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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   254,568 2,400 SH   SOLE   2,400 0 0
ABBOTT LABS COM 002824100   224,251 1,973 SH   SOLE   1,973 0 0
ADOBE INC COM 00724F101   537,904 1,066 SH   SOLE   1,066 0 0
ALPHABET INC CAP STK CL C 02079K107   2,089,769 13,725 SH   SOLE   13,725 0 0
ALPHABET INC CAP STK CL A 02079K305   2,374,280 15,731 SH   SOLE   15,731 0 0
AMAZON COM INC COM 023135106   2,051,101 11,371 SH   SOLE   11,371 0 0
AMERICAN EXPRESS CO COM 025816109   2,283,958 10,031 SH   SOLE   10,031 0 0
ANALOG DEVICES INC COM 032654105   244,073 1,234 SH   SOLE   1,234 0 0
APPLE INC COM 037833100   4,905,528 28,607 SH   SOLE   28,607 0 0
APPLIED MATLS INC COM 038222105   731,292 3,546 SH   SOLE   3,546 0 0
ARISTA NETWORKS INC COM 040413106   602,578 2,078 SH   SOLE   2,078 0 0
AUTODESK INC COM 052769106   349,223 1,341 SH   SOLE   1,341 0 0
BANK AMERICA CORP COM 060505104   796,092 20,994 SH   SOLE   20,994 0 0
BECTON DICKINSON & CO COM 075887109   802,233 3,242 SH   SOLE   3,242 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   859,543 2,044 SH   SOLE   2,044 0 0
BLACKSTONE INC COM 09260D107   477,136 3,632 SH   SOLE   3,632 0 0
BOOKING HOLDINGS INC COM 09857L108   344,649 95 SH   SOLE   95 0 0
CATERPILLAR INC COM 149123101   568,333 1,551 SH   SOLE   1,551 0 0
CHEVRON CORP NEW COM 166764100   282,986 1,794 SH   SOLE   1,794 0 0
CISCO SYS INC COM 17275R102   1,440,053 28,853 SH   SOLE   28,853 0 0
CLOROX CO DEL COM 189054109   281,263 1,837 SH   SOLE   1,837 0 0
CME GROUP INC COM 12572Q105   621,542 2,887 SH   SOLE   2,887 0 0
COLGATE PALMOLIVE CO COM 194162103   797,663 8,858 SH   SOLE   8,858 0 0
COMCAST CORP NEW CL A 20030N101   318,276 7,342 SH   SOLE   7,342 0 0
COSTCO WHSL CORP NEW COM 22160K105   575,115 785 SH   SOLE   785 0 0
CSX CORP COM 126408103   697,509 18,816 SH   SOLE   18,816 0 0
DANAHER CORPORATION COM 235851102   1,458,365 5,840 SH   SOLE   5,840 0 0
DEERE & CO COM 244199105   583,662 1,421 SH   SOLE   1,421 0 0
DISNEY WALT CO COM 254687106   1,819,371 14,869 SH   SOLE   14,869 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   647,087 6,691 SH   SOLE   6,691 0 0
EATON CORP PLC SHS G29183103   997,449 3,190 SH   SOLE   3,190 0 0
ECOLAB INC COM 278865100   1,098,622 4,758 SH   SOLE   4,758 0 0
ELECTRONIC ARTS INC COM 285512109   395,755 2,983 SH   SOLE   2,983 0 0
ELEVANCE HEALTH INC COM 036752103   366,608 707 SH   SOLE   707 0 0
EXXON MOBIL CORP COM 30231G102   1,564,242 13,457 SH   SOLE   13,457 0 0
FEDEX CORP COM 31428X106   735,650 2,539 SH   SOLE   2,539 0 0
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200   1,522,432 31,553 SH   SOLE   31,553 0 0
FISERV INC COM 337738108   231,260 1,447 SH   SOLE   1,447 0 0
FORD MTR CO DEL COM 345370860   302,000 22,741 SH   SOLE   22,741 0 0
GARMIN LTD SHS H2906T109   1,198,404 8,050 SH   SOLE   8,050 0 0
GENERAL DYNAMICS CORP COM 369550108   1,320,076 4,673 SH   SOLE   4,673 0 0
GILEAD SCIENCES INC COM 375558103   378,556 5,168 SH   SOLE   5,168 0 0
GSK PLC SPONSORED ADR 37733W204   212,421 4,955 SH   SOLE   4,955 0 0
HOME DEPOT INC COM 437076102   1,389,783 3,623 SH   SOLE   3,623 0 0
HONEYWELL INTL INC COM 438516106   466,533 2,273 SH   SOLE   2,273 0 0
IDEXX LABS INC COM 45168D104   850,930 1,576 SH   SOLE   1,576 0 0
ILLINOIS TOOL WKS INC COM 452308109   294,090 1,096 SH   SOLE   1,096 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   477,973 2,503 SH   SOLE   2,503 0 0
INTUIT COM 461202103   473,200 728 SH   SOLE   728 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   889,701 5,253 SH   SOLE   5,253 0 0
ISHARES GOLD TR ISHARES NEW 464285204   3,896,007 92,740 SH   SOLE   92,740 0 0
ISHARES INC MSCI EMRG CHN 46434G764   545,821 9,481 SH   SOLE   9,481 0 0
ISHARES INC CORE MSCI EMKT 46434G103   925,085 17,928 SH   SOLE   17,928 0 0
ISHARES INC ESG AWR MSCI EM 46434G863   227,158 7,048 SH   SOLE   7,048 0 0
ISHARES TR ISHS 1-5YR INVS 464288646   2,467,318 48,115 SH   SOLE   48,115 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   653,033 3,105 SH   SOLE   3,105 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   330,309 980 SH   SOLE   980 0 0
ISHARES TR RUS 1000 ETF 464287622   272,188 945 SH   SOLE   945 0 0
ISHARES TR NATIONAL MUN ETF 464288414   832,824 7,740 SH   SOLE   7,740 0 0
ISHARES TR TIPS BD ETF 464287176   957,668 8,916 SH   SOLE   8,916 0 0
ISHARES TR TRS FLT RT BD 46434V860   609,801 12,030 SH   SOLE   12,030 0 0
ISHARES TR 3 7 YR TREAS BD 464288661   366,307 3,163 SH   SOLE   3,163 0 0
ISHARES TR A RATE CP BD ETF 46429B291   1,042,993 21,967 SH   SOLE   21,967 0 0
ISHARES TR BROAD USD HIGH 46435U853   214,125 5,852 SH   SOLE   5,852 0 0
ISHARES TR CONV BD ETF 46435G102   395,957 4,960 SH   SOLE   4,960 0 0
ISHARES TR CORE INTL AGGR 46435G672   702,447 14,063 SH   SOLE   14,063 0 0
ISHARES TR CORE MSCI EAFE 46432F842   3,329,212 44,856 SH   SOLE   44,856 0 0
ISHARES TR CORE S&P500 ETF 464287200   12,294,320 23,385 SH   SOLE   23,385 0 0
ISHARES TR CORE S&P MCP ETF 464287507   5,731,273 94,357 SH   SOLE   94,357 0 0
ISHARES TR CORE S&P SCP ETF 464287804   5,051,648 45,708 SH   SOLE   45,708 0 0
ISHARES TR CORE US AGGBD ET 464287226   2,001,110 20,432 SH   SOLE   20,432 0 0
ISHARES TR HDG MSCI EAFE 46434V803   1,258,091 36,069 SH   SOLE   36,069 0 0
ISHARES TR U.S. FINLS ETF 464287788   649,464 6,790 SH   SOLE   6,790 0 0
ISHARES TR ESG AWRE 1 5 YR 46435G243   268,718 10,977 SH   SOLE   10,977 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516   513,240 6,423 SH   SOLE   6,423 0 0
ISHARES TR ESG AWR MSCI USA 46435G425   1,008,199 8,770 SH   SOLE   8,770 0 0
ISHARES TR ESG AWRE USD ETF 46435G193   208,776 9,081 SH   SOLE   9,081 0 0
ISHARES TR FLTG RATE NT ETF 46429B655   2,270,740 44,472 SH   SOLE   44,472 0 0
ISHARES TR GNMA BOND ETF 46429B333   3,046,181 70,205 SH   SOLE   70,205 0 0
ISHARES TR 1 3 YR TREAS BD 464287457   205,186 2,509 SH   SOLE   2,509 0 0
ISHARES TR INTRM GOV CR ETF 464288612   552,654 5,315 SH   SOLE   5,315 0 0
ISHARES TR ISHS 5-10YR INVT 464288638   1,226,670 23,773 SH   SOLE   23,773 0 0
ISHARES TR JPMORGAN USD EMG 464288281   209,738 2,339 SH   SOLE   2,339 0 0
ISHARES TR MBS ETF 464288588   662,467 7,168 SH   SOLE   7,168 0 0
ISHARES TR MSCI EAFE ETF 464287465   270,965 3,393 SH   SOLE   3,393 0 0
ISHARES TR ISHARES BIOTECH 464287556   799,444 5,826 SH   SOLE   5,826 0 0
ISHARES TR MSCI KLD400 SOC 464288570   881,420 8,743 SH   SOLE   8,743 0 0
ISHARES TR MSCI USA ESG SLC 464288802   1,638,512 15,009 SH   SOLE   15,009 0 0
JOHNSON & JOHNSON COM 478160104   2,918,764 18,451 SH   SOLE   18,451 0 0
JPMORGAN CHASE & CO COM 46625H100   2,290,631 11,436 SH   SOLE   11,436 0 0
LOWES COS INC COM 548661107   1,090,007 4,279 SH   SOLE   4,279 0 0
MARATHON PETE CORP COM 56585A102   324,617 1,611 SH   SOLE   1,611 0 0
MASTERCARD INCORPORATED CL A 57636Q104   947,730 1,968 SH   SOLE   1,968 0 0
MCCORMICK & CO INC COM NON VTG 579780206   542,202 7,059 SH   SOLE   7,059 0 0
MCDONALDS CORP COM 580135101   402,625 1,428 SH   SOLE   1,428 0 0
MEDTRONIC PLC SHS G5960L103   1,489,829 17,095 SH   SOLE   17,095 0 0
MERCK & CO INC COM 58933Y105   1,898,629 14,389 SH   SOLE   14,389 0 0
META PLATFORMS INC CL A 30303M102   766,731 1,579 SH   SOLE   1,579 0 0
MICROSOFT CORP COM 594918104   4,901,809 11,651 SH   SOLE   11,651 0 0
NETFLIX INC COM 64110L106   581,215 957 SH   SOLE   957 0 0
NEXTERA ENERGY INC COM 65339F101   1,468,204 22,973 SH   SOLE   22,973 0 0
NIKE INC CL B 654106103   1,084,153 11,536 SH   SOLE   11,536 0 0
NORFOLK SOUTHN CORP COM 655844108   559,949 2,197 SH   SOLE   2,197 0 0
NOVO-NORDISK A S ADR 670100205   257,442 2,005 SH   SOLE   2,005 0 0
NVIDIA CORPORATION COM 67066G104   2,673,634 2,959 SH   SOLE   2,959 0 0
ORACLE CORP COM 68389X105   1,078,613 8,587 SH   SOLE   8,587 0 0
PAYPAL HLDGS INC COM 70450Y103   699,175 10,437 SH   SOLE   10,437 0 0
PEPSICO INC COM 713448108   1,922,310 10,984 SH   SOLE   10,984 0 0
PFIZER INC COM 717081103   870,712 31,377 SH   SOLE   31,377 0 0
PROCTER AND GAMBLE CO COM 742718109   2,032,830 12,529 SH   SOLE   12,529 0 0
ROLLINS INC COM 775711104   1,193,766 25,800 SH   SOLE   25,800 0 0
RTX CORPORATION COM 75513E101   1,915,099 19,636 SH   SOLE   19,636 0 0
SALESFORCE INC COM 79466L302   566,821 1,882 SH   SOLE   1,882 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   564,980 11,474 SH   SOLE   11,474 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847   490,184 24,147 SH   SOLE   24,147 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   431,792 11,066 SH   SOLE   11,066 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   1,023,819 12,573 SH   SOLE   12,573 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   990,171 13,032 SH   SOLE   13,032 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   3,185,025 34,351 SH   SOLE   34,351 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   5,752,776 92,697 SH   SOLE   92,697 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   2,188,398 35,846 SH   SOLE   35,846 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   2,011,540 41,725 SH   SOLE   41,725 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870   1,158,996 22,220 SH   SOLE   22,220 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   1,384,232 30,092 SH   SOLE   30,092 0 0
SOUTHERN COPPER CORP COM 84265V105   656,376 6,162 SH   SOLE   6,162 0 0
SPDR GOLD TR GOLD SHS 78463V107   321,746 1,564 SH   SOLE   1,564 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   13,292,494 25,412 SH   SOLE   25,412 0 0
SPDR SER TR BBG CONV SEC ETF 78464A359   405,445 5,551 SH   SOLE   5,551 0 0
STARBUCKS CORP COM 855244109   954,203 10,441 SH   SOLE   10,441 0 0
SYSCO CORP COM 871829107   415,560 5,119 SH   SOLE   5,119 0 0
TEXAS INSTRS INC COM 882508104   1,276,785 7,329 SH   SOLE   7,329 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   1,323,415 2,277 SH   SOLE   2,277 0 0
TJX COS INC NEW COM 872540109   1,311,766 12,934 SH   SOLE   12,934 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103   337,125 1,123 SH   SOLE   1,123 0 0
UNITED PARCEL SERVICE INC CL B 911312106   1,187,702 7,991 SH   SOLE   7,991 0 0
UNITEDHEALTH GROUP INC COM 91324P102   2,511,592 5,077 SH   SOLE   5,077 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   271,855 1,046 SH   SOLE   1,046 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,033,024 2,149 SH   SOLE   2,149 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,155,985 27,675 SH   SOLE   27,675 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   391,421 5,063 SH   SOLE   5,063 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   1,626,092 20,197 SH   SOLE   20,197 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   9,442,033 51,706 SH   SOLE   51,706 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   2,002,887 39,922 SH   SOLE   39,922 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   901,859 7,454 SH   SOLE   7,454 0 0
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   1,357,740 5,019 SH   SOLE   5,019 0 0
VANGUARD WORLD FD FINANCIALS ETF 92204A405   407,103 3,976 SH   SOLE   3,976 0 0
VANGUARD WORLD FD COMM SRVC ETF 92204A884   384,475 2,930 SH   SOLE   2,930 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702   450,932 860 SH   SOLE   860 0 0
VANGUARD WORLD FD UTILITIES ETF 92204A876   571,461 4,008 SH   SOLE   4,008 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733   213,871 2,295 SH   SOLE   2,295 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   460,973 10,986 SH   SOLE   10,986 0 0
VISA INC COM CL A 92826C839   1,122,181 4,021 SH   SOLE   4,021 0 0
WISDOMTREE TR US QTLY DIV GRT 97717X669   285,332 3,745 SH   SOLE   3,745 0 0