The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   3,558,546 12,696 SH   SOLE   0 0 12,696
ALLSTATE CORP COM 020002101   1,455,692 12,575 SH   SOLE   0 0 12,575
ALPHABET INC CAP STK CL A 02079K305   867,307 8,080 SH   SOLE   0 0 8,080
ALPHABET INC CAP STK CL C 02079K107   1,206,220 11,146 SH   SOLE   0 0 11,146
AMAZON COM INC COM 023135106   533,493 5,059 SH   SOLE   0 0 5,059
AMERICAN ELEC PWR CO INC COM 025537101   258,409 2,796 SH   SOLE   0 0 2,796
AMERICAN EXPRESS CO COM 025816109   1,087,445 6,740 SH   SOLE   0 0 6,740
AMERICAN INTL GROUP INC COM NEW 026874784   7,605,100 143,384 SH   SOLE   0 0 143,384
AMERICAN WTR WKS CO INC NEW COM 030420103   913,642 6,163 SH   SOLE   0 0 6,163
AON PLC SHS CL A G0403H108   525,491 1,616 SH   SOLE   0 0 1,616
APPLE INC COM 037833100   3,173,801 18,705 SH   SOLE   0 0 18,705
APTARGROUP INC COM 038336103   639,954 5,400 SH   SOLE   0 0 5,400
AUTOZONE INC COM 053332102   3,076,123 1,155 SH   SOLE   0 0 1,155
BALL CORP COM 058498106   2,443,354 45,945 SH   SOLE   0 0 45,945
BANK AMERICA CORP COM 060505104   279,888 9,559 SH   SOLE   0 0 9,559
BANK MONTREAL QUE COM 063671101   200,673 2,225 SH   SOLE   0 0 2,225
BANK NEW YORK MELLON CORP COM 064058100   1,429,282 33,559 SH   SOLE   0 0 33,559
BCE INC COM NEW 05534B760   216,315 4,500 SH   SOLE   0 0 4,500
BERKLEY W R CORP COM 084423102   1,926,941 32,704 SH   SOLE   0 0 32,704
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   3,845,021 11,703 SH   SOLE   0 0 11,703
BHP GROUP LTD SPONSORED ADS 088606108   6,160,467 104,344 SH   SOLE   0 0 104,344
BOOKING HOLDINGS INC COM 09857L108   2,307,540 859 SH   SOLE   0 0 859
BRISTOL-MYERS SQUIBB CO COM 110122108   2,944,673 44,102 SH   SOLE   0 0 44,102
BRITISH AMERN TOB PLC SPONSORED ADR 110448107   2,451,636 66,171 SH   SOLE   0 0 66,171
BROWN FORMAN CORP CL B 115637209   684,023 10,509 SH   SOLE   0 0 10,509
CHEVRON CORP NEW COM 166764100   1,678,380 9,956 SH   SOLE   0 0 9,956
CLOROX CO DEL COM 189054109   762,684 4,605 SH   SOLE   0 0 4,605
CME GROUP INC COM 12572Q105   3,941,462 21,217 SH   SOLE   0 0 21,217
COCA COLA CO COM 191216100   872,248 13,597 SH   SOLE   0 0 13,597
COMCAST CORP NEW CL A 20030N101   1,054,142 25,481 SH   SOLE   0 0 25,481
CONOCOPHILLIPS COM 20825C104   1,677,082 16,300 SH   SOLE   0 0 16,300
COSTCO WHSL CORP NEW COM 22160K105   280,797 558 SH   SOLE   0 0 558
CROCS INC COM 227046109   1,525,717 12,337 SH   SOLE   0 0 12,337
CROWN CASTLE INC COM 22822V101   258,243 2,098 SH   SOLE   0 0 2,098
CUMMINS INC COM 231021106   2,830,937 12,044 SH   SOLE   0 0 12,044
CVS HEALTH CORP COM 126650100   2,010,948 27,431 SH   SOLE   0 0 27,431
DARLING INGREDIENTS INC COM 237266101   478,526 8,033 SH   SOLE   0 0 8,033
DICKS SPORTING GOODS INC COM 253393102   1,620,178 11,173 SH   SOLE   0 0 11,173
DISNEY WALT CO COM 254687106   3,791,113 36,986 SH   SOLE   0 0 36,986
DUKE ENERGY CORP NEW COM NEW 26441C204   2,490,757 25,190 SH   SOLE   0 0 25,190
EATON CORP PLC SHS G29183103   272,238 1,629 SH   SOLE   0 0 1,629
EDWARDS LIFESCIENCES CORP COM 28176E108   2,081,431 23,658 SH   SOLE   0 0 23,658
EMERSON ELEC CO COM 291011104   253,943 3,050 SH   SOLE   0 0 3,050
EOG RES INC COM 26875P101   1,672,612 14,000 SH   SOLE   0 0 14,000
EQUITABLE HLDGS INC COM 29452E101   222,024 8,543 SH   SOLE   0 0 8,543
EXXON MOBIL CORP COM 30231G102   744,250 6,289 SH   SOLE   0 0 6,289
GENCO SHIPPING & TRADING LTD SHS Y2685T131   6,366,613 413,148 SH   SOLE   0 0 413,148
GENERAC HLDGS INC COM 368736104   2,694,724 26,362 SH   SOLE   0 0 26,362
GENERAL DYNAMICS CORP COM 369550108   1,588,727 7,276 SH   SOLE   0 0 7,276
GILEAD SCIENCES INC COM 375558103   1,547,288 18,821 SH   SOLE   0 0 18,821
GRAINGER W W INC COM 384802104   2,339,202 3,363 SH   SOLE   0 0 3,363
HALLIBURTON CO COM 406216101   854,068 26,078 SH   SOLE   0 0 26,078
HERSHEY CO COM 427866108   518,814 1,900 SH   SOLE   0 0 1,900
HOME DEPOT INC COM 437076102   379,956 1,264 SH   SOLE   0 0 1,264
HUBBELL INC COM 443510607   531,298 1,973 SH   SOLE   0 0 1,973
INTEL CORP COM 458140100   220,588 7,102 SH   SOLE   0 0 7,102
ISHARES GOLD TR ISHARES NEW 464285204   2,174,472 57,663 SH   SOLE   0 0 57,663
ISHARES INC MSCI EMRG CHN 46434G764   2,044,625 40,974 SH   SOLE   0 0 40,974
ISHARES TR IBOXX INV CP ETF 464287242   4,054,510 36,883 SH   SOLE   0 0 36,883
ISHARES TR CORE S&P SCP ETF 464287804   1,947,960 20,723 SH   SOLE   0 0 20,723
ISHARES TR PFD AND INCM SEC 464288687   2,623,158 83,620 SH   SOLE   0 0 83,620
ISHARES TR GLOBAL ENERG ETF 464287341   227,191 5,778 SH   SOLE   0 0 5,778
ISHARES TR CORE S&P US VLU 464287663   10,259,432 136,957 SH   SOLE   0 0 136,957
ISHARES TR U.S. ENERGY ETF 464287796   5,863,921 131,567 SH   SOLE   0 0 131,567
ISHARES TR INTL SEL DIV ETF 464288448   302,187 10,754 SH   SOLE   0 0 10,754
ISHARES TR 20 YR TR BD ETF 464287432   4,020,234 37,763 SH   SOLE   0 0 37,763
ISHARES TR CORE 1 5 YR USD 46432F859   5,153,483 109,092 SH   SOLE   0 0 109,092
ISHARES TR SHORT TREAS BD 464288679   5,888,900 53,317 SH   SOLE   0 0 53,317
ISHARES TR CORE HIGH DV ETF 46429B663   9,830,415 95,664 SH   SOLE   0 0 95,664
ISHARES TR EAFE VALUE ETF 464288877   6,372,937 126,900 SH   SOLE   0 0 126,900
JOHNSON & JOHNSON COM 478160104   1,216,029 7,428 SH   SOLE   0 0 7,428
JPMORGAN CHASE & CO COM 46625H100   2,773,979 20,066 SH   SOLE   0 0 20,066
KIMBERLY-CLARK CORP COM 494368103   232,548 1,605 SH   SOLE   0 0 1,605
LAM RESEARCH CORP COM 512807108   282,902 540 SH   SOLE   0 0 540
LOCKHEED MARTIN CORP COM 539830109   5,311,013 11,435 SH   SOLE   0 0 11,435
LOWES COS INC COM 548661107   201,077 968 SH   SOLE   0 0 968
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100   2,009,251 21,237 SH   SOLE   0 0 21,237
MASTERCARD INCORPORATED CL A 57636Q104   312,385 822 SH   SOLE   0 0 822
MCDONALDS CORP COM 580135101   959,117 3,243 SH   SOLE   0 0 3,243
MERCK & CO INC COM 58933Y105   4,039,501 34,983 SH   SOLE   0 0 34,983
MICROSOFT CORP COM 594918104   2,456,427 7,995 SH   SOLE   0 0 7,995
MIDDLEBY CORP COM 596278101   469,271 3,331 SH   SOLE   0 0 3,331
MOHAWK INDS INC COM 608190104   4,138,572 39,080 SH   SOLE   0 0 39,080
MONDELEZ INTL INC CL A 609207105   226,156 2,948 SH   SOLE   0 0 2,948
MYR GROUP INC DEL COM 55405W104   3,947,596 30,843 SH   SOLE   0 0 30,843
NIKE INC CL B 654106103   276,630 2,183 SH   SOLE   0 0 2,183
NOMAD FOODS LTD USD ORD SHS G6564A105   5,110,254 271,822 SH   SOLE   0 0 271,822
NRG ENERGY INC COM NEW 629377508   1,530,677 44,796 SH   SOLE   0 0 44,796
NUTRIEN LTD COM 67077M108   6,844,629 98,626 SH   SOLE   0 0 98,626
NVIDIA CORPORATION COM 67066G104   334,948 1,207 SH   SOLE   0 0 1,207
NVR INC COM 62944T105   2,517,040 431 SH   SOLE   0 0 431
PEPSICO INC COM 713448108   758,325 3,973 SH   SOLE   0 0 3,973
PFIZER INC COM 717081103   796,933 20,492 SH   SOLE   0 0 20,492
PNC FINL SVCS GROUP INC COM 693475105   234,450 1,800 SH   SOLE   0 0 1,800
PPG INDS INC COM 693506107   746,464 5,322 SH   SOLE   0 0 5,322
PROCTER AND GAMBLE CO COM 742718109   917,195 5,865 SH   SOLE   0 0 5,865
PUBLIC STORAGE COM 74460D109   2,273,260 7,710 SH   SOLE   0 0 7,710
PVH CORPORATION COM 693656100   1,987,667 23,164 SH   SOLE   0 0 23,164
RAYTHEON TECHNOLOGIES CORP COM 75513E101   3,571,906 35,755 SH   SOLE   0 0 35,755
SNAP ON INC COM 833034101   6,283,935 24,224 SH   SOLE   0 0 24,224
SPDR GOLD TR GOLD SHS 78463V107   4,371,998 23,658 SH   SOLE   0 0 23,658
STARBUCKS CORP COM 855244109   1,618,675 14,163 SH   SOLE   0 0 14,163
TJX COS INC NEW COM 872540109   2,246,815 28,506 SH   SOLE   0 0 28,506
TOTALENERGIES SE SPONSORED ADS 89151E109   3,368,408 52,689 SH   SOLE   0 0 52,689
UNION PAC CORP COM 907818108   743,957 3,802 SH   SOLE   0 0 3,802
UNITEDHEALTH GROUP INC COM 91324P102   3,286,882 6,679 SH   SOLE   0 0 6,679
V F CORP COM 918204108   875,915 37,257 SH   SOLE   0 0 37,257
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   215,984 1,600 SH   SOLE   0 0 1,600
VANGUARD WORLD FDS INF TECH ETF 92204A702   230,038 598 SH   SOLE   0 0 598
VENTAS INC COM 92276F100   963,900 20,060 SH   SOLE   0 0 20,060
VERIZON COMMUNICATIONS INC COM 92343V104   1,464,797 37,723 SH   SOLE   0 0 37,723
VISA INC COM CL A 92826C839   1,740,711 7,480 SH   SOLE   0 0 7,480
WALGREENS BOOTS ALLIANCE INC COM 931427108   690,674 19,594 SH   SOLE   0 0 19,594
WALMART INC COM 931142103   1,850,486 12,257 SH   SOLE   0 0 12,257
WASTE MGMT INC DEL COM 94106L109   4,201,923 25,305 SH   SOLE   0 0 25,305
XCEL ENERGY INC COM 98389B100   428,065 6,123 SH   SOLE   0 0 6,123