The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106   317 3,073 SH   SOLE   0 0 3,073
AMERICAN CENTY ETF TR CORE MUNI FXD IN 025072695   649 13,925 SH   SOLE   0 0 13,925
AMERICAN CENTY ETF TR DIVERSIFIED MU 025072505   1,876 37,265 SH   SOLE   0 0 37,265
APPLE INC COM 037833100   1,544 9,361 SH   SOLE   0 0 9,361
BLACKROCK ETF TRUST II INTERMEDIA MUNI 092528207   673 28,513 SH   SOLE   0 0 28,513
CAPITAL GROUP FIXED INCOME E CORE PLUS INCM 14020Y102   4,435 194,620 SH   SOLE   0 0 194,620
CONSOLIDATED EDISON INC COM 209115104   366 3,829 SH   SOLE   0 0 3,829
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849   2,400 49,677 SH   SOLE   0 0 49,677
DOUBLELINE ETF TRUST OPPORTUNISTIC BD 25861R105   4,646 99,487 SH   SOLE   0 0 99,487
EDWARDS LIFESCIENCES CORP COM 28176E108   331 3,996 SH   SOLE   0 0 3,996
EXXON MOBIL CORP COM 30231G102   878 8,008 SH   SOLE   0 0 8,008
FIDELITY COMWLTH TR NASDAQ COMPSIT 315912808   375 7,812 SH   SOLE   0 0 7,812
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   4,518 98,215 SH   SOLE   0 0 98,215
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108   2,890 56,741 SH   SOLE   0 0 56,741
FIRST TR EXCH TRADED FD III MUNI HI INCM ETF 33739P301   552 11,776 SH   SOLE   0 0 11,776
FIRST TR EXCHANGE-TRADED FD NO AMER ENERGY 33738D101   1,707 64,102 SH   SOLE   0 0 64,102
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805   4,998 110,915 SH   SOLE   0 0 110,915
FRANKLIN TEMPLETON ETF TR FRANKLIN DYN MUN 35473P868   768 32,110 SH   SOLE   0 0 32,110
FRANKLIN TEMPLETON ETF TR MUNICIPAL GRN BD 35473P850   293 12,260 SH   SOLE   0 0 12,260
HARTFORD FDS EXCHANGE TRADED MUN OPORTUNITE 41653L503   1,292 33,829 SH   SOLE   0 0 33,829
INDEXIQ ACTIVE ETF TR IQ MACKAY INTRME 45409F827   1,420 57,738 SH   SOLE   0 0 57,738
INDEXIQ ACTIVE ETF TR IQ MACKAY INSRED 45409F843   356 14,596 SH   SOLE   0 0 14,596
INVESCO QQQ TR UNIT SER 1 46090E103   3,491 10,878 SH   SOLE   0 0 10,878
ISHARES TR CORE S&P MCP ETF 464287507   3,317 13,261 SH   SOLE   0 0 13,261
ISHARES TR CORE S&P SCP ETF 464287804   3,433 35,503 SH   SOLE   0 0 35,503
ISHARES TR CRE U S REIT ETF 464288521   243 4,822 SH   SOLE   0 0 4,822
ISHARES TR RUS 1000 ETF 464287622   1,403 6,229 SH   SOLE   0 0 6,229
ISHARES TR CORE S&P500 ETF 464287200   4,532 11,024 SH   SOLE   0 0 11,024
ISHARES TR MSCI EAFE ETF 464287465   446 6,231 SH   SOLE   0 0 6,231
ISHARES TR AGGRES ALLOC ETF 464289859   272 4,283 SH   SOLE   0 0 4,283
ISHARES TR GRWT ALLOCAT ETF 464289867   261 5,209 SH   SOLE   0 0 5,209
ISHARES TR CORE MSCI EAFE 46432F842   273 4,078 SH   SOLE   0 0 4,078
ISHARES TR RUS MID CAP ETF 464287499   263 3,755 SH   SOLE   0 0 3,755
ISHARES TR RUS 1000 GRW ETF 464287614   359 1,471 SH   SOLE   0 0 1,471
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670   6,170 130,196 SH   SOLE   0 0 130,196
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647   3,135 61,924 SH   SOLE   0 0 61,924
LEGG MASON ETF INVT WESTN ASET TTL 52468L810   3,152 151,697 SH   SOLE   0 0 151,697
LOCKHEED MARTIN CORP COM 539830109   265 560 SH   SOLE   0 0 560
MICROSOFT CORP COM 594918104   987 3,425 SH   SOLE   0 0 3,425
ORACLE CORP COM 68389X105   649 6,980 SH   SOLE   0 0 6,980
PIMCO ETF TR ACTIVE BD ETF 72201R775   5,091 54,885 SH   SOLE   0 0 54,885
PIMCO ETF TR MUNI INCOME OPP 72201R635   707 15,905 SH   SOLE   0 0 15,905
PIMCO ETF TR INTER MUN BD ACT 72201R866   718 13,736 SH   SOLE   0 0 13,736
PROCTER AND GAMBLE CO COM 742718109   258 1,736 SH   SOLE   0 0 1,736
PROSHARES TR MSCI EAFE DIVD 74347B839   3,516 93,762 SH   SOLE   0 0 93,762
PROSHARES TR MSCI EMRG MKTS 74347B847   1,635 34,730 SH   SOLE   0 0 34,730
PROSHARES TR RUSS 2000 DIVD 74347B698   2,326 38,100 SH   SOLE   0 0 38,100
PROSHARES TR S&P 500 DV ARIST 74348A467   24,231 265,570 SH   SOLE   0 0 265,570
PROSHARES TR S&P MDCP 400 DIV 74347B680   3,193 45,134 SH   SOLE   0 0 45,134
SCHWAB STRATEGIC TR US REIT ETF 808524847   1,373 70,417 SH   SOLE   0 0 70,417
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   370 7,644 SH   SOLE   0 0 7,644
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   14,583 454,002 SH   SOLE   0 0 454,002
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541   1,630 28,552 SH   SOLE   0 0 28,552
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871   314 10,124 SH   SOLE   0 0 10,124
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   219 6,411 SH   SOLE   0 0 6,411
SPDR SER TR PORTFOLIO S&P400 78464A847   261 5,937 SH   SOLE   0 0 5,937
SPDR SER TR PORTFOLIO S&P500 78464A854   927 19,250 SH   SOLE   0 0 19,250
T ROWE PRICE ETF INC TOTAL RETURN ETF 87283Q800   5,365 128,557 SH   SOLE   0 0 128,557
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   27,881 74,137 SH   SOLE   0 0 74,137
VANGUARD INDEX FDS SM CP VAL ETF 922908611   2,183 13,749 SH   SOLE   0 0 13,749
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   320 3,849 SH   SOLE   0 0 3,849
VANGUARD INDEX FDS MID CAP ETF 922908629   1,051 4,985 SH   SOLE   0 0 4,985
VANGUARD INDEX FDS SMALL CP ETF 922908751   621 3,276 SH   SOLE   0 0 3,276
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   2,787 25,512 SH   SOLE   0 0 25,512
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,757 43,478 SH   SOLE   0 0 43,478
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730   1,331 7,142 SH   SOLE   0 0 7,142
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   2,413 15,670 SH   SOLE   0 0 15,670
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   1,950 43,170 SH   SOLE   0 0 43,170
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   542 7,352 SH   SOLE   0 0 7,352
VICTORY PORTFOLIOS II VICSHS DV AC ETF 92647N667   273 6,032 SH   SOLE   0 0 6,032