The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 629,067 3,389 SH   SOLE   0 0 3,389
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 420,005 2,383 SH   SOLE   0 0 2,383
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 493,502 2,782 SH   SOLE   0 0 2,782
AMAZON COM INC COM 023135106 BBG001S5PQL7 1,943,577 8,859 SH   SOLE   0 0 8,859
AMERICAN CENTY ETF TR US SML CP VALU 025072877 BBG00Q9MQZW3 342,263 3,757 SH   SOLE   0 0 3,757
AMERICAN EXPRESS CO COM 025816109 BBG001S5P034 482,936 1,514 SH   SOLE   0 0 1,514
AMGEN INC COM 031162100 BBG001S5NNL6 337,007 1,207 SH   SOLE   0 0 1,207
ANAVEX LIFE SCIENCES CORP COM NEW 032797300 BBG001SLQWW6 69,565 7,545 SH   SOLE   0 0 7,545
ANAVEX LIFE SCIENCES CORP COM NEW 032797300 BBG001SLQWW6 64,540 7,000 PRN Call SOLE   0 0 7,000
APPLE INC COM 037833100 BBG001S5N8V8 6,368,227 31,039 SH   SOLE   0 0 31,039
ARK ETF TR INNOVATION ETF 00214Q104 BBG007FJMV49 6,770,945 96,329 SH   SOLE   0 0 96,329
AT&T INC COM 00206R102 BBG001S5VWH2 677,023 23,394 SH   SOLE   0 0 23,394
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 378,466 7,998 SH   SOLE   0 0 7,998
BERKSHIRE HATHAWAY INC DEL CL A 084670108 BBG001S902J2 728,800 1 SH   SOLE   0 0 1
BLACKROCK ETF TRUST II ISHARES HIGH YIE 092528108 BBG00ZNLVHF2 591,215 26,500 SH   SOLE   0 0 26,500
BROADCOM INC COM 11135F101 BBG00KHY5SY8 645,430 2,341 SH   SOLE   0 0 2,341
CAPITAL GROUP DIVIDEND VALUE SHS CREATION UNI 14020W106 BBG015H8BXT5 491,059 12,435 SH   SOLE   0 0 12,435
CAPITAL GROUP GBL GROWTH EQT SHS CREATION UNI 14020X104 BBG015DN3GR4 1,404,915 43,945 SH   SOLE   0 0 43,945
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101 BBG015DMY5P8 11,213,403 275,852 SH   SOLE   0 0 275,852
CAPITAL GRP FIXED INCM ETF T CORE BOND ETF 14020Y508 BBG01J5S7N48 4,524,180 172,022 SH   SOLE   0 0 172,022
CAPITAL GRP FIXED INCM ETF T CORE PLUS INCM 14020Y102 BBG014YZRRT5 1,078,368 47,927 SH   SOLE   0 0 47,927
CAPITAL GRP FIXED INCM ETF T SHORT DURATION 14020Y409 BBG019XFYS46 457,053 17,623 SH   SOLE   0 0 17,623
CAPITAL GRP FIXED INCM ETF T US MULTI-SECTOR 14020Y300 BBG019XS8NR3 5,061,586 183,258 SH   SOLE   0 0 183,258
CISCO SYS INC COM 17275R102 BBG001S6HC62 294,519 4,245 SH   SOLE   0 0 4,245
CITIGROUP INC COM NEW 172967424 BBG001S72ZG4 265,553 3,120 SH   SOLE   0 0 3,120
CLOVER HEALTH INVESTMENTS CO COM CL A 18914F103 BBG00SHY90K3 34,214 12,263 SH   SOLE   0 0 12,263
COLGATE PALMOLIVE CO COM 194162103 BBG001S5PVM5 431,344 4,745 SH   SOLE   0 0 4,745
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 832,596 841 SH   SOLE   0 0 841
DISNEY WALT CO COM 254687106 BBG001S5QHF3 1,064,715 8,586 SH   SOLE   0 0 8,586
EATON CORP PLC SHS G29183103 BBG001S5QZ45 208,840 585 SH   SOLE   0 0 585
ELI LILLY & CO COM 532457108 BBG001S5STL8 205,017 263 SH   SOLE   0 0 263
ETF SER SOLUTIONS DEFIANCE CONNECT 26922A289 BBG00NJ314P5 601,785 11,406 SH   SOLE   0 0 11,406
EXCHANGE TRADED CONCEPTS TRU BITWISE CRYPTO 301505624 BBG01076JFY6 1,565,611 79,392 SH   SOLE   0 0 79,392
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 305,182 2,831 SH   SOLE   0 0 2,831
FIDELITY COVINGTON TRUST HIGH DIVID ETF 316092840 BBG00DR7RGF5 221,619 4,260 SH   SOLE   0 0 4,260
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 BBG0078X1341 746,732 16,322 SH   SOLE   0 0 16,322
FIRST TR EXCHANGE TRADED FD RISNG DIVD ACHIV 33738R506 BBG005SW6WS0 728,977 11,619 SH   SOLE   0 0 11,619
FIRST TR EXCHANGE-TRADED FD SHS 33734H106 BBG001SLWD88 7,031,245 157,299 SH   SOLE   0 0 157,299
FULTON FINL CORP PA COM 360271100 BBG001S5RF02 250,991 13,913 SH   SOLE   0 0 13,913
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 BBG00DRGSD25 240,360 2,400 SH   SOLE   0 0 2,400
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 BBG00BDMWQF3 321,740 8,112 SH   SOLE   0 0 8,112
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 BBG00B0SKXY1 2,022,835 16,665 SH   SOLE   0 0 16,665
HERSHEY CO COM 427866108 BBG001S5S148 254,129 1,531 SH   SOLE   0 0 1,531
HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 204,469 878 SH   SOLE   0 0 878
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 235,824 800 SH   SOLE   0 0 800
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 BBG001V18CG8 6,446,994 88,533 SH   SOLE   0 0 88,533
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825 BBG00KJR2J47 1,657,663 80,158 SH   SOLE   0 0 80,158
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791 BBG00KJR2K35 1,574,326 80,652 SH   SOLE   0 0 80,652
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783 BBG00KJR2L24 626,140 31,865 SH   SOLE   0 0 31,865
INVESCO EXCHANGE TRADED FD T LARGE CAP GROWTH 46137V746 BBG001S9FH85 357,018 3,040 SH   SOLE   0 0 3,040
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 BBG00KJR2NN7 9,559,656 52,601 SH   SOLE   0 0 52,601
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 3,603,689 6,533 SH   SOLE   0 0 6,533
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101 BBG01KYQ6QS5 2,033,458 33,221 SH   SOLE   0 0 33,221
ISHARES TR CORE 60/40 BALAN 464289867 BBG001T3YV58 5,553,626 90,200 SH   SOLE   0 0 90,200
ISHARES TR CORE 80/20 AGGRE 464289859 BBG001T3YVL0 526,004 6,307 SH   SOLE   0 0 6,307
ISHARES TR CORE HIGH DV ETF 46429B663 BBG001V0XLT8 4,253,540 36,302 SH   SOLE   0 0 36,302
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 786,677 1,267 SH   SOLE   0 0 1,267
ISHARES TR EAFE SML CP ETF 464288273 BBG001SYVWS7 1,772,508 24,388 SH   SOLE   0 0 24,388
ISHARES TR MSCI ACWI ETF 464288257 BBG001S56QV7 2,040,141 15,864 SH   SOLE   0 0 15,864
ISHARES TR MSCI USA MIN VOL 46429B697 BBG0025X2G81 2,304,044 24,545 SH   SOLE   0 0 24,545
ISHARES TR NATIONAL MUN ETF 464288414 BBG001SZV978 577,331 5,526 SH   SOLE   0 0 5,526
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 6,088,150 14,339 SH   SOLE   0 0 14,339
ISHARES TR RUS 1000 VAL ETF 464287598 BBG001S562P7 433,052 2,230 SH   SOLE   0 0 2,230
ISHARES TR RUS MDCP VAL ETF 464287473 BBG001S561V2 1,037,299 7,850 SH   SOLE   0 0 7,850
ISHARES TR RUS MID CAP ETF 464287499 BBG001SJCNS1 1,551,535 16,870 SH   SOLE   0 0 16,870
ISHARES TR RUSSELL 3000 ETF 464287689 BBG001SFC7Z6 938,574 2,674 SH   SOLE   0 0 2,674
ISHARES TR S&P 500 GRWT ETF 464287309 BBG001S561Q8 781,270 7,096 SH   SOLE   0 0 7,096
ISHARES TR S&P 500 VAL ETF 464287408 BBG001S561K4 910,071 4,657 SH   SOLE   0 0 4,657
ISHARES TR S&P MC 400VL ETF 464287705 BBG001SFQJM9 240,116 1,943 SH   SOLE   0 0 1,943
ISHARES TR S&P SML 600 GWT 464287887 BBG001SFQL44 733,317 5,512 SH   SOLE   0 0 5,512
ISHARES TR SELECT DIVID ETF 464287168 BBG001SDJVG2 341,614 2,572 SH   SOLE   0 0 2,572
J P MORGAN EXCHANGE TRADED F BETABULDRS JAPAN 46641Q217 BBG00L52MHJ1 210,176 3,402 SH   SOLE   0 0 3,402
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 BBG00TSG0SK6 563,555 9,913 SH   SOLE   0 0 9,913
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 BBG00GP26NW0 4,351,715 85,866 SH   SOLE   0 0 85,866
JANUS DETROIT STR TR HENDRSN SHRT ETF 47103U886 BBG00F7XD8R5 3,221,486 65,477 SH   SOLE   0 0 65,477
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 575,418 3,767 SH   SOLE   0 0 3,767
JPMORGAN CHASE & CO. COM 46625H100 BBG001S8CRC3 1,638,862 5,653 SH   SOLE   0 0 5,653
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 216,347 385 SH   SOLE   0 0 385
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 1,296,936 1,757 SH   SOLE   0 0 1,757
MICROSOFT CORP COM 594918104 BBG001S5TD05 4,303,483 8,652 SH   SOLE   0 0 8,652
NETFLIX INC COM 64110L106 BBG001SF6L46 370,940 277 SH   SOLE   0 0 277
NEXTERA ENERGY INC COM 65339F101 BBG001S5RB29 208,955 3,010 SH   SOLE   0 0 3,010
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 5,670,483 35,891 SH   SOLE   0 0 35,891
ORACLE CORP COM 68389X105 BBG001S5SJG6 252,737 1,156 SH   SOLE   0 0 1,156
PACER FDS TR US CASH COWS 100 69374H881 BBG00FJQN752 4,349,229 78,933 SH   SOLE   0 0 78,933
PALANTIR TECHNOLOGIES INC CL A 69608A108 BBG001T53796 401,872 2,948 SH   SOLE   0 0 2,948
PAYCHEX INC COM 704326107 BBG001S5V135 295,284 2,030 SH   SOLE   0 0 2,030
PFIZER INC COM 717081103 BBG001S5V466 4,258,968 175,700 SH   SOLE   0 0 175,700
REAVES UTIL INCOME FD COM SH BEN INT 756158101 BBG001SBVF13 1,015,698 28,073 SH   SOLE   0 0 28,073
RELIANCE INC COM 759509102 BBG001S81M27 996,286 3,174 SH   SOLE   0 0 3,174
ROBLOX CORP CL A 771049103 BBG001V1Y6Z1 27,502,016 261,426 SH   SOLE   0 0 261,426
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755 BBG0051K49J8 599,020 14,968 SH   SOLE   0 0 14,968
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG001T5XQY3 1,707,040 77,242 SH   SOLE   0 0 77,242
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 BBG001T6L7C0 1,238,388 29,077 SH   SOLE   0 0 29,077
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 BBG001T5XQT9 5,963,164 250,238 SH   SOLE   0 0 250,238
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 12,339,206 465,630 SH   SOLE   0 0 465,630
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 BBG001T66WN0 15,315,207 524,314 SH   SOLE   0 0 524,314
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 BBG001T66WQ7 471,387 17,036 SH   SOLE   0 0 17,036
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 10,637,182 435,237 SH   SOLE   0 0 435,237
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 BBG001V036R6 9,833,682 350,577 SH   SOLE   0 0 350,577
SCHWAB STRATEGIC TR US REIT ETF 808524847 BBG001V039G2 508,285 24,021 SH   SOLE   0 0 24,021
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG001T5XQW5 9,487,496 375,000 SH   SOLE   0 0 375,000
SELECT SECTOR SPDR TR ENERGY 81369Y506 BBG001S7T1S7 230,390 2,717 SH   SOLE   0 0 2,717
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 BBG001S7T223 428,695 8,186 SH   SOLE   0 0 8,186
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 BBG001S7T1Q9 434,660 2,000 SH   SOLE   0 0 2,000
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 BBG001S7TCZ5 202,584 800 SH   SOLE   0 0 800
SOUTHERN CO COM 842587107 BBG001S5W777 200,144 2,179 SH   SOLE   0 0 2,179
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 BBG001S8LH99 382,371 868 SH   SOLE   0 0 868
SPDR GOLD TR GOLD SHS 78463V107 BBG001SCPX28 229,537 753 SH   SOLE   0 0 753
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 11,628,664 18,821 SH   SOLE   0 0 18,821
SPDR SERIES TRUST NUVEEN ICE SHORT 78468R739 BBG001T083N5 1,420,217 29,693 SH   SOLE   0 0 29,693
SPDR SERIES TRUST S&P DIVID ETF 78464A763 BBG001SPTBP8 8,359,924 61,592 SH   SOLE   0 0 61,592
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 BBG0084H8485 843,760 21,036 SH   SOLE   0 0 21,036
SYSCO CORP COM 871829107 BBG001S5WJS8 386,426 5,102 SH   SOLE   0 0 5,102
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 BBG001S5WWW4 541,312 2,390 SH   SOLE   0 0 2,390
TARGET CORP COM 87612E106 BBG001SC0K41 272,077 2,758 SH   SOLE   0 0 2,758
TESLA INC COM 88160R101 BBG001SQKGD7 868,483 2,734 SH   SOLE   0 0 2,734
TEXAS INSTRS INC COM 882508104 BBG001S5WYZ7 333,438 1,606 SH   SOLE   0 0 1,606
TIDAL TRUST I SP DWJNS SUKUK 886364702 BBG00R3N4573 1,046,352 57,429 SH   SOLE   0 0 57,429
TWILIO INC CL A 90138F102 BBG0029ZX859 2,377,391 19,117 SH   SOLE   0 0 19,117
UBER TECHNOLOGIES INC COM 90353T100 BBG002B04MW4 11,619,582 124,540 SH   SOLE   0 0 124,540
UNION PAC CORP COM 907818108 BBG001S5X2M0 541,839 2,355 SH   SOLE   0 0 2,355
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 614,372 1,969 SH   SOLE   0 0 1,969
UPSTART HLDGS INC COM 91680M107 BBG00PKCBY62 516,923 7,992 SH   SOLE   0 0 7,992
US BANCORP DEL COM NEW 902973304 BBG001S6T8C1 268,785 5,940 SH   SOLE   0 0 5,940
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 BBG002XRNHT5 428,279 4,566 SH   SOLE   0 0 4,566
VANGUARD BD INDEX FDS INTERMED TERM 921937819 BBG001ST39R1 316,244 4,089 SH   SOLE   0 0 4,089
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 BBG001SK3J43 294,363 1,527 SH   SOLE   0 0 1,527
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 3,814,518 8,701 SH   SOLE   0 0 8,701
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 2,879,388 10,290 SH   SOLE   0 0 10,290
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 3,144,570 5,536 SH   SOLE   0 0 5,536
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 2,442,391 10,306 SH   SOLE   0 0 10,306
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 6,864,903 38,842 SH   SOLE   0 0 38,842
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 BBG001T2YZG9 2,357,800 18,346 SH   SOLE   0 0 18,346
VANGUARD MALVERN FDS CORE BD ETF 922020748 BBG01KH0XWG1 4,896,933 63,121 SH   SOLE   0 0 63,121
VANGUARD MALVERN FDS CORE-PLUS BD ETF 922020755 BBG01KG1P4G1 2,104,806 27,054 SH   SOLE   0 0 27,054
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 BBG001SS0V24 10,614,269 79,621 SH   SOLE   0 0 79,621
VANGUARD WORLD FD INF TECH ETF 92204A702 BBG001SHTTR5 2,357,793 3,555 SH   SOLE   0 0 3,555
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 612,272 14,150 SH   SOLE   0 0 14,150
VIATRIS INC COM 92556V106 BBG00Y52JV51 191,049 21,394 SH   SOLE   0 0 21,394
VISA INC COM CL A 92826C839 BBG001SRCFY3 2,643,044 7,444 SH   SOLE   0 0 7,444
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 BBG001S6MDB8 116,003 10,882 SH   SOLE   0 0 10,882
WARBY PARKER INC CL A COM 93403J106 BBG005DWN8L7 379,521 17,306 SH   SOLE   0 0 17,306
WISDOMTREE TR ITL HDG QTLY DIV 97717X594 BBG006G0J5J6 403,650 8,960 SH   SOLE   0 0 8,960
WISDOMTREE TR US LARGECAP DIVD 97717W307 BBG001SHL7K8 9,162,290 111,545 SH   SOLE   0 0 111,545
WISDOMTREE TR US MIDCAP DIVID 97717W505 BBG001SHKG74 1,152,063 22,986 SH   SOLE   0 0 22,986
WISDOMTREE TR US QTLY DIV GRT 97717X669 BBG004LMH3Z6 340,751 4,069 SH   SOLE   0 0 4,069