The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 312 112 SH   SOLE   0 0 112
AMAZON COM INC COM 023135106 456 140 SH   SOLE   0 0 140
AMERICAN CENTY ETF TR DIVERSIFIED MU 025072505 1,645 31,858 SH   SOLE   0 0 31,858
APPLE INC COM 037833100 1,977 11,323 SH   SOLE   0 0 11,323
AT&T INC COM 00206R102 229 9,689 SH   SOLE   0 0 9,689
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 220 624 SH   SOLE   0 0 624
BLACKROCK ETF TRUST II INTERMEDIA MUNI 092528207 380 15,696 SH   SOLE   0 0 15,696
CONSOLIDATED EDISON INC COM 209115104 438 4,629 SH   SOLE   0 0 4,629
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849 2,120 43,750 SH   SOLE   0 0 43,750
EDWARDS LIFESCIENCES CORP COM 28176E108 470 3,996 SH   SOLE   0 0 3,996
EXXON MOBIL CORP COM 30231G102 243 2,948 SH   SOLE   0 0 2,948
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 4,667 93,778 SH   SOLE   0 0 93,778
FIRST TR EXCH TRADED FD III SHRT DUR MNG MUN 33739P830 611 30,398 SH   SOLE   0 0 30,398
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108 1,626 30,648 SH   SOLE   0 0 30,648
FIRST TR EXCHANGE-TRADED FD NO AMER ENERGY 33738D101 1,803 65,119 SH   SOLE   0 0 65,119
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805 8,358 168,577 SH   SOLE   0 0 168,577
FRANKLIN TEMPLETON ETF TR LIBERTY FDRL TAX 35473P850 953 38,108 SH   SOLE   0 0 38,108
FRANKLIN TEMPLETON ETF TR FRANKLIN DYN MUN 35473P868 503 20,283 SH   SOLE   0 0 20,283
HARTFORD FDS EXCHANGE TRADED TOTAL RTRN ETF 41653L305 7,367 200,070 SH   SOLE   0 0 200,070
HARTFORD FDS EXCHANGE TRADED MUN OPORTUNITE 41653L503 1,168 29,781 SH   SOLE   0 0 29,781
INDEXIQ ACTIVE ETF TR IQ MACKAY INSRED 45409F843 678 26,502 SH   SOLE   0 0 26,502
INDEXIQ ACTIVE ETF TR IQ MACKAY INTRME 45409F827 1,406 55,958 SH   SOLE   0 0 55,958
INVESCO QQQ TR UNIT SER 1 46090E103 3,732 10,293 SH   SOLE   0 0 10,293
ISHARES TR CORE S&P SCP ETF 464287804 3,656 33,886 SH   SOLE   0 0 33,886
ISHARES TR CORE S&P MCP ETF 464287507 3,438 12,812 SH   SOLE   0 0 12,812
ISHARES TR RUS 1000 GRW ETF 464287614 408 1,471 SH   SOLE   0 0 1,471
ISHARES TR SP SMCP600VL ETF 464287879 241 2,358 SH   SOLE   0 0 2,358
ISHARES TR CORE S&P500 ETF 464287200 5,935 13,082 SH   SOLE   0 0 13,082
ISHARES TR RUSSELL 2000 ETF 464287655 205 998 SH   SOLE   0 0 998
ISHARES TR AGGRES ALLOC ETF 464289859 364 5,281 SH   SOLE   0 0 5,281
ISHARES TR GRWT ALLOCAT ETF 464289867 319 5,913 SH   SOLE   0 0 5,913
ISHARES TR RUS MID CAP ETF 464287499 309 3,960 SH   SOLE   0 0 3,960
ISHARES TR CRE U S REIT ETF 464288521 290 4,478 SH   SOLE   0 0 4,478
ISHARES TR CORE MSCI EAFE 46432F842 278 4,001 SH   SOLE   0 0 4,001
ISHARES TR RUS 1000 ETF 464287622 1,720 6,877 SH   SOLE   0 0 6,877
ISHARES TR MSCI EAFE ETF 464287465 550 7,474 SH   SOLE   0 0 7,474
J P MORGAN EXCHANGE-TRADED F CORE PLUS BD ETF 46641Q670 8,972 175,689 SH   SOLE   0 0 175,689
J P MORGAN EXCHANGE-TRADED F MUNICIPAL ETF 46641Q647 1,698 33,016 SH   SOLE   0 0 33,016
LEGG MASON ETF INVT TR WESTN ASET TTL 52468L810 3,103 135,221 SH   SOLE   0 0 135,221
LOCKHEED MARTIN CORP COM 539830109 247 560 SH   SOLE   0 0 560
MICROSOFT CORP COM 594918104 1,140 3,698 SH   SOLE   0 0 3,698
ORACLE CORP COM 68389X105 582 7,039 SH   SOLE   0 0 7,039
PIMCO ETF TR INTER MUN BD ACT 72201R866 440 8,307 SH   SOLE   0 0 8,307
PIMCO ETF TR MUNI INCOME OPP 72201R635 962 20,758 SH   SOLE   0 0 20,758
PIMCO ETF TR SHTRM MUN BD ACT 72201R874 616 12,323 SH   SOLE   0 0 12,323
PIMCO ETF TR ACTIVE BD ETF 72201R775 7,859 77,211 SH   SOLE   0 0 77,211
PROCTER AND GAMBLE CO COM 742718109 265 1,736 SH   SOLE   0 0 1,736
PROSHARES TR MSCI EAFE DIVD 74347B839 3,802 94,130 SH   SOLE   0 0 94,130
PROSHARES TR S&P MDCP 400 DIV 74347B680 3,334 46,139 SH   SOLE   0 0 46,139
PROSHARES TR MSCI EMRG MKTS 74347B847 1,696 32,562 SH   SOLE   0 0 32,562
PROSHARES TR RUSS 2000 DIVD 74347B698 2,415 37,384 SH   SOLE   0 0 37,384
PROSHARES TR S&P 500 DV ARIST 74348A467 17,322 182,513 SH   SOLE   0 0 182,513
SCHWAB STRATEGIC TR US REIT ETF 808524847 1,472 59,155 SH   SOLE   0 0 59,155
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 1,712 27,266 SH   SOLE   0 0 27,266
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 14,848 433,144 SH   SOLE   0 0 433,144
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 308 8,762 SH   SOLE   0 0 8,762
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 228 5,906 SH   SOLE   0 0 5,906
SPDR S&P 500 ETF TR TR UNIT 78462F103 420 930 SH   SOLE   0 0 930
SPDR SER TR S&P 600 SMCP VAL 78464A300 227 2,722 SH   SOLE   0 0 2,722
SPDR SER TR PORTFOLIO S&P500 78464A854 1,079 20,313 SH   SOLE   0 0 20,313
SPDR SER TR PORTFOLIO S&P400 78464A847 298 6,329 SH   SOLE   0 0 6,329
SSGA ACTIVE TR SPDR NUVEEN MUN 78470P705 1,204 43,413 SH   SOLE   0 0 43,413
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 494 6,346 SH   SOLE   0 0 6,346
VANGUARD INDEX FDS MID CAP ETF 922908629 1,584 6,660 SH   SOLE   0 0 6,660
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 36,880 88,831 SH   SOLE   0 0 88,831
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 306 2,823 SH   SOLE   0 0 2,823
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,017 4,787 SH   SOLE   0 0 4,787
VANGUARD INDEX FDS SM CP VAL ETF 922908611 2,338 13,290 SH   SOLE   0 0 13,290
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,850 40,110 SH   SOLE   0 0 40,110
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 2,820 22,759 SH   SOLE   0 0 22,759
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 586 2,827 SH   SOLE   0 0 2,827
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 2,330 14,369 SH   SOLE   0 0 14,369
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,573 32,754 SH   SOLE   0 0 32,754
VANGUARD WORLD FDS INF TECH ETF 92204A702 222 534 SH   SOLE   0 0 534
VERIZON COMMUNICATIONS INC COM 92343V104 280 5,493 SH   SOLE   0 0 5,493