The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 794 8,202 SH   SOLE   0 0 8,202
ABIOMED INC COM 003654100 246 1,000 SH   SOLE   0 0 1,000
AMERICAN ELEC PWR CO INC COM 025537101 362 4,194 SH   SOLE   0 0 4,194
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872 14,071 343,745 SH   SOLE   0 0 343,745
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 10,795 528,302 SH   SOLE   0 0 528,302
DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740 627 30,542 SH   SOLE   0 0 30,542
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 5,046 251,217 SH   SOLE   0 0 251,217
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 1,162 45,086 SH   SOLE   0 0 45,086
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 10,750 498,253 SH   SOLE   0 0 498,253
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 22,681 1,183,752 SH   SOLE   0 0 1,183,752
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773 783 42,406 SH   SOLE   0 0 42,406
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849 11,357 243,413 SH   SOLE   0 0 243,413
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 43,703 1,125,869 SH   SOLE   0 0 1,125,869
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823 3,719 180,948 SH   SOLE   0 0 180,948
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 19,982 429,601 SH   SOLE   0 0 429,601
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 11,238 288,595 SH   SOLE   0 0 288,595
INTERNATIONAL BUSINESS MACHS COM 459200101 222 1,861 SH   SOLE   0 0 1,861
INVESCO QQQ TR UNIT SER 1 46090E103 388 1,453 SH   SOLE   0 0 1,453
ISHARES TR CORE S&P MCP ETF 464287507 1,962 8,948 SH   SOLE   0 0 8,948
ISHARES TR CORE S&P500 ETF 464287200 1,816 5,064 SH   SOLE   0 0 5,064
ISHARES TR GL CLEAN ENE ETF 464288224 200 10,461 SH   SOLE   0 0 10,461
ISHARES TR S&P MC 400GR ETF 464287606 244 3,880 SH   SOLE   0 0 3,880
MOODYS CORP COM 615369105 264 1,088 SH   SOLE   0 0 1,088
PIMCO STRATEGIC INCOME FD COM 72200X104 52 10,952 SH   SOLE   0 0 10,952
PROCTER AND GAMBLE CO COM 742718109 450 3,572 SH   SOLE   0 0 3,572
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,679 75,054 SH   SOLE   0 0 75,054
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,113 39,584 SH   SOLE   0 0 39,584
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 1,082 39,041 SH   SOLE   0 0 39,041
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 208 4,912 SH   SOLE   0 0 4,912
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748 469 17,326 SH   SOLE   0 0 17,326
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 350 7,249 SH   SOLE   0 0 7,249
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 248 3,732 SH   SOLE   0 0 3,732
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 4,883 87,527 SH   SOLE   0 0 87,527
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 1,137 19,419 SH   SOLE   0 0 19,419
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 7,022 165,976 SH   SOLE   0 0 165,976
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 6,226 102,863 SH   SOLE   0 0 102,863
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 3,188 84,296 SH   SOLE   0 0 84,296
TRAVELERS COMPANIES INC COM 89417E109 245 1,600 SH   SOLE   0 0 1,600
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 1,071 5,132 SH   SOLE   0 0 5,132
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 462 3,724 SH   SOLE   0 0 3,724
VANGUARD ADMIRAL FDS INC MIDCP 400 GRTH 921932869 2,312 14,696 SH   SOLE   0 0 14,696
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 691 4,657 SH   SOLE   0 0 4,657
VANGUARD ADMIRAL FDS INC MIDCP 400 VAL 921932844 4,097 29,525 SH   SOLE   0 0 29,525
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 1,120 6,573 SH   SOLE   0 0 6,573
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,651 13,548 SH   SOLE   0 0 13,548
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,088 7,564 SH   SOLE   0 0 7,564
VANGUARD INDEX FDS SMALL CP ETF 922908751 278 1,622 SH   SOLE   0 0 1,622
VANGUARD INDEX FDS SML CP GRW ETF 922908595 1,340 6,878 SH   SOLE   0 0 6,878
VANGUARD INDEX FDS VALUE ETF 922908744 600 4,865 SH   SOLE   0 0 4,865
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,671 45,876 SH   SOLE   0 0 45,876
VANGUARD SCOTTSDALE FDS VNG RUS2000GRW 92206C623 2,058 13,679 SH   SOLE   0 0 13,679
VANGUARD SCOTTSDALE FDS VNG RUS2000VAL 92206C649 2,243 19,821 SH   SOLE   0 0 19,821
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 204 5,617 SH   SOLE   0 0 5,617