The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 336 1,447 SH   SOLE   0 0 1,447
ALPS ETF TR ALERIAN MLP 00162Q452 283 11,032 SH   SOLE   0 0 11,032
ALPS ETF TR ALERIAN ENERGY 00162Q676 290 19,798 SH   SOLE   0 0 19,798
AMAZON COM INC COM 023135106 462 142 SH   SOLE   0 0 142
APPLE INC COM 037833100 2,958 22,300 SH   SOLE   0 0 22,300
BK OF AMERICA CORP COM 060505104 231 7,631 SH   SOLE   0 0 7,631
DBX ETF TR XTRACK MSCI EAFE 233051200 17,387 517,327 SH   SOLE   0 0 517,327
FACEBOOK INC CL A 30303M102 405 1,485 SH   SOLE   0 0 1,485
FIDELITY COVINGTON TRUST MSCI CONSM DIS 316092204 261 3,657 SH   SOLE   0 0 3,657
FIDELITY NATL INFORMATION SV COM 31620M106 200 1,419 SH   SOLE   0 0 1,419
GLOBAL X FDS US PFD ETF 37954Y657 1,343 52,075 SH   SOLE   0 0 52,075
HOME DEPOT INC COM 437076102 386 1,457 SH   SOLE   0 0 1,457
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784 1,529 53,041 SH   SOLE   0 0 53,041
INVESCO EXCH TRADED FD TR II S&P EMRNG MKTS 46138E297 5,217 233,853 SH   SOLE   0 0 233,853
INVESCO EXCH TRD SLF IDX FD DEFENSIVE EQTY 46138J775 14,257 241,001 SH   SOLE   0 0 241,001
INVESCO EXCHANGE TRADED FD T S&P500 EQL HLT 46137V332 3,750 14,339 SH   SOLE   0 0 14,339
INVESCO EXCHANGE TRADED FD T GLOBAL DRGN CN 46137V571 202 3,177 SH   SOLE   0 0 3,177
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 335 2,628 SH   SOLE   0 0 2,628
INVESCO QQQ TR UNIT SER 1 46090E103 1,613 5,142 SH   SOLE   0 0 5,142
ISHARES INC CORE MSCI EMKT 46434G103 240 3,871 SH   SOLE   0 0 3,871
ISHARES INC MSCI EMERG MRKT 464286533 214 3,518 SH   SOLE   0 0 3,518
ISHARES TR IBOXX INV CP ETF 464287242 12,133 87,839 SH   SOLE   0 0 87,839
ISHARES TR PFD AND INCM SEC 464288687 1,146 29,764 SH   SOLE   0 0 29,764
ISHARES TR 0-5 YR TIPS ETF 46429B747 584 5,599 SH   SOLE   0 0 5,599
ISHARES TR S&P 500 GRWT ETF 464287309 301 4,723 SH   SOLE   0 0 4,723
ISHARES TR US HLTHCARE ETF 464287762 791 3,220 SH   SOLE   0 0 3,220
ISHARES TR CORE S&P SCP ETF 464287804 378 4,123 SH   SOLE   0 0 4,123
ISHARES TR IBOXX HI YD ETF 464288513 330 3,786 SH   SOLE   0 0 3,786
ISHARES TR NATIONAL MUN ETF 464288414 203 1,735 SH   SOLE   0 0 1,735
ISHARES TR S&P 500 VAL ETF 464287408 255 1,998 SH   SOLE   0 0 1,998
ISHARES TR RUS 1000 VAL ETF 464287598 203 1,489 SH   SOLE   0 0 1,489
MCDONALDS CORP COM 580135101 7,420 34,580 SH   SOLE   0 0 34,580
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 1,648 16,779 SH   SOLE   0 0 16,779
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 17,383 567,156 SH   SOLE   0 0 567,156
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 16,228 272,604 SH   SOLE   0 0 272,604
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 15,844 178,028 SH   SOLE   0 0 178,028
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 13,004 253,046 SH   SOLE   0 0 253,046
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 7,785 60,629 SH   SOLE   0 0 60,629
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 510 7,957 SH   SOLE   0 0 7,957
SPDR INDEX SHS FDS ASIA PACIF ETF 78463X301 5,728 44,994 SH   SOLE   0 0 44,994
SPDR SER TR S&P 600 SMCP GRW 78464A201 5,204 68,149 SH   SOLE   0 0 68,149
SPDR SER TR BLOMBRG BRC EMRG 78464A391 2,323 82,834 SH   SOLE   0 0 82,834
SPDR SER TR PORTFLI INTRMDIT 78464A672 336 10,190 SH   SOLE   0 0 10,190
SPDR SER TR WELLS FG PFD ETF 78464A292 592 13,351 SH   SOLE   0 0 13,351
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 276 5,610 SH   SOLE   0 0 5,610
TESLA INC COM 88160R101 345 489 SH   SOLE   0 0 489
VANECK VECTORS ETF TR PFD SECS EX FINL 92189F429 2,135 103,808 SH   SOLE   0 0 103,808
VANECK VECTORS ETF TR HIGH YLD MUN ETF 92189H409 1,066 17,330 SH   SOLE   0 0 17,330
WELLTOWER INC COM 95040Q104 2,289 35,431 SH   SOLE   0 0 35,431