The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   253,804 2,711 SH   SOLE   2,711 0 0
ADOBE INC COM 00724F101   553,242 1,085 SH   SOLE   1,085 0 0
ALPHABET INC CAP STK CL C 02079K107   1,924,219 14,594 SH   SOLE   14,594 0 0
ALPHABET INC CAP STK CL A 02079K305   2,065,102 15,781 SH   SOLE   15,781 0 0
AMAZON COM INC COM 023135106   1,418,024 11,155 SH   SOLE   11,155 0 0
AMERICAN EXPRESS CO COM 025816109   1,496,227 10,029 SH   SOLE   10,029 0 0
ANALOG DEVICES INC COM 032654105   215,186 1,229 SH   SOLE   1,229 0 0
APPLE INC COM 037833100   5,535,048 32,329 SH   SOLE   32,329 0 0
APPLIED MATLS INC COM 038222105   259,455 1,874 SH   SOLE   1,874 0 0
ARISTA NETWORKS INC COM 040413106   352,962 1,919 SH   SOLE   1,919 0 0
BANK AMERICA CORP COM 060505104   548,339 20,027 SH   SOLE   20,027 0 0
BECTON DICKINSON & CO COM 075887109   849,013 3,284 SH   SOLE   3,284 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   761,552 2,174 SH   SOLE   2,174 0 0
BLACKSTONE INC COM 09260D107   322,384 3,009 SH   SOLE   3,009 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   386,430 6,658 SH   SOLE   6,658 0 0
CATERPILLAR INC COM 149123101   409,500 1,500 SH   SOLE   1,500 0 0
CHEVRON CORP NEW COM 166764100   327,797 1,944 SH   SOLE   1,944 0 0
CISCO SYS INC COM 17275R102   1,683,333 31,312 SH   SOLE   31,312 0 0
CLOROX CO DEL COM 189054109   263,824 2,013 SH   SOLE   2,013 0 0
CME GROUP INC COM 12572Q105   633,496 3,164 SH   SOLE   3,164 0 0
COLGATE PALMOLIVE CO COM 194162103   633,590 8,910 SH   SOLE   8,910 0 0
COMCAST CORP NEW CL A 20030N101   529,730 11,947 SH   SOLE   11,947 0 0
COSTCO WHSL CORP NEW COM 22160K105   478,521 847 SH   SOLE   847 0 0
CSX CORP COM 126408103   392,186 12,754 SH   SOLE   12,754 0 0
DANAHER CORPORATION COM 235851102   1,405,983 5,667 SH   SOLE   5,667 0 0
DEERE & CO COM 244199105   553,616 1,467 SH   SOLE   1,467 0 0
DISNEY WALT CO COM 254687106   1,278,726 15,777 SH   SOLE   15,777 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   568,041 6,436 SH   SOLE   6,436 0 0
EATON CORP PLC SHS G29183103   886,605 4,157 SH   SOLE   4,157 0 0
ECOLAB INC COM 278865100   835,820 4,934 SH   SOLE   4,934 0 0
ELECTRONIC ARTS INC COM 285512109   350,364 2,910 SH   SOLE   2,910 0 0
ENPHASE ENERGY INC COM 29355A107   240,300 2,000 SH   SOLE   2,000 0 0
EXXON MOBIL CORP COM 30231G102   1,568,635 13,341 SH   SOLE   13,341 0 0
FEDEX CORP COM 31428X106   727,205 2,745 SH   SOLE   2,745 0 0
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200   1,364,811 28,891 SH   SOLE   28,891 0 0
FIRST TR EXCHNG TRADED FD VI CBOE VEST US EQ 33740F755   1,275,856 52,097 SH   SOLE   52,097 0 0
FORD MTR CO DEL COM 345370860   229,099 18,446 SH   SOLE   18,446 0 0
GARMIN LTD SHS H2906T109   859,589 8,171 SH   SOLE   8,171 0 0
GENERAL DYNAMICS CORP COM 369550108   1,035,907 4,688 SH   SOLE   4,688 0 0
GILEAD SCIENCES INC COM 375558103   387,290 5,168 SH   SOLE   5,168 0 0
HOME DEPOT INC COM 437076102   1,164,525 3,854 SH   SOLE   3,854 0 0
HONEYWELL INTL INC COM 438516106   298,170 1,614 SH   SOLE   1,614 0 0
IDEXX LABS INC COM 45168D104   697,446 1,595 SH   SOLE   1,595 0 0
ILLINOIS TOOL WKS INC COM 452308109   252,420 1,096 SH   SOLE   1,096 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   357,765 2,550 SH   SOLE   2,550 0 0
INTUIT COM 461202103   329,045 644 SH   SOLE   644 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   470,978 3,324 SH   SOLE   3,324 0 0
ISHARES GOLD TR ISHARES NEW 464285204   2,771,068 79,196 SH   SOLE   79,196 0 0
ISHARES INC CORE MSCI EMKT 46434G103   949,230 19,946 SH   SOLE   19,946 0 0
ISHARES INC ESG AWR MSCI EM 46434G863   227,131 7,501 SH   SOLE   7,501 0 0
ISHARES TR ISHARES BIOTECH 464287556   285,058 2,331 SH   SOLE   2,331 0 0
ISHARES TR TIPS BD ETF 464287176   927,775 8,945 SH   SOLE   8,945 0 0
ISHARES TR CORE US AGGBD ET 464287226   2,401,782 25,540 SH   SOLE   25,540 0 0
ISHARES TR 7-10 YR TRSY BD 464287440   270,931 2,958 SH   SOLE   2,958 0 0
ISHARES TR 1 3 YR TREAS BD 464287457   326,957 4,038 SH   SOLE   4,038 0 0
ISHARES TR JPMORGAN USD EMG 464288281   255,647 3,098 SH   SOLE   3,098 0 0
ISHARES TR MBS ETF 464288588   875,923 9,864 SH   SOLE   9,864 0 0
ISHARES TR INTRM GOV CR ETF 464288612   586,091 5,784 SH   SOLE   5,784 0 0
ISHARES TR ISHS 5-10YR INVT 464288638   901,443 18,529 SH   SOLE   18,529 0 0
ISHARES TR MSCI USA ESG SLC 464288802   1,436,534 15,967 SH   SOLE   15,967 0 0
ISHARES TR MSCI KLD400 SOC 464288570   751,445 9,230 SH   SOLE   9,230 0 0
ISHARES TR ISHS 1-5YR INVS 464288646   2,655,170 53,285 SH   SOLE   53,285 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516   468,268 6,774 SH   SOLE   6,774 0 0
ISHARES TR HDG MSCI EAFE 46434V803   298,469 9,916 SH   SOLE   9,916 0 0
ISHARES TR CORE MSCI EAFE 46432F842   3,069,495 47,700 SH   SOLE   47,700 0 0
ISHARES TR MSCI EAFE ETF 464287465   306,763 4,451 SH   SOLE   4,451 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   604,188 3,419 SH   SOLE   3,419 0 0
ISHARES TR 3 7 YR TREAS BD 464288661   587,414 5,191 SH   SOLE   5,191 0 0
ISHARES TR U.S. FINLS ETF 464287788   557,710 7,460 SH   SOLE   7,460 0 0
ISHARES TR CORE S&P SCP ETF 464287804   3,303,154 35,017 SH   SOLE   35,017 0 0
ISHARES TR A RATE CP BD ETF 46429B291   1,199,534 26,609 SH   SOLE   26,609 0 0
ISHARES TR GNMA BOND ETF 46429B333   2,973,804 71,178 SH   SOLE   71,178 0 0
ISHARES TR FLTG RATE NT ETF 46429B655   2,140,230 42,056 SH   SOLE   42,056 0 0
ISHARES TR CORE S&P500 ETF 464287200   10,025,473 23,346 SH   SOLE   23,346 0 0
ISHARES TR CONV BD ETF 46435G102   438,730 5,912 SH   SOLE   5,912 0 0
ISHARES TR CORE S&P MCP ETF 464287507   4,379,011 17,562 SH   SOLE   17,562 0 0
ISHARES TR TRS FLT RT BD 46434V860   621,514 12,249 SH   SOLE   12,249 0 0
ISHARES TR RUS 1000 ETF 464287622   227,863 970 SH   SOLE   970 0 0
ISHARES TR ESG AWRE USD ETF 46435G193   223,980 10,293 SH   SOLE   10,293 0 0
ISHARES TR ESG AWRE 1 5 YR 46435G243   285,883 12,027 SH   SOLE   12,027 0 0
ISHARES TR ESG AWR MSCI USA 46435G425   996,009 10,606 SH   SOLE   10,606 0 0
ISHARES TR CORE INTL AGGR 46435G672   789,992 16,195 SH   SOLE   16,195 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   284,609 1,070 SH   SOLE   1,070 0 0
ISHARES TR BROAD USD HIGH 46435U853   216,209 6,229 SH   SOLE   6,229 0 0
JOHNSON & JOHNSON COM 478160104   2,914,394 18,712 SH   SOLE   18,712 0 0
JPMORGAN CHASE & CO COM 46625H100   1,461,947 10,081 SH   SOLE   10,081 0 0
LOWES COS INC COM 548661107   859,069 4,133 SH   SOLE   4,133 0 0
MARATHON PETE CORP COM 56585A102   242,144 1,600 SH   SOLE   1,600 0 0
MASTERCARD INCORPORATED CL A 57636Q104   774,004 1,955 SH   SOLE   1,955 0 0
MCCORMICK & CO INC COM NON VTG 579780206   539,238 7,129 SH   SOLE   7,129 0 0
MCDONALDS CORP COM 580135101   366,445 1,391 SH   SOLE   1,391 0 0
MEDTRONIC PLC SHS G5960L103   862,038 11,001 SH   SOLE   11,001 0 0
MERCK & CO INC COM 58933Y105   1,616,418 15,701 SH   SOLE   15,701 0 0
META PLATFORMS INC CL A 30303M102   513,659 1,711 SH   SOLE   1,711 0 0
MICROSOFT CORP COM 594918104   3,729,008 11,810 SH   SOLE   11,810 0 0
NETFLIX INC COM 64110L106   288,864 765 SH   SOLE   765 0 0
NEXTERA ENERGY INC COM 65339F101   1,402,115 24,474 SH   SOLE   24,474 0 0
NIKE INC CL B 654106103   1,124,109 11,756 SH   SOLE   11,756 0 0
NORFOLK SOUTHN CORP COM 655844108   542,936 2,757 SH   SOLE   2,757 0 0
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607   200,111 5,747 SH   SOLE   5,747 0 0
NVIDIA CORPORATION COM 67066G104   1,510,720 3,473 SH   SOLE   3,473 0 0
ORACLE CORP COM 68389X105   918,962 8,676 SH   SOLE   8,676 0 0
PAYPAL HLDGS INC COM 70450Y103   393,436 6,730 SH   SOLE   6,730 0 0
PEPSICO INC COM 713448108   1,922,466 11,346 SH   SOLE   11,346 0 0
PFIZER INC COM 717081103   893,202 26,928 SH   SOLE   26,928 0 0
PROCTER AND GAMBLE CO COM 742718109   1,801,663 12,352 SH   SOLE   12,352 0 0
ROLLINS INC COM 775711104   963,114 25,800 SH   SOLE   25,800 0 0
RTX CORPORATION COM 75513E101   1,100,061 15,285 SH   SOLE   15,285 0 0
SALESFORCE INC COM 79466L302   381,024 1,879 SH   SOLE   1,879 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   1,509,570 34,130 SH   SOLE   34,130 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   472,768 11,414 SH   SOLE   11,414 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   2,438,058 50,910 SH   SOLE   50,910 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870   1,398,321 27,695 SH   SOLE   27,695 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   893,444 13,201 SH   SOLE   13,201 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   411,762 12,125 SH   SOLE   12,125 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   530,764 8,234 SH   SOLE   8,234 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   2,351,619 32,338 SH   SOLE   32,338 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   1,743,155 34,968 SH   SOLE   34,968 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   4,859,725 96,042 SH   SOLE   96,042 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847   292,822 16,497 SH   SOLE   16,497 0 0
SOUTHERN COPPER CORP COM 84265V105   463,937 6,162 SH   SOLE   6,162 0 0
SPDR GOLD TR GOLD SHS 78463V107   306,896 1,790 SH   SOLE   1,790 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   11,820,828 27,652 SH   SOLE   27,652 0 0
SPDR SER TR BBG CONV SEC ETF 78464A359   473,447 6,983 SH   SOLE   6,983 0 0
STARBUCKS CORP COM 855244109   954,228 10,455 SH   SOLE   10,455 0 0
SYSCO CORP COM 871829107   273,843 4,146 SH   SOLE   4,146 0 0
TEXAS INSTRS INC COM 882508104   1,186,374 7,461 SH   SOLE   7,461 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   1,135,339 2,243 SH   SOLE   2,243 0 0
TJX COS INC NEW COM 872540109   1,136,242 12,784 SH   SOLE   12,784 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103   265,000 1,306 SH   SOLE   1,306 0 0
UNITED PARCEL SERVICE INC CL B 911312106   1,256,000 8,058 SH   SOLE   8,058 0 0
UNITEDHEALTH GROUP INC COM 91324P102   2,774,053 5,502 SH   SOLE   5,502 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   855,693 2,179 SH   SOLE   2,179 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,807,934 46,109 SH   SOLE   46,109 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   398,370 5,301 SH   SOLE   5,301 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   1,623,251 21,364 SH   SOLE   21,364 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   7,467,874 48,062 SH   SOLE   48,062 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   1,779,797 40,709 SH   SOLE   40,709 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   710,325 6,875 SH   SOLE   6,875 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702   376,729 908 SH   SOLE   908 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   1,267,189 5,390 SH   SOLE   5,390 0 0
VANGUARD WORLD FDS UTILITIES ETF 92204A876   225,746 1,770 SH   SOLE   1,770 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   648,848 20,020 SH   SOLE   20,020 0 0
VISA INC COM CL A 92826C839   945,801 4,112 SH   SOLE   4,112 0 0
WISDOMTREE TR US QTLY DIV GRT 97717X669   237,770 3,745 SH   SOLE   3,745 0 0
XCEL ENERGY INC COM 98389B100   488,373 8,535 SH   SOLE   8,535 0 0