The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 BBG001S5N8V8 614,055 4,726 SH   SOLE   0 0 4,726
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 247,880 543 SH   SOLE   0 0 543
D R HORTON INC COM 23331A109 BBG001S8M692 208,498 2,339 SH   SOLE   0 0 2,339
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 BBG017159MD8 11,232,880 500,128 SH   SOLE   0 0 500,128
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 BBG01631TNW2 24,013,057 1,074,410 SH   SOLE   0 0 1,074,410
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 BBG011DXXVM0 29,396,790 574,717 SH   SOLE   0 0 574,717
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815 BBG015DG3GG1 15,873,365 640,830 SH   SOLE   0 0 640,830
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 243,661 2,209 SH   SOLE   0 0 2,209
INVESCO MUN OPPORTUNITY TR COM 46132C107 BBG001S72CS2 205,216 20,708 SH   SOLE   0 0 20,708
ISHARES TR 0-5 YR TIPS ETF 46429B747 BBG001TG5H89 14,156,044 145,999 SH   SOLE   0 0 145,999
ISHARES TR 1 3 YR TREAS BD 464287457 BBG001SKXPR1 4,533,020 55,846 SH   SOLE   0 0 55,846
ISHARES TR 7-10 YR TRSY BD 464287440 BBG001S80936 2,582,899 26,967 SH   SOLE   0 0 26,967
ISHARES TR CORE DIV GRWTH 46434V621 BBG006MJFZK4 200,000 4,000 SH   SOLE   0 0 4,000
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 241,427 2,551 SH   SOLE   0 0 2,551
ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 351,977 3,629 SH   SOLE   0 0 3,629
ISHARES TR ESG AWARE MSCI 46435U663 BBG00KK87757 217,205 6,606 SH   SOLE   0 0 6,606
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 949,417 14,464 SH   SOLE   0 0 14,464
ISHARES TR MSCI EMG MKT ETF 464287234 BBG001SK77D5 450,176 11,878 SH   SOLE   0 0 11,878
ISHARES TR RUS 1000 ETF 464287622 BBG001S562W9 1,504,376 7,146 SH   SOLE   0 0 7,146
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 277,655 1,296 SH   SOLE   0 0 1,296
ISHARES TR RUS 2000 GRW ETF 464287648 BBG001S562F8 761,493 3,550 SH   SOLE   0 0 3,550
ISHARES TR RUS 2000 VAL ETF 464287630 BBG001S56277 1,050,455 7,575 SH   SOLE   0 0 7,575
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 4,797,119 27,513 SH   SOLE   0 0 27,513
ISHARES TR S&P 500 GRWT ETF 464287309 BBG001S561Q8 3,194,991 54,615 SH   SOLE   0 0 54,615
ISHARES TR S&P 500 VAL ETF 464287408 BBG001S561K4 3,007,218 20,729 SH   SOLE   0 0 20,729
ISHARES TR S&P MC 400GR ETF 464287606 BBG001SFQL08 2,027,912 29,691 SH   SOLE   0 0 29,691
ISHARES TR S&P MC 400VL ETF 464287705 BBG001SFQJM9 1,795,619 17,814 SH   SOLE   0 0 17,814
MICROSOFT CORP COM 594918104 BBG001S5TD05 764,786 3,189 SH   SOLE   0 0 3,189
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 BBG00FJ5HWZ7 290,940 8,512 SH   SOLE   0 0 8,512
NUVEEN QUALITY MUNCP INCOME COM 67066V101 BBG001SCTFM1 260,509 22,077 SH   SOLE   0 0 22,077
PFIZER INC COM 717081103 BBG001S5V466 297,499 5,806 SH   SOLE   0 0 5,806
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 882,231 5,821 SH   SOLE   0 0 5,821
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 1,947,771 43,140 SH   SOLE   0 0 43,140
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 BBG001V036R6 449,625 6,853 SH   SOLE   0 0 6,853
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 9,591,719 25,081 SH   SOLE   0 0 25,081
STARBUCKS CORP COM 855244109 BBG001S72KH6 570,301 5,749 SH   SOLE   0 0 5,749
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 BBG001TC6MF8 10,569,724 50,108 SH   SOLE   0 0 50,108
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 BBG001TC6MG7 33,391,680 238,410 SH   SOLE   0 0 238,410
VANGUARD ADMIRAL FDS INC MIDCP 400 GRTH 921932869 BBG001TC6MK2 11,143,893 65,816 SH   SOLE   0 0 65,816
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 BBG001TC6MJ4 255,840 1,564 SH   SOLE   0 0 1,564
VANGUARD ADMIRAL FDS INC MIDCP 400 VAL 921932844 BBG001TC6MN9 12,004,173 78,244 SH   SOLE   0 0 78,244
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 BBG001TC6MR5 1,227,551 7,083 SH   SOLE   0 0 7,083
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 BBG001SK7DK4 29,657,940 412,833 SH   SOLE   0 0 412,833
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 55,263,843 157,294 SH   SOLE   0 0 157,294
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 915,093 23,476 SH   SOLE   0 0 23,476
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 BBG001T62KZ7 9,005,417 119,769 SH   SOLE   0 0 119,769
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 BBG001TCH7W0 622,000 8,839 SH   SOLE   0 0 8,839
VANGUARD SCOTTSDALE FDS VNG RUS2000VAL 92206C649 BBG001TCHH03 394,778 3,242 SH   SOLE   0 0 3,242
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 1,438,561 34,276 SH   SOLE   0 0 34,276
WALMART INC COM 931142103 BBG001S5XH92 241,185 1,701 SH   SOLE   0 0 1,701