&P 500 PWR 45782C813 512 17,220 SH   SOLE   0 0 17,220
INNOVATOR ETFS TR S&P 500 POWER 45782C508 2,147 66,030 SH   SOLE   0 0 66,030
INNOVATOR ETFS TR S&P 500 PWR BU 45782C870 3,814 133,529 SH   SOLE   0 0 133,529
INNOVATOR ETFS TR S&P 500 PWR BU 45782C748 386 12,380 SH   SOLE   0 0 12,380
DRAFTKINGS INC COM CL A 26142R104 364 7,447 SH   SOLE   0 0 7,447
INNOVATOR ETFS TR RUSSELL 2000 PWR 45782C342 212 7,775 SH   SOLE   0 0 7,775