The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   12,873,099 34,896 SH   SOLE   0 0 34,896
ADOBE INC COM 00724F101   264,425 436 SH   SOLE   0 0 436
ALPHABET INC CAP STK CL A 02079K305   1,219,340 8,200 SH   SOLE   0 0 8,200
ALPHABET INC CAP STK CL C 02079K107   1,767,515 11,756 SH   SOLE   0 0 11,756
AMAZON COM INC COM 023135106   832,384 5,306 SH   SOLE   0 0 5,306
AMERICAN EXPRESS CO COM 025816109   2,606,774 14,028 SH   SOLE   0 0 14,028
AMERICAN INTL GROUP INC COM NEW 026874784   30,627,673 442,852 SH   SOLE   0 0 442,852
AMERICAN WTR WKS CO INC NEW COM 030420103   1,783,981 14,630 SH   SOLE   0 0 14,630
AON PLC SHS CL A G0403H108   629,404 2,070 SH   SOLE   0 0 2,070
APPLE INC COM 037833100   3,290,331 16,917 SH   SOLE   0 0 16,917
APTARGROUP INC COM 038336103   706,212 5,400 SH   SOLE   0 0 5,400
AUTOZONE INC COM 053332102   11,405,465 4,145 SH   SOLE   0 0 4,145
BALL CORP COM 058498106   1,122,795 20,097 SH   SOLE   0 0 20,097
BANK AMERICA CORP COM 060505104   297,315 9,015 SH   SOLE   0 0 9,015
BANK MONTREAL QUE COM 063671101   213,823 2,225 SH   SOLE   0 0 2,225
BERKLEY W R CORP COM 084423102   14,047,720 180,818 SH   SOLE   0 0 180,818
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   15,056,068 39,980 SH   SOLE   0 0 39,980
BHP GROUP LTD SPONSORED ADS 088606108   14,699,283 236,437 SH   SOLE   0 0 236,437
BOOKING HOLDINGS INC COM 09857L108   13,074,348 3,739 SH   SOLE   0 0 3,739
BRISTOL-MYERS SQUIBB CO COM 110122108   2,012,431 40,056 SH   SOLE   0 0 40,056
BRITISH AMERN TOB PLC SPONSORED ADR 110448107   1,723,392 58,579 SH   SOLE   0 0 58,579
BROWN FORMAN CORP CL B 115637209   1,368,986 25,091 SH   SOLE   0 0 25,091
CARRIER GLOBAL CORPORATION COM 14448C104   220,083 4,004 SH   SOLE   0 0 4,004
CLOROX CO DEL COM 189054109   1,650,274 11,810 SH   SOLE   0 0 11,810
CME GROUP INC COM 12572Q105   14,288,363 69,948 SH   SOLE   0 0 69,948
COCA COLA CO COM 191216100   801,560 13,607 SH   SOLE   0 0 13,607
COMCAST CORP NEW CL A 20030N101   775,862 17,714 SH   SOLE   0 0 17,714
COSTCO WHSL CORP NEW COM 22160K105   386,160 562 SH   SOLE   0 0 562
CROCS INC COM 227046109   12,663,577 126,383 SH   SOLE   0 0 126,383
CROWN CASTLE INC COM 22822V101   216,926 2,055 SH   SOLE   0 0 2,055
CUMMINS INC COM 231021106   14,218,903 60,301 SH   SOLE   0 0 60,301
D R HORTON INC COM 23331A109   11,792,981 84,714 SH   SOLE   0 0 84,714
DARLING INGREDIENTS INC COM 237266101   317,217 7,501 SH   SOLE   0 0 7,501
DISNEY WALT CO COM 254687106   12,647,087 135,263 SH   SOLE   0 0 135,263
DUKE ENERGY CORP NEW COM NEW 26441C204   2,120,877 22,434 SH   SOLE   0 0 22,434
EATON CORP PLC SHS G29183103   393,518 1,629 SH   SOLE   0 0 1,629
EDWARDS LIFESCIENCES CORP COM 28176E108   11,657,903 160,710 SH   SOLE   0 0 160,710
EMERSON ELEC CO COM 291011104   287,890 3,050 SH   SOLE   0 0 3,050
ENTEGRIS INC COM 29362U104   231,597 1,880 SH   SOLE   0 0 1,880
EXXON MOBIL CORP COM 30231G102   706,479 7,093 SH   SOLE   0 0 7,093
FS CREDIT OPPORTUNITIES CORP COMMON STOCK 30290Y101   82,650 14,275 SH   SOLE   0 0 14,275
GENCO SHIPPING & TRADING LTD SHS Y2685T131   17,728,112 1,004,426 SH   SOLE   0 0 1,004,426
GENERAC HLDGS INC COM 368736104   11,657,529 103,009 SH   SOLE   0 0 103,009
GRAINGER W W INC COM 384802104   14,021,419 16,094 SH   SOLE   0 0 16,094
HALLIBURTON CO COM 406216101   2,080,530 56,490 SH   SOLE   0 0 56,490
HERSHEY CO COM 427866108   359,689 1,900 SH   SOLE   0 0 1,900
HOME DEPOT INC COM 437076102   502,266 1,446 SH   SOLE   0 0 1,446
HUBBELL INC COM 443510607   647,374 1,973 SH   SOLE   0 0 1,973
INTEL CORP COM 458140100   333,910 6,802 SH   SOLE   0 0 6,802
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   1,913,467 12,273 SH   SOLE   0 0 12,273
ISHARES GOLD TR ISHARES NEW 464285204   9,943,754 261,128 SH   SOLE   0 0 261,128
ISHARES INC MSCI EMRG CHN 46434G764   10,119,618 187,262 SH   SOLE   0 0 187,262
ISHARES TR PFD AND INCM SEC 464288687   22,907,054 723,076 SH   SOLE   0 0 723,076
ISHARES TR CORE S&P US VLU 464287663   38,740,887 462,412 SH   SOLE   0 0 462,412
ISHARES TR CORE S&P SCP ETF 464287804   10,086,430 95,997 SH   SOLE   0 0 95,997
ISHARES TR IBOXX INV CP ETF 464287242   33,987,848 312,733 SH   SOLE   0 0 312,733
ISHARES TR INTL SEL DIV ETF 464288448   245,733 8,939 SH   SOLE   0 0 8,939
ISHARES TR EAFE VALUE ETF 464288877   23,937,611 465,622 SH   SOLE   0 0 465,622
ISHARES TR ISHS 1-5YR INVS 464288646   324,237 6,334 SH   SOLE   0 0 6,334
ISHARES TR SHORT TREAS BD 464288679   50,346,705 455,833 SH   SOLE   0 0 455,833
ISHARES TR CORE HIGH DV ETF 46429B663   36,321,232 354,734 SH   SOLE   0 0 354,734
ISHARES TR 20 YR TR BD ETF 464287432   32,892,230 352,354 SH   SOLE   0 0 352,354
ISHARES TR CORE 1 5 YR USD 46432F859   43,853,587 924,206 SH   SOLE   0 0 924,206
JOHNSON & JOHNSON COM 478160104   1,238,351 7,790 SH   SOLE   0 0 7,790
JPMORGAN CHASE & CO COM 46625H100   2,792,682 16,379 SH   SOLE   0 0 16,379
LAM RESEARCH CORP COM 512807108   331,771 391 SH   SOLE   0 0 391
LOCKHEED MARTIN CORP COM 539830109   4,118,581 9,541 SH   SOLE   0 0 9,541
LOWES COS INC COM 548661107   216,423 1,028 SH   SOLE   0 0 1,028
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100   1,975,500 21,146 SH   SOLE   0 0 21,146
MASTERCARD INCORPORATED CL A 57636Q104   559,343 1,275 SH   SOLE   0 0 1,275
MCDONALDS CORP COM 580135101   1,104,718 3,677 SH   SOLE   0 0 3,677
MERCK & CO INC COM 58933Y105   943,044 7,933 SH   SOLE   0 0 7,933
MICROSOFT CORP COM 594918104   3,295,156 8,186 SH   SOLE   0 0 8,186
MOHAWK INDS INC COM 608190104   25,003,874 256,266 SH   SOLE   0 0 256,266
MONDELEZ INTL INC CL A 609207105   212,237 2,870 SH   SOLE   0 0 2,870
MYR GROUP INC DEL COM 55405W104   13,423,951 95,619 SH   SOLE   0 0 95,619
NIKE INC CL B 654106103   219,959 2,183 SH   SOLE   0 0 2,183
NOMAD FOODS LTD USD ORD SHS G6564A105   24,273,467 1,402,280 SH   SOLE   0 0 1,402,280
NUTRIEN LTD COM 67077M108   13,293,922 259,851 SH   SOLE   0 0 259,851
NVIDIA CORPORATION COM 67066G104   524,143 854 SH   SOLE   0 0 854
NVR INC COM 62944T105   2,818,404 411 SH   SOLE   0 0 411
PEPSICO INC COM 713448108   659,203 3,981 SH   SOLE   0 0 3,981
PFIZER INC COM 717081103   277,483 9,795 SH   SOLE   0 0 9,795
PNC FINL SVCS GROUP INC COM 693475105   270,414 1,800 SH   SOLE   0 0 1,800
PPG INDS INC COM 693506107   750,562 5,322 SH   SOLE   0 0 5,322
PROCTER AND GAMBLE CO COM 742718109   894,056 5,877 SH   SOLE   0 0 5,877
RTX CORPORATION COM 75513E101   14,826,161 165,674 SH   SOLE   0 0 165,674
SALESFORCE INC COM 79466L302   247,531 894 SH   SOLE   0 0 894
SNAP ON INC COM 833034101   15,260,172 53,305 SH   SOLE   0 0 53,305
SPDR GOLD TR GOLD SHS 78463V107   25,257,946 135,504 SH   SOLE   0 0 135,504
TJX COS INC NEW COM 872540109   13,114,657 138,122 SH   SOLE   0 0 138,122
TOTALENERGIES SE SPONSORED ADS 89151E109   14,117,318 219,759 SH   SOLE   0 0 219,759
UNION PAC CORP COM 907818108   774,370 3,196 SH   SOLE   0 0 3,196
UNITEDHEALTH GROUP INC COM 91324P102   1,988,120 3,874 SH   SOLE   0 0 3,874
V F CORP COM 918204108   1,604,166 95,429 SH   SOLE   0 0 95,429
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   226,832 1,600 SH   SOLE   0 0 1,600
VANGUARD INDEX FDS TOTAL STK MKT 922908769   204,051 847 SH   SOLE   0 0 847
VANGUARD WORLD FDS INF TECH ETF 92204A702   305,330 602 SH   SOLE   0 0 602
VENTAS INC COM 92276F100   2,216,614 46,616 SH   SOLE   0 0 46,616
VISA INC COM CL A 92826C839   228,150 840 SH   SOLE   0 0 840
WALGREENS BOOTS ALLIANCE INC COM 931427108   1,257,034 56,193 SH   SOLE   0 0 56,193
WALMART INC COM 931142103   11,729,677 73,082 SH   SOLE   0 0 73,082
WASTE MGMT INC DEL COM 94106L109   15,598,624 84,867 SH   SOLE   0 0 84,867
WILLIAMS COS INC COM 969457100   230,519 6,774 SH   SOLE   0 0 6,774
XCEL ENERGY INC COM 98389B100   357,504 6,141 SH   SOLE   0 0 6,141