The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 213 645 SH   SOLE   0 0 645
ISHARES TR CORE S&P MCP ETF 464287507 872 3,352 SH   SOLE   0 0 3,352
ISHARES TR S&P MC 400VL ETF 464287705 2,433 23,865 SH   SOLE   0 0 23,865
ISHARES TR CORE S&P SCP ETF 464287804 7,365 67,857 SH   SOLE   0 0 67,857
ISHARES TR SP SMCP600VL ETF 464287879 636 6,310 SH   SOLE   0 0 6,310
ISHARES TR RUS 1000 GRW ETF 464287614 6,195 25,488 SH   SOLE   0 0 25,488
ISHARES TR RUSSELL 2000 ETF 464287655 209 944 SH   SOLE   0 0 944
ISHARES TR CORE S&P US GWT 464287671 496 5,468 SH   SOLE   0 0 5,468
SPDR S&P 500 ETF TR TR UNIT 78462F103 4,721 11,913 SH   SOLE   0 0 11,913
ADOBE SYSTEMS INCORPORATED COM 00724F101 367 773 SH   SOLE   0 0 773
AMAZON COM INC COM 023135106 9,896 3,199 SH   SOLE   0 0 3,199
BOEING CO COM 097023105 1,270 4,985 SH   SOLE   0 0 4,985
INVESCO QQQ TR UNIT SER 1 46090E107 4,272 13,386 SH   SOLE   0 0 13,386
ABBOTT LABS COM 002824100 589 4,917 SH   SOLE   0 0 4,917
DISNEY WALT CO COM 254687106 1,957 10,605 SH   SOLE   0 0 10,605
HONEYWELL INTL INC COM 438516106 210 968 SH   SOLE   0 0 968
SHERWIN WILLIAMS CO COM 824348106 760 1,030 SH   SOLE   0 0 1,030
JOHNSON & JOHNSON COM 478160104 277 1,683 SH   SOLE   0 0 1,683
PFIZER INC COM 717081103 1,180 32,566 SH   SOLE   0 0 32,566
CHEVRON CORP NEW COM 166764100 439 4,188 SH   SOLE   0 0 4,188
MICROSOFT CORP COM 594918104 2,539 10,767 SH   SOLE   0 0 10,767
AT&T INC COM 00206R102 283 9,350 SH   SOLE   0 0 9,350
LOCKHEED MARTIN CORP COM 539830109 677 1,833 SH   SOLE   0 0 1,833
SPDR SER TR PORTFOLI S&P1500 78464A805 401 8,145 SH   SOLE   0 0 8,145
ISHARES TR U.S. CNSM SV ETF 464287580 942 12,589 SH   SOLE   0 0 12,589
ISHARES TR U.S. ENERGY ETF 464287796 860 32,798 SH   SOLE   0 0 32,798
ISHARES TR US INDUSTRIALS 464287754 988 9,349 SH   SOLE   0 0 9,349
ISHARES TR U.S. TECH ETF 464287721 966 11,012 SH   SOLE   0 0 11,012
SELECT SECTOR SPDR TR ENERGY 81369Y506 357 7,284 SH   SOLE   0 0 7,284
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 692 20,324 SH   SOLE   0 0 20,324
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 390 3,961 SH   SOLE   0 0 3,961
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 304 2,286 SH   SOLE   0 0 2,286
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 716 10,480 SH   SOLE   0 0 10,480
ISHARES TR EXPND TEC SC ETF 464287549 936 2,593 SH   SOLE   0 0 2,593
ISHARES TR NORTH AMERN NAT 464287374 876 31,775 SH   SOLE   0 0 31,775
ISHARES TR U.S. FIN SVC ETF 464287770 924 5,393 SH   SOLE   0 0 5,393
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 13,510 91,854 SH   SOLE   0 0 91,854
DEERE & CO COM 244199105 2,539 6,786 SH   SOLE   0 0 6,786
WALMART INC COM 931142103 283 2,082 SH   SOLE   0 0 2,082
COLGATE PALMOLIVE CO COM 194162103 301 3,820 SH   SOLE   0 0 3,820
COSTCO WHSL CORP NEW COM 22160K105 3,201 9,080 SH   SOLE   0 0 9,080
LILLY ELI & CO COM 532457108 206 1,100 SH   SOLE   0 0 1,100
MICRON TECHNOLOGY INC COM 595112103 467 5,290 SH   SOLE   0 0 5,290
PROCTER AND GAMBLE CO COM 742718109 238 1,759 SH   SOLE   0 0 1,759
KIMBERLY-CLARK CORP COM 494368103 321 2,310 SH   SOLE   0 0 2,310
HOME DEPOT INC COM 437076102 1,459 4,780 SH   SOLE   0 0 4,780
MCDONALDS CORP COM 580135101 988 4,408 SH   SOLE   0 0 4,408
JPMORGAN CHASE & CO COM 46625H100 4,285 28,148 SH   SOLE   0 0 28,148
TJX COS INC NEW COM 872540109 744 11,245 SH   SOLE   0 0 11,245
UNITEDHEALTH GROUP INC COM 91324P102 3,781 10,162 SH   SOLE   0 0 10,162
ZIMMER BIOMET HOLDINGS INC COM 98956P102 507 3,165 SH   SOLE   0 0 3,165
RAYTHEON TECHNOLOGIES CORP COM 75513E105 724 9,375 SH   SOLE   0 0 9,375
COMCAST CORP NEW CL A 20030N101 254 4,700 SH   SOLE   0 0 4,700
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,301 11,132 SH   SOLE   0 0 11,132
WASTE MGMT INC DEL COM 94106L109 576 4,466 SH   SOLE   0 0 4,466
CONSTELLATION BRANDS INC CL A 21036P108 432 1,895 SH   SOLE   0 0 1,895
CSX CORP COM 126408103 1,660 17,214 SH   SOLE   0 0 17,214
APPLE INC COM 037833100 11,257 92,161 SH   SOLE   0 0 92,161
ALLSTATE CORP COM 020002101 2,187 19,032 SH   SOLE   0 0 19,032
LAM RESEARCH CORP COM 512807108 2,221 3,732 SH   SOLE   0 0 3,732
ISHARES TR MSCI EMG MKT ETF 464287234 254 4,765 SH   SOLE   0 0 4,765
ISHARES TR NA TEC MULTM ETF 464287531 932 13,857 SH   SOLE   0 0 13,857
ISHARES TR PHLX SEMICND ETF 464287523 980 2,311 SH   SOLE   0 0 2,311
ISHARES TR EXPANDED TECH 464287515 923 2,704 SH   SOLE   0 0 2,704
ROYAL CARIBBEAN GROUP COM V7780T103 288 3,365 SH   SOLE   0 0 3,365
SOUTHERN CO COM 842587107 295 4,740 SH   SOLE   0 0 4,740
ALLIANCE RESOURCE PARTNERS L UT LTD PART 01877R108 87 15,000 SH   SOLE   0 0 15,000
ISHARES TR SELECT DIVID ETF 464287168 3,769 33,032 SH   SOLE   0 0 33,032
ISHARES TR TIPS BD ETF 464287176 1,480 11,793 SH   SOLE   0 0 11,793
HENRY JACK & ASSOC INC COM 426281101 216 1,423 SH   SOLE   0 0 1,423
ISHARES TR TRANS AVG ETF 464287192 981 3,807 SH   SOLE   0 0 3,807
ADVANCE AUTO PARTS INC COM 00751Y106 425 2,315 SH   SOLE   0 0 2,315
ALPHABET INC CAP STK CL A 02079K305 5,813 2,818 SH   SOLE   0 0 2,818
VANGUARD INDEX FDS VALUE ETF 922908744 361 2,743 SH   SOLE   0 0 2,743
VANGUARD INDEX FDS MID CAP ETF 922908629 5,315 24,015 SH   SOLE   0 0 24,015
VANGUARD INDEX FDS SM CP VAL ETF 922908611 446 2,692 SH   SOLE   0 0 2,692
VANGUARD INDEX FDS SMALL CP ETF 922908751 277 1,294 SH   SOLE   0 0 1,294
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 5,661 127,707 SH   SOLE   0 0 127,707
SALESFORCE COM INC COM 79466L302 488 2,305 SH   SOLE   0 0 2,305
MASTERCARD INCORPORATED CL A 57636Q104 697 1,957 SH   SOLE   0 0 1,957
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 328 2,433 SH   SOLE   0 0 2,433
ISHARES TR PFD AND INCM SEC 464288687 287 7,479 SH   SOLE   0 0 7,479
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,106 22,520 SH   SOLE   0 0 22,520
VISA INC COM CL A 92826C839 2,064 9,748 SH   SOLE   0 0 9,748
SPDR SER TR PORTFOLIO S&P500 78464A854 1,516 32,522 SH   SOLE   0 0 32,522
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 911 9,366 SH   SOLE   0 0 9,366
BROADCOM INC COM 11135F101 648 1,398 SH   SOLE   0 0 1,398
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 3,881 38,934 SH   SOLE   0 0 38,934
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,382 43,501 SH   SOLE   0 0 43,501
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 222 2,985 SH   SOLE   0 0 2,985
VANGUARD STAR FDS VG TL INTL STK F 921909768 1,005 16,032 SH   SOLE   0 0 16,032
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 216 9,770 SH   SOLE   0 0 9,770
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 1,852 31,852 SH   SOLE   0 0 31,852
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 2,863 39,268 SH   SOLE   0 0 39,268
ISHARES TR MSCI EAFE MIN VL 46429B689 2,607 35,718 SH   SOLE   0 0 35,718
ISHARES TR MSCI INDIA ETF 46429B598 355 8,414 SH   SOLE   0 0 8,414
FACEBOOK INC CL A 30303M102 2,547 8,647 SH   SOLE   0 0 8,647
PALO ALTO NETWORKS INC COM 697435105 1,527 4,741 SH   SOLE   0 0 4,741
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 527 10,216 SH   SOLE   0 0 10,216
ABBVIE INC COM 00287Y109 3,337 30,838 SH   SOLE   0 0 30,838
ISHARES TR MSCI USA VALUE 46432F388 380 3,709 SH   SOLE   0 0 3,709
INVESCO EXCH TRD SLF IDX FD BULSHS 2021 CB 46138J700 1,440 68,162 SH   SOLE   0 0 68,162
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 1,394 64,407 SH   SOLE   0 0 64,407
ISHARES TR MSCI USA QLT FCT 46432F339 457 3,754 SH   SOLE   0 0 3,754
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507 845 16,837 SH   SOLE   0 0 16,837
PROSHARES TR S&P 500 DV ARIST 74348A467 377 4,365 SH   SOLE   0 0 4,365
SPDR SER TR PORTFOLIO S&P600 78468R853 474 11,207 SH   SOLE   0 0 11,207
ALPHABET INC CAP STK CL C 02079K107 201 97 SH   SOLE   0 0 97
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 1,043 47,898 SH   SOLE   0 0 47,898
FIDELITY COVINGTON TRUST TOTAL BD ETF 316188309 361 6,892 SH   SOLE   0 0 6,892
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 325 14,664 SH   SOLE   0 0 14,664
TELADOC HEALTH INC COM 87918A105 1,882 10,355 SH   SOLE   0 0 10,355
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 3,471 43,873 SH   SOLE   0 0 43,873
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 2,952 35,643 SH   SOLE   0 0 35,643
INNOVATIVE INDL PPTYS INC COM 45781V101 443 2,461 SH   SOLE   0 0 2,461
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 1,430 28,183 SH   SOLE   0 0 28,183
INNOVATOR ETFS TR S&P 500 PWR 45782C813 514 17,515 SH   SOLE   0 0 17,515
INNOVATOR ETFS TR S&P 500 POWER 45782C508 2,142 67,905 SH   SOLE   0 0 67,905
INNOVATOR ETFS TR S&P 500 PWR BU 45782C870 3,817 138,545 SH   SOLE   0 0 138,545
INNOVATOR ETFS TR S&P 500 PWR BU 45782C748 262 8,530 SH   SOLE   0 0 8,530
DRAFTKINGS INC COM CL A 26142R104 303 4,947 SH   SOLE   0 0 4,947