The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPS ETF TR ALERIAN ENERGY 00162Q676 557 27,610 SH   SOLE   0 0 27,610
AMAZON COM INC COM 023135106 374 3,523 SH   SOLE   0 0 3,523
APPLE INC COM 037833100 2,770 20,264 SH   SOLE   0 0 20,264
DBX ETF TR XTRACK MSCI EAFE 233051200 34,198 982,430 SH   SOLE   0 0 982,430
DBX ETF TR XTRACK USD HIGH 233051432 1,409 41,781 SH   SOLE   0 0 41,781
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857 239 8,795 SH   SOLE   0 0 8,795
FIRST TR EXCHANGE TRADED FD INTL EQUITY OPP 33734X853 248 5,719 SH   SOLE   0 0 5,719
GLOBAL X FDS US PFD ETF 37954Y657 3,944 185,972 SH   SOLE   0 0 185,972
HOME DEPOT INC COM 437076102 422 1,539 SH   SOLE   0 0 1,539
INVESCO EXCH TRADED FD TR II S&P EMRNG MKTS 46138E297 6,474 278,336 SH   SOLE   0 0 278,336
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 168 13,586 SH   SOLE   0 0 13,586
INVESCO EXCHANGE TRADED FD T S&P500 EQL HLT 46137V332 10,051 37,519 SH   SOLE   0 0 37,519
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 346 2,581 SH   SOLE   0 0 2,581
INVESCO QQQ TR UNIT SER 1 46090E103 2,673 9,536 SH   SOLE   0 0 9,536
ISHARES TR 0-5 YR TIPS ETF 46429B747 13,511 133,210 SH   SOLE   0 0 133,210
ISHARES TR US HLTHCARE ETF 464287762 1,803 6,705 SH   SOLE   0 0 6,705
ISHARES TR ISHARES BIOTECH 464287556 204 1,731 SH   SOLE   0 0 1,731
ISHARES TR S&P SML 600 GWT 464287887 243 2,309 SH   SOLE   0 0 2,309
ISHARES TR RUS 1000 VAL ETF 464287598 226 1,559 SH   SOLE   0 0 1,559
ISHARES TR PFD AND INCM SEC 464288687 1,007 30,621 SH   SOLE   0 0 30,621
ISHARES TR S&P 500 GRWT ETF 464287309 360 5,971 SH   SOLE   0 0 5,971
ISHARES TR CORE S&P SCP ETF 464287804 481 5,203 SH   SOLE   0 0 5,203
ISHARES TR MSCI EAFE MIN VL 46429B689 245 3,872 SH   SOLE   0 0 3,872
ISHARES TR S&P 500 VAL ETF 464287408 448 3,261 SH   SOLE   0 0 3,261
J P MORGAN EXCHANGE TRADED F HIGH YLD RESRCH 46641Q878 15,744 361,001 SH   SOLE   0 0 361,001
MCDONALDS CORP COM 580135101 14,898 60,344 SH   SOLE   0 0 60,344
MEDICAL PPTYS TRUST INC COM 58463J304 916 60,015 SH   SOLE   0 0 60,015
META PLATFORMS INC CL A 30303M102 464 2,875 SH   SOLE   0 0 2,875
OMEGA HEALTHCARE INVS INC COM 681936100 1,911 67,774 SH   SOLE   0 0 67,774
PALATIN TECHNOLOGIES INC COM PAR $ .01 696077403 4 13,447 SH   SOLE   0 0 13,447
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 1,389 15,690 SH   SOLE   0 0 15,690
SCHWAB CHARLES FAMILY FD AMT TAX FREE MNY 808515530 3,003 3,002,858 SH   SOLE   0 0 3,002,858
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 18,711 737,246 SH   SOLE   0 0 737,246
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 15,491 267,132 SH   SOLE   0 0 267,132
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 40,158 643,350 SH   SOLE   0 0 643,350
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 21,858 560,605 SH   SOLE   0 0 560,605
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 584 8,157 SH   SOLE   0 0 8,157
SPDR INDEX SHS FDS ASIA PACIF ETF 78463X301 4,453 43,267 SH   SOLE   0 0 43,267
SPDR SER TR S&P 600 SMCP GRW 78464A201 5,811 82,426 SH   SOLE   0 0 82,426
SPDR SER TR ICE PFD SEC ETF 78464A292 311 8,664 SH   SOLE   0 0 8,664
SPDR SER TR BLOOMBERG EMERGI 78464A391 1,456 71,212 SH   SOLE   0 0 71,212
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 13,233 317,796 SH   SOLE   0 0 317,796
TESLA INC COM 88160R101 255 379 SH   SOLE   0 0 379
UNITEDHEALTH GROUP INC COM 91324P102 202 393 SH   SOLE   0 0 393
VANECK ETF TRUST PREFERRED SECURT 92189F429 4,803 265,384 SH   SOLE   0 0 265,384
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409 1,705 31,656 SH   SOLE   0 0 31,656
VANGUARD INDEX FDS GROWTH ETF 922908736 234 1,051 SH   SOLE   0 0 1,051
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 372 8,921 SH   SOLE   0 0 8,921
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885 1,652 26,948 SH   SOLE   0 0 26,948
WELLTOWER INC COM 95040Q104 2,818 34,218 SH   SOLE   0 0 34,218