The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 383,173 2,844 SH   SOLE   0 0 2,844
AMAZON COM INC COM 023135106 BBG001S5PQL7 734,983 5,638 SH   SOLE   0 0 5,638
AMGEN INC COM 031162100 BBG001S5NNL6 233,121 1,050 SH   SOLE   0 0 1,050
APPLE INC COM 037833100 BBG001S5N8V8 6,556,394 33,801 SH   SOLE   0 0 33,801
ARK ETF TR INNOVATION ETF 00214Q104 BBG007FJMV49 6,220,855 140,935 SH   SOLE   0 0 140,935
AT&T INC COM 00206R102 BBG001S5VWH2 336,463 21,095 SH   SOLE   0 0 21,095
BLACKSTONE MTG TR INC COM CL A 09257W100 BBG001S5Q7V7 222,285 10,682 SH   SOLE   0 0 10,682
BOEING CO COM 097023105 BBG001S5P0V3 260,707 1,235 SH   SOLE   0 0 1,235
CAPITAL GROUP DIVIDEND VALUE SHS CREATION UNI 14020W106 BBG015H8BXT5 224,865 8,316 SH   SOLE   0 0 8,316
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101 BBG015DMY5P8 6,178,827 244,900 SH   SOLE   0 0 244,900
CISCO SYS INC COM 17275R102 BBG001S6HC62 216,843 4,191 SH   SOLE   0 0 4,191
CLOVER HEALTH INVESTMENTS CO COM CL A 18914F103 BBG00SHY90K3 11,002 12,263 SH   SOLE   0 0 12,263
COLGATE PALMOLIVE CO COM 194162103 BBG001S5PVM5 361,260 4,689 SH   SOLE   0 0 4,689
COLUMBIA ETF TR I DIVERSIFID FXD 19761L508 BBG00HY5VSC4 310,817 17,650 SH   SOLE   0 0 17,650
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 303,743 564 SH   SOLE   0 0 564
DISNEY WALT CO COM 254687106 BBG001S5QHF3 668,770 7,491 SH   SOLE   0 0 7,491
ETF SER SOLUTIONS DEFIANCE NEXT 26922A289 BBG00NJ314P5 406,264 12,069 SH   SOLE   0 0 12,069
EXCHANGE TRADED CONCEPTS TR BITWISE CRYPTO 301505624 BBG01076JFY6 625,421 77,692 SH   SOLE   0 0 77,692
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 465,358 4,339 SH   SOLE   0 0 4,339
FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506 BBG005SW6WS0 396,429 8,417 SH   SOLE   0 0 8,417
FIRST TR VALUE LINE DIVID IN SHS 33734H106 BBG001SLWD88 5,963,918 148,763 SH   SOLE   0 0 148,763
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 BBG00BDMWQF3 241,835 7,714 SH   SOLE   0 0 7,714
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 BBG00B0SKXY1 1,444,194 16,543 SH   SOLE   0 0 16,543
HERSHEY CO COM 427866108 BBG001S5S148 381,382 1,527 SH   SOLE   0 0 1,527
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 BBG001V18CG8 5,683,041 90,480 SH   SOLE   0 0 90,480
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 BBG00KJR0YJ0 10,058,434 475,127 SH   SOLE   0 0 475,127
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 BBG00KJR2GD3 4,065,972 197,665 SH   SOLE   0 0 197,665
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825 BBG00KJR2J47 956,414 47,512 SH   SOLE   0 0 47,512
INVESCO EXCHANGE TRADED FD T DYNMC LRG GWTH 46137V746 BBG001S9FH85 225,761 3,197 SH   SOLE   0 0 3,197
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 BBG00KJR2NN7 5,799,066 38,753 SH   SOLE   0 0 38,753
ISHARES TR AGGRES ALLOC ETF 464289859 BBG001T3YVL0 254,149 3,831 SH   SOLE   0 0 3,831
ISHARES TR CORE HIGH DV ETF 46429B663 BBG001V0XLT8 2,627,757 26,072 SH   SOLE   0 0 26,072
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 296,609 665 SH   SOLE   0 0 665
ISHARES TR GRWT ALLOCAT ETF 464289867 BBG001T3YV58 2,573,169 50,013 SH   SOLE   0 0 50,013
ISHARES TR MSCI ACWI ETF 464288257 BBG001S56QV7 912,491 9,511 SH   SOLE   0 0 9,511
ISHARES TR MSCI USA MIN VOL 46429B697 BBG0025X2G81 1,970,316 26,508 SH   SOLE   0 0 26,508
ISHARES TR NATIONAL MUN ETF 464288414 BBG001SZV978 585,841 5,489 SH   SOLE   0 0 5,489
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 3,576,939 12,999 SH   SOLE   0 0 12,999
ISHARES TR RUS 1000 VAL ETF 464287598 BBG001S562P7 215,564 1,366 SH   SOLE   0 0 1,366
ISHARES TR RUS MDCP VAL ETF 464287473 BBG001S561V2 862,244 7,850 SH   SOLE   0 0 7,850
ISHARES TR RUS MID CAP ETF 464287499 BBG001SJCNS1 1,092,091 14,954 SH   SOLE   0 0 14,954
ISHARES TR RUSSELL 3000 ETF 464287689 BBG001SFC7Z6 680,480 2,674 SH   SOLE   0 0 2,674
ISHARES TR S&P 500 VAL ETF 464287408 BBG001S561K4 293,527 1,821 SH   SOLE   0 0 1,821
ISHARES TR S&P SML 600 GWT 464287887 BBG001SFQL44 249,169 2,168 SH   SOLE   0 0 2,168
ISHARES TR SELECT DIVID ETF 464287168 BBG001SDJVG2 351,907 3,106 SH   SOLE   0 0 3,106
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 BBG00GP26NW0 3,023,420 60,300 SH   SOLE   0 0 60,300
JANUS DETROIT STR TR HENDRSN SHRT ETF 47103U886 BBG00F7XD8R5 2,680,050 56,080 SH   SOLE   0 0 56,080
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 484,454 2,927 SH   SOLE   0 0 2,927
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 516,318 3,550 SH   SOLE   0 0 3,550
MARATHON OIL CORP COM 565849106 BBG001S69V69 237,705 10,326 SH   SOLE   0 0 10,326
MARATHON PETE CORP COM 56585A102 BBG001S169P1 1,210,192 10,379 SH   SOLE   0 0 10,379
MERCK & CO INC COM 58933Y105 BBG001S5TC52 244,518 2,119 SH   SOLE   0 0 2,119
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 394,598 1,375 SH   SOLE   0 0 1,375
MICROSOFT CORP COM 594918104 BBG001S5TD05 2,407,039 7,068 SH   SOLE   0 0 7,068
PARAMOUNT GROUP INC COM 69924R108 BBG001SL9C95 410,577 92,681 SH   SOLE   0 0 92,681
PAYCHEX INC COM 704326107 BBG001S5V135 225,083 2,012 SH   SOLE   0 0 2,012
PEPSICO INC COM 713448108 BBG001S695T1 231,022 1,247 SH   SOLE   0 0 1,247
PFIZER INC COM 717081103 BBG001S5V466 6,437,671 175,509 SH   SOLE   0 0 175,509
PNC FINL SVCS GROUP INC COM 693475105 BBG001S5V947 767,303 6,092 SH   SOLE   0 0 6,092
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 270,856 1,785 SH   SOLE   0 0 1,785
REAVES UTIL INCOME FD COM SH BEN INT 756158101 BBG001SBVF13 320,254 11,680 SH   SOLE   0 0 11,680
RELIANCE STEEL & ALUMINUM CO COM 759509102 BBG001S81M27 425,550 1,567 SH   SOLE   0 0 1,567
ROBLOX CORP CL A 771049103 BBG001V1Y6Z1 20,178,533 500,708 SH   SOLE   0 0 500,708
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG001T5XQY3 1,612,976 45,245 SH   SOLE   0 0 45,245
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 BBG001T6L7C0 465,181 13,775 SH   SOLE   0 0 13,775
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 BBG001T5XQT9 4,706,126 91,028 SH   SOLE   0 0 91,028
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 9,963,207 137,196 SH   SOLE   0 0 137,196
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 BBG001T66WN0 8,402,840 112,113 SH   SOLE   0 0 112,113
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 7,626,136 145,620 SH   SOLE   0 0 145,620
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 BBG001V036R6 6,856,096 96,524 SH   SOLE   0 0 96,524
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG001T5XQW5 6,688,603 152,708 SH   SOLE   0 0 152,708
SEELOS THERAPEUTICS INC COM 81577F109 BBG001S7J019 179,250 150,000 SH   SOLE   0 0 150,000
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 BBG001S7T223 312,526 9,271 SH   SOLE   0 0 9,271
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 BBG001S7T1Q9 339,620 2,000 SH   SOLE   0 0 2,000
SIRIUS XM HOLDINGS INC COM 82968B103 BBG001S70ZY6 83,724 18,482 SH   SOLE   0 0 18,482
SOUTHERN CO COM 842587107 BBG001S5W777 328,693 4,679 SH   SOLE   0 0 4,679
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 BBG001S8LH99 268,464 781 SH   SOLE   0 0 781
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 7,178,800 16,195 SH   SOLE   0 0 16,195
SPDR SER TR NUVEEN BLMBRG SH 78468R739 BBG001T083N5 1,359,222 28,889 SH   SOLE   0 0 28,889
SPDR SER TR S&P DIVID ETF 78464A763 BBG001SPTBP8 6,065,261 49,480 SH   SOLE   0 0 49,480
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 BBG0084H8485 739,958 18,248 SH   SOLE   0 0 18,248
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 BBG001S5WWW4 211,932 2,100 SH   SOLE   0 0 2,100
TARGET CORP COM 87612E106 BBG001SC0K41 272,242 2,064 SH   SOLE   0 0 2,064
TESLA INC COM 88160R101 BBG001SQKGD7 495,022 1,891 SH   SOLE   0 0 1,891
TEXAS INSTRS INC COM 882508104 BBG001S5WYZ7 281,192 1,562 SH   SOLE   0 0 1,562
TWILIO INC CL A 90138F102 BBG0029ZX859 1,335,830 20,997 SH   SOLE   0 0 20,997
UBER TECHNOLOGIES INC COM 90353T100 BBG002B04MW4 5,355,282 124,051 SH   SOLE   0 0 124,051
UNION PAC CORP COM 907818108 BBG001S5X2M0 479,834 2,345 SH   SOLE   0 0 2,345
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 529,358 1,101 SH   SOLE   0 0 1,101
UPSTART HLDGS INC COM 91680M107 BBG00PKCBY62 286,194 7,992 SH   SOLE   0 0 7,992
VALLEY NATL BANCORP COM 919794107 BBG001S7H654 194,936 25,153 SH   SOLE   0 0 25,153
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 BBG001SK3J43 233,763 1,571 SH   SOLE   0 0 1,571
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 967,314 3,419 SH   SOLE   0 0 3,419
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 2,139,096 9,716 SH   SOLE   0 0 9,716
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 407,280 1,000 SH   SOLE   0 0 1,000
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 2,044,946 10,282 SH   SOLE   0 0 10,282
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 3,591,595 25,275 SH   SOLE   0 0 25,275
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 BBG001T2YZG9 1,264,571 13,040 SH   SOLE   0 0 13,040
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 BBG001SS0V24 7,200,477 67,884 SH   SOLE   0 0 67,884
VANGUARD WORLD FDS INF TECH ETF 92204A702 BBG001SHTTR5 770,860 1,743 SH   SOLE   0 0 1,743
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 559,494 15,044 SH   SOLE   0 0 15,044
VIATRIS INC COM 92556V106 BBG00Y52JV51 214,371 21,480 SH   SOLE   0 0 21,480
VISA INC COM CL A 92826C839 BBG001SRCFY3 1,709,178 7,197 SH   SOLE   0 0 7,197
WARBY PARKER INC CL A COM 93403J106 BBG005DWN8L7 202,308 17,306 SH   SOLE   0 0 17,306
WISDOMTREE TR ITL HDG QTLY DIV 97717X594 BBG006G0J5J6 304,963 7,592 SH   SOLE   0 0 7,592
WISDOMTREE TR US LARGECAP DIVD 97717W307 BBG001SHL7K8 5,353,542 84,175 SH   SOLE   0 0 84,175
WISDOMTREE TR US MIDCAP DIVID 97717W505 BBG001SHKG74 546,437 12,995 SH   SOLE   0 0 12,995
WISDOMTREE TR US QTLY DIV GRT 97717X669 BBG004LMH3Z6 289,681 4,346 SH   SOLE   0 0 4,346
YEXT INC COM 98585N106 BBG001V12329 161,858 14,311 SH   SOLE   0 0 14,311