The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 1,528 8,744 SH   SOLE   0 0 8,744
ABBOTT LABS COM 002824100 472 4,308 SH   SOLE   0 0 4,308
ABBVIE INC COM 00287Y109 215 2,005 SH   SOLE   0 0 2,005
ADOBE SYSTEMS INCORPORATED COM 00724F101 354 707 SH   SOLE   0 0 707
ALPHABET INC CAP STK CL A 02079K305 1,267 723 SH   SOLE   0 0 723
ALPHABET INC CAP STK CL C 02079K107 1,657 946 SH   SOLE   0 0 946
AMAZON COM INC COM 023135106 1,677 515 SH   SOLE   0 0 515
AMERICAN EXPRESS CO COM 025816109 644 5,324 SH   SOLE   0 0 5,324
APPLE INC COM 037833100 5,925 44,655 SH   SOLE   0 0 44,655
ARISTA NETWORKS INC COM 040413106 211 725 SH   SOLE   0 0 725
BECTON DICKINSON & CO COM 075887109 452 1,808 SH   SOLE   0 0 1,808
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 563 2,429 SH   SOLE   0 0 2,429
BRISTOL-MYERS SQUIBB CO COM 110122108 506 8,164 SH   SOLE   0 0 8,164
CATERPILLAR INC COM 149123101 228 1,253 SH   SOLE   0 0 1,253
CHEVRON CORP NEW COM 166764100 207 2,449 SH   SOLE   0 0 2,449
CHUBB LIMITED COM H1467J104 226 1,470 SH   SOLE   0 0 1,470
CISCO SYS INC COM 17275R102 1,708 38,171 SH   SOLE   0 0 38,171
CLOROX CO DEL COM 189054109 675 3,342 SH   SOLE   0 0 3,342
CME GROUP INC COM 12572Q105 564 3,100 SH   SOLE   0 0 3,100
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 388 4,740 SH   SOLE   0 0 4,740
COLGATE PALMOLIVE CO COM 194162103 534 6,244 SH   SOLE   0 0 6,244
COMCAST CORP NEW CL A 20030N101 625 11,937 SH   SOLE   0 0 11,937
COSTCO WHSL CORP NEW COM 22160K105 471 1,250 SH   SOLE   0 0 1,250
CSX CORP COM 126408103 437 4,812 SH   SOLE   0 0 4,812
CVS HEALTH CORP COM 126650100 318 4,652 SH   SOLE   0 0 4,652
DANAHER CORPORATION COM 235851102 1,255 5,648 SH   SOLE   0 0 5,648
DEERE & CO COM 244199105 319 1,185 SH   SOLE   0 0 1,185
DISNEY WALT CO COM 254687106 2,561 14,135 SH   SOLE   0 0 14,135
DOMINION ENERGY INC COM 25746U109 657 8,741 SH   SOLE   0 0 8,741
DUKE ENERGY CORP NEW COM NEW 26441C204 743 8,116 SH   SOLE   0 0 8,116
EATON CORP PLC SHS G29183103 366 3,047 SH   SOLE   0 0 3,047
EBAY INC. COM 278642103 251 5,000 SH   SOLE   0 0 5,000
ECOLAB INC COM 278865100 956 4,417 SH   SOLE   0 0 4,417
ESSENTIAL UTILS INC COM 29670G102 284 6,014 SH   SOLE   0 0 6,014
EXXON MOBIL CORP COM 30231G102 496 12,040 SH   SOLE   0 0 12,040
FACEBOOK INC CL A 30303M102 484 1,771 SH   SOLE   0 0 1,771
FASTENAL CO COM 311900104 348 7,133 SH   SOLE   0 0 7,133
FEDEX CORP COM 31428X106 701 2,700 SH   SOLE   0 0 2,700
GENERAL DYNAMICS CORP COM 369550108 900 6,048 SH   SOLE   0 0 6,048
GILEAD SCIENCES INC COM 375558103 331 5,673 SH   SOLE   0 0 5,673
HOME DEPOT INC COM 437076102 1,040 3,914 SH   SOLE   0 0 3,914
IDEXX LABS INC COM 45168D104 738 1,476 SH   SOLE   0 0 1,476
ILLINOIS TOOL WKS INC COM 452308109 376 1,845 SH   SOLE   0 0 1,845
INTEL CORP COM 458140100 1,185 23,776 SH   SOLE   0 0 23,776
INTERNATIONAL BUSINESS MACHS COM 459200101 692 5,497 SH   SOLE   0 0 5,497
ISHARES GOLD TRUST ISHARES 464285105 1,775 97,884 SH   SOLE   0 0 97,884
ISHARES INC CORE MSCI EMKT 46434G103 573 9,228 SH   SOLE   0 0 9,228
ISHARES INC ESG AWR MSCI EM 46434G863 236 5,618 SH   SOLE   0 0 5,618
ISHARES TR MSCI EAFE ETF 464287465 329 4,503 SH   SOLE   0 0 4,503
ISHARES TR MBS ETF 464288588 1,238 11,240 SH   SOLE   0 0 11,240
ISHARES TR ESG AWR MSCI USA 46435G425 536 6,236 SH   SOLE   0 0 6,236
ISHARES TR CORE US AGGBD ET 464287226 2,260 19,123 SH   SOLE   0 0 19,123
ISHARES TR INTRM GOV CR ETF 464288612 2,662 22,628 SH   SOLE   0 0 22,628
ISHARES TR RUS 1000 ETF 464287622 237 1,120 SH   SOLE   0 0 1,120
ISHARES TR RUSSELL 2000 ETF 464287655 805 4,105 SH   SOLE   0 0 4,105
ISHARES TR ISHS 1-5YR INVS 464288646 9,359 169,647 SH   SOLE   0 0 169,647
ISHARES TR ESG AW MSCI EAFE 46435G516 335 4,592 SH   SOLE   0 0 4,592
ISHARES TR U.S. FINLS ETF 464287788 643 9,630 SH   SOLE   0 0 9,630
ISHARES TR MSCI USA ESG SLC 464288802 941 11,425 SH   SOLE   0 0 11,425
ISHARES TR ESG AWRE USD ETF 46435G193 380 13,414 SH   SOLE   0 0 13,414
ISHARES TR HDG MSCI EAFE 46434V803 277 9,102 SH   SOLE   0 0 9,102
ISHARES TR RUS 1000 GRW ETF 464287614 536 2,223 SH   SOLE   0 0 2,223
ISHARES TR ISHS 5-10YR INVT 464288638 2,438 39,459 SH   SOLE   0 0 39,459
ISHARES TR GNMA BOND ETF 46429B333 4,632 90,821 SH   SOLE   0 0 90,821
ISHARES TR ESG AWR US AGRGT 46435U549 270 4,772 SH   SOLE   0 0 4,772
ISHARES TR JPMORGAN USD EMG 464288281 776 6,695 SH   SOLE   0 0 6,695
ISHARES TR CORE S&P MCP ETF 464287507 3,394 14,769 SH   SOLE   0 0 14,769
ISHARES TR CORE S&P SCP ETF 464287804 1,413 15,372 SH   SOLE   0 0 15,372
ISHARES TR FLTG RATE NT ETF 46429B655 3,637 71,716 SH   SOLE   0 0 71,716
ISHARES TR MSCI KLD400 SOC 464288570 463 6,476 SH   SOLE   0 0 6,476
ISHARES TR ESG AWRE 1 5 YR 46435G243 924 35,283 SH   SOLE   0 0 35,283
ISHARES TR CORE INTL AGGR 46435G672 318 5,659 SH   SOLE   0 0 5,659
ISHARES TR BARCLAYS 7 10 YR 464287440 277 2,306 SH   SOLE   0 0 2,306
ISHARES TR TIPS BD ETF 464287176 643 5,039 SH   SOLE   0 0 5,039
ISHARES TR 3 7 YR TREAS BD 464288661 985 7,404 SH   SOLE   0 0 7,404
ISHARES TR CORE MSCI EAFE 46432F842 1,341 19,416 SH   SOLE   0 0 19,416
ISHARES TR A RATE CP BD ETF 46429B291 1,692 28,917 SH   SOLE   0 0 28,917
ISHARES TR CORE S&P500 ETF 464287200 5,062 13,485 SH   SOLE   0 0 13,485
JOHNSON & JOHNSON COM 478160104 2,613 16,601 SH   SOLE   0 0 16,601
JPMORGAN CHASE & CO COM 46625H100 705 5,551 SH   SOLE   0 0 5,551
KIMBERLY-CLARK CORP COM 494368103 528 3,916 SH   SOLE   0 0 3,916
KROGER CO COM 501044101 303 9,534 SH   SOLE   0 0 9,534
LOWES COS INC COM 548661107 609 3,797 SH   SOLE   0 0 3,797
MASTERCARD INCORPORATED CL A 57636Q104 855 2,394 SH   SOLE   0 0 2,394
MCCORMICK & CO INC COM NON VTG 579780206 552 5,774 SH   SOLE   0 0 5,774
MCDONALDS CORP COM 580135101 347 1,617 SH   SOLE   0 0 1,617
MEDTRONIC PLC SHS G5960L103 897 7,661 SH   SOLE   0 0 7,661
MERCK & CO. INC COM 58933Y105 1,316 16,082 SH   SOLE   0 0 16,082
MICROSOFT CORP COM 594918104 3,329 14,967 SH   SOLE   0 0 14,967
NEXTERA ENERGY INC COM 65339F101 1,882 24,398 SH   SOLE   0 0 24,398
NIKE INC CL B 654106103 1,524 10,774 SH   SOLE   0 0 10,774
NORFOLK SOUTHN CORP COM 655844108 1,055 4,438 SH   SOLE   0 0 4,438
NVIDIA CORPORATION COM 67066G104 427 818 SH   SOLE   0 0 818
ORACLE CORP COM 68389X105 1,131 17,482 SH   SOLE   0 0 17,482
PAYPAL HLDGS INC COM 70450Y103 1,237 5,280 SH   SOLE   0 0 5,280
PEPSICO INC COM 713448108 1,621 10,930 SH   SOLE   0 0 10,930
PFIZER INC COM 717081103 1,031 27,997 SH   SOLE   0 0 27,997
PROCTER AND GAMBLE CO COM 742718109 1,578 11,340 SH   SOLE   0 0 11,340
RAYTHEON TECHNOLOGIES CORP COM 75513E101 588 8,229 SH   SOLE   0 0 8,229
ROLLINS INC COM 775711104 1,026 26,250 SH   SOLE   0 0 26,250
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 457 14,907 SH   SOLE   0 0 14,907
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,205 17,674 SH   SOLE   0 0 17,674
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 644 17,893 SH   SOLE   0 0 17,893
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 751 8,435 SH   SOLE   0 0 8,435
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 11,386 203,214 SH   SOLE   0 0 203,214
SCHWAB STRATEGIC TR US TIPS ETF 808524870 959 15,455 SH   SOLE   0 0 15,455
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,652 18,153 SH   SOLE   0 0 18,153
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 2,400 18,692 SH   SOLE   0 0 18,692
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 5,524 60,741 SH   SOLE   0 0 60,741
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 8,301 161,526 SH   SOLE   0 0 161,526
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 223 8,071 SH   SOLE   0 0 8,071
SPDR S&P 500 ETF TR TR UNIT 78462F103 12,597 33,693 SH   SOLE   0 0 33,693
SPDR SER TR BLMBRG BRC CNVRT 78464A359 305 3,689 SH   SOLE   0 0 3,689
STARBUCKS CORP COM 855244109 846 7,909 SH   SOLE   0 0 7,909
TESLA INC COM 88160R101 289 410 SH   SOLE   0 0 410
TEXAS INSTRS INC COM 882508104 1,011 6,157 SH   SOLE   0 0 6,157
THERMO FISHER SCIENTIFIC INC COM 883556102 820 1,761 SH   SOLE   0 0 1,761
TJX COS INC NEW COM 872540109 685 10,028 SH   SOLE   0 0 10,028
TRANE TECHNOLOGIES PLC SHS G8994E103 252 1,736 SH   SOLE   0 0 1,736
UNITED PARCEL SERVICE INC CL B 911312106 1,357 8,056 SH   SOLE   0 0 8,056
UNITEDHEALTH GROUP INC COM 91324P102 1,688 4,814 SH   SOLE   0 0 4,814
US BANCORP DEL COM NEW 902973304 370 7,945 SH   SOLE   0 0 7,945
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 282 3,406 SH   SOLE   0 0 3,406
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 273 5,453 SH   SOLE   0 0 5,453
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 276 5,000 SH   SOLE   0 0 5,000
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,463 17,577 SH   SOLE   0 0 17,577
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 6,387 65,746 SH   SOLE   0 0 65,746
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 5,802 41,098 SH   SOLE   0 0 41,098
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,507 31,911 SH   SOLE   0 0 31,911
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 303 3,310 SH   SOLE   0 0 3,310
VANGUARD WORLD FDS UTILITIES ETF 92204A876 388 2,825 SH   SOLE   0 0 2,825
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 389 2,235 SH   SOLE   0 0 2,235
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 739 3,305 SH   SOLE   0 0 3,305
VANGUARD WORLD FDS INF TECH ETF 92204A702 1,086 3,069 SH   SOLE   0 0 3,069
VERIZON COMMUNICATIONS INC COM 92343V104 1,383 23,541 SH   SOLE   0 0 23,541
VISA INC COM CL A 92826C839 887 4,053 SH   SOLE   0 0 4,053
WISDOMTREE TR US QTLY DIV GRT 97717X669 202 3,745 SH   SOLE   0 0 3,745
XCEL ENERGY INC COM 98389B100 570 8,556 SH   SOLE   0 0 8,556