The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   5,484,809 17,270 SH   SOLE   0 0 17,270
ADOBE SYSTEMS INCORPORATED COM 00724F101   235,878 449 SH   SOLE   0 0 449
ALLSTATE CORP COM 020002101   1,278,281 11,571 SH   SOLE   0 0 11,571
ALPHABET INC CAP STK CL A 02079K305   987,457 8,080 SH   SOLE   0 0 8,080
ALPHABET INC CAP STK CL C 02079K107   1,449,659 11,806 SH   SOLE   0 0 11,806
AMAZON COM INC COM 023135106   676,538 5,239 SH   SOLE   0 0 5,239
AMERICAN ELEC PWR CO INC COM 025537101   224,682 2,567 SH   SOLE   0 0 2,567
AMERICAN EXPRESS CO COM 025816109   1,218,500 7,318 SH   SOLE   0 0 7,318
AMERICAN INTL GROUP INC COM NEW 026874784   12,095,316 201,959 SH   SOLE   0 0 201,959
AMERICAN WTR WKS CO INC NEW COM 030420103   1,013,990 6,839 SH   SOLE   0 0 6,839
AON PLC SHS CL A G0403H108   720,398 2,099 SH   SOLE   0 0 2,099
APPLE INC COM 037833100   3,666,293 18,936 SH   SOLE   0 0 18,936
APTARGROUP INC COM 038336103   651,024 5,400 SH   SOLE   0 0 5,400
AUTOZONE INC COM 053332102   4,342,118 1,736 SH   SOLE   0 0 1,736
BALL CORP COM 058498106   2,592,669 43,788 SH   SOLE   0 0 43,788
BANK AMERICA CORP COM 060505104   289,832 9,015 SH   SOLE   0 0 9,015
BANK MONTREAL QUE COM 063671101   208,038 2,225 SH   SOLE   0 0 2,225
BANK NEW YORK MELLON CORP COM 064058100   1,384,011 30,893 SH   SOLE   0 0 30,893
BERKLEY W R CORP COM 084423102   3,710,517 61,089 SH   SOLE   0 0 61,089
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   5,996,450 17,252 SH   SOLE   0 0 17,252
BHP GROUP LTD SPONSORED ADS 088606108   8,280,068 128,993 SH   SOLE   0 0 128,993
BOOKING HOLDINGS INC COM 09857L108   4,181,193 1,421 SH   SOLE   0 0 1,421
BRISTOL-MYERS SQUIBB CO COM 110122108   2,796,336 43,850 SH   SOLE   0 0 43,850
BRITISH AMERN TOB PLC SPONSORED ADR 110448107   2,243,618 66,242 SH   SOLE   0 0 66,242
BROWN FORMAN CORP CL B 115637209   840,360 12,045 SH   SOLE   0 0 12,045
CARRIER GLOBAL CORPORATION COM 14448C104   215,801 4,003 SH   SOLE   0 0 4,003
CHEVRON CORP NEW COM 166764100   1,553,168 9,554 SH   SOLE   0 0 9,554
CLOROX CO DEL COM 189054109   801,668 5,239 SH   SOLE   0 0 5,239
CME GROUP INC COM 12572Q105   5,816,604 30,418 SH   SOLE   0 0 30,418
COCA COLA CO COM 191216100   846,413 13,597 SH   SOLE   0 0 13,597
COMCAST CORP NEW CL A 20030N101   1,063,548 24,562 SH   SOLE   0 0 24,562
CONOCOPHILLIPS COM 20825C104   1,730,962 14,899 SH   SOLE   0 0 14,899
COSTCO WHSL CORP NEW COM 22160K105   315,563 558 SH   SOLE   0 0 558
CROCS INC COM 227046109   3,265,994 26,799 SH   SOLE   0 0 26,799
CROWN CASTLE INC COM 22822V101   230,123 2,082 SH   SOLE   0 0 2,082
CUMMINS INC COM 231021106   5,067,227 19,655 SH   SOLE   0 0 19,655
CVS HEALTH CORP COM 126650100   1,910,716 25,254 SH   SOLE   0 0 25,254
D R HORTON INC COM 23331A109   2,100,339 16,033 SH   SOLE   0 0 16,033
DARLING INGREDIENTS INC COM 237266101   513,068 7,501 SH   SOLE   0 0 7,501
DICKS SPORTING GOODS INC COM 253393102   1,330,372 10,155 SH   SOLE   0 0 10,155
DISNEY WALT CO COM 254687106   4,632,460 54,099 SH   SOLE   0 0 54,099
DUKE ENERGY CORP NEW COM NEW 26441C204   2,383,298 25,011 SH   SOLE   0 0 25,011
EATON CORP PLC SHS G29183103   336,046 1,629 SH   SOLE   0 0 1,629
EDWARDS LIFESCIENCES CORP COM 28176E108   3,876,322 42,281 SH   SOLE   0 0 42,281
EMERSON ELEC CO COM 291011104   282,400 3,050 SH   SOLE   0 0 3,050
EOG RES INC COM 26875P101   1,631,282 12,695 SH   SOLE   0 0 12,695
EQUITABLE HLDGS INC COM 29452E101   221,756 7,679 SH   SOLE   0 0 7,679
EXXON MOBIL CORP COM 30231G102   747,519 7,073 SH   SOLE   0 0 7,073
FS CREDIT OPPORTUNITIES CORP COMMON STOCK 30290Y101   66,764 13,406 SH   SOLE   0 0 13,406
GENCO SHIPPING & TRADING LTD SHS Y2685T131   7,235,159 526,576 SH   SOLE   0 0 526,576
GENERAC HLDGS INC COM 368736104   5,697,632 38,594 SH   SOLE   0 0 38,594
GENERAL DYNAMICS CORP COM 369550108   1,466,792 6,728 SH   SOLE   0 0 6,728
GILEAD SCIENCES INC COM 375558103   1,324,631 17,152 SH   SOLE   0 0 17,152
GRAINGER W W INC COM 384802104   4,325,966 5,643 SH   SOLE   0 0 5,643
HALLIBURTON CO COM 406216101   1,119,969 29,151 SH   SOLE   0 0 29,151
HERSHEY CO COM 427866108   463,600 1,900 SH   SOLE   0 0 1,900
HOME DEPOT INC COM 437076102   474,146 1,458 SH   SOLE   0 0 1,458
HUBBELL INC COM 443510607   628,357 1,973 SH   SOLE   0 0 1,973
INTEL CORP COM 458140100   231,880 6,800 SH   SOLE   0 0 6,800
ISHARES GOLD TR ISHARES NEW 464285204   4,255,735 114,340 SH   SOLE   0 0 114,340
ISHARES INC MSCI EMRG CHN 46434G764   4,410,401 81,568 SH   SOLE   0 0 81,568
ISHARES TR IBOXX INV CP ETF 464287242   10,587,098 98,329 SH   SOLE   0 0 98,329
ISHARES TR CORE S&P US VLU 464287663   22,051,656 273,153 SH   SOLE   0 0 273,153
ISHARES TR GLOBAL ENERG ETF 464287341   226,671 5,778 SH   SOLE   0 0 5,778
ISHARES TR CORE S&P SCP ETF 464287804   4,387,151 42,347 SH   SOLE   0 0 42,347
ISHARES TR PFD AND INCM SEC 464288687   7,062,088 228,104 SH   SOLE   0 0 228,104
ISHARES TR U.S. ENERGY ETF 464287796   12,821,617 281,423 SH   SOLE   0 0 281,423
ISHARES TR INTL SEL DIV ETF 464288448   295,520 10,754 SH   SOLE   0 0 10,754
ISHARES TR EAFE VALUE ETF 464288877   13,142,351 258,555 SH   SOLE   0 0 258,555
ISHARES TR ISHS 1-5YR INVS 464288646   326,908 6,516 SH   SOLE   0 0 6,516
ISHARES TR CORE HIGH DV ETF 46429B663   20,919,960 201,057 SH   SOLE   0 0 201,057
ISHARES TR SHORT TREAS BD 464288679   16,106,032 145,981 SH   SOLE   0 0 145,981
ISHARES TR CORE 1 5 YR USD 46432F859   13,832,259 296,384 SH   SOLE   0 0 296,384
ISHARES TR 20 YR TR BD ETF 464287432   10,357,866 102,381 SH   SOLE   0 0 102,381
JOHNSON & JOHNSON COM 478160104   1,360,166 7,890 SH   SOLE   0 0 7,890
JPMORGAN CHASE & CO COM 46625H100   3,093,718 19,728 SH   SOLE   0 0 19,728
KIMBERLY-CLARK CORP COM 494368103   213,337 1,605 SH   SOLE   0 0 1,605
LAM RESEARCH CORP COM 512807108   351,907 541 SH   SOLE   0 0 541
LOCKHEED MARTIN CORP COM 539830109   5,599,235 12,329 SH   SOLE   0 0 12,329
LOWES COS INC COM 548661107   226,877 970 SH   SOLE   0 0 970
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100   2,018,914 21,537 SH   SOLE   0 0 21,537
MASTERCARD INCORPORATED CL A 57636Q104   514,441 1,282 SH   SOLE   0 0 1,282
MCDONALDS CORP COM 580135101   1,081,147 3,698 SH   SOLE   0 0 3,698
MERCK & CO INC COM 58933Y105   3,514,401 32,683 SH   SOLE   0 0 32,683
MICROSOFT CORP COM 594918104   2,943,089 8,385 SH   SOLE   0 0 8,385
MIDDLEBY CORP COM 596278101   475,878 3,261 SH   SOLE   0 0 3,261
MOHAWK INDS INC COM 608190104   8,091,437 71,536 SH   SOLE   0 0 71,536
MONDELEZ INTL INC CL A 609207105   219,348 2,948 SH   SOLE   0 0 2,948
MYR GROUP INC DEL COM 55405W104   6,255,927 41,734 SH   SOLE   0 0 41,734
NIKE INC CL B 654106103   236,419 2,183 SH   SOLE   0 0 2,183
NOMAD FOODS LTD USD ORD SHS G6564A105   8,147,733 450,151 SH   SOLE   0 0 450,151
NRG ENERGY INC COM NEW 629377508   1,581,597 41,241 SH   SOLE   0 0 41,241
NUTRIEN LTD COM 67077M108   8,568,504 128,252 SH   SOLE   0 0 128,252
NVIDIA CORPORATION COM 67066G104   527,641 1,155 SH   SOLE   0 0 1,155
NVR INC COM 62944T105   2,767,092 435 SH   SOLE   0 0 435
PEPSICO INC COM 713448108   760,683 3,975 SH   SOLE   0 0 3,975
PFIZER INC COM 717081103   744,760 20,096 SH   SOLE   0 0 20,096
PNC FINL SVCS GROUP INC COM 693475105   240,372 1,800 SH   SOLE   0 0 1,800
PPG INDS INC COM 693506107   782,387 5,322 SH   SOLE   0 0 5,322
PROCTER AND GAMBLE CO COM 742718109   902,566 5,869 SH   SOLE   0 0 5,869
PUBLIC STORAGE COM 74460D109   2,083,119 7,092 SH   SOLE   0 0 7,092
PVH CORPORATION COM 693656100   1,804,183 21,092 SH   SOLE   0 0 21,092
RAYTHEON TECHNOLOGIES CORP COM 75513E101   4,692,796 53,878 SH   SOLE   0 0 53,878
SALESFORCE INC COM 79466L302   205,235 908 SH   SOLE   0 0 908
SNAP ON INC COM 833034101   8,119,863 29,729 SH   SOLE   0 0 29,729
SPDR GOLD TR GOLD SHS 78463V107   7,758,627 42,534 SH   SOLE   0 0 42,534
STARBUCKS CORP COM 855244109   1,346,832 13,086 SH   SOLE   0 0 13,086
TJX COS INC NEW COM 872540109   4,270,736 48,931 SH   SOLE   0 0 48,931
TOTALENERGIES SE SPONSORED ADS 89151E109   4,973,604 82,399 SH   SOLE   0 0 82,399
UNION PAC CORP COM 907818108   909,948 4,222 SH   SOLE   0 0 4,222
UNITEDHEALTH GROUP INC COM 91324P102   3,440,917 6,735 SH   SOLE   0 0 6,735
V F CORP COM 918204108   813,756 43,079 SH   SOLE   0 0 43,079
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   230,336 1,600 SH   SOLE   0 0 1,600
VANGUARD INDEX FDS TOTAL STK MKT 922908769   202,011 890 SH   SOLE   0 0 890
VANGUARD WORLD FDS INF TECH ETF 92204A702   271,840 599 SH   SOLE   0 0 599
VENTAS INC COM 92276F100   1,091,486 22,144 SH   SOLE   0 0 22,144
VERIZON COMMUNICATIONS INC COM 92343V104   1,155,512 33,747 SH   SOLE   0 0 33,747
VISA INC COM CL A 92826C839   1,655,370 6,935 SH   SOLE   0 0 6,935
WALGREENS BOOTS ALLIANCE INC COM 931427108   712,601 23,219 SH   SOLE   0 0 23,219
WALMART INC COM 931142103   3,702,709 23,263 SH   SOLE   0 0 23,263
WASTE MGMT INC DEL COM 94106L109   6,060,567 35,287 SH   SOLE   0 0 35,287
WILLIAMS COS INC COM 969457100   236,195 6,951 SH   SOLE   0 0 6,951
XCEL ENERGY INC COM 98389B100   398,117 6,129 SH   SOLE   0 0 6,129